Reliance Travel Insurance for Germany
Satisfies Germany Schengen Visa Insurance Requirements with Instant Visa Letter
Secure Your Trip with Reliance - Now at 0% GST
Why Buy Reliance Travel Insurance Germany?
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Reliance Travel Insurance for Germany from India
Planning a trip from India to Germany? Whether you're traveling for leisure, business, studies, or visiting family, having the right Germany travel insurance is essential for your Schengen visa. Reliance Germany Travel Insurance offers Schengen-compliant travel medical insurance accepted by German Consulates and VFS Global.
Do I Need Travel Insurance for Germany?
Yes. Travel insurance is mandatory for Indian citizens applying for a Germany Schengen visa. You must show proof of a policy that covers emergency medical treatment, hospitalization, and repatriation throughout the Schengen Area.
Reliance Germany travel insurance meets all Schengen requirements and ensures a worry-free trip.
Do I Need to Apply for a Germany Schengen Visa?
Indian nationals must apply for a Germany Schengen visa before traveling. This visa allows travel within the Schengen region for up to 90 days within 180 days. A Schengen-approved Reliance travel insurance policy must be included in your visa application.
How Do I Apply for a Germany Schengen Visa?
- Select the visa type – tourist, student, business, or transit.
- Schedule an appointment with VFS Global or the German Consulate.
- Complete the application form and gather required documents.
- Buy Reliance travel insurance for Germany, approved by VFS Global.
- Attend the biometric appointment and submit your file.
How Do I Choose the Right Germany Schengen Visa Insurance?
Reliance offers multiple travel insurance plans that meet all Schengen visa requirements. You can easily purchase the policy online, and your Schengen visa certificate is emailed instantly.
What Are the Germany Travel Insurance Requirements?
Your Reliance Germany travel insurance must include:
- A minimum medical coverage of EUR 30,000 / USD 50,000.
- Coverage for emergencies, accidents, and repatriation.
- Validity across all 29 Schengen countries.
- Coverage for the entire trip duration.
Reliance plans fully comply with these requirements and are accepted by German Consulates in India.
How Much Does Reliance Germany Travel Insurance Cost?
Reliance Germany Travel Insurance starts at ₹23 per day, with coverage limits between €30,000 and €50,000. Benefits include medical treatment, evacuation, baggage loss, trip cancellation, and more.
*Premium varies based on age, travel duration, and destination. Get an instant quote for accurate pricing.
Why Choose Reliance Travel Insurance for Germany?
- Schengen visa–approved plans
- Instant policy & visa insurance certificate
- Cashless medical coverage in Germany
- 24/7 multilingual support
- Quick online purchase and easy claims
How to Buy Reliance Insurane for Germany / Schengen Visa
Buying Reliance travel insurance for Germany and Schengen Visa online is simple and fast:
Complete the Travel Insurance for Germany quote form online.
Provide number of travelers, age, and travel dates to compare Reliance plan options.
Compare the plans and select the best travel insurance plan for Germany
Complete payment via credit/debit card, UPI, or net banking.
Your Reliance Insurane policy will be issued immediately and emailed to you.
💡 Tip: Keep both digital and printed copies of your policy during your trip.
Common Travel Insurance Mistakes to Avoid for Germany
- Buying a plan not valid in all Schengen countries
- Choosing coverage below EUR 30,000
- Entering incorrect travel dates
- Not printing the insurance certificate for your visa application
Reliance ensures your Germany travel insurance meets all Schengen requirements to prevent visa issues.
How Do I Get My Travel Insurance Certificate?
After purchasing Reliance Germany travel insurance:
- Your Schengen visa certificate (PDF) is generated instantly
- You will receive it by email immediately
- Print and attach it to your Germany visa application
What Does Reliance Germany Travel Insurance Cover?
Coverage typically includes:
- Emergency medical treatment
- Hospitalization & medical evacuation
- Repatriation of remains
- Loss of passport or baggage
- Trip delay or cancellation
- Accidental death or disability
- 24×7 emergency support
What Is Cashless Hospitalization in Reliance Travel Insurance for Germany?
Cashless hospitalization means that if you need medical treatment or are admitted to a hospital in Germany, you do not have to make upfront payments. Reliance General Insurance directly settles the eligible medical expenses with the hospital through its international assistance partners.
How to Get Cashless Treatment in Germany with Reliance Travel Insurance?
💡 How Cashless Treatment Works- Medical emergency occurs: You fall ill or meet with an accident during your trip in Germany.
- Contact the assistance provider immediately: Reliance has a 24×7 global emergency assistance helpline. You or the hospital must call the number mentioned in your policy document.
- Hospital verification: The assistance team verifies whether the hospital is part of Reliance’s global cashless network.
- Guarantee of Payment (GOP): After confirmation, the assistance provider issues a Guarantee of Payment to the hospital stating that Reliance will settle eligible medical charges directly.
- Cashless treatment begins: You receive treatment without paying medical bills upfront. The hospital and insurer coordinate billing.
- You pay only non-covered items: Any excluded expenses—such as personal items or non-medical charges—must be settled directly by you.
What Factors Influence the Cost of Reliance Travel Insurance to Germany?
Your Reliance travel insurance Germany from India premium depends on:- Age of the traveler
- Total duration of stay in Germany
- Type of plan selected (individual, family, senior, student, etc.)
- Coverage amount and optional add-ons
- Reliance offers affordable Germany travel insurance starting at pocket-friendly daily premiums for short trips.
- Compare Reliance Travel Insurance Plans for Germany
What Are the Different Types of Germany Visas?
- Tourist Visa – for sightseeing and vacation travel
- Business Visa – for corporate meetings, seminars, or conferences
- Student Visa – for pursuing education at German institutions
- Family Visit Visa – for visiting relatives or friends in Germany
- Transit Visa – for passengers transiting through German airports
What Are the Documents Required for a Germany Visa?
- Valid Indian passport (minimum 6 months validity)
- Completed and signed Schengen visa application form
- Passport-sized photos as per Schengen guidelines
- Cover letter explaining reason for travel
- Confirmed flight booking and hotel accommodation proof
- Travel insurance certificate (Reliance Schengen-compliant policy)
- Proof of financial stability (bank statements, income proof)
Travel Safe to the Germany with Reliance Schengen Travel Insurance
Ensure a safe trip to Germany with Reliance Travel Insurance — offering cashless medical cover, baggage protection, and Schengen visa–compliant benefits.
How to Extend or Renew Your Reliance Germany Travel Insurance While Abroad?
Indian travelers who want to extend or renew Reliance travel insurance can complete the Reliance international travel insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
- Filled & signed Good health declaration
- Passport (first and last page & stamp page of the departure)
- Air ticket copy of onward journey (traveled from India to overseas)
Why Buy Reliance Germany Travel Insurance from NRIOL?
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verifiedSchengen-Approved Insurance Plans
NRIOL offers Reliance Germany Schengen travel insurance that meets all Embassy and VFS Global requirements, ensuring hassle-free visa approval for your Germany trip.
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attach_moneyAffordable & Transparent Pricing
Choose from budget-friendly Reliance travel insurance from India to Germany with no hidden charges and multiple plan options suitable for every traveler.
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school20+ Years of Expertise
With over two decades of experience, NRIOL helps Indian travelers select the best Reliance travel insurance Germany plan for tourism, business, family visits, or student stays.
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editEasy Policy Modifications
Quickly update travel dates, passport details, or traveler information for your Reliance Schengen travel insurance Germany policy with NRIOL's support.
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updateFlexible Extensions & Renewals
Extend or renew your Germany Schengen travel insurance easily, even if your trip gets unexpectedly prolonged while abroad.
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support_agent24×7 Global Assistance & Claims Support
Get round-the-clock help for emergencies, cashless treatment, and claims processing with Reliance travel health insurance for Germany purchased through NRIOL.
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shopping_cartHow to Buy the Plan?
Buy Travel Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
Know more » -
assessmentTraveler outside India
Travelers already outside India without insurance? We can try to get special approval to buy Reliance travel insurance online.
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assignment_turned_inHow to Make a Claim?
For Claim or reimbursement, Contact Reliance via toll-free helpline.
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descriptionReliance Travel Brochure
Download Reliance Travel Insurance brochure online!
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autorenewReliance Policy Renewal
Renew your Reliance travel insurance policy online anytime before expiry.
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Schengen Destinations
Discover Popular Schengen Destinations with Reliance Travel Insurance
Reliance Citation
Mr. Arvind Naaz , Chief Marketing Officer - RGICL (Reliance General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to Reliance General Insurance customers.
Travel Insurance for German Work Permit from India
Indian professionals traveling to Germany on a Type D National Work Visa must have travel insurance that satisfies the visa requirements and remains valid for their entire stay. This insurance provides essential protection against medical emergencies, hospitalization, and other unforeseen events while living in Germany.Can I get a refund on my travel insurance if my German visa is rejected?
Yes. If your German visa is rejected, you can submit the visa rejection letter to the travel insurance company. They will cancel the policy and process a full refund of the premium you paid.
Germany - General Information
| Location | Central Europe |
|---|---|
| Capital | Berlin |
| Currency | Euro |
| Best Time to Visit | May to September |
| Population | 84.3 million |
| Language | German |
| Popular Vacation Spots | Dresden, Berlin, Cologne, Hamburg, Munich, Frankfurt, Bavaria, Stuttgart, Lake Constance, Dusseldorf |
Which Are the Popular Tourist Destinations in Germany?
The Rügen Cliffs are located in the Jasmund National Park in the northeast of Rügen island. Facing constant erosion the chalk cliffs tower high above the Baltic Sea.
The neo-Gothic Hohenzollern Castle is perched on a bluff overlooking two small towns at the foothills of the Swabian Alps. Constructed in the 19th century.
Easily the greatest Gothic cathedral in Germany, Cologne Cathedral (Kölner Dom) has been Cologne’s most famous landmark for centuries.
Berchtesgaden played a significant role in the shaping of German history. Known throughout history for its salt mines, Berchtesgaden is now better known for being the summer retreat of Adolf Hitler.
location_on Indian Embassy & Consulate Details in Germany
Here’s the information for the Indian Embassy and Consulates in Germany:- Embassy of India, Berlin
- Address: Tiergartenstrasse 17, 10785 Berlin, Germany.
- Contact Information: Phone: +49 30 2579 5303.
- Services Offered: Visa and passport services, assistance to Indian citizens, and promoting bilateral relations.
- Consulate General of India, Frankfurt
- Address: Friedrich-Ebert-Anlage 26, 60325 Frankfurt am Main, Germany.
- Contact Information: Phone: +49 69 1530 050.
- Services Offered: Visa and passport services, consular assistance, and trade promotion.
- Consulate General of India, Munich
- Address: Widenmayerstrasse 15, 80538 Munich, Germany.
- Contact Information: Phone: +49 89 2102 3912.
- Services Offered: Visa and passport services, consular assistance, and cultural exchanges.
- Consulate General of India, Hamburg
- Address: Kohlhöfen 21, 20355 Hamburg, Germany.
- Contact Information: Phone: +49 40 3380 36.
- Services Offered: Visa and passport services, consular assistance, and community welfare.
✈️ Major Airports & Travel Routes for Travelers from India to Germany
Main Departure Airports in India
Indian travelers flying to Germany (Schengen Area) commonly depart from major international hubs such as:
- Indira Gandhi International Airport (DEL), New Delhi – India’s busiest international airport with multiple direct and connecting flights to Germany.
- Chhatrapati Shivaji Maharaj International Airport (BOM), Mumbai – a key hub offering direct and one-stop connections to major German cities.
- Kempegowda International Airport (BLR), Bengaluru and Rajiv Gandhi International Airport (HYD), Hyderabad – popular for Europe-bound one-stop connections.
- Other airports like Chennai (MAA) and Kolkata (CCU) also offer convenient one-stop Europe routes.
🛬 Popular Arrival Airports in Germany
Germany is well-connected and has several major international airports frequently used by travelers from India:
- Frankfurt Airport (FRA) – Germany’s busiest airport and a major Lufthansa hub with several direct flights from India.
- Munich Airport (MUC) – another major Lufthansa hub offering direct and connecting flights.
- Berlin Brandenburg Airport (BER) – popular for one-stop flights via European carriers.
- Hamburg (HAM) and Düsseldorf (DUS) – commonly reached via one-stop connections.
✈️ Common One-Stop Flight Routes (India → Germany)
Most routes from India to Germany include either a direct flight or a stopover via major European or Middle Eastern transit hubs. Common routes include:
- Doha (DOH) – Qatar Airways
- Dubai (DXB) – Emirates
- Abu Dhabi (AUH) – Etihad Airways
- Istanbul (IST) – Turkish Airlines
- Zurich (ZRH) – Swiss International Air Lines
- Amsterdam (AMS) – KLM
- Paris (CDG) – Air France
💡 Travel Insurance Tip for Schengen Visa (India → Germany)
When applying for a Germany Schengen Visa, travelers must have insurance that meets Schengen requirements with at least €30,000 coverage for medical emergencies.
Important:
Your travel insurance coverage must start from the date you leave India—not just from your arrival date in Germany.
This ensures:
- Protection throughout the entire journey, including transit and layovers
- Full compliance with Schengen visa requirements
- Coverage for medical emergencies, missed connections, baggage issues, and travel delays
Reliance travel insurance for Germany from India - FAQ's
The cost of Indian travel insurance for Germany depends on the traveler age and the length of travel insurance required. The cost if higher for senior citizens and the older the traveler the higher will be the cost. The cost of the Reliance Germany travel insurance is also higher for longer stays in Germany. Indian travelers visiting Germany can buy Reliance travel insurance to Germany from India on our website by completing an online Reliance travel insurance proposal form. The travel insurance India to Germany policy will be emailed to the email ID in the application form.
Reliance Travel Insurance for Germany provides coverage for medical emergencies, trip cancellations, lost luggage, and additional benefits.
Yes, you can conveniently buy Reliance Travel Insurance for Germany through our online platform.
You require travel insurance that includes coverage for medical emergencies, trip cancellations, lost luggage, and emergency evacuation. Reliance Travel Insurance for Germany offers protection to ensure a secure and peaceful journey.
You may travel to Germany without insurance, but if you are applying for a Schengen visa, it is a requirement. For travelers from visa-exempt countries, insurance is not compulsory but is highly advisable for medical emergencies and unexpected incidents.
Yes, if you are applying for a Schengen visa to Germany, travel insurance is required. It must provide coverage for medical emergencies, hospitalization, and repatriation with a minimum limit of €30,000. Even if you are traveling without a visa, it is strongly recommended for safeguarding against unforeseen circumstances.
If the traveler is applying for an Germanyn visa, the consular authorities can insist on adequate travel insurance for the visit to Germany. Given the fact that one’s domestic Indian health insurance has little coverage in Germany, it is very important for Indian travelers to have Reliance travel insurance while in Germany.
You can claim travel insurance by the following ways:
Planned hospitalization:
- Call the relevant number specified in the policy and intimate the company or assistance service provider about the planned hospitalization.
- The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
- On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
- If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder has planned to take the treatment.
- This claim will be cashless after deductible as per policy terms and conditions.
- Call the relevant number specified in the policy and intimate the company or assistance service provider as early as possible.
- The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
- On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
- If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder is taking treatment.
- This claim will be cashless after deductible as per policy terms and conditions.
- Call the relevant number specified in the policy and intimate the company or assistance service provider either before visiting the doctor or immediately after visiting the doctor.
- Pay from your pocket and claim for reimbursement later.
- Register your claim.
- As per the guidance of the claims department, submit all the relevant documents and medical bills to the specified address.
- Verification and authentication of the submitted bills.
- If your claim is approved, after deductible the eligible claim amount equivalent in Indian currency is reimbursed to the policy holder.
Some of the general exclusions of Reliance overseas health insurance which are not covered are as below:
- Any claims before the insurance start date and after the insurance end date are not payable.
- Any pre-existing condition unless it is life-saving emergency condition.
- Traveling abroad only to take medical treatment or traveling against the advice of the physician.
- Policy holder taking part in a naval, military or air force operation.
- Any claim caused intentionally or by committing a crime or as a result of drunkenness or addiction (drugs, alcohol).
- Any claim arising out of mental disorder, anxiety, stress, depression, HIV / AIDS
- Any claim arising out of sporting activities.
- Any act of terrorism, war and more.
You can renew the Reliance policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the Reliance insurance policy renewal form so that our insurance advisors will help you to renew travel insurance to Germany from India policy.