International Student Health Insurance for Indian Students in Italy

Student Health insurance is an important requirement for Indian students applying for a Italian student visa. As the best Italian student visa insurance for Indian students, Bajaj General plans start from ₹12/day*, with medical cover up to $1,000,000 and instant policy issuance.

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Student Health Insurance for Italy - Indian Students Guide 2026

Health insurance for students in Italy is important for students planning to study in Italy. Students should arrange suitable insurance for students before leaving India. This student insurance for Italy can help cover eligible medical emergencies, hospital stays, and repatriation.

Bajaj General offers travel insurance for Italy from India for students traveling to Italy for their studies. This travel insurance can cover eligible costs and other travel-related problems while students stay abroad. Students pay the premium in Indian Rupees. The coverage is provided in US Dollars. This travel insurance for Italy from India can be a suitable choice for student insurance for Italy.

How Much Does International Student Health Insurance Cost in Italy in 2026?

Bajaj General Student Health Insurance for Italy from India offers options for students studying in Italy. The cost can change depending on a student's age, how long the student stays in Italy, and the level of coverage they want. Choosing student insurance for Italy means selecting a plan that's affordable, provides the right health coverage and meets all the insurance requirements for a Italian student visa.

  • Coverage Range: $50,000 - $200,000
  • Includes: Medical expenses, evacuation & repatriation
  • Additional Benefits: Emergency dental, Tuition fee, Personal accident
  • Other Coverage: Accident to sponsor, Family visit
  • The cheapest travel insurance from Bajaj General is the Student Companion Plan, which starts at ₹12/day*, offering multiple student-friendly benefits.
picture_as_pdf Plan Details
  • Policy Maximum ?
    $50,000 - $200,000
  • Sponsor Protection ?
    $10,000
  • Starting Premium
    ₹12/day*
  • Coverage Range: $50,000 - $200,000
  • Includes: Medical expenses, evacuation & repatriation
  • Add-on Options: Mental & Nervous disorders, Maternity & Pre-existing
  • Additional Benefits: AD&D common carrier, Bail Bond
  • Extended Coverage: Emergency dental, Personal accident, Tuition fee, Family visit
  • The Student Elite plan premium starts at ₹14/day*, offering enhanced and comprehensive coverage options.
picture_as_pdf Plan Details
  • Policy Maximum ?
    $50,000 - $200,000
  • Sponsor Protection ?
    $10,000
  • Starting Premium
    ₹14/day*
  • Coverage Range: $50,000 - $1,000,000
  • Special Benefits: Suicide & Loss of Laptop cover for $300,000+ coverage slabs
  • Includes: Medical expenses, evacuation & repatriation
  • Coverage Duration: Initial 1-year purchase, renewable up to 3 years
  • Extended Benefits: Emergency dental, Personal accident, AD&D, Bail Bond, Tuition fee, Family visit
  • The Student Prime plan is considered one of the best travel insurance plans from Bajaj General and starts at ₹17/day*, offering comprehensive coverage with additional security benefits.
picture_as_pdf Plan Details
  • Policy Maximum ?
    $50,000 - $1,000,000
  • Sponsor Protection ?
    $10,000
  • Starting Premium
    ₹17/day*

Note: Premiums vary based on the student's age, policy duration, destination and selected coverage amount. Get an instant quote to view the latest premium for your Italy study plans.

Best Health Insurance for Indian Students in Italy

Finding the best health insurance for Indian students studying in Italy means choosing a plan that offers comprehensive medical protection and affordable premiums. Bajaj General's student insurance comprehensive health coverage for students pursuing higher education in Italy, with premiums payable in Indian rupees while coverage is available internationally.

Whether you are enrolling at the University of Bologna, Sapienza University of Rome, or any other Italian institution, Bajaj General's student insurance plans can help meet the health insurance requirements for international students. As a provider of student medical insurance for Italy from India, Bajaj General offers Indian students medical coverage before they begin their studies abroad.

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Italy Student Coverage

Comprehensive medical insurance designed for Indian students studying in Italy, with benefits suitable for university enrollment and visa requirements.

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Schengen Visa Compliant

Plans offer coverage aligned with Schengen visa insurance requirements, including emergency medical treatment, hospitalization and medical evacuation benefits.

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Pay in ₹, Covered in US Dollars

Pay your premium conveniently in Indian rupees while receiving eligible medical coverage and claim settlements for expenses incurred in Italy.

Which Is the Best International Student Health Insurance for Students in Italy?

The best health insurance for Indian students in Italy depends on your budget and coverage needs. Student Companion is the best-value option, offering comprehensive medical coverage at an affordable price starting from ₹12/day*. If you need broader benefits, Student Elite provides enhanced medical protection, while Student Prime offers the highest level of coverage, including extensive worldwide medical benefits for students and eligible dependents.

Compare the Best Italy Student Insurance Plans

PlanBest ForStarting Premium
Student CompanionBest-value coverage for most students₹12/day*
Student EliteEnhanced medical benefits and higher protection₹14/day*
Student PrimeMaximum worldwide medical coverage and premium benefits₹17/day*

Which Plan Should You Choose?

  • Looking for the cheapest student insurance for Italy? Choose Student Companion for affordable coverage starting from ₹12/day*.
  • Need the best student health insurance for Italy? Choose Student Elite for enhanced medical benefits and higher coverage.
  • Want the highest level of protection? Choose Student Prime for comprehensive worldwide medical coverage and premium benefits.

Premiums are indicative and may vary based on the student's age, coverage amount, trip duration and policy terms.

Which Is the Cheapest International Student Health Insurance for Students in Italy?

The Student Companion Plan is one of the most affordable student insurance options for Italy, with premiums starting from ₹12/day*. It offers $50,000 - $200,000 in medical coverage for a 22-year-old international student and includes the insurance documents typically required for Italy waiver review.

Why Choose the Student Companion Plan?

  • check_circle Medical coverage up to $200,000
  • check_circle Plans starting at ₹12/day*
  • check_circle $10,000 Sponsor Protection
  • check_circle Emergency Medical Evacuation & Repatriation
  • check_circle Emergency Dental Coverage
  • check_circle Personal Accident Benefit
  • check_circle Family Visit Benefit
  • check_circle Documentation suitable for university insurance waiver submission

Is It a Good Choice for Students in Italy? If you're looking for a low-cost student health insurance plan for Italy, the Student Companion Plan provides comprehensive medical protection, essential travel benefits and waiver-ready documentation while keeping premiums affordable for Indian students studying in Europe.

Which Is the Best Student Insurance Plan for Italy?

The Student Prime Plan is one of the most comprehensive student insurance plans for Italy, starting from ₹17/day*. It offers coverage from $50,000 up to $1,000,000, making it an excellent choice for students seeking higher medical protection and enhanced travel benefits while studying in Europe.

Why Choose the Student Prime Plan?

  • check_circle Medical coverage up to $1,000,000
  • check_circle Premiums starting at ₹17/day*
  • check_circle Sponsor Protection up to $10,000
  • check_circle Emergency Medical Evacuation & Repatriation
  • check_circle Emergency Dental Treatment
  • check_circle Personal Accident & AD&D Coverage
  • check_circle Bail Bond, Tuition Fee & Family Visit benefits
  • check_circle Suicide Cover & Loss of Laptop Cover for eligible coverage slabs ($300,000+)

Is the Student Prime Plan Suitable for Students in Italy? Yes. The Student Prime Plan is ideal for students who want higher medical coverage, broader travel benefits and worldwide protection throughout their studies. It also provides the documentation required to support Italy's insurance waiver process.

What Is Student Travel Insurance?

Student travel insurance is a specialized form of coverage designed for high school and college students travelling from India to Italy - whether for study-abroad programs, internships, research exchanges, conferences, cultural programs, or personal trips. It helps protect students against unexpected financial losses and travel emergencies during their stay in Italy.

What Does Student Travel Insurance Typically Cover?

  • A. Medical & Health Protection
    • Emergency medical treatment
    • Hospitalization and urgent care
    • Emergency medical evacuation
    • Repatriation of remains
    • Coverage for injuries during common academic or cultural exchange activities
  • B. Trip Protection
    • Trip cancellation due to illness, injury, or other covered reasons
    • Trip interruption and delays
    • Missed connections
    • Coverage for travel supplier default
  • C. Personal Belongings & Travel Issues
    • Lost, damaged, or stolen baggage
    • Passport replacement assistance
    • Coverage for stolen electronics (depending on plan)
  • D. Assistance Services
    • 24X7 international emergency assistance
    • Help locating medical care abroad
    • Translation and communication support
    • Emergency travel assistance during natural disasters or political unrest

Bajaj General Travel Insurance for Students Studying Overseas - FAQs

Bajaj General student insurance for those studying abroad is available in three variants namely Companion, Elite and Prime. The plans vary in terms of the benefits and coverage. Below are some of the key features provided by these policies:

  • After the deductible, cashless hospitalisation is available for stays of more than 24 hours in overseas hospitals.
  • After the deductible, outpatient medical expenses are covered on a reimbursement basis.
  • Most policies provide emergency medical evacuation and repatriation benefits.
  • Customized plans to meet overseas university requirements.
  • Health insurance coverage in foreign countries ranging from $50,000 to $1,000,000.
  • Pay the premium in Indian rupees and get health coverage in US dollars.
  • The policy can be cancelled in case of rejection by the university.
  • Coverage includes compassionate visits, study interruption, and sponsor protection.
  • Coverage includes mental and nervous disorders, bail bond and other benefits.

Yes, many foreign universities accept student insurance policies, subject to their individual requirements and waiver procedures.

You can cancel the Bajaj General student travel insurance provided you submit proof of rejection letter from the university.

When the insurance application and payment are completed online, you will immediately get a confirmation email along with insurance details. You will then receive the policy document in PDF format by email (within a few hours and at most within one working day). The policy document will have your name, policy number, insurance company's contact information such as the toll-free telephone number and the address where claims should be submitted.

It is very simple to purchase insurance online. Click on 'Buy' to get relevant online application and complete it with required details. The premium payment can be completed by using a credit/debit card. You will receive an email confirmation after the premium payment and the policy will be emailed within 1 business day. The coverage will start from the start date as indicated on the form.

Travelers can use a credit card (Indian/international) and Indian debit cards to buy Bajaj General travel insurance. Travelers can also use a cheque to buy a Bajaj General travel insurance policy.

When students travel internationally for higher education, they need to ensure that their health and stay overseas is insured. While international travel insurance has coverage benefits for the international traveller, Bajaj General student insurance along with most travel insurance benefits, also provides benefits unique to the needs of Indian students while outside India. Some of the unique student coverage benefits are sponsor protection, compensation in case of study interruption, and compassionate visits by family members.

Yes. Bajaj General is one of the most trusted providers of Italian student visa insurance for Indian students. The plans meet the minimum medical coverage. As valid health insurance for international students in Italy, Bajaj General plans are accepted by universities in Italy. Students should select "Excluding USA & Canada" as their destination when purchasing.

The cheapest student health insurance for Italy from India is the Bajaj General Student Companion plan, starting at ₹12/day* for a 22-year-old student on a 365-day policy. It provides medical coverage from $50,000 to $200,000 - sufficient for most Italian university and Italian student visa requirements. For students needing higher coverage, the Student Prime plan offers up to $1,000,000 in student medical insurance for Italy starting at ₹17/day*.

Bajaj General student insurance

Travel Safe to Italy (Europe)

with Bajaj General Student Insurance

How can I extend or renew my Bajaj General student travel insurance while studying in Italy?

Students who have travelled from India to Europe to study in Italy with a valid Bajaj General student travel insurance policy and need to extend their stay, must renew or extend their policy to ensure uninterrupted coverage. Many students may need an extension due to academic requirements, delayed semesters, OPT/CPT periods, or extended course duration.

Follow these simple steps to renew your student insurance online:

  1. Click the URL extend or renew Bajaj General student insurance online.
  2. Fill in the renewal form with accurate personal and policy details.
  3. Our insurance support team will receive your renewal request instantly.
  4. The request will be forwarded to the Bajaj General head office for review and approval.
  5. Approval or rejection typically happens within a few hours (maximum 1 working day).
  6. If approved, you will receive a secure payment link to complete the premium payment for renewal.
  7. Upon successful payment, your renewed Bajaj General policy will be emailed to you.
  8. If your request is rejected, our advisors will reach out with suitable alternative insurance options (if applicable).

Why Buy Student Insurance for Italy from NRIOL?

NRIOL specialises in student travel insurance for European universities - helping Indian students find the right plan, understand waiver documentation and stay covered throughout their academic programme.

  • verified
    Bajaj General Student Insurance for Students in Italy

    Choose Bajaj General student travel insurance for Italy that meets medical, accident and emergency coverage needs for your visa and stay in Italy.

  • attach_money
    Affordable Italy Student Health Insurance from India

    Competitive premiums for Italy student travel insurance with transparent pricing and no hidden charges.

  • school
    Experts in Italy Student Travel Coverage

    Over 20 years of guidance for Indian students studying abroad and parents who are purchasing student travel insurance for their children in Italy.

  • edit
    Easy Online Policy Updates

    Update travel dates, passport details, or student information anytime before your departure to Italy.

  • update
    Flexible Italy Stay Extension Support

    Extend your Bajaj General student travel insurance for Italy seamlessly if your study duration is prolonged.

  • support_agent
    24X7 Global Emergency Assistance

    Round-the-clock claims and medical help while studying anywhere in Italy.

NRIOL Customer Reviews

Student Destinations

Discover Popular Student Destinations with Bajaj General Travel Insurance

Bajaj General Citation

Mr. Anshul Nijhawan, Head Travel Services at Bajaj General, says NRIOL and Bajaj General have been working together for quite some time now and NRIOL has successfully delivered seamless customer service by making Bajaj General travel insurance products available to its customers online.

Choosing the Best Student Insurance for Italy - Key Considerations

When selecting student health insurance for Italy as an Indian student, consider the following factors to ensure your plan qualifies as valid Italian student visa insurance:

Special Considerations for Students Studying in Italy

Students from the Universities Listed Below Have Purchased Bajaj General Student Medical Insurance

This is a list of some of the universities that have accepted Bajaj General student insurance in the past. This list is not exhaustive and if a university is not listed, it does not imply that the university does not accept Bajaj General student insurance.

College NameAddress
SDA Bocconi School of Management Via Bocconi, 8, 20136 Milano MI, Italy
Università della Calabria Via Pietro Bucci, 87036 Arcavacata, Rende CS, Italy
Bocconi University Via Roberto Sarfatti, 25, 20100 Milano, Italy
Florence Institute Of Design International Borgo Ognissanti 9, 50123 Florence, Italy FI, Italy
Florence Academy of Art Via delle Casine, 21, 50122 Firenze, Italy
Rome Business School Via Salaria, 44, 00198 Roma, Italy
Alma Mater Studiorum - Università di Bologna Via Zamboni, 33, 40126 Bologna, Italy
Domus Academy Via Mario Pichi, 18, 20143 Milano, Italy
Politecnico di Milano Piazza Leonardo da Vinci, 32, 20133 Milano, Italy
University of Milan Via Festa del Perdono, 7, 20122 Milano, Italy
University of Padua Via 8 Febbraio 1848, 2, 35122 Padova PD, Italy
Universita degli Studi di Palermo Piazza Indipendenza, 10, 90129 Palermo PA, Italy
University of Florence Piazza di San Marco, 4, 50121 Firenze, Italy
Politecnico di Torino Corso Duca degli Abruzzi, 24, 10129 Torino, Italy
Istituto Marangoni - Milano Design School Via Cerva, 24, 20122 Milano, Italy
Università degli Studi Di Udine Università degli Studi di Udine, Via delle Scienze, 206, 33100 Udine UD, Italy
Nuova accademia belle arti Via C. Darwin, 20, 20143 Milano, Italy
Dipartimento di Ingegneria dell'Energia Elettrica e dell'Informazione "Guglielmo Marconi" Viale del Risorgimento, 2, 40136 Bologna, Italy
Sapienza University of Rome Piazzale Aldo Moro, 5, 00185 Roma, Italy
Humanitas University Via Alessandro Manzoni, 113, 20089 Cascina Perseghetto, Rozzano MI, Italy
Università degli Studi di Trieste Piazzale Europa, 1, 34128 Trieste TS, Italy
Università degli Studi di Camerino Piazza Camillo Benso Conte di Cavour, 19f, 62032 Camerino MC, Italy
University of Macerata Le Scalette, 8, Macerata MC, Italy
University of Pisa Lungarno Antonio Pacinotti, 43, 56126 Pisa PI, Italy
Istituto Di Moda Burgo - Milano Piazza San Babila, 5, 20122 Milano, Italy
Università degli studi di Cassino e del Lazio Meridionale Viale dell'Università, 03043 Cassino, Province of Frosinone, Italy
Scuola di Ingegneria - Università di Pisa Largo Lucio Lazzarino, 1, 56122 Pisa PI, Italy
Università degli studi di Napoli l'Orientale Via Chiatamone, 61/62, 80121 Napoli, Italy
CEFORS - Training Centre Strada Sannitica km 20,700 (Via Trivio Quaranta), 81025 Marcianise CE, Italy
IED - Istituto Europeo di Design Via S. Quintino, 39, 10121 Torino, Italy
Università di Siena - Palazzo San Galgano Via Roma, 47, 53100 Siena SI, Italy
Università del Piemonte Orientale Via Duomo, 6, 13100 Vercelli VC, Italy
Universita Degli Studi Di Parma Parco Area delle Scienze, 78, 43124 Parma PR, Italy
University of Bergamo Public university in Bergamo, Italy
Polimoda International Institute of Fashion Design & Marketing Via Curtatone, 50123 Firenze, Italy
Scuola Leonardo da Vinci Via Carlo Roberto Darwin, 20, 20143 Milano, Italy
University of Gastronomic Sciences Piazza Vittorio Emanuele II, 9, 12042 Pollenzo, Bra CN, Italy
University of Rome Tor Vergata Via Orazio Raimondo, 18, 00173 Roma, Italy
University of Parma Parco Area delle Scienze, 78, 43124 Parma PR, Italy
Dipartimento di Musica e Spettacolo - Università degli Studi di Bologna Via Barberia, 4, 40121 Bologna, Italy
Università degli Studi di Bergamo Via Salvecchio, 19, 24129 Bergamo BG, Italy
Swiss School of Management, Rome MBA and Study Abroad Leadership Program Piazza del Biscione, 95, 00186 Roma, Italy
Università degli Studi di Pavia Biblioteca Boezio Corso Str. Nuova, 106/c, 27100 Pavia PV, Italy
Istituto Modartech Viale Rinaldo Piaggio, 7, 56025 Pontedera PI, Italy
ARSUTORIA School srl Via Ippolito Nievo, 33, Milano MI, Italy
Università Ca' Foscari Dorsoduro, 3246, 30123 Venezia, Italy
Scuola Politecnica Di Design S.R.L. Societa' A Socio Unico Via Carlo Bo, 7, Milano, Italy
Università di Pisa - Dipartimento di Economia e Management Via Cosimo Ridolfi, 10, 56124 Pisa PI, Italy
University of Turin Via Giuseppe Verdi, 8, Torino, Italy
EMIT Feltrinelli Piazzale Antonio Cantore, 10, Milano MI, Italy
Università Degli Studi Di Catania Piazza Università, 2, 95124 Catania CT, Italy
E.R.S.U. - Universita' Studi Catania Via Etnea, 570, 95128 Catania CT, Italy
University of Salento Piazza Tancredi, 7, 73100 Lecce LE, Italy
Università per Stranieri di Siena Piazza Carlo Rosselli, 27/28, 53100 Siena SI, Italy
Università per Stranieri di Perugia Piazza Fortebraccio, 4, 06123 Perugia, Italy
Accademia del Giglio Via Ghibellina, 116, 50122 Firenze, Italy
ESN Milano-Bicocca Piazza dell'Ateneo Nuovo, 1, 20126 Milano, Italy
Dipartimento di Ingegneria dell'Informazione Parco Area delle Scienze, 181/A, 43124 Parma PR, Italy
Università di Siena - Palazzo del Rettorato Banchi di Sotto, 55, 53100 Siena SI, Italy
Aciief S.r.l 3 Via Parrillo Francesco, Napoli, NA 80146, Italy
MIB Trieste School of Management Largo Caduti di Nassiriya, 1, 34142 Trieste, Italy
Istituto Marangoni - Milano Fashion School Via Pietro Verri, 4, 20121 Milano, Italy
Antiquarium of Poggio Civitate Castello di Murlo, Murlo SI, Italy
The American University of Rome Via Pietro Roselli, 4, 00153 Roma, Italy
Istituto Europeo di Design Via Giovanni Branca, 122, Roma RM, Italy
Dipartimento di Informatica Piano Secondo, Largo Bruno Pontecorvo, 3, 56127 Pisa PI, Italy
NABA Nuova Accademia di Belle Arti Via C. Darwin, 20, 20143 Milano, Italy
Università di Scienze Gastronomiche - Campus Piazza Vittorio Emanuele II, 9, 12042 Pollenzo, Bra CN, Italy
Università degli Studi dell'Insubria - Dipartimento di Economia Via Monte Generoso, 71, 21100 Varese VA, Italy
Politecnico di Milano - Campus Bovisa Via Giuseppe Candiani, 72, 20158 Milano, Italy
Catholic University of the Sacred Heart Largo A. Gemelli, 1, 20123 Milano, Italy
Università degli Studi del Piemonte Orientale - Dipartimento di Studi Umanistici via Galileo Ferraris 107, 13100 Vercelli VC, Italy
Istituto Europeo di Oncologia Via Giuseppe Ripamonti, 435, 20141 Milano, Italy
University of Trento Via Calepina, 14, 38122 Trento, Italy
Folcara Campus - Università degli studi di Cassino e del Lazio Meridionale Strada Provinciale 76, 03043 Località Folcara, Cassino FR, Italy
Scuola Politecnica di Design Via Carlo Bo, 7, 20143 Milano, Italy
Università degli Studi del Piemonte Orientale "Amedeo Avogadro" Viale Francesco Ferrucci, 28100 Novara NO, Italy
Università degli Studi dell'Insubria Via Valleggio, 11, 22100 Como CO, Italy
ROYAL ENGLISH INSTITUTE 2° PIANO, Via U. Bassi, 128, 98123 Messina ME, Italy
Università degli studi Roma Tre Via Ostiense, 159, 00154 Roma, Italy
Alma S.R.L. Scuola Internazionale Di Cucina Italiana Palazzo Ducale di Colorno, Piazza G. Garibaldi, 26, 43052 Colorno PR, Italy
IULM University of Milan Via Carlo Bo, 1, 20143 Milano, Italy
Johns Hopkins University - SAIS Bologna Center Via Belmeloro, 11, 40126 Bologna, Italy
Upter - Università Popolare di Roma Via Quattro Novembre, 157, 00187 Roma, Italy
Accademia Riaci Via dei Conti, 50123 Firenze, Italy
Università degli Studi di Genova Via Balbi, 5, 16126 Genova, Italy
IAAD Via Pisa, 5, 10152 Torino, Italy
Italian Genius Academy - Italy Via Sistina, 149, 00187 Roma, Italy
Universita Degli Studi Di Siena Via Banchi di Sotto,55, 53100 Siena SI, Italy
IED Moda Via Pompeo Leoni, 3, 20100 Milano, Italy
Pontificio Collegio S. Pietro Apostolo Viale delle Mura Aurelie, 4, 00165 Roma, Italy
Florence Design Academy Via de' Martelli, 4, 50129 Firenze, Italy
Istituto Marangoni - Milano Design School Via Cerva, 24, 20122 Milano, Italy

How Does Bajaj General Student Insurance for Italy Work?

How to Buy Bajaj General Student Insurance Online

Buying student medical insurance for Italy from India is quick, secure, and completely online. Follow these simple steps before travelling abroad.

1

Fill Out the Get Quote Form

Complete the Get Quote form by entering your name, age, travel dates, destination (Italy), email address and mobile number to receive suitable plan options.

2

Choose Your Preferred Plan

Compare available plans based on medical coverage, deductibles, emergency assistance, evacuation benefits and policy limits. Select the plan that best suits your university and visa requirements.

3

Upload Required Documents

Upload a clear copy of your passport and travel itinerary. Depending on the insurer's requirements, you may also need to upload your visa or university admission letter.

4

Make Secure Online Payment

Pay securely using debit card, credit card, UPI, net banking or other online payment options. Premiums are paid in Indian Rupees.

5

Receive Your Policy Instantly

Your policy document and Certificate of Insurance are emailed immediately. Download or print them for your visa application, university enrollment or travel records.

Important: Carefully review your policy wording, exclusions, coverage limits and effective dates before travelling.

Real Student Case Examples

Case 1: Emergency Hospitalization

An Indian student studying in Italy experienced severe abdominal pain and required immediate surgery after being diagnosed with acute appendicitis.

  • Location: Europe
  • Medical Situation: Emergency surgery for appendicitis
  • Emergency Costs: USD 8,900 (treatment, surgery, hospitalization)
  • Insurance Response: Claim processed quickly after submitting reports
  • Outcome: Full reimbursement within 14 days

Case 2: Insurance Accepted by University

A student enrolled at an Italian university purchased Bajaj General student insurance before departure and successfully submitted proof of coverage during university registration.

  • Location: International university
  • Process: Waiver form, benefits table submitted
  • Outcome: Waiver approved in 48 hours

Buy, Renew, or Extend Policy

Buying from India

Students travelling to Italy can purchase Bajaj General Student Insurance before departure.

  • Simple online enrollment
  • Digital KYC process
  • Instant policy issuance via email
  • Coverage suitable for students studying abroad

Buying After Arrival in Italy

Students already in Italy may still be able to purchase coverage, subject to insurer approval.

  • Passport copy required
  • Valid visa or residence permit
  • University admission proof or student ID
  • Approval generally within 24-48 hours

Renewal & Extension

  • Renew your policy before expiry
  • Passport and previous policy copy required
  • Premium charged only for the extension period
  • Annual renewals available depending on plan eligibility

Exclusions & Limitations

Students should understand the important exclusions before purchasing student insurance.

1. Pre-existing Diseases

  • Generally excluded initially.
  • Waiting periods may apply.

2. Routine Health Checkups

  • General medical examinations and preventive checkups are not covered.

3. Vision & Dental

  • Emergency dental treatment may be covered.
  • Routine eye and dental care is generally excluded.

4. High-Risk Sports

  • Adventure sports such as skiing, mountaineering and extreme activities may not be covered unless specifically included.

5. Pregnancy

  • Pregnancy and childbirth expenses are generally excluded under standard student policies.

6. Mental Health

  • Coverage for psychiatric treatment and counselling may be limited depending on the policy.

International Student Insurance - Italy | Disclaimer

The information provided on this website is intended solely as a general resource for international students seeking health insurance options for travel to or from Italy. This content is informational and should not be interpreted as creating, suggesting, or implying any affiliation, endorsement, or official relationship between any Italian university and our organization.

Students are strongly advised to verify directly with their educational institution in Italy to confirm whether any referenced health insurance plan meets university-specific requirements for student, exchange, or visa-related coverage.

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