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The best travel insurance for the UK from India is offered by top-rated insurers, accessible on platforms like NRIOL. With rising medical costs in the UK and strict visa regulations, the best travel insurance from India to the UK ensures you are financially protected.
For Indians visiting England—whether for higher education, tourism, business, or family trips—choosing the right travel insurance plan is critical. Although the UK does not mandate travel insurance for tourists, it is highly advisable to cover unexpected medical expenses, flight disruptions, or loss of belongings.
Tailored plans for every type of traveler – choose what suits your journey.
Long-stay coverage keeps you secure while visiting relatives in London, Birmingham, or Manchester.
The UK is a popular destination for Indian seniors—historic sites, royal heritage tours, or religious visits.
The UK is a top destination for Indian students; travel insurance meets university and visa requirements.
NRIOL offers policies covering pre-existing conditions like diabetes, heart issues, or hypertension (per T&C).
The TATA AIG travel insurance for England from India price ranges between ₹777 to ₹2,978 for one month(30 days) for 25 years old traveler, based on type of plan and policy maximum coverage.
| Duration | Silver $50,000 | Silver Plus $1,00,000 | Gold $2,50,000 | Platinum $5,00,000 | Titanium $7,50,000 | Titanium Plus $1,000,000 |
|---|---|---|---|---|---|---|
| 10 Days | ||||||
| 20 Days | ||||||
| 30 Days |
Select your insurance based on the visa category you're applying for.
| Visa Type | Best For | Coverage Highlights |
|---|---|---|
| Tourist Visa | Indian tourists/pilgrims | Emergency medical, trip delay, baggage, accident cover |
| Student Visa | University students | Tuition reimbursement, hospitalization, sponsor protection |
| Business Visa | Corporate travelers | Trip delays, laptop protection, liability coverage |
| Long-Stay Visa | Family visits | Pre-existing condition cover, policy extension, repatriation |
| Coverage Type | What It Includes |
|---|---|
| 🏥 Medical Expenses | Hospitalization, doctor visits, diagnostics. |
| 🚑 Medical Evacuation | Return to India or nearest hospital. |
| 💼 Loss of Baggage | Compensation for lost/delayed luggage. |
| 🛂 Loss of Passport | Replacement support. |
| 💔 Trip Cancellation/Interruption | Refunds for unused bookings. |
| 🛬 Flight Delays/Missed Connections | Extra accommodation & costs. |
| 🦠 COVID-19 Coverage | Hospitalization, quarantine, cancellations. |
| 🧍 Personal Accident Cover | Compensation for death/disability. |
| Not Covered | Description |
|---|---|
| 🚫 Undeclared pre-existing conditions | Not covered if not disclosed during policy purchase. |
| 🍷 Alcohol/drug-related incidents | No coverage for accidents or illnesses under influence. |
| 🧗 Adventure sports (without add-on) | Excluded unless optional adventure cover is purchased. |
| 💉 Planned surgeries abroad | Elective or scheduled treatments are not covered. |
| 💄 Cosmetic/non-medical procedures | Aesthetic or non-essential treatments are excluded. |
| ⚔️ War, civil unrest, terrorism exclusions | No coverage for losses due to war, riots, or terrorism. |
Quick facts to help you prepare before your journey
It is not mandatory for tourists, but is strongly recommended due to expensive medical care. However, for student visas, proof of insurance is often required.
Yes. NRIOL lets you extend policies online, useful if your return gets delayed.
Basic plans exclude them, but add-ons are available for trekking, skiing (Scotland), or sports events.
Yes, plans cover COVID-19 emergencies. NHS treatment for non-residents is expensive, but insurance reimburses eligible costs.
At least USD 100,000 (or equivalent in GBP) is advisable due to high medical costs in the UK.
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