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While travel insurance for Thailand is not mandatory for Indian citizens, it is highly recommended due to rising healthcare costs and unpredictable travel-related issues. Whether you're visiting Thailand for tourism, study, long stays, or business, a comprehensive travel insurance plan offers protection against medical emergencies, baggage loss, trip cancellations, or unforeseen disruptions.
Buying Thailand travel insurance through NRIOL offers distinct benefits to customers primarily because NRIOL acts as an insurance advisor and online marketplace, enabling visitors to compare and select from a range of travel insurance plans that best fit their specific needs and budgets.
In essence, buying travel insurance through NRIOL empowers customers to make well-informed, convenient, and cost-effective insurance purchases backed by expert advice and multiple insurer options tailored for travel to Thailand from India.
Tailored plans for every type of traveler – choose what suits your journey.
The travel insurance for Thailand from India price ranges between ₹551 to ₹1,082 per month for 25 years old traveler, based on type of plan and policy maximum coverage.
| Plan Name | Best for | 10-Day Cost | 20-Day Cost | 30-Day Cost |
|---|---|---|---|---|
| Silver Plan $50,000 |
Solo travelers and students seeking affordable, basic coverage | ₹551 | ₹780 | ₹906 |
| Silver Plus Plan $1,00,000 |
Couples and small families wanting enhanced protection at great value | ₹586 | ₹831 | ₹965 |
| Gold Plan $2,00,000 |
Seniors and families needing comprehensive, high-limit coverage for peace of mind | ₹657 | ₹932 | ₹1,082 |
Select your insurance based on the visa category you're applying for.
| Visa Type | Best For | Coverage Focus |
|---|---|---|
| Tourist Visa | Leisure travelers from India | Medical cover, trip delays, personal accident, lost baggage |
| Business Visa | Indian professionals on short trips | Trip cancellation, laptop coverage, liability protection |
| Student Visa | Indian students in Thai institutions | Health cover, sponsor protection, tuition loss |
| Long-Term Visit Visa | Expats or family stays | Pre-existing conditions, hospitalization, policy extensions |
| Coverage Type | Details |
|---|---|
| Emergency Medical Expenses | Covers hospitalization, doctor visits, medication, and diagnostic tests. |
| Accidental Injury & Death | Compensation for accidental disability or death during the trip. |
| Trip Cancellation/Interruption | Reimbursement for non-refundable bookings if your trip is canceled or cut short due to illness, death in family, or natural disasters. |
| Loss of Checked-in Baggage | Compensation for lost, stolen, or delayed checked baggage. |
| Loss of Passport | Covers the cost of replacing a lost or stolen passport. |
| Emergency Evacuation & Repatriation | Covers evacuation due to medical emergencies and repatriation of remains. |
| Personal Liability | Covers accidental third-party injury or property damage caused by you. |
| COVID-19 Related Expenses | Select plans cover quarantine, treatment, or trip cancellation due to COVID-19. |
| Delay in Flight/Trip | Compensation for extra expenses due to long flight delays or missed connections. |
| Hijack Distress Allowance | Compensation for distress in the event of a hijack (offered in select plans). |
| Pre-existing Conditions (Optional) | Some plans offer limited coverage if disclosed and opted during purchase. |
| Not Covered | Details |
|---|---|
| Undisclosed Pre-existing Conditions | Claims are denied if pre-existing illnesses are not declared at the time of buying. |
| Self-inflicted Injuries or Suicide | Injuries due to intentional self-harm or suicide attempts are not covered. |
| Travel for Medical Treatment | If you're going to Thailand specifically for treatment, insurance won't cover expenses. |
| Adventure Sports (Unless Covered) | Activities like scuba diving, bungee jumping, or skydiving are not covered unless you choose an add-on. |
| War or Terrorism-related Claims | Injuries or losses due to war, civil unrest, or terrorism are generally excluded. |
| Drug or Alcohol-related Incidents | Claims arising from accidents or illness while under the influence are not covered. |
| Loss of Unattended Belongings | If your valuables are stolen while left unattended, claims may be rejected. |
| Cosmetic or Elective Procedures | Insurance does not pay for non-essential treatments like cosmetic surgery or dental cleaning. |
Pro Tip from NRIOL: Go through the benefits, terms and conditions before you buy any insurance plan. Enjoy a peaceful and worry free trip to Thailand.
Trusted by thousands of Indian travelers since 1997
Get My Insurance PlanAbsolutely! NRIOL provides flexible options to modify your policy for travel dates change, personal information changes for its customers.
Currently, travel health insurance is not mandatory for visiting Thailand. However it is recommended to have a comprehensive health insurance to have a peaceful trip to Thailand.
A minimum coverage of USD 50,000 to USD 100,000 is recommended to cover hospitalization and emergency evacuation in Thailand.
Yes. NRIOL offers policy extension and renewal support even if you are already abroad.
NRIOL provides assistance to its customers who has claims on their policy. Claims are approved and settled by the respective insurance company.
Yes. With NRIOL, you can easily update your policy for changes in passport numbers, address, or travel dates before the policy start date.
At NRIOL, we go beyond just offering insurance plans. We provide a seamless buying experience, expert advice, and support every step of your journey. With our commitment to transparency, no hidden charges, and excellent customer care, you can travel confidently knowing we’ve got your back.
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