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TATA AIG Above 70 travel insurance
Health insurance for senior citizens travelling abroad is very important given one's vulnerability while outside their familiar environment, be it food, water, weather ... while outside India. TATA travel insurance for senior citizens insures these senior travellers going overseas. Tata's travel insurance for Indian senior citizens is also available with coverage for pre-existing ailments. TATA AIG senior citizen plans is for travelers above 70 years up to the age of 99 and can be purchased online without any paper work or any special approval. Pre-existing ailments are covered up to $3,000 depending on the age in case of life threatening situations only.
TATA AIG senior citizen insurance also offers an option of international travel insurance for senior citizens travelling abroad without sub limits, while there is a cheaper plan option with sub limits. The TATA travel insurance also include overseas medical insurance policy with repatriation clause. Compare TATA AIG travel insurance plans and buy best travel insurance for over 70.
Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
| Benefits (In US dollars) | Senior | Senior Plus | Super Senior |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 71-80 years | 71-80 years | 81+ years |
| Destination | All countries covered, Excluding politically disturbed countries | All countries covered, Excluding politically disturbed countries | All countries covered, Excluding politically disturbed countries |
| Sum Insured for Accident & Sickness | Up to $50,000 Deductible : $100 |
Up to $100,000 Deductible : $100 |
Up to $50,000 Deductible : $100 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $2,500 | Up to $3,000 | Up to $1,500 |
| Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured) | Up to $50,000 Deductible : $100 |
Up to $100,000 Deductible : $100 |
Up to $50,000 Deductible : $100 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement (Overseas) | Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
| Emergency Medical Dental Expenses | $300 Deductible : $75 |
$500 Deductible : $75 |
- |
| Delay of Checked-in Baggage | $40 Deductible : After 4 hours |
$40 Deductible : After 4 hours |
$40 Deductible : After 4 hours |
| Loss of Checked-in Baggage | $200 | $200 | $200 |
| Loss of Passport | $250 Deductible : $25 |
$250 Deductible : $25 |
$250 Deductible : $25 |
| Personal Liability | $1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
| Trip Curtailment | $500 Deductible : $100 |
$500 Deductible : $100 |
$500 Deductible : $100 |
| Trip Cancellation | $250 Deductible : $50 |
$500 Deductible : $50 |
$250 Deductible : $50 |
| Flight Delay | $40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
| Missed Flight/Connection | $250 | $250 | $250 |
| Bounced Hotel/Airline booking | $500 Deductible : $50 |
$500 Deductible : $75 |
$250 Deductible : $50 |
| Home Content Burglary (in INR) | ₹50,000 Deductible : ₹5,000 |
₹50,000 Deductible : ₹5,000 |
₹50,000 Deductible : ₹5,000 |
| Accommodation Extension | $50 per day Up to max of 10 days | $100 per day Up to max of 10 days | $50 per day Up to max of 10 days |
| Hijack/Kidnap Daily Allowance | $75 Per 12 hours, Up to max of 10 days | $100 Per 12 hours, Up to max of 10 days | $75 Per 12 hours, Up to max of 10 days |
| Flight Cancellation | - | $75 | - |
| Emergency Extension of the Policy | 7 days | 7 days | 7 days |
| Loss of Personal Baggage | - | $200 Deductible : $30 |
- |
| Compassionate Travel/Stay | Up to $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Up to $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Up to $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member |
| Medical Sublimit | Senior | Senior Plus | Super Senior Plus |
|---|---|---|---|
| Hospital Room Rent and Boarding expenses | $1,500 per day up to 30 Days | $1,500 per day up to 30 Days | $1,500 per day up to 30 Days |
| Emergency Room Services | $1,500 | $1,500 | $1,500 |
| ICU Charges | $3,000 per day up to 7 Days | $3,000 per day up to 7 Days | $3,000 per day up to 7 Days |
| Surgical Treatment Expenses | $12,500 | $12,500 | $12,500 |
| 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | |
| Physician Consultation Charges | $125 per day Up to 10 visits | $125 per day Up to 10 visits | $125 per day Up to 10 visits |
| Diagnostic Tests | Up to $750 | Up to $750 | Up to $750 |
| Ambulance Service (Not applicable for Outpatient Treatment) | Up to $500 | Up to $500 | Up to $500 |
| Pharmacy | Up to $2,000 | Up to $2,000 | Up to $2,000 |
| Miscellaneous Expenses | Up to $500 | Up to $500 | Up to $500 |
| Emergency Room Services (Total) | $27,500 | $27,500 | $27,500 |
| Non-Surgical (Medical Management cases) | $13,000 | $13,000 | $13,000 |
Yes, Tata AIG senior citizen travel insurance plan offers travel insurance for 70+ senior citizens. A senior citizen who is 75, 80, 85, 80, 90+ years of age can buy this plan. It means a traveler who has crossed more than 70 years can buy this plan. This Tata AIG senior citizen travel guard is one of the best travel insurance for senior citizens in India.
Tata AIG travel insurance for senior citizens costs depends on the country he/she is traveling and the duration of the travel. If the senior citizen is traveling for longer duration, then the premium is more. But he can reduce the cost of his senior citizen travel insurance by opting for lesser medical maximum coverage.
Tata AIG travel insurance works in the similar way as other policies. Tata AIG senior citizen travel plan offers cashless hospitalization for sickness medical expenses. Outpatient medical expenses are on a reimbursement basis. In case of using the policy senior citizens can call the relevant phone numbers and the service provider offers assistance as per the needs of the senior citizens.
Senior citizen travel insurance by Tata AIG is a cashless policy when it involves hospitalization. It offers cashless claim settlement for hospitalization medical expenses. Senior citizens can get the help needed by contacting the service provider using the phone numbers that are provided in the travel policy.
Tata AIG will reimburse up to $3,000 depending on the age for expenses of treatment arising from pre-existing conditions under life threatening conditions. The expenses will be paid until the insured becomes medically stable.
The maximum entry age for Tata AIG Travel Guard policy is 99 years.
You can buy the tata aig senior citizen travel insurance before you depart form India. Incase if you want a insurance after departure from india, please visit the page.
Yes if Tata AIG travel insurance for Seniors offers cashless settlement, if the insured is admitted to one of the preferred network hospital as inpatient for more than 24 hours. AIG IS or ISOS will offer cashless hospitalization by paying 100% of the claim amount.
TATA AIG travel insurance for seniors covers both inpatient and outpatient medical expenses during their stay in overseas. Inpatient medical expenses are cashless while outpatient medical expenses are reimbursement basis. There is a deductible of $100 the policy holder has to bear after which the claim is settled.
There are many senior citizen travel packages. TATA AIG older traveler plan is the best travel medical insurance for seniors over 70. TATA AIG provides health coverage under its overseas travel insurance for senior citizens plan.
For 70+ year old senior citizens TATA AIG offers $50,000 maximum coverage. Below are the medical sub limits on the policy.
Some of the exclusions under the TATA AIG senior citizen travel health insurance are as follows
TATA AIG Senior citizen travel health insurance can be renewed online. The initial purchase days and the sum total of subsequent renewal days cannot exceed 180 days. Renewal is based on good health, no claims and approval from the underwriting team.
Yes, however you have to buy the TATA AIG travelguard "without sub limit" policy.
Yes, TATA AIG offers plan without sub limits of $50,000 policy maximum for senior citizens.
One of the best Indian travel insurance for USA is the TATA AIG travel insurance. It covers travelers of all age group starting from 6 months. It offers a wide range of plans starting from $50,000 to $500,000 maximum coverage. An older traveler who are 56 years and above has an option of buying the plan without any medical sublimit. TATA AIG travel insurance for USA works with popular networks like Hygeia, First Health and PHCS and hence the travelers traveling to US from India will get the assistance service of a local provider in the US. Faster and good claim settlement ratio. Covers for pre-existing ailments for a limited for $1,500 under life threatening situations. Popular brand among overseas travelers.
You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy weblink where he / she can pay online and renew Tata AIG travel insurance for senior citizens India policy.
Yes, TATA AIG does offer travel insurance if you are over 90 years even if you have pre-existing medical concerns. The TATA AIG Senior citizen overseas travel insurance protects you in case of medical crises, assisting in in the prevention of unexpected medical bills and unnecessary complications that can occur during international travel.
Yes, TATA AIG’s travel insurance does increase at the age of 65 years. Travelers aged between 18 to 64 will pay one price, while those aged 65 or over will pay a higher premium.
Travel insurance plans are mainly meant to cover medical problems while traveling in case of an emergency, Tata AIG senior citizen travel insurance also offers a limited coverage for pre-existing conditions.
COVID-19* Covered
TATA AIG travel insurance includes Covid19 related expenses under hospitalization medical expenses.
Affordable Policies
Our senior citizen travel insurance policies start at just INR 188 per day! This affordable cost provides a significant layer of safety and peace of mind while traveling outside India.
Insurance Claims support
TATA AIG insured senior citizens can call 080-41101026 at any time to file a claim or get additional assistance while abroad.
Coverage for all ages
TATA AIG provides coverage for your international travels regardless of your age.
No, there is no travel insurance without medical coverage included. Always consult your insurance provider before filing a claim, or you risk having your claim denied.
TATA AIG travel insurance is one of the best travel insurance, It offers the best travel insurance from India with features such as
The age of the traveler is one of the key factors in determining the insurance premium, along with travel duration, destination, and the Accident & Sickness Sum Insured. This means a 70-year-old traveler will generally pay a higher premium than a 35-year-old, assuming both have the same coverage, travel to the same destination, and stay for the same duration. Historical data shows that as travelers age, there is a higher likelihood of more frequent and expensive medical claims.
However, it's important to note that regardless of the premium difference, it is crucial for both the 70-year-old and the 35-year-old to have travel insurance for their international trip. Unexpected medical or non-medical emergencies can arise at any time, and having insurance can help cover the financial impact. An unplanned medical emergency can result in significant expenses—potentially thousands of USD, GBP, or Euros—which can be managed with the right insurance coverage.
The TATA AIG Above 70 travel insurance cost for one month starts at just ₹9,097 for coverage Worldwide Including USA & Canada. Tata AIG Overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG Overseas travel medical plan variants.
| Plan name(Premiums inclusive of GST @18%) | 71-75 years | 76-80 years | 81 - 85 years | 86 - 90 years | 90 above years | |||||
| Senior ($50,000) |
₹9,097 (With sublimits) |
₹21,769 | ₹12,998 (With sublimits) |
₹31,450 | - | - | - | - | - | - |
| Senior Plus ($100,000) |
₹12,571 (With sublimits) |
₹24,351 | ₹17,922 (With sublimits) |
₹35,141 | - | - | - | - | - | - |
| Super Senior ($50,000) |
- | - | - | - | ₹25,504 (With sublimits) |
₹54,801 | ₹40,975 (With sublimits) |
₹88,582 | ₹51,634 (With sublimits) |
₹103,396 |
The TATA AIG Above 70 travel insurance cost for one month(30 days) starts at just ₹5,845 for coverage Worldwide Excluding USA & Canada. Tata AIG Overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG Overseas travel medical plan variants.
| Plan name(Premiums inclusive of GST @18%) | 71-75 years | 76-80 years | 81 - 85 years | 86 - 90 years | 90 above years | |||||
| Senior ($50,000) |
₹5,845 (With sublimits) |
₹7,725 | ₹7,202 (With sublimits) |
₹11,174 | - | - | - | - | - | - |
| Senior Plus ($100,000) |
₹6,604 (With sublimits) |
₹10,683 | ₹9,352 (With sublimits) |
₹15,415 | - | - | - | - | - | - |
| Super Senior ($50,000) |
- | - | - | - | ₹13,936 (With sublimits) |
₹23,486 | ₹23,842 (With sublimits) |
₹40,555 | ₹32,511 (With sublimits) |
₹55,490 |
The following are the important factors to consider while buying TATA AIG travel insurance for elderly:
TATA AIG travel insurance for Senior Citizen.
International travel insurance for Indian parents overseas.
TATA AIG travel insurance for pre-existing conditions.
TATA AIG overseas mediclaim insurance for older travelers above 80 years.
You can buy Travel Guard Plus online by using a credit/debit card, direct funds transfer, NEFT or RTGS or by a cheque.
Travelers already outside India without insurance? We can try to get special approval to buy TATA AIG travel insurance online.
Calculate the TATA AIG international travel insurance premium for Indian travelers and senior citizens travelling overseas.
In case of Claim or reimbursement of treatment expenses, notify TATA AIG toll free and helpline.
Download TATA AIG Travel Guard Plus brochure online!
Travel insurance customers can renew their existing policy online before the exipry date at any time.
Find out the best Tata AIG International Travel Insurance!
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Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".