Singapore Travel Insurance from India
Singapore travel insurance from India starts at ₹23/day* and can cover emergency medical expenses, trip cancellation, and lost baggage. Compare plans and get a quote online.
Secure Your Trip with IndusInd - Now at 0% GST
Are You Travelling to Singapore from India?
IndusInd Travel Insurance provides comprehensive protection for Indian travellers visiting Singapore, covering emergency medical expenses, trip cancellation, travel delays, baggage loss, and other unexpected events.
If you are looking for Singapore travel insurance from India, you can choose from plans designed for tourists, students, business travellers, families, and senior citizens.
Travel insurance for Singapore from India can help protect you from the high cost of overseas medical treatment and other travel-related emergencies.
IndusInd offers Singapore travel medical insurance with 24/7 international assistance and multiple coverage options to suit different trip durations and budgets.
Why Do You Need Travel Insurance for Singapore?
Singapore travel insurance is recommended for Indian travellers because medical treatment can be expensive for visitors. A suitable policy can help cover eligible emergency medical expenses and protect you against unexpected travel disruptions.
Key benefits may include:- Emergency hospitalisation expenses
- Emergency medical evacuation
- Trip cancellation or interruption
- Baggage loss or delay
- Loss of passport
- Personal liability
For Indians travelling overseas, Singapore travel medical insurance can provide financial protection when unexpected medical or travel emergencies occur during the trip.
How Much Does IndusInd Singapore Travel Insurance from India Cost in 2026?
The cost of Singapore travel insurance from India starts at around ₹23/day* for a 25-year-old traveller. Premiums vary depending on age, travel duration, plan type, and medical coverage limit.
These affordable rates make IndusInd travel insurance a budget-friendly and reliable way to safeguard your Singapore trip.
| Feature | Standard Plan | Silver Plan | Gold Plan | Platinum Plan |
|---|---|---|---|---|
| Medical Cover | $50,000 | $100,000 | $250,000 | $500,000 |
| Baggage Loss | $500 | $1,000 | $1,200 | $1,500 |
| Pre-existing (T&C apply) | Up to $50,000 | Up to $100,000 | Up to $250,000 | Up to $500,000 |
| Trip Cancellation | Nil | $600 | $600 | $600 |
| Starting Premium |
₹23/day* |
₹28/day* |
₹34/day* |
₹58/day* |
*Price shown is for a 180-day trip to Singapore for a 25-year-old traveller. Actual premium varies with age, destination, and duration.
What Is the Cheapest Travel Insurance for Singapore from India?
IndusInd Basic Plan is one of the most economical options for your Singapore travel needs, starting at ₹23/day* with $50,000 coverage.
Why Choose the Basic (Standard) Plan?
- check_circle Medical Cover of $50,000
- check_circle Plans starting at ₹23/day*
- check_circle Baggage Loss cover of $500
- check_circle Pre-existing conditions covered up to policy maximum, T&C apply
What Is the Best Travel Insurance for Singapore from India?
IndusInd Gold Plan offers the best balance of coverage and affordability, starting at ₹34/day* with $250,000 coverage.
Why Choose the Gold Plan?
- check_circle Medical Cover of $250,000
- check_circle Premiums starting at ₹34/day*
- check_circle Baggage Loss cover of $1,200
- check_circle Trip Cancellation cover of $600
How Do I Buy the Right Singapore Travel Insurance?
When choosing travel insurance for Singapore from India, consider your trip duration, age, medical coverage limit, pre-existing medical conditions, and planned activities. IndusInd offers multiple Singapore travel insurance plans for Indian travellers, allowing you to compare coverage levels and choose an option that fits your travel needs and budget. You can purchase the policy online and receive the insurance certificate by email.
IndusInd Travel Insurance for Singapore - Coverage and Key Benefits
| Plan Variant | Sum Insured | Key Benefits |
|---|---|---|
| Standard | $50,000 | Covers medical expenses, personal accident, and passport loss. Basic coverage for short trips. |
| Silver | $100,000 | Includes daily allowance during hospitalization, trip delay, and personal liability. |
| Individual Gold | $250,000 | Adds higher baggage loss coverage, missed connection, and compassionate visit. |
| Platinum | $500,000 | Offers maximum coverage for medical expenses, trip cancellation, and home burglary protection. |
| Family Standard | $50,000 | Coverage for all family members up to $50,000, including medical and dental expenses, personal accident, and daily hospitalization allowance. |
| Family Gold | $100,000 | Enhanced family coverage with trip delay, financial emergency assistance, and home burglary protection. |
| Senior 71-80 yrs | $15,000 / $50,000 | Special plans for senior citizens with sub-limit and full coverage options. |
| Senior 81-90 yrs | $50,000 | Coverage designed for elderly travelers with medical and personal accident protection. |
Why Choose IndusInd Travel Insurance for Singapore?
Visa-Friendly Plans
Plans designed for Indian travellers to Singapore, suitable for visa or travel documentation purposes.
Instant Policy & Certificate
Receive your travel insurance policy and certificate instantly via email after purchase.
Cashless Medical Coverage
Access cashless treatment at network hospitals across Singapore in case of emergencies.
24x7 Global Assistance
Round-the-clock support for medical, travel, and emergency assistance anywhere in Singapore.
What Is Covered and Not Covered in IndusInd Singapore Travel Insurance?
verified What Your Travel Insurance Covers
- Emergency hospitalisation expenses
- Outpatient medical treatment
- Emergency medical evacuation
- Repatriation of mortal remains
- Trip cancellation or curtailment
- Trip delay compensation
- Missed connections
- Loss or delay of checked baggage
- Loss of passport
- Personal accident cover
- Personal liability cover
- 24/7 global assistance services
block What Your Policy Does Not Cover
- Self-inflicted injuries or suicide attempts
- War, terrorism, or civil unrest situations
- Adventure or extreme sports (unless specifically added)
- Cosmetic, dental or non-medical elective procedures
- Pre-existing illnesses unless in life-threatening situations
- Claims without valid supporting documents
Singapore Travel Insurance - Apply Online?
Buy IndusInd travel insurance in minutes. Receive your policy and certificate instantly by email.
How to Buy IndusInd Travel Insurance for Singapore Online
Buying IndusInd travel insurance for Singapore online is fast, safe, and convenient.
language Step 1: Get an IndusInd Travel Insurance Quote
Fill out the IndusInd Travel Insurance for Singapore quote form online to get started.
edit_note Step 2: Enter Traveler Details
Provide the number of travelers, ages, travel dates, and type of plan required (individual, family, or senior citizen) to see the available IndusInd plan options.
tune Step 3: Select the Best Plan
Compare the IndusInd travel insurance plans - Standard, Silver, Gold, Platinum or Family/Senior plans - and pick the one that best fits your coverage needs and budget.
payment Step 4: Make Payment Online
Pay online securely using your credit/debit card, UPI, net banking, or wallet. You can also choose to pay via cheque if needed.
verified_user Step 5: Get Instant Policy Issuance
After successful payment, your IndusInd travel insurance for Singapore policy will be issued immediately. The policy document will be sent to your email, which you can print or store digitally for visa and travel requirements.
What Is Cashless Hospitalization Under IndusInd Travel Insurance for Singapore?
Cashless means that when you’re hospitalized or receive medical treatment in Singapore, you don’t have to pay the hospital bills upfront - the insurance company settles them directly with the hospital through its assistance network.
Travel Safely to Singapore - with IndusInd Travel Insurance
Ensure peace of mind during your Singapore trip with IndusInd Travel Insurance, offering comprehensive coverage for medical emergencies, trip delays, baggage loss, and more.
Travel Destinations
Discover Popular Travel Destinations with IndusInd Travel Insurance
IndusInd Citation
Mr. Arvind Naaz, Chief Marketing Officer - RGICL (IndusInd General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to IndusInd General Insurance customers.
Factors Affecting the Cost of IndusInd Travel Insurance for Singapore
The premium for IndusInd Singapore travel medical insurance depends on several factors:
- Age of the Traveler:
- Senior travellers typically pay higher premiums due to increased medical risks. Certain plans may include sub-limits or special conditions.
- For travellers around age 50, premiums remain close to standard adult rates; pricing rises more noticeably from the mid-60s onward, which is why IndusInd offers dedicated senior plans for ages 71 and above.
- Trip Duration:
- Longer trips increase the premium, as the chances of illnesses, accidents, or disruptions rise with additional days abroad.
- Destination Country:
- Singapore has high medical treatment costs. Since Indian travellers are generally not eligible for Medicare, IndusInd overseas health insurance becomes essential.
- Policy Maximum Limit:
- Higher sum insured options (e.g. $100,000 - $500,000) provide better protection but come with higher premiums. Select a limit that balances safety and affordability.
- Plans With or Without Sublimits:
- Plans without sublimits cost more but offer broader coverage, while sublimit-based plans are economical but restrictive.
Features of IndusInd Travel Insurance for Travelling to Singapore
IndusInd overseas travel insurance for Singapore provides protection against unforeseen events during your international trip.
- Coverage for All Age Groups: Suitable for infants, adults, students, and seniors.
- High Medical Coverage Options: Plans up to $500,000 reduce out-of-pocket medical expenses.
- Family Discounts: Attractive discounts when insuring multiple family members.
- Multiple Plan Variants: Basic to Supreme plans for all travel needs.
- 24/7 Worldwide Assistance: Emergency support available globally.
How Cashless Hospitalization Works Under IndusInd Travel Insurance for Singapore?
How Cashless Treatment Works
- Emergency occurs: You fall sick or have an accident during your trip.
- Contact the assistance team immediately: Every insurer (like IndusInd) partners with a 24x7 assistance company. You or the hospital can call the helpline mentioned on your policy card.
- Hospital verification: The assistance team checks whether the hospital is part of the insurer’s cashless network (a list of partner hospitals).
- Guarantee of Payment (GOP): If approved, the insurer sends the hospital a Guarantee of Payment confirming they’ll directly pay the eligible expenses.
- Treatment proceeds without upfront payment: You receive treatment; the insurer and hospital handle billing directly.
- You pay only non-covered items: If certain expenses are excluded (like phone charges or personal comfort items), you pay those directly.
Common Travel Insurance Mistakes to Avoid for Singapore
- Choosing a plan with insufficient medical coverage limits (Singapore has high healthcare costs)
- Not checking coverage for pre-existing medical conditions
- Entering incorrect travel dates or destination details
- Assuming adventure activities are covered without adding optional adventure sports coverage
- Not carrying a copy of your insurance certificate and policy details while traveling
Ensure your Singapore travel insurance policy provides adequate medical coverage, emergency evacuation benefits, and meets your visa or travel requirements to avoid unexpected expenses.
Real-Life Scenarios Covered by Singapore Travel Insurance
| Scenario | What Could Happen in Singapore? | How Travel Insurance Helps |
|---|---|---|
| Sudden Illness or Medical Emergency | Food poisoning, dengue, or a fall while exploring Sentosa, Orchard Road, or the hawker centres. | Covers hospitalisation, doctor visits, medicines, diagnostic tests, and treatment expenses up to policy limits. |
| Emergency Evacuation | A serious accident or medical emergency requiring specialised treatment or repatriation to India. | Pays for emergency ambulance, medical evacuation, and repatriation if medically necessary. |
| Trip Interruption | You must return home early due to a family emergency. | May reimburse unused, non-refundable trip expenses and additional return travel costs. |
| Emergency Dental Care | Sudden tooth pain or accidental dental injury during your Singapore visit. | Covers emergency dental treatment up to the specified benefit limit. |
| Baggage Loss or Delay | Checked luggage is delayed or declared lost at Changi Airport (SIN). | Provides compensation for essential purchases during delay or for permanently lost baggage. |
| Lost Passport | Your passport is lost or stolen while sightseeing. | Reimburses expenses related to passport replacement and required documentation. |
| Compassionate Visit or Return | Hospitalisation abroad requiring a family member to visit, or death of an immediate family member back home. | Covers return airfare or travel expenses for a family member, subject to policy terms. |
| Personal Liability | Accidental damage to hotel property or injury caused to a third party. | Covers legal liability claims and associated costs as per policy coverage. |
Travel Health Insurance From India to Singapore - FAQs
The cost of Indian travel insurance for Singapore depends on the traveler age and the length of travel insurance required. The cost is higher for senior citizens and the older the traveler the higher will be the cost. The cost of the IndusInd Singapore travel insurance is also higher for longer stays in Singapore.
Indian travelers visiting Singapore can buy IndusInd travel insurance to Singapore from India on our website by completing an online IndusInd travel insurance proposal form. The travel insurance India to Singapore policy will be emailed to the email ID in the application form.
You can claim travel insurance by the following ways:
Planned hospitalization:
- Call the relevant number specified in the policy and intimate the company or assistance service provider about the planned hospitalization.
- The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
- On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
- If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder has planned to take the treatment.
- This claim will be cashless after deductible as per policy terms and conditions.
- Call the relevant number specified in the policy and intimate the company or assistance service provider as early as possible.
- The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
- On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
- If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder is taking treatment.
- This claim will be cashless after deductible as per policy terms and conditions.
- Call the relevant number specified in the policy and intimate the company or assistance service provider either before visiting the doctor or immediately after visiting the doctor.
- Pay from your pocket and claim for reimbursement later.
- Register your claim.
- As per the guidance of the claims department, submit all the relevant documents and medical bills to the specified address.
- Verification and authentication of the submitted bills.
- If your claim is approved, after deductible the eligible claim amount equivalent in Indian currency is reimbursed to the policy holder.
- Any claims before the insurance start date and after the insurance end date are not payable.
- Any pre-existing condition unless it is life-saving emergency condition.
- Traveling abroad only to take medical treatment or traveling against the advice of the physician.
- Policy holder taking part in a naval, military or air force operation.
- Any claim caused intentionally or by committing a crime or as a result of drunkenness or addiction (drugs, alcohol).
- Any claim arising out of mental disorder, anxiety, stress, depression, HIV / AIDS
- Any claim arising out of sporting activities.
- Any act of terrorism, war and more.
General Information About Singapore
Asia
Singapore
Singapore Dollar
Feb to Apr
Around 62 lakhs
English, Malay and Tamil
Sentosa Island, Marina Bay Sands, Gardens by the Bay, Orchard Road, Singapore Zoo, Universal Studios Singapore, Clarke Quay, Chinatown, Little India, Pulau Ubin.
Which Are the Popular Tourist Destinations in Singapore?
Pulau Ubin
The island's name is Malay for Granite Island, a moniker given due to its past prominence as a quarry town.
Jurong Bird Park
Jurong Bird Park is home to around 5,000 birds from about 400 species, and spreads across 20.2 hectares, hushed away in the western part of Singapore.
National Orchid Garden
The National Orchid Garden is part of the Singapore Botanic Gardens. It sits on the highest hill of the Botanic Garden.
Waterfront Promenade
The waterfront promenade is a stunning necklace that conjoins the main Singapore attractions namely Marina centre, Bayfront Areas and Collyer Quay.
location_on Indian Embassy & Consulate Details in Singapore
In case of emergencies such as loss of passport, medical assistance, or legal help, Indian travelers in Singapore can contact:
- High Commission of India, Singapore
31 Grange Road, Singapore 239702
Phone: +65 6737 6777 / +65 6238 2538
Major Airports & Travel Routes from India to Singapore
Key departure airports, arrival hubs, flight routes, and travel insurance tips for India → Singapore trips
Main Departure Airports in India
- New Delhi (DEL) - Frequent direct flights to Singapore on Air India, Singapore Airlines and Vistara
- Mumbai (BOM) - Major direct-flight hub to Singapore (SIN)
- Bengaluru (BLR) & Chennai (MAA) - Multiple daily direct flights to Singapore
- Hyderabad (HYD) & Kolkata (CCU) - Direct and one-stop connections to Singapore
Popular Arrival Airports in Singapore
- Singapore Changi Airport (SIN) - Singapore's only international gateway, consistently ranked among the world's best airports
- Direct flight time from major Indian cities ranges from approximately 4 to 5.5 hours
- Changi offers e-visa/arrival counters and is well connected to the city via MRT, taxi, and airport shuttle
Common One-Stop Flight Routes (India → Singapore)
- Singapore Airlines - Direct flights from Delhi, Mumbai, Bengaluru, Chennai, Hyderabad, Ahmedabad
- Air India - Direct flights from Delhi, Mumbai, Bengaluru
- Vistara / Air India - Direct flights from Mumbai, Delhi
- IndiGo - Direct flights from select Indian cities
- Scoot (Singapore Airlines' budget arm) - Budget-friendly direct options
Travel Insurance Tip (India → Singapore)
Your Singapore travel insurance should start on the day you depart from India to ensure complete coverage throughout your journey.
Important: Coverage should include transit & layovers, not just time spent in Singapore.
- Protection during flights, layovers & airport transits
- Coverage for medical emergencies, trip delays & baggage loss
- Peace of mind while travelling to Singapore
Already Departed from India Without Travel Insurance?
If you are an Indian traveler who has already left India and do not have travel insurance, you may still be able to purchase IndusInd travel insurance after departure, subject to eligibility, plan terms, and special approval. This can be useful if you have already started your international trip and need travel insurance coverage.
Contact our insurance advisors to check your eligibility, available plans, coverage options, and whether IndusInd travel insurance can be issued after your departure from India.
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