Travel Insure

Travel Insurance Select Insurance

Travel Insurance Select is a comprehensive trip insurance plan available in Basic, Plus, and Elite options. It provides benefits for trip cancellation, trip interruption, trip delay, accident and sickness medical expenses, emergency medical evacuation and repatriation, and baggage loss or delay. The plan also includes 24/7 travel assistance, with optional benefits such as Cancel For Any Reason and Interruption For Any Reason available subject to eligibility and plan requirements.

What is Travel Insurance Select Insurance?

Travel Insurance Select is a comprehensive travel insurance plan designed to protect eligible travelers against covered trip-related risks before and during their trip. The plan is available in three options: Basic, Plus, and Elite, with coverage for trip cancellation, trip interruption, trip delay, accident and sickness medical expenses, emergency medical evacuation and repatriation of remains, and baggage loss or delay.

Key features of Travel Insurance Select include:
  • Trip cancellation: Reimburses eligible non-refundable, prepaid trip costs when a trip is cancelled for a covered reason, subject to the applicable plan maximum.
  • Trip interruption: Provides benefits for eligible non-refundable prepaid trip expenses and additional transportation costs when a trip is interrupted for a covered reason.
  • Trip delay: Provides reimbursement for eligible additional expenses and prepaid non-refundable travel arrangements when a covered trip delay lasts at least 12 hours.
  • Medical coverage: Accident and sickness medical expense coverage is available up to $50,000 under Basic, $100,000 under Plus, and $150,000 under Elite.
  • Emergency medical evacuation and repatriation: Coverage is available up to $100,000 under Basic, $500,000 under Plus, and $1,000,000 under Elite.
  • Baggage protection: Coverage is available for baggage and personal effects, as well as baggage delay, with limits varying by plan.
  • 24/7 travel assistance: Worldwide concierge and travel assistance services are included as non-insurance benefits.
  • Optional upgrades: Cancel For Any Reason (CFAR) and Interruption For Any Reason (IFAR) are available with the Elite plan for an additional cost, subject to eligibility and state restrictions.

Travel Insurance Select is available for trips originating anywhere. Coverage, benefits, exclusions, limitations, and availability may vary by state and are subject to the applicable plan document. The Plus and Elite plans may qualify for a pre-existing condition exclusion waiver when purchased within 21 days of the initial trip payment or deposit and other requirements are met.

Why Should I Buy Travel Insurance Select Insurance?

Travel Insurance Select provides travel protection for eligible trips, with coverage for trip cancellation, trip interruption, travel delay, baggage loss or delay, emergency medical expenses, emergency medical evacuation, and other travel-related risks. The plan is available in Basic, Plus, and Elite options, with different benefit limits and features.

Top reasons to choose Travel Insurance Select include:
  • Three plan options: Choose from Basic, Plus, or Elite coverage levels based on your travel protection needs.
  • Trip cancellation coverage: Provides up to 100% of the insured trip cost for covered cancellation reasons, subject to the applicable plan terms and limits.
  • Trip interruption coverage: Provides up to $15,000 on Basic, $125,000 on Plus, and $150,000 on Elite, subject to the plan terms.
  • Emergency medical coverage: The maximum Accident and Sickness Medical Expense benefit is $50,000 on Basic, $100,000 on Plus, and $150,000 on Elite.
  • Emergency medical evacuation: Coverage is available up to $100,000 on Basic, $500,000 on Plus, and $1,000,000 on Elite.
  • Travel delay protection: Coverage is available for eligible travel delays, with benefits of up to $500 on Basic, $1,000 on Plus, and $2,000 on Elite, subject to the applicable waiting period and plan terms.
  • Baggage protection: Coverage for baggage and personal effects loss and baggage delay is included, with higher limits available on the Plus and Elite options.
  • 24/7 emergency assistance: The plan provides emergency assistance services for medical and travel-related emergencies while traveling.

What Types of Coverage Does Travel Insurance Select Insurance Offer?

  • Trip Cancellation Reimburses non-refundable trip costs if you need to cancel your trip for a covered reason, such as illness, injury, or other unforeseen events.
  • Trip Interruption Covers additional expenses if you need to cut your trip short or return home early due to a covered reason.
  • Medical Evacuation and Repatriation of remains: This reimburses transportation expenses incurred to transport you to the nearest medical facility where treatment is available if you incur a sickness or injury that is acute, severe or life threatening during your trip. This can also cover the cost of returning remains home (in the event of death).
  • Travel Delay Reimburses expenses incurred due to unexpected travel delays, such as hotel accommodations, meals, theft of passports, and transportation costs.
  • Baggage Loss/Delay Covers the cost of replacing lost, stolen, or damaged baggage, as well as reimbursing expenses for essential items if your baggage is delayed for a certain period.
  • Emergency Assistance Services Offers 24/7 assistance for medical emergencies, travel-related emergencies, and other travel assistance services, including medical referrals and translation services.
  • Accidental Death and Dismemberment Provides benefits in the event of accidental death or serious injury sustained while traveling.
  • Rental Car Coverage Offers insurance coverage for rental cars, including collision damage waiver and liability coverage, to protect against rental car-related expenses.
  • Cancel for Any Reason (CFAR) If you meet all additional eligibility requirements, reimburses up to 75% of pre-paid, non-refundable trip payments up to plan maximum if trip is canceled or interrupted for any reason not already covered. Additional terms and costs apply. Cancel For Any Reason not available to residents of NY; Interruption For Any Reason not available to residents of NY or WA.

How Much Does Travel Insurance Select Insurance Cost?

The cost of Travel Insurance Select depends on factors such as the traveler's trip details, trip cost, travel dates, selected plan, and applicable coverage options. Travel Insurance Select is available in three plan options: Basic, Plus, and Elite.

The plan is priced based on the trip, rather than as a fixed monthly premium. For trips longer than 30 days, the rate for the first 30 days is calculated normally, with an additional $5 per day for each additional day.

Travel Insurance Select Plan Trip Cancellation Medical Expense Emergency Medical Evacuation
Basic 100% of trip cost, up to $15,000 Up to $50,000 Up to $100,000
Plus 100% of trip cost, up to $125,000 Up to $100,000 Up to $500,000
Elite 100% of trip cost, up to $150,000 Up to $150,000 Up to $1,000,000

What Are the Benefits of Travel Insurance Select?

Basic

Plus

Elite

Brochure
picture_as_pdf Travel insurance basic picture_as_pdf Travel insurance plus picture_as_pdf Travel insurance elite
Trip Cancellation
$15,000 Max $100,000 Max $100,000 Max
Trip Interruption
$15,000 Max $125,000 Max $150,000 Max
Trip Delay(12 hours)
Up to $500 max; $100 per day Up to $1000 max; $200 per day Up to $2,000 max; $250 per day
Missed Connection
$500 Max $1000 Max $1500 Max
Baggage & Personal Effects Loss
$500 Max; $250 Per Item Article; $500 Valuable Items $1,000 Max; $250 Per Item Article; $500 Valuable Items $2,500 Max; $500 Per Item Article; $1000 Valuable Items
Baggage Delay
$100 Max $300 Max $500 Max
Accident and Sickness Medical Expense
$50,000 Max; $500 Emergency Dental Expense $100,000 Max; $750 Emergency Dental Expense $150,000 Max; $1000 Emergency Dental Expense.
Emergency Medical Evacuation, Medical Repatriation and Return of Remains
$100,000 Max $500,000 Max $1,000,000 Max
Rental Car Damage
Not available $25,000 $35,000
Reimbursement of Miles or Reward Points
Not available $25,000 $35,000
Sports Equipment Rental
Not available $750 $1,500
Accidental Death & Dismemberment
Not available $25,000 Principal Sum $50,000 Principal Sum

Travel Insurance Select Travel Health Insurance - FAQ's

Travel Insurance Select Elite Insurance has Cancel for any reason benefit which can be included at an additional cost within 21 days of the initial trip deposit/payment. To get the CFAR benefit travelers must cancel the trip at least two days prior to the scheduled departure date.

If you miss the 21-day early purchase period for the Plus or Elite Plan of the Travel Insurance Select, you won’t be eligible for the Early Purchase Benefits. These benefits include the Pre-existing Medical Condition Exclusion Waiver and the option to add Cancel For Any Reason (CFAR) and Interruption For Any Reason (IFAR) coverage. However, you can still purchase the plan without these additional features. Remember to review the details carefully and choose the plan that best suits your travel needs.

Yes. Trip Cancellation coverage can reimburse eligible prepaid, non-refundable trip costs when a trip is canceled for a covered reason, subject to the applicable plan terms, exclusions, and limits.

The Pre-Existing Medical Condition Exclusion Waiver is available with the Plus and Elite plans when the applicable early-purchase requirements are met. The plan must generally be purchased within 21 days of the initial trip payment or deposit, and the traveler must not be disabled from travel at the time of purchase.

Travel Insurance Select Insurance Claims

mail
CLAIMS EMAIL

Email: Claims@globalunderwriters.com

call
CLAIMS PHONE

Inside U.S. and Canada: 1-800-513-2981
Outside U.S. and Canada: 513-533-1330

mail
MAIL TO

Global Claims Administration
3195 Linwood Avenue, Suite 201,
Cincinnati, OH 45208, USA