Bajaj General Europe Student Travel Insurance
Bajaj General Europe Student Travel Insurance provides Indian students studying in Europe with visa-compliant medical coverage up to $1,000,000, with plans starting from ₹12/day* based on age, trip duration, and coverage requirements.
Why Buy Bajaj General Student Insurance Europe?
Trusted by 15,500+ Students
Are You Travelling to Study in Europe from India?
Bajaj General Student Travel Insurance offers comprehensive coverage for Indian students traveling to Europe - safeguarding you against unexpected medical emergencies, trip cancellations, lost baggage, and travel interruptions. It’s one of the best travel insurance plans for Indian students in Europe, ideal for undergraduate, postgraduate, and other international courses.
This student travel insurance for Europe from India provides financial protection and peace of mind while studying in Europe. Whether you need Bajaj General overseas health insurance or short-term student health insurance India to Europe, the plan provides affordable global assistance and coverage.
How Much Does Bajaj General Student Insurance for Europe Cost in 2026?
Bajaj General Student Insurance for Europe costs between ₹12 to ₹17 per day for Indian students, depending on the plan selected, age, trip duration, and coverage amount. Plans offer visa-compliant medical coverage for students studying in Europe.
| Feature | Student Companion | Student Elite | Student Prime |
|---|---|---|---|
| Starting Price* (22-year-old, 365 days) |
₹12/day* | ₹14/day* | ₹17/day* |
| Medical Expenses? | $50,000–$200,000 | $50,000–$200,000 | $50,000–$1,000,000 |
| sponsor protection? | $10,000 | $10,000 | $10,000 |
| Emergency medical repatriation? | Included | Included | $5,000 |
| Emergency Dental Treatment? | Up to $500 | Up to $500 | Up to $500 |
| Tuition Fee Reimbursement? | Up to $10,000 | Up to $10,000 | Up to $10,000 |
| Loss of Checked Baggage? | Up to $1,000 | Up to $1,000 | Up to $1,000 |
| Personal Liability? | Up to $100,000 | Up to $100,000 | Up to $150,000 |
*Price shown is for a 365-day trip to Europe for an adult aged 22. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.
Compare Bajaj Student Insurance Plans for Europe (2026 Prices)
What Is the Minimum Insurance Cover Required for a Schengen Student Visa?
If your study destination is a Schengen-area country, your visa application requires proof of travel health insurance with a minimum medical coverage of €30,000, valid for your entire stay and accepted across all Schengen member states. All three Bajaj General student plans on this page Companion, Elite, and Prime exceed this minimum, starting from $50,000 in medical cover, so any of them satisfies the Schengen requirement on its own.
What Are the Eligibility Criteria for a Europe Student Visa?
There are two types of visa, one is short term visa (C study visa) and long term visa (D study visa). To be eligible for applying student visa to Europe. You need
- Admission offer
- Financial proof
- Good english knowledge
- Comprehensive health insurance
- Willing to return
How Can Students from India Choose the Best Student Health Insurance for Studying in Europe?
Europe is one of the popular destinations for Indian students who want to pursue higher education. The countries culture, opportunities, cutting edge technology provided by the universities in Europe makes it very popular study destination. To apply for these colleges, Indian students need a valid visa and a comprehensive student health insurance to be covered during their stay in Europe.
What Is Bajaj General Student Insurance for Indian Students Studying in Europe?
Every year, thousands of Indian students travel to Europe for higher studies. Having a Student Insurance policy from India to Europe ensures you are financially protected during your stay abroad.
Student Health Insurance for Europe from India covers unforeseen expenses such as medical emergencies, hospitalization, trip cancellations, delayed or lost baggage, and flight delays. Considering the high cost of healthcare in Europe, having student travel insurance is crucial.
Bajaj General student health insurance Europe offers COVID-19 coverage, emergency medical treatment, and 24x7 worldwide assistance. With competitive premiums and simple online purchase options, Bajaj General Student Insurance is among the best student insurance for Europe from India.
What Does Bajaj General Medical Insurance for Students in Europe Cover?
This covers all major benefits expected in Bajaj General student insurance, Bajaj General student health insurance, and top Europe student insurance plans.
Medical Expenses
Covers medical treatment costs due to sickness or injury during the trip.
Repatriation of Remains
Covers transporting mortal remains back to India.
Medical Evacuation
Evacuation to India if advised by the treating doctor (prior approval needed).
Accident to Sponsor
Covers remaining school fees if the sponsor dies or becomes permanently disabled.
Family Visit
Covers round-trip travel costs of a family member if the insured is hospitalized abroad.
Bail Bond
Covers bail expenses if the student is arrested for unintentional law violations abroad.
Tuition Fee
Covers prepaid tuition fees for the current semester if studies stop due to hospitalization.
Pre-existing Diseases
Covered based on plan terms or selected add-ons.
Loss of Laptop
Covers laptop theft abroad during the policy period.
Maternity and Baby Cover
Covers maternity-related medical expenses as per policy terms.
What Are the Exclusions Under Bajaj General Student Insurance for Students in Europe?
These exclusions apply to all student plans including Bajaj General travel medical insurance, Bajaj travel health insurance, and other Europe student insurance plans.
- Pre-existing conditions before policy commencement.
- Medical expenses after policy expiry.
- Self-inflicted injuries, suicide attempts, mental disorders without physical cause, venereal disease, alcoholism, drug abuse.
- Hazardous occupation, criminal activity, self-exposure to danger.
- Pregnancy, childbirth, miscarriage, abortion.
- Experimental or non-standard treatments.
- Treatments other than modern medicine.
- Cost of spectacles, lenses, hearing aids, and external appliances.
- Baggage delay when the destination is India.
- Passport loss due to confiscation by authorities.
- Loss of passport not reported within 24 hours.
- Failure to safeguard passport.
What Factors Affect the Cost of Bajaj General Student Insurance for Students in Europe?
The cost of Bajaj General student insurance for Europe depends on several factors:
- Age of the Student: Premiums may be higher for older students due to greater health risks.
- Course Duration: Longer study periods mean higher exposure to risk, which increases premiums.
- Destination: Europe’s healthcare is expensive, and Indian travelers are not covered under public health schemes. Hence, Bajaj General overseas health insurance is essential.
- Sum Insured (Policy Limit): Higher coverage limits (USD 50,000 to USD 1,000,000) offer greater protection but higher premiums.
- Sub-limits: Plans with sub-limits cost less but offer partial coverage. Full-benefit plans without sub-limits are more expensive.
How to Buy Bajaj General Student Insurance for Europe Online?
Buying Bajaj General student insurance for Europe online is quick and secure.
language Step 1: Complete the Bajaj General Europe Student Quote Form
Fill out the Student Insurance for Europe quote form online to get started.
edit_note Step 2: Enter Student Details
Provide details such as number of students, age, course start and end dates, university/college name, and duration of stay to compare Bajaj General student plans.
tune Step 3: Select the Best Europe Student Insurance Plan
Compare student-specific benefits like medical cover, emergency evacuation, repatriation, passport/visa delay cover, and personal liability. Choose the plan and sum insured that best fits your course length and budget.
payment Step 4: Pay Online
After selecting a plan, proceed to secure online payment using credit/debit card, UPI, or net banking. Ensure the name and passport details match your visa application.
verified_user Step 5: Get Instant Policy Issuance
Once payment is successful, your Bajaj General student insurance for Europe policy will be issued instantly. You will receive the policy document by email, which you can print or keep digitally for your visa interview and while travelling.
Why Choose Bajaj General for Europe Student Travel?
Bajaj General student insurance Europe is affordable, flexible, and supported by reliable service for thousands of Indian students.
Comprehensive Coverage
- Available for students aged 6 months to 99 years.
- Coverage up to USD 1 million depending on age and plan selected.
- Medical, baggage, trip disruption, and other travel risks covered.
- COVID-19 and evacuation cover (subject to terms).
- Policy extension possible while abroad in some cases.
Hassle-Free Experience
- Instant online purchase with credit/debit/UPI/net-banking.
- Fast renewal/extension options if you stay longer.
- Cashless or reimbursement claim options available.
- 24 × 7 global customer assistance.
Additional Highlights
- Pay premium in INR and get coverage in USD – great value for students abroad.
- Visa-compliant student insurance for Europe from India.
- No medical tests required for many age groups and durations.
Travel Safe to Europe with Trusted Bajaj General Insurance
How can I extend or renew my Bajaj General student travel insurance from Europe?
Students who have travelled from India to Europe with a valid travel insurance policy from Bajaj General and need to extend their stay must renew or extend their insurance to enjoy continuous, worry-free coverage. Reasons for extending a stay may vary for each student.
Follow these simple steps to renew student insurance online:
- Click the URL extend or renew Bajaj General student insurance online.
- Fill the renewal form with correct information and submit it.
- Our insurance advisors will receive the filled renewal form online.
- Your form will then be sent to the head office for approval.
- Renewal requests are approved or rejected within a couple of hours (maximum 1 working day).
- If approved, you will receive a link to pay the premium for policy renewal.
- Once payment is successful, you will receive your renewed policy.
- If your request is rejected, our advisors will contact you to suggest alternative insurance options (if any).
Why Buy Student Insurance for Europe from NRIOL?
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verifiedBajaj General Europe Student Travel Insurance Plans
Choose Bajaj General Europe student travel insurance plans that meet medical and emergency coverage requirements for Europe visa and student stay.
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attach_moneyAffordable Student Health Insurance for Europe from India
Competitive premiums for Europe student travel insurance with transparent pricing and no hidden charges.
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schoolExperts in Europe Student Travel Coverage
Over 20 years of guidance for Indian students studying abroad and parents purchasing overseas travel insurance for Europe.
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editEasy Online Policy Modification
Update travel dates, passport details, or student information anytime before your trip to Europe.
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updateFlexible Europe Stay Extension Support
Extend your Bajaj General student travel insurance for Europe seamlessly if your study duration is prolonged.
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support_agent24/7 Global Emergency Assistance
Round-the-clock claims and medical help while studying anywhere in Europe.
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shopping_cartHow to Buy the Plan?
Buy Student Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
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assessmentStudent outside India
Students already outside India without insurance? We can try to get special approval to buy Bajaj General student insurance online.
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assignment_turned_inHow to Make a Claim?
For Claim or reimbursement, Contact Bajaj General via toll-free helpline.
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descriptionBajaj General Student Brochure
Download Bajaj General Student Insurance brochure online!
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autorenewBajaj General Policy Renewal
Renew your Bajaj General Student insurance policy online anytime before expiry.
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Student Destinations
Discover Popular Student Destinations with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".
How Student Health Insurance Works?
Example for a student holding Bajaj General student health insurance or any other student health insurance Europe plan with coverage of $100,000.
Suppose you have an admissible claim of $25,000. The breakup is:
- X-ray and lab tests = $3,000
- Surgery = $11,000
- Room rent = $1,000 for 3 days
As your policy provides $100,000 coverage, the company pays the full claim ($17,000) unless a deductible applies. Deductibles must be paid by you before the insurer settles the claim.
What Are the Most Frequently Asked Questions About Bajaj General Health Insurance for International Students in Europe?
These FAQs cover coverage limits, pricing, and how to buy Bajaj General student travel insurance for Europe, plus common visa-requirement questions.
Do I need travel insurance to study in Europe?
Yes. Students enrolling at Europe universities must have valid health insurance. Most students choose Bajaj General student travel insurance or Bajaj travel insurance as part of their travel insurance for Europe from India requirements. Bajaj General provides comprehensive Europe student insurance plans for Indian students.
What's the cheapest student health insurance for Europe?
The Bajaj General Student Companion Plan is the cheapest student health insurance plan for Europe, starting at ₹12 per day for a 22-year-old student travelling for 365 days. It provides $50,000 in medical coverage along with benefits such as sponsor protection and medical repatriation. The final premium may vary based on the student's age, trip duration, destination, and selected coverage.
How much does student health insurance cost for Europe?
The Europe health insurance cost for international students varies based on coverage and duration. Plans such as Bajaj General travel medical insurance and Bajaj General health insurance for Europe meet university and visa requirements. Share your university requirements with us by Email or 
WhatsApp for personalized suggestions.
Can I buy insurance after reaching Europe?
No. Student health insurance Europe must be purchased before travel. If you missed buying Bajaj General health insurance for Europe, fill this student outside India form for assistance.
Do I need insurance for Europe student visa application?
Yes. The Europe visa process requires proof of coverage. Plans like Bajaj student prime, student elite, and student companion qualify as valid Bajaj General travel insurance options with the required minimum coverage.
Universities may have additional mandatory benefits under their Allianz student insurance guidelines. Choose a plan that satisfies your specific university checklist.
Is COVID-19 treatment covered in Europe?
Yes. COVID-19 treatment is covered under Bajaj General student insurance as part of normal sickness coverage.
Does it cover pre-existing medical conditions?
Pre-existing conditions are covered as an add-on in certain plans such as the Bajaj student prime plan. An additional premium is required.
How do I buy Bajaj General insurance for Europe online?
The following steps apply for buying Bajaj General travel medical insurance or any Bajaj travel health insurance plan:
- Visit the Europe Student Insurance page.
- Enter your details and view plans.
- Compare premium and benefits.
- Select the right Europe student insurance plan.
- Fill the form and make the payment.
- Receive policy instantly.
Can I extend my insurance while in Europe?
Yes. You can renew your Bajaj General student travel insurance online while in Europe. Use the link to renew before expiry.
What if I cancel my Europe study plans?
You can cancel your Bajaj General student travel insurance policy by providing valid proof such as visa refusal or postponement.
How do I make a claim in Europe?
Cashless treatment is available after deductible. For outpatient services, pay upfront and apply for reimbursement. The claims team guides you through the entire process.
Can I get cashless treatment in Europe?
Yes. Cashless treatment is available for hospitalization exceeding 24 hours with prior authorization.
What happens if I need to return to India for medical treatment?
Emergency medical evacuation is included in Bajaj General’s Bajaj General health insurance for Europe, allowing evacuation to India if medically required.
Can my parents visit me in Europe during emergencies?Yes. Under the compassionate visit benefit, travel expenses for an immediate family member are covered.
Who provides affordable travel insurance for international students?
Bajaj General is one of the more affordable providers for Indian students heading to Europe, with the Student Companion plan starting at ₹12/day for $50,000 in medical cover. Pricing is based on age, trip length, and coverage limit use the quote form on this page to get an exact premium for your dates.
Does This Policy Cover Trips Home During Winter or Summer Break?
Yes. Bajaj General student plans are multi-trip within the policy period, so short visits back to India during college breaks don't require a separate policy cover resumes automatically on your return to Europe, provided the overall policy is still valid.
What Happens to My Premium If My Europe Student Visa Is Rejected?
If your visa application is refused, you can request a full policy cancellation and refund by sharing the refusal letter with our support team before your policy start date. Refunds are typically processed within 7-10 working days of the cancellation request being approved.
What If My Course Finishes and I Get a Post-Study Work Visa?
IStudent travel insurance is tied to your study period and typically ends when your course or visa validity ends. If you transition to a post-study work visa, you'll need a new work-visa appropriate insurance product rather than an extension of your student plan talk to us before your student cover expires so there's no gap in coverage.