International Student Health Insurance for Indian Students in Germany
Student health insurance for Germany is mandatory for Indian students applying for a Germany student visa. As the best Germany student visa insurance for Indian students, Bajaj General plans start from ₹12/day*, with medical cover up to $1,000,000 and instant policy issuance.
Compare Bajaj General Student Insurance Quotes
Europe student health insurance by Bajaj • Best Price • No GST
Student Health Insurance for Germany - Indian Students Guide 2026
Health insurance for students in Germany is important for students planning to study in Germany. Students should arrange suitable insurance for students before leaving India. This Germany insurance for students can help cover eligible medical emergencies, hospital stays, and repatriation.
Bajaj General offers travel insurance for Germany from India for students who travel to Germany for their studies. This travel insurance for Germany from India can cover eligible costs and other travel-related problems while students stay abroad. Students pay the premium in Indian Rupees. The coverage is provided in US Dollars. This travel insurance for Germany from India can be a suitable choice for student insurance for Germany.
How Much Does International Student Health Insurance Cost in Germany in 2026?
Bajaj General Student Health Insurance for Germany from India offers options for students studying in Germany. The cost can vary depending on the student's age, the length of their stay in Germany, and the amount of coverage they choose. Choosing student insurance for Germany means selecting a plan that is affordable, provides suitable health coverage, and meets the insurance requirements for a German student visa.
- Coverage Range: $50,000 - $200,000
- Includes: Medical expenses, evacuation & repatriation
- Additional Benefits: Emergency dental, Tuition fee, Personal accident
- Other Coverage: Accident to sponsor, Family visit
- The cheapest travel insurance from Bajaj General is the Student Companion Plan, which starts at ₹12/day*, offering multiple student-friendly benefits.
-
Policy Maximum ?
$50,000 - $200,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹12/day*
- Coverage Range: $50,000 - $200,000
- Includes: Medical expenses, evacuation & repatriation
- Add-on Options: Mental & Nervous disorders, Maternity & Pre-existing
- Additional Benefits: AD&D common carrier, Bail Bond
- Extended Coverage: Emergency dental, Personal accident, Tuition fee, Family visit
- The Student Elite plan premium starts at ₹14/day*, offering enhanced and comprehensive coverage options.
-
Policy Maximum ?
$50,000 - $200,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹14/day*
- Coverage Range: $50,000 - $1,000,000
- Special Benefits: Suicide & Loss of Laptop cover for $300,000+ coverage slabs
- Includes: Medical expenses, evacuation & repatriation
- Coverage Duration: Initial 1-year purchase, renewable up to 3 years
- Extended Benefits: Emergency dental, Personal accident, AD&D, Bail Bond, Tuition fee, Family visit
- The Student Prime plan is considered one of the best travel insurance plans from Bajaj General and starts at ₹17/day*, offering comprehensive coverage with additional security benefits.
-
Policy Maximum ?
$50,000 - $1,000,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹17/day*
Note: Premiums vary based on the student's age, policy duration, destination and selected coverage amount. Get an instant quote to view the latest premium for your Germany study plans.
Best Health Insurance for Indian Students in Germany
Finding the best health insurance for Indian students studying in Germany means choosing a plan that offers comprehensive medical protection and affordable premiums. Bajaj General's student insurance plans are designed to provide extensive health coverage for students pursuing higher education in Germany, with premiums payable in Indian rupees while coverage is available internationally.
Whether you are enrolling at Technical University of Munich, Heidelberg University, Free University of Berlin, or any other German institution, Bajaj General's student insurance plans help meet the health insurance requirements for international students. As a trusted provider of student medical insurance for Germany from India, Bajaj General has helped thousands of Indian students secure reliable medical coverage before starting their studies abroad.
Germany Student Coverage
Comprehensive medical insurance designed for Indian students studying in Germany, with benefits suitable for university enrollment and visa requirements.
Schengen Visa Compliant
Plans offer coverage aligned with Schengen visa insurance requirements, including emergency medical treatment, hospitalization and medical evacuation benefits.
Pay in ₹, Covered in US Dollars
Pay your premium conveniently in Indian rupees while receiving eligible medical coverage and claim settlements for expenses incurred in Germany.
Which Is the Best International Student Health Insurance for Students in Germany?
The best health insurance for Indian students in Germany depends on your budget and coverage needs. Student Companion is the best-value option, offering comprehensive medical coverage at an affordable price starting from ₹12/day*. If you need broader benefits, Student Elite provides enhanced medical protection, while Student Prime offers the highest level of coverage, including extensive worldwide medical benefits for students and eligible dependents.
Compare the Best Germany Student Insurance Plans
| Plan | Best For | Starting Premium |
|---|---|---|
| Student Companion | Best-value coverage for most students | ₹12/day* |
| Student Elite | Enhanced medical benefits and higher protection | ₹14/day* |
| Student Prime | Maximum worldwide medical coverage and premium benefits | ₹17/day* |
Which Plan Should You Choose?
- Looking for the cheapest student insurance for Germany? Choose Student Companion for affordable coverage starting from ₹12/day*.
- Need the best student health insurance for Germany? Choose Student Elite for enhanced medical benefits and higher coverage.
- Want the highest level of protection? Choose Student Prime for comprehensive worldwide medical coverage and premium benefits.
Premiums are indicative and may vary based on the student's age, coverage amount, trip duration and policy terms.
Which Is the Cheapest International Student Health Insurance for Germany Students?
The Student Companion Plan is one of the most affordable student insurance options for Germany, with premiums starting from ₹12/day*. It offers $50,000 - $200,000 in medical coverage for a 22-year-old international student and includes the insurance documents typically required for Germany waiver review.
Why Choose the Student Companion Plan?
- check_circle Medical coverage up to $200,000
- check_circle Plans starting at ₹12/day*
- check_circle $10,000 Sponsor Protection
- check_circle Emergency Medical Evacuation & Repatriation
- check_circle Emergency Dental Coverage
- check_circle Personal Accident Benefit
- check_circle Family Visit Benefit
- check_circle Documentation suitable for university insurance waiver submission
Is It a Good Choice for Germany Students? If you're looking for a low-cost student health insurance plan for Germany, the Student Companion Plan provides comprehensive medical protection, essential travel benefits and waiver-ready documentation while keeping premiums affordable for Indian students studying in Europe.
Which Is the Best Student Insurance Plan for Germany?
The Student Prime Plan is one of the most comprehensive student insurance plans for Germany, starting from ₹17/day*. It offers coverage from $50,000 up to $1,000,000, making it an excellent choice for students seeking higher medical protection and enhanced travel benefits while studying in Europe.
Why Choose the Student Prime Plan?
- check_circle Medical coverage up to $1,000,000
- check_circle Premiums starting at ₹17/day*
- check_circle Sponsor Protection up to $10,000
- check_circle Emergency Medical Evacuation & Repatriation
- check_circle Emergency Dental Treatment
- check_circle Personal Accident & AD&D Coverage
- check_circle Bail Bond, Tuition Fee & Family Visit benefits
- check_circle Suicide Cover & Loss of Laptop Cover for eligible coverage slabs ($300,000+)
Is the Student Prime Plan Suitable for Germany Students? Yes. The Student Prime Plan is ideal for students who want higher medical coverage, broader travel benefits and worldwide protection throughout their studies. It also provides the documentation required to support Germany's insurance waiver process.
What Is Student Travel Insurance?
Student travel insurance is a specialized form of coverage designed for high school and college students travelling from India to Germany - whether for study-abroad programs, internships, research exchanges, conferences, cultural programs, or personal trips. It helps protect students against unexpected financial losses and travel emergencies during their stay in Germany.
What Does Student Travel Insurance Typically Cover?
-
A. Medical & Health Protection
- Emergency medical treatment
- Hospitalization and urgent care
- Emergency medical evacuation
- Repatriation of remains
- Coverage for injuries during common academic or cultural exchange activities
-
B. Trip Protection
- Trip cancellation due to illness, injury, or other covered reasons
- Trip interruption and delays
- Missed connections
- Coverage for travel supplier default
-
C. Personal Belongings & Travel Issues
- Lost, damaged, or stolen baggage
- Passport replacement assistance
- Coverage for stolen electronics (depending on plan)
-
D. Assistance Services
- 24X7 international emergency assistance
- Help locating medical care abroad
- Translation and communication support
- Emergency travel assistance during natural disasters or political unrest
Bajaj General Travel Insurance for Students Studying Overseas - FAQs
Bajaj General student insurance for students studying abroad is available in three variants namely Companion, Elite and Prime. The plans vary in terms of the benefits and coverage. Below are some of the key features provided by these policies:
- After the deductible, cashless hospitalisation is available for stays of more than 24 hours in overseas hospitals.
- After the deductible, outpatient medical expenses are covered on a reimbursement basis.
- Most policies provide emergency medical evacuation and repatriation benefits.
- Customized plans to meet overseas university requirements.
- Health insurance coverage in foreign countries ranging from $50,000 to $1,000,000.
- Pay the premium in Indian rupees and get health coverage in US dollars.
- The policy can be cancelled in case of rejection by the university.
- Coverage includes compassionate visits, study interruption, and sponsor protection.
- Coverage includes mental and nervous disorders, bail bond and other benefits.
Yes, many foreign universities accept student insurance policies, subject to their individual requirements and waiver procedures.
You can cancel the Bajaj General student travel insurance provided you submit proof of rejection letter from the university.
When the insurance application and the payment is completed online, you will immediately get a confirmation email along with insurance details. You will then get a policy document in PDF format by email (within a few hours and at most within one working day). The policy document will have your name, policy number, insurance company's contact information such as the toll-free telephone number and the address where claims should be submitted.
It is very simple to purchase insurance online. Click on 'Buy' to get relevant online application and complete it with required details. The premium payment can be completed by using a credit/debit card. An email acknowledgment will be received after the premium payment and the policy will be emailed within 1 business day. The coverage will start from the start date as indicated on the form.
Travelers can use a credit card (Indian/international) and Indian debit cards to buy Bajaj General travel insurance. Travelers can also use a cheque to buy a Bajaj General travel insurance policy.
When students travel internationally for higher education, they need to ensure that their health and stay overseas is insured. While international travel insurance has coverage benefits for the international traveller, Bajaj General student insurance along with most travel insurance benefits, also provides benefits unique to the needs of Indian students while outside India. Some of the unique student coverage benefits are sponsor protection, compensation in case of study interruption, and compassionate visits by family members.
Yes. Bajaj General is one of the most trusted providers of Germany student visa insurance for Indian students. The plans meet the minimum medical coverage. As valid health insurance for international students in Germany, Bajaj General plans are accepted by universities in Germany. Students should select "Excluding USA & Canada" as their destination when purchasing.
The cheapest student health insurance for Germany from India is the Bajaj General Student Companion plan, starting at ₹12/day* for a 22-year-old student on a 365-day policy. It provides medical coverage from $50,000 to $200,000 - sufficient for most German university and German student visa requirements. For students needing higher coverage, the Student Prime plan offers up to $1,000,000 in student medical insurance for Germany starting at ₹17/day*.
Travel Safe to Germany (Europe)
with Bajaj General Student Insurance
How can I extend or renew my Bajaj General student travel insurance while studying in Germany?
Students who have travelled from India to Europe to study in Germany with a valid Bajaj General student travel insurance policy and need to extend their stay, must renew or extend their policy to ensure uninterrupted coverage. Many students may need an extension due to academic requirements, delayed semesters, OPT/CPT periods, or extended course duration.
Follow these simple steps to renew your student insurance online:
- Click the URL extend or renew Bajaj General student insurance online.
- Fill in the renewal form with accurate personal and policy details.
- Our insurance support team will receive your renewal request instantly.
- The request will be forwarded to the Bajaj General head office for review and approval.
- Approval or rejection typically happens within a few hours (maximum 1 working day).
- If approved, you will receive a secure payment link to complete the premium payment for renewal.
- Upon successful payment, your renewed Bajaj General policy will be emailed to you.
- If your request is rejected, our advisors will reach out with suitable alternative insurance options (if applicable).
Why Buy Student Insurance for Germany from NRIOL?
NRIOL specialises in student travel insurance for European universities - helping Indian students find the right plan, understand waiver documentation and stay covered throughout their academic programme.
- verifiedBajaj General Student Insurance for Students Studying in Germany
Choose Bajaj General student travel insurance for Germany that meets medical, accident and emergency coverage needs for your visa and stay in Germany.
- attach_moneyAffordable Germany Student Health Insurance from India
Competitive premiums for Germany student travel insurance with transparent pricing and no hidden charges.
- schoolExperts in Germany Student Travel Coverage
Over 20 years of guidance for Indian students studying abroad and parents purchasing student travel insurance for their children in Germany.
- editEasy Online Policy Updates
Update travel dates, passport details, or student information anytime before your departure to Germany.
- updateFlexible Germany Stay Extension Support
Extend your Bajaj General student travel insurance for Germany seamlessly if your study duration is prolonged.
- support_agent24X7 Global Emergency Assistance
Round-the-clock claims and medical help while studying anywhere in Germany.
- shopping_cartHow to Buy the Plan?
Buy Student Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
Know more » - assessmentStudent outside India
Students already outside India without insurance? We can try to get special approval to buy Bajaj General student insurance online.
Know more » - assignment_turned_inHow to Make a Claim?
For claim or reimbursement, contact Bajaj General via toll-free helpline.
Know more » - descriptionBajaj General Student Brochure
Download Bajaj General Student Insurance brochure online!
Know more » - autorenewBajaj General Policy Renewal
Renew your Bajaj General Student insurance policy online anytime before expiry.
Know more »
Student Destinations
Discover Popular Student Destinations with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General, says NRIOL and Bajaj General have been working together for quite some time now and NRIOL has successfully delivered seamless customer service by making Bajaj General travel insurance products available to its customers online.
Choosing the Best Student Insurance for Germany - Key Considerations
When selecting student health insurance for Germany as an Indian student, consider the following factors to ensure your plan qualifies as valid Germany student visa insurance:
- University Requirements: Confirm minimum coverage limits with your German university - most require at least $50,000 in medical coverage as part of health insurance for international students in Germany.
- Sports & Adventure Activities: Students participating in hiking, cycling, water sports, or other adventure activities may need additional coverage.
- Driving Internationally: Students renting vehicles abroad may require supplemental car-rental insurance.
- Internships or Work Abroad: Some training programs require personal liability or professional liability insurance.
Special Considerations for Students Studying in Germany
- Student Residence Permit: International students applying for a German residence permit may need proof of valid health insurance covering their stay.
- Schengen Travel: Students often travel across other Schengen countries during holidays, so having insurance with wider European coverage is highly beneficial.
- Winter Sports & Outdoor Activities: Germany offers a variety of outdoor activities, including hiking and winter sports. Students participating in these activities should consider coverage for adventure or winter sports if required.
- Internships & Exchange Programs: Students undertaking internships, research projects, or exchange programs within Germany or Europe should ensure their insurance provides continuous medical coverage throughout their placement.
Students from the Universities Listed Below Have Purchased Bajaj General Student Medical Insurance
Students from the Institutions Listed Below Have Purchased Bajaj General Student Medical Insurance in the past. This list is not exhaustive and if a university is not listed, it does not imply that the university does not accept Bajaj General student insurance.
| College Name | Address |
|---|---|
| Hochschule Kaiserslautern | Campus Kammgarn, Schoenstraße 6, 67659 Kaiserslautern, Germany |
| University of Hamburg | 20146 Hamburg, Germany |
| Hochschule Rhein-Waal | Marie-Curie-Straße 1, 47533 Kleve, Germany |
| University of Göttingen | Wilhelmsplatz 1, 37073 Göttingen, Germany |
| Berlin School of Economics and Law | Badensche Str. 52, 10825 Berlin, Germany |
| University of Würzburg | Sanderring 2, 97070 Würzburg, Germany |
| Technische Universität Clausthal-Zellerfeld - Institut für Metallurgie | Robert-Koch-Straße 42, 38678 Clausthal-Zellerfeld, Germany |
| Technische Hochschule Ingolstadt | Esplanade 10, 85049 Ingolstadt, Germany |
| UMM - Universitätsmedizin Mannheim | Universitätsklinikum Mannheim, Theodor-Kutzer-Ufer 1-3, 68167 Mannheim, Germany |
| Hochschule für Technik und Wirtschaft Berlin | Treskowallee 8, 10318 Berlin, Germany |
| Universität Stuttgart | Keplerstraße 7, 70174 Stuttgart, Germany |
| Ernst-Abbe-Hochschule Jena | Carl-Zeiß-Promenade 2, 07745 Jena, Germany |
| Technische Universität Hamburg | Am Schwarzenberg-Campus 1, 21073 Hamburg, Germany |
| TU Kaiserslautern | Erwin-Schrödinger-Straße 1, 67663 Kaiserslautern, Germany |
| Technische Hochschule Deggendorf | Edlmairstraße 6, 94469 Deggendorf, Germany |
| RWTH Aachen University | Templergraben 55, 52062 Aachen, Germany |
| EBS Universität für Wirtschaft und Recht | Gustav-Stresemann-Ring 3, 65189 Wiesbaden, Germany |
| University of Paderborn | Warburger Str. 100, 33098 Paderborn, Germany |
| University of Bonn Rheinische Friedrich-Wilhelms-Universität Bonn | Regina-Pacis-Weg 3, 53113 Bonn, Germany |
| SRH University Heidelberg | Ludwig-Guttmann-Straße 6, 69123 Heidelberg, Germany |
| Technical University of Berlin | Straße des 17. Juni 135, 10623 Berlin, Germany |
| Mittweida University of Applied Sciences | Technikumpl. 17, 09648 Mittweida, Germany |
| Ludwig Maximilian University of Munich | Geschwister-Scholl-Platz 1, 80539 München, Germany |
| Technische Universität München | Arcisstraße 21, 80333 München, Germany |
| TU Chemnitz | Str. der Nationen 62, 09111 Chemnitz, Germany |
| Pforzheim University | Tiefenbronner Str. 65, 75175 Pforzheim, Germany |
| RWTH International Academy gGmbH | Templergraben 55, 52062 Aachen, Germany |
| Hochschule Fresenius | Limburger Str. 2, 65510 Idstein, Germany |
| Anhalt University of Applied Sciences | Bernburger Str. 55, 06366 Köthen (Anhalt), Germany |
| Stuttgart University of Applied Sciences | Schellingstraße 24, 70174 Stuttgart, Germany |
| Frankfurt School of Finance & Management | Sonnemannstraße 9-11, 60314 Frankfurt am Main, Germany |
| Berlin Institute of Technology | 10623 Berlin, Germany |
| F+U Academy of Languages Heidelberg | Hauptstraße 1, 69117 Heidelberg, Germany |
| Hochschule Kaiserslautern, Standort Kaiserslautern | Morlauterer Str. 31, 67657 Kaiserslautern, Germany |
| WINGS - Wismar International Graduation Services GmbH | Philipp-Müller-Straße 12, 23966 Wismar, Germany |
| Hochschule Kaiserslautern, Standort Pirmasens | Carl-Schurz-Straße 10-16, 66953 Pirmasens, Germany |
| Leibniz Universität Hannover | Welfengarten 1, 30167 Hannover, Germany |
| ESZ - Euer Sprachzentrum | Gerberau 28A, 79098 Freiburg im Breisgau, Germany |
| Fachhochschule Kiel | Sokratespl. 1, 24149 Kiel, Germany |
| did deutsch-institut Hamburg | Esplanade 6, 20354 Hamburg, Germany |
| Schiller Language School | Adenauerallee 92, 53113 Bonn, Germany |
| EIIE EURASIA Institute for International Education GmbH | Obentrautstraße 72, 10963 Berlin, Germany |
| BSI Language School Berlin | Kottbusser Damm 79, 10967 Berlin, Germany |
| Juristische Fakultät der Ludwig-Maximilians-Universität München | Professor-Huber-Platz 2, 80539 München, Germany |
| Hochschule Hof, University of Applied Sciences | Alfons-Goppel-Platz 1, 95028 Hof, Germany |
| Max Delbrück Center for Molecular Medicine | Robert-Rössle-Straße 10, 13125 Berlin, Germany |
| FH Aachen | Bayernallee 11, 52066 Aachen, Germany |
| Heidelberg University | Grabengasse 1, 69117 Heidelberg, Germany |
| Universität Bremen | Bibliothekstraße 1, 28359 Bremen, Germany |
| CBS Cologne Business School | Hardefuststraße 1, 50677 Köln, Germany |
| FSB Flugschule Berlin | Am Flugplatz, Haus 2, 14959 Trebbin OT Schönhagen, Germany |
| TU Bergakademie Freiberg | Akademiestraße 6, 09599 Freiberg, Germany |
| Studienkollegs Hamburg | Holstenglacis 6, 20355 Hamburg, Germany |
| Hochschule Bremen | Neustadtswall 30, 28199 Bremen, Germany |
| European University Viadrina Frankfurt (Oder) | Große Scharrnstraße 59, 15230 Frankfurt (Oder), Germany |
| Frankfurt University of Applied Sciences | Nibelungenpl. 1, 60318 Frankfurt am Main, Germany |
| Karlsruhe University of Applied Sciences | Moltkestraße 30, 76133 Karlsruhe, Germany |
| Humboldt University of Berlin | Unter den Linden 6, 10099 Berlin, Germany |
| Pädagogische Hochschule Schwäbisch Gmünd | Oberbettringer Str. 200, 73525 Schwäbisch Gmünd, Germany |
| EU Business School Munich | Theresienhöhe 28, 80339 München, Germany |
| University of Applied Sciences Wildau | Hochschulring 1, 15745 Wildau, Germany |
| University of Freiburg | Fahnenbergplatz, 79085 Freiburg im Breisgau, Germany |
| HHL Leipzig Graduate School of Management | Jahnallee 59, 04109 Leipzig, Germany |
| Helmholtz Centre Potsdam GFZ German Research Centre for Geosciences | Telegrafenberg, 14473 Potsdam, Germany |
| Friedrich Schiller University of Jena | Fürstengraben 1, 07743 Jena, Germany |
| EBS Business School | Rheingaustraße 1, 65375 Oestrich-Winkel, Germany |
| University of Applied Sciences | Sokratespl. 1, 24149 Kiel, Germany |
| Jade University of Applied Sciences | Friedrich-Paffrath-Straße 101, 26389 Wilhelmshaven, Germany |
| MIRA German Education Private Institute GmbH | Kottbusser Damm 79, 10967 Berlin, Germany |
| Fachhochschule des Mittelstands | Ravensberger Str. 10G, 33602 Bielefeld, Germany |
| Justus-Liebig-Universität Gießen | Ludwigstraße 23, 35390 Gießen, Germany |
| WFI - Ingolstadt School of Management | Auf der Schanz 49, 85049 Ingolstadt, Germany |
| Bibliothek der Medizinischen Fakultät Mannheim der Universität Heidelberg | Universität Heidelberg, Theodor-Kutzer-Ufer 1-3, 68167 Mannheim, Germany |
| Universität Siegen | Adolf-Reichwein-Straße 2, 57068 Siegen, Germany |
| Ravensburg University of Cooperative Education | Marienpl. 2, 88212 Ravensburg, Germany |
| Hochschule Aalen | Beethovenstraße 1, 73430 Aalen, Germany |
| University of Kiel | Christian-Albrechts-Platz 4, 24118 Kiel, Germany |
| Technische Universität Ilmenau | Ehrenbergstraße 29, 98693 Ilmenau, Germany |
| University of Erlangen-Nuremberg | Schloßplatz 4, 91054 Erlangen, Germany |
| Fachhochschule Dortmund | Sonnenstraße 96, 44139 Dortmund, Germany |
| Martin-Luther-University Halle-Wittenberg | Universitätsplatz 10, 06108 Halle (Saale), Germany |
| Friedrich-Schiller-Universität Jena | Fürstengraben 1, 07743 Jena, Germany |
| Munich University of Applied Sciences | Lothstraße 34, 80335 München, Germany |
| Max Planck Institute for Chemical Ecology | Hans-Knöll-Straße 8, 07745 Jena, Germany |
| L.A.N.E.S. Germany | Bismarckstraße 142A, 47057 Duisburg, Germany |
| University of Rostock | 18051 Rostock, Germany |
| Freie Universität Berlin | Kaiserswerther Str. 16-18, 14195 Berlin, Germany |
| Hartnackschule | Motzstraße 5, 10777 Berlin, Germany |
| TUHH - Institut für Softwaresysteme | Schwarzenbergstraße 95, 21073 Hamburg, Germany |
| Paul-Ehrlich-Institut | Paul-Ehrlich-Straße 51-59, 63225 Langen (Hessen), Germany |
| Hochschule für Wirtschaft und Umwelt Nürtingen-Geislingen (HfWU) | Neckarsteige 6, 72622 Nürtingen, Germany |
| Hochschule Weihenstephan-Triesdorf | Am Hofgarten 4, 85354 Freising, Germany |
| Universität zu Köln | Albertus-Magnus-Platz, 50923 Köln, Germany |
| Dezernat Internationale Beziehungen | Seminarstraße 2, 69117 Heidelberg, Germany |
| Ulm University | Helmholtzstraße 16, 89081 Ulm, Germany |
| Bauhaus-Universität Weimar | Geschwister-Scholl-Straße 8, 99423 Weimar, Germany |
| Lessing-Gymnasium | Jößnitzer Str. 88, 08525 Plauen, Germany |
| Hochschule Ravensburg-Weingarten | Doggenriedstraße, 88250 Weingarten, Germany |
| iSL Sprachschule & Übersetzungsbüro | Rizzastraße 35, 56068 Koblenz, Germany |
| Julius-Maximilian's University | Sanderring 2, 97070 Würzburg, Germany |
| Flensburg University of Applied Sciences | Kanzleistrasse 91-93, 24943, Germany |
| Freiburg International Academy gGmbH | Besucheradresse: Talstraße 4, 79102 Freiburg im Breisgau, Germany |
| Hochschule Zittau/Görlitz | Theodor-Körner-Allee 16, 02763 Zittau, Germany |
| Ostfalia Hochschule für angewandte Wissenschaften | Salzdahlumer Str. 46/48, 38302 Wolfenbüttel, Germany |
| Heideschule Grundschule | Ostlandstraße 27, 28790 Schwanewede, Germany |
| WHU Otto Beisheim School of Management – Campus Düsseldorf | Erkrather Str. 224a, 40233 Düsseldorf, Germany |
| Albert-Ludwigs-Universität Freiburg Freiburg Institute für Advanced Studies - FRIAS | Albertstraße 19, 79104 Freiburg im Breisgau, Germany |
| Universität Passau | Innstraße 41, 94032 Passau, Germany |
| Freshman Institut Fachhochschule Aachen Campus Geilenkirchen | Pater-Briers-Weg 85, 52511 Geilenkirchen, Germany |
| SRH Hochschule Berlin | Ernst-Reuter-Platz 10, 10587 Berlin, Germany |
| University of Applied Sciences Rosenheim | Hochschulstraße 1, 83024 Rosenheim, Germany |
| Humboldt-Institut e.V. | Schloss Ratzenried, 88260 Argenbuehl, Germany |
| FH Aachen - Fachbereich Maschinenbau und Mechatronik | Goethestraße 1, 52064 Aachen, Germany |
| Technische Hochschule Nürnberg / Management-Institut | Kressengartenstraße 2, 90402 Nürnberg, Germany |
| IUBH School of Business and Management | Mülheimer Str. 38, 53604 Bad Honnef, Germany |
| F+U Academy of Languages Berlin | Friedrichstraße 194-199, 10117 Berlin, Germany |
| Duale Hochschule Baden- Württemberg | Friedrichstraße 14, 70174 Stuttgart, Germany |
| Berlin School of English | Charlottenstraße 81, 10969 Berlin, Germany |
| SRH Hochschule Heidelberg | Ludwig-Guttmann-Straße 6, 69123 Heidelberg, Germany |
| Technische Universität Braunschweig | Pockelsstraße 14, 38106 Braunschweig, Germany |
| Hochschule Darmstadt | Schöfferstraße 3, 64295 Darmstadt, Germany |
| Catholic University of Eichstätt-Ingolstadt | Germany |
| New European College GmbH | Wolfratshauser Str. 84, 81379 München, Germany |
| Universität Konstanz | Universität Konstanz, 78457 Konstanz, Germany |
| Hochschule Furtwangen | Robert-Gerwig-Platz 1, 78120 Furtwangen im Schwarzwald, Germany |
| Cologne University of Applied Sciences | Claudiusstraße 1, 50678 Köln, Germany |
| Hochschule Wismar | Philipp-Müller-Straße 14, 23966 Wismar, Germany |
| Language Center Erlangen | Zeppelinstraße 15, 91052 Erlangen, Germany |
| Technische Hochschule Brandenburg | Magdeburger Str. 50, 14770 Brandenburg an der Havel, Germany |
| Hochschule Bochum | Lennershofstraße 140, 44801 Bochum, Germany |
| Fachhochschule Bielefeld | Interaktion 1, 33619 Bielefeld, Germany |
| DeutschAkademie Sprachschule München | Sonnenstraße 8, 80331 München, Germany |
| TU Darmstadt | Karolinenpl. 5, 64289 Darmstadt, Germany |
| Dresden University of Technology | 01069 Dresden, Germany |
| Deutsches GeoForschungsZentrum | Telegrafenberg, 14473 Potsdam, Germany |
| Hochschule Merseburg | Eberhard-Leibnitz-Straße 2, 06217 Merseburg, Germany |
| Max Planck Institute for Molecular Plant Physiology | Am Mühlenberg 1, 14476 Potsdam, Germany |
| Hochschule Anhalt | Strenzfelder Allee 28, 06406 Bernburg (Saale), Germany |
| Bielefeld University | Universitätsstraße 25, 33615 Bielefeld, Germany |
| Universität Rostock Wirtschafts- und Sozialwissenschaftliche Fakultät | Parkstraße 6, 18057 Rostock, Germany |
| Technische Hochschule Mittelhessen | Wiesenstraße 14, 35390 Gießen, Germany |
| Göttingen International - Georg-August-Universität Göttingen | Von-Siebold-Straße 2, 37075 Göttingen, Germany |
| Max Planck Institute for Polymer Research | Ackermannweg 10, 55128 Mainz, Germany |
| Deutsches Rotes Kreuz | Markt 16, 41366 Schwalmtal, Germany |
| Hochschule Karlsruhe – Technik und Wirtschaft | Moltkestraße 30, 76133 Karlsruhe, Germany |
| Esslingen University of Applied Sciences | Kanalstraße 33, 73728 Esslingen am Neckar, Germany |
| Hochschule für Angewandte Wissenschaften Hamburg | Berliner Tor 5, 20099 Hamburg, Germany |
| Rheinland Privatschule | Viehofer Str. 14, 45127 Essen, Germany |
| die deutSCHule | Karl-Marx-Straße 107, 12043 Berlin, Germany |
| Goethe-Institut München Sprachschule Deutschkurse | Sonnenstraße 25, 80331 München, Germany |
| Heidelberg Institute for Theoretical Studies HITS gGmbH | Schloß-Wolfsbrunnenweg 35, 69118 Heidelberg, Germany |
| Hertie School of Governance | Friedrichstraße 180, 10117 Berlin, Germany |
| Hochschule Osnabrück | Albrechtstraße 30, 49076 Osnabrück, Germany |
| Pädagogische Hochschule | Kirchpl. 2, 88250 Weingarten, Germany |
| Charité Universitätsmedizin Berlin: Klinik für Kardiovaskuläre Chirurgie | Charitépl. 1, 10117 Berlin, Germany |
| West Saxon University of Applied Sciences of Zwickau | Dr.-Friedrichs-Ring 2A, 08056 Zwickau, Germany |
| Paul-Drude-Institut für Festkörperelektronik | Hausvogteipl. 5-7, 10117 Berlin, Germany |
| Jacobs University Bremen | Campus Ring 1, 28759 Bremen, Germany |
| Universität Bayreuth | Universitätsstraße 30, 95447 Bayreuth, Germany |
| Peutinger-Gymnasium | An der Blauen Kappe 10, 86152 Augsburg, Germany |
| KIT Campus Nord | Hermann-von-Helmholtz-Platz 1, 76344 Eggenstein-Leopoldshafen, Germany |
| Esmod Berlin | Görlitzer Str. 51, 10997 Berlin, Germany |
| Volkshochschule Köln | Im Mediapark 7, 50670 Köln, Germany |
| Max-Planck-Institut für Pflanzenzüchtungsforschung | Carl-von-Linne-Weg 10, 50829 Köln, Germany |
| Albert Ludwigs University of Freiburg | Fahnenbergplatz, 79085 Freiburg im Breisgau, Germany |
| Architekturbüro denkenbauenwohnen | Kreuzstraße 26, 04103 Leipzig, Germany |
| Universität der Bundeswehr München | Werner-Heisenberg-Weg 39, 85577 Neubiberg, Germany |
| Volkshochschule Geislingen | Schillerstraße 2, 73312 Geislingen an der Steige, Germany |
| VIA Institut für Bildung und Beruf e.K. | Ludwig-Feuerbach-Straße 69, 90489 Nürnberg, Germany |
| Hauchler Studio GmbH & Co. KG Privatschule für Druck Medien Design | Karl-Müller-Straße 6, 88400 Biberach an der Riß, Germany |
| Universität Kassel | Mönchebergstraße 19, 34125 Kassel, Germany |
| Hochschule Offenburg | Badstraße 24, 77652 Offenburg, Germany |
| Universität Koblenz-Landau - Campus Koblenz | Universitätsstraße 1, 56070 Koblenz, Germany |
| OAI Haller Architekten Mathias Haller Freier Architekt | Neunlindenstraße 35, 79106 Freiburg im Breisgau, Germany |
| Ruhr-Universität Bochum | Universitätsstraße 150, 44801 Bochum, Germany |
| Sprachenakademie Aachen | Buchkremerstraße 6, 52062 Aachen, Germany |
| Karlsruhe Institute of Technology | 76131 Karlsruhe, Germany |
| Universität Duisburg-Essen | Universitätsstraße 2, 45141 Essen, Germany |
| International Graduate Center - Bremen | Süderstraße 2, 28199 Bremen, Germany |
| Brandenburg University of Technology Cottbus–Senftenberg | Großenhainer Str. 57, 01968 Senftenberg, Germany |
| ISR Internationale Schule am Rhein in Neuss | Konrad-Adenauer-Ring, 41464 Neuss, Germany |
| Southern Westphalia University of Applied Sciences | Frauenstuhlweg 31, 58644 Iserlohn, Germany |
| Volkshochschule | Im Mediapark 7, 50670 Köln, Germany |
| Jade Hochschule | Friedrich-Paffrath-Straße 101, 26389 Wilhelmshaven, Germany |
| University of Bonn | Regina-Pacis-Weg 3, 53113 Bonn, Germany |
| Bundesamt für Migration und Flüchtlinge | Frankenstraße 210, 90461 Nürnberg, Germany |
| Johannes Gutenberg University of Mainz | Saarstraße 21, 55122 Mainz, Germany |
| Max-Planck-Institut für Softwaresysteme | Gebäude G 26, Paul-Ehrlich-Straße 26, 67663 Kaiserslautern, Germany |
| FMP Technology GmbH Fluid Measurements & Projects | Am Weichselgarten 34, 91058 Erlangen, Germany |
| Saarland University | 66123 Saarbrücken, Germany |
| Otto-von-Guericke-Universität Magdeburg | Universitätspl. 2, 39106 Magdeburg, Germany |
| Universität der Künste | Hardenbergstraße 33, 10623 Berlin, Germany |
| Eberhard Karls University of Tübingen | Geschwister-Scholl-Platz, 72074 Tübingen, Germany |
| Hochschule Coburg | Friedrich-Streib-Straße 2, 96450 Coburg, Germany |
| Bucerius Law School | Jungiusstraße 6, 20355 Hamburg, Germany |
| Technische Universität Clausthal | Adolph-Roemer-Straße 2A, 38678 Clausthal-Zellerfeld, Germany |
| Technische Universitat Kaiserslautern | Erwin-Schrödinger-Straße 1, 67663 Kaiserslautern, Germany |
How Does Bajaj General Student Insurance for Germany Work?
How to Buy Bajaj General Student Insurance Online
Buying student medical insurance for Germany from India is quick, secure and completely online. Follow these simple steps before travelling abroad.
Fill Out the Get Quote Form
Complete the Get Quote form by entering your name, age, travel dates, destination (Germany), email address and mobile number to receive suitable plan options.
Choose Your Preferred Plan
Compare available plans based on medical coverage, deductibles, emergency assistance, evacuation benefits and policy limits. Select the plan that best suits your university and visa requirements.
Upload Required Documents
Upload a clear copy of your passport and travel itinerary. Depending on the insurer's requirements, you may also need to upload your visa or university admission letter.
Make Secure Online Payment
Pay securely using debit card, credit card, UPI, net banking or other online payment options. Premiums are paid in Indian Rupees.
Receive Your Policy Instantly
Your policy document and Certificate of Insurance are emailed immediately. Download or print them for your visa application, university enrollment or travel records.
Important: Carefully review your policy wording, exclusions, coverage limits and effective dates before travelling.
Real Student Case Examples
Case 1: Emergency Hospitalization
An Indian student studying in Germany experienced severe abdominal pain and required immediate surgery after being diagnosed with acute appendicitis.
- Location: Europe
- Medical Situation: Emergency surgery for appendicitis
- Emergency Costs: USD 8,900 (treatment, surgery, hospitalization)
- Insurance Response: Claim processed quickly after submitting reports
- Outcome: Full reimbursement within 14 days
Case 2: Insurance Accepted by University
A student enrolled at a German university purchased Bajaj General student insurance before departure and successfully submitted proof of coverage during university registration.
- Location: International university
- Process: Waiver form, benefits table submitted
- Outcome: Waiver approved in 48 hours
Buy, Renew, or Extend Policy
Buying from India
Students travelling to Germany can purchase Bajaj General Student Insurance before departure.
- Simple online enrollment
- Digital KYC process
- Instant policy issuance via email
- Coverage suitable for students studying abroad
Buying After Arrival in Germany
Students already in Germany may still be able to purchase coverage, subject to insurer approval.
- Passport copy required
- Valid visa or residence permit
- University admission proof or student ID
- Approval generally within 24-48 hours
Renewal & Extension
- Renew your policy before expiry
- Passport and previous policy copy required
- Premium charged only for the extension period
- Annual renewals available depending on plan eligibility
Exclusions & Limitations
Students should understand the important exclusions before purchasing student insurance.
1. Pre-existing Diseases
- Generally excluded initially.
- Waiting periods may apply.
2. Routine Health Checkups
- General medical examinations and preventive checkups are not covered.
3. Vision & Dental
- Emergency dental treatment may be covered.
- Routine eye and dental care is generally excluded.
4. High-Risk Sports
- Adventure sports such as skiing, mountaineering and extreme activities may not be covered unless specifically included.
5. Pregnancy
- Pregnancy and childbirth expenses are generally excluded under standard student policies.
6. Mental Health
- Coverage for psychiatric treatment and counselling may be limited depending on the policy.
International Student Insurance - Germany | Disclaimer
The information provided on this website is intended solely as a general resource for international students seeking health insurance options for travel to or from Germany. This content is informational and should not be interpreted as creating, suggesting, or implying any affiliation, endorsement, or official relationship between any German university and our organization.
Students are strongly advised to verify directly with their educational institution in Germany to confirm whether any referenced health insurance plan meets university-specific requirements for student, exchange, or visa-related coverage.