Student Travel Insurance for Europe
Bajaj General Europe Student Travel Insurance provides Indian students studying in Europe with visa-compliant medical coverage up to $1,000,000, with plans starting from ₹12/day* based on age, trip duration, and coverage requirements.
16-35 Years Premium Starts from
₹12/day*
Compare Bajaj General Student Insurance Quotes
Europe Student Visa Insurance • Best Price • No Hidden Charges • No GST
Are You Travelling to Study in Europe from India?
Bajaj General Student Travel Insurance offers comprehensive coverage for Indian students traveling to Europe - safeguarding you against unexpected medical emergencies, trip cancellations, lost baggage, and travel interruptions. It’s one of the best travel insurance plans for Indian students in Europe, ideal for undergraduate, postgraduate, and other international courses.
This student travel insurance for Europe from India provides financial protection and peace of mind while studying in Europe. Whether you need Bajaj General overseas health insurance or short-term student health insurance India to Europe, the plan provides affordable global assistance and coverage.
How Much Does Student Insurance for Europe Cost?
Bajaj General Student Insurance for Europe costs between ₹12 to ₹17 per day for Indian students, depending on the plan selected, age, trip duration, and coverage amount. Plans offer visa-compliant medical coverage for students studying in Europe.
Student Companion
- Includes: Medical expenses, evacuation & repatriation
- Additional Benefits: Emergency dental, Tuition fee, Personal accident
- Other Coverage: Accident to sponsor, Family visit
- The cheapest travel insurance from Bajaj General is the Student Companion Plan starts at ₹12/day*, offering multiple student-friendly benefits.
-
Policy Maximum ?
$50,000 – $200,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹12/day*
Student Elite
- Includes: Medical expenses, evacuation & repatriation
- Add-on Options: Mental & Nervous disorders, Maternity & Pre-existing
- Additional Benefits: AD&D common carrier, Bail Bond
- Extended Coverage: Emergency dental, Personal accident, Tuition fee, Family visit
- The Student Elite plan premium starts at ₹14/day*, offering enhanced and comprehensive coverage options.
-
Policy Maximum ?
$50,000 – $200,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹14/day*
Student Prime
- Special Benefits: Suicide & Loss of Laptop cover for $300,000+ coverage slabs
- Includes: Medical expenses, evacuation & repatriation
- Coverage Duration: Initial 1-year purchase, renewable up to 3 years
- Extended Benefits: Emergency dental, Personal accident, AD&D, Bail Bond, Tuition fee, Family visit
- The Student Prime is considered the best travel insurance plan from Bajaj General, starts at ₹17/day*, offering comprehensive coverage with additional security benefits.
-
Policy Maximum ?
$50,000 – $1,000,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹17/day*
Note: Premiums vary based on the student’s age, policy duration, destination, and selected coverage amount. Get an instant quote to view the latest premium for your study plans.
Which Travel Insurance Is Best for Indian Students in Europe?
The best student travel insurance for Indian students going to Europe depends on your budget and coverage requirements. Student Companion is the best-value option, offering comprehensive medical and travel coverage at an affordable premium starting from ₹12/day*. If you need broader benefits, Student Elite provides enhanced medical protection, while Student Prime offers the highest level of coverage, including extensive worldwide medical benefits for students and eligible dependents.
Which Plan Should You Choose?
- Looking for the cheapest student travel insurance for Europe? Choose Student Companion for affordable coverage starting from ₹12/day*.
- Need comprehensive student insurance for Europe? Choose Student Elite for enhanced medical benefits and higher coverage limits.
- Want the highest level of protection? Choose Student Prime for comprehensive worldwide medical coverage and premium travel benefits.
Premiums are indicative and may vary based on the student's age, destination, coverage amount, trip duration, and policy terms.
Which Is the Cheapest Student Travel Insurance for Europe?
The Student Companion Plan is one of the most affordable student travel insurance plans for Europe, with premiums starting from ₹12/day*. It offers $50,000 - $200,000 in medical coverage for a 22-year-old international student and includes benefits for students travelling abroad for higher education.
Why Choose the Student Companion Plan?
- check_circle Medical coverage up to $200,000
- check_circle Plans starting at ₹12/day*
- check_circle $10,000 Sponsor Protection
- check_circle Emergency Medical Evacuation & Repatriation
- check_circle Emergency Dental Coverage
- check_circle Personal Accident Benefit
- check_circle Family Visit Benefit
- check_circle Documentation for student visa insurance requirements
Is It a Good Choice for Students Going to Europe? Yes. The Student Companion Plan is an excellent option for students seeking affordable medical and travel protection while studying in Europe, with budget-friendly premium.
Which Is the Best Student Travel Insurance Plan for Europe?
The Student Prime Plan is one of the most comprehensive student insurance plans for Europe. Starting from ₹17/day*, it offers coverage from $50,000 up to $1,000,000, making it an excellent choice for students seeking higher medical protection and enhanced travel benefits while studying abroad.
Why Choose the Student Prime Plan?
- check_circle Medical coverage from $50,000 to $1,000,000
- check_circle Premiums starting at ₹17/day*
- check_circle Sponsor Protection up to $10,000
- check_circle Emergency Medical Evacuation & Repatriation
- check_circle Emergency Dental Treatment
- check_circle Personal Accident & AD&D Coverage
- check_circle Bail Bond, Tuition Fee & Family Visit Benefits
- check_circle Suicide Cover & Loss of Laptop Cover for eligible coverage slabs ($300,000+)
Is the Student Prime Plan Suitable for Students Going to Europe? Yes. Student Prime is ideal for students who want higher medical coverage, extensive travel benefits, and worldwide protection throughout their studies in Europe.
What Is the Minimum Insurance Cover Required for a Schengen Student Visa?
If your study destination is a Schengen-area country, your visa application requires proof of travel health insurance with a minimum medical coverage of €30,000, valid for your entire stay and accepted across all Schengen member states. All three Bajaj General student plans on this page Companion, Elite, and Prime exceed this minimum, starting from $50,000 in medical cover, so any of them satisfies the Schengen requirement on its own.
What Are the Europe Student Visa Insurance Requirements?
There are two types of visa, one is short term visa (C study visa) and long term visa (D study visa). To be eligible for applying student visa to Europe. You need
- Admission offer
- Financial proof
- Good english knowledge
- Comprehensive health insurance
- Willing to return
Why Do Indian Students Need Health Insurance in Europe?
Europe is one of the popular destinations for Indian students who want to pursue higher education. The country’s culture, opportunities, cutting edge technology provided by the universities in Europe makes it a very popular study destination. To apply for these colleges, Indian students need a valid visa and a comprehensive student health insurance to be covered during their stay in Europe.
Why Choose Bajaj Insurance for Indian Students in Europe?
Every year, thousands of Indian students travel to Europe for higher studies. Having a Student Insurance policy from India to Europe ensures you are financially protected during your stay abroad.
Student Health Insurance for Europe from India covers unforeseen expenses such as medical emergencies, hospitalization, trip cancellations, delayed or lost baggage, and flight delays. Considering the high cost of healthcare in Europe, having student travel insurance is crucial.
Bajaj General student health insurance Europe offers COVID-19 coverage, emergency medical treatment, and 24x7 worldwide assistance. With competitive premiums and simple online purchase options, Bajaj General Student Insurance is among the best student insurance for Europe from India.
What Does Bajaj Student Health Insurance for Europe Cover?
This covers all major benefits expected in Bajaj General student insurance, Bajaj General student health insurance, and top Europe student insurance plans.
Covers eligible medical treatment costs due to sickness or injury during your trip abroad.
Covers emergency evacuation to India or the nearest appropriate medical facility, subject to policy terms.
Covers the cost of transporting mortal remains back to India.
Covers remaining tuition fees if the student's sponsor dies or becomes permanently disabled.
Helps cover round-trip travel expenses for a family member if the insured is hospitalized abroad.
Covers bail bond expenses if the student is arrested for an unintentional violation of local laws.
Reimburses prepaid tuition fees for the current semester if studies are interrupted due to hospitalization.
Covered as per the selected plan, policy terms, and applicable add-on benefits.
Covers loss or theft of your laptop during the policy period, subject to plan terms.
Covers maternity-related medical expenses and eligible newborn benefits as per policy terms.
Coverage limits, exclusions, waiting periods, deductibles, and eligibility vary by plan. Please refer to the policy wording or compare plans above for complete details.
Travel Safe to Europe
with Bajaj General Student Insurance
How can I extend or renew my Bajaj General student travel insurance from Europe?
Students who have travelled from India to Europe with a valid travel insurance policy from Bajaj General and need to extend their stay must renew or extend their insurance to enjoy continuous, worry-free coverage. Reasons for extending a stay may vary for each student.
Follow these simple steps to renew your student insurance online:
- Click the URL extend or renew Bajaj General student insurance online.
- Fill the renewal form with correct information and submit it.
- Our insurance advisors will receive the filled renewal form online.
- Your form will then be sent to the head office for approval.
- Renewal requests are approved or rejected within a couple of hours (maximum 1 working day).
- If approved, you will receive a link to pay the premium for policy renewal.
- Once payment is successful, you will receive your renewed policy.
- If your request is rejected, our advisors will contact you to suggest alternative insurance options (if any).
Why Buy Student Insurance for Europe from NRIOL?
- verifiedBajaj General Europe Student Travel Insurance Plans
Choose Bajaj General Europe student travel insurance plans that meet medical and emergency coverage requirements for Europe visa and student stay.
- attach_moneyAffordable Student Health Insurance for Europe from India
Competitive premiums for Europe student travel insurance with transparent pricing and no hidden charges.
- schoolExperts in Europe Student Travel Coverage
Over 20 years of guidance for Indian students studying abroad and parents purchasing overseas travel insurance for Europe.
- editEasy Online Policy Modification
Update travel dates, passport details, or student information anytime before your trip to Europe.
- updateFlexible Europe Stay Extension Support
Extend your Bajaj General student travel insurance for Europe seamlessly if your study duration is prolonged.
- support_agent24/7 Global Emergency Assistance
Round-the-clock claims and medical help while studying anywhere in Europe.
- shopping_cartHow to Buy the Plan?
Buy Student Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
Know more » - assessmentStudent outside India
Students already outside India without insurance? We can try to get special approval to buy Bajaj General student insurance online.
Know more » - assignment_turned_inHow to Make a Claim?
For claims or reimbursement, contact Bajaj General via toll-free helpline.
Know more » - descriptionBajaj General Student Brochure
Download Bajaj General Student Insurance brochure online!
Know more » - autorenewBajaj General Policy Renewal
Renew your Bajaj General Student insurance policy online anytime before expiry.
Know more »
Student Destinations
Discover Popular Student Destinations with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General, says NRIOL and Bajaj General have been working together for quite some time now, and NRIOL has successfully delivered seamless customer service by making Bajaj General travel insurance products available to its customers online.
What Is Not Covered by Bajaj Student Insurance for Students in Europe?
These exclusions apply to all student plans including Bajaj General travel medical insurance, Bajaj travel health insurance, and other Europe student insurance plans.
- Pre-existing conditions before policy commencement.
- Medical expenses after policy expiry.
- Self-inflicted injuries, suicide attempts, mental disorders without physical cause, venereal disease, alcoholism, drug abuse.
- Hazardous occupation, criminal activity, self-exposure to danger.
- Pregnancy, childbirth, miscarriage, abortion.
- Experimental or non-standard treatments.
- Treatments other than modern medicine.
- Cost of spectacles, lenses, hearing aids, and external appliances.
- Baggage delay when the destination is India.
- Passport loss due to confiscation by authorities.
- Loss of passport not reported within 24 hours.
- Failure to safeguard passport.
What Factors Affect the Cost of Student Insurance for Europe?
The cost of Bajaj General student insurance for Europe depends on several factors:
- Age of the Student: Premiums may be higher for older students due to greater health risks.
- Course Duration: Longer study periods mean higher exposure to risk, which increases premiums.
- Destination: Europe’s healthcare is expensive, and Indian travelers are not covered under public health schemes. Hence, Bajaj General overseas health insurance is essential.
- Sum Insured (Policy Limit): Higher coverage limits (USD 50,000 to USD 1,000,000) offer greater protection but higher premiums.
- Sub-limits: Plans with sub-limits cost less but offer partial coverage. Full-benefit plans without sub-limits are more expensive.
How to Buy Student Travel Insurance for Europe Online?
Buying Bajaj General student insurance for Europe online is quick and secure.
language Step 1: Complete the Bajaj General Europe Student Quote Form
Fill out the Student Insurance for Europe quote form online to get started.
edit_note Step 2: Enter Student Details
Provide details such as number of students, age, course start and end dates, university/college name, and duration of stay to compare Bajaj General student plans.
tune Step 3: Select the Best Europe Student Insurance Plan
Compare student-specific benefits like medical cover, emergency evacuation, repatriation, passport/visa delay cover, and personal liability. Choose the plan and sum insured that best fits your course length and budget.
payment Step 4: Pay Online
After selecting a plan, proceed to secure online payment using credit/debit card, UPI, or net banking. Ensure the name and passport details match your visa application.
verified_user Step 5: Get Instant Policy Issuance
Once payment is successful, your Bajaj General student insurance for Europe policy will be issued instantly. You will receive the policy document by email, which you can print or keep digitally for your visa interview and while travelling.
Why Choose Bajaj General Student Insurance for Europe?
Bajaj General student insurance Europe is affordable, flexible, and supported by reliable service for thousands of Indian students.
Comprehensive Coverage
- Available for students aged 16 to 35 years.
- Coverage up to USD 1 million depending on age and plan selected.
- Medical, baggage, trip disruption, and other travel risks covered.
- COVID-19 and evacuation cover (subject to terms).
- Policy extension possible while abroad in some cases.
Hassle-Free Experience
- Instant online purchase with credit/debit/UPI/net-banking.
- Fast renewal/extension options if you stay longer.
- Cashless or reimbursement claim options available.
- 24 × 7 global customer assistance.
Additional Highlights
- Pay premium in INR and get coverage in USD - great value for students abroad.
- Visa-compliant student insurance for Europe from India.
- No medical tests required for many age groups and durations.
How Does Student Travel Insurance for Europe Work?
Example for a student holding Bajaj General student health insurance or any other student health insurance Europe plan with coverage of $100,000.
Suppose you have an admissible claim of $25,000. The breakup is:
- X-ray and lab tests = $3,000
- Surgery = $11,000
- Room rent = $1,000 for 3 days
As your policy provides $100,000 coverage, the company pays the full claim ($17,000) unless a deductible applies. Deductibles must be paid by you before the insurer settles the claim.
Student Health Insurance for Europe FAQs
These FAQs cover coverage limits, pricing, and how to buy Bajaj General student travel insurance for Europe, plus common visa-requirement questions.
Yes. Students enrolling at European universities must have valid health insurance. Most students choose Bajaj General student travel insurance or Bajaj travel insurance as part of their travel insurance for Europe from India requirements. Bajaj General provides comprehensive Europe student insurance plans for Indian students.
The Bajaj General Student Companion Plan is the cheapest student health insurance plan for Europe, starting at ₹12 per day for a 22-year-old student travelling for 365 days. It provides $50,000 in medical coverage along with benefits such as sponsor protection and medical repatriation. The final premium may vary based on the student's age, trip duration, destination, and selected coverage.
The Europe health insurance cost for international students varies based on coverage and duration. Plans such as Bajaj General travel medical insurance and Bajaj General health insurance for Europe meet university and visa requirements. Share your university requirements with us by Email or 
WhatsApp for personalized suggestions.
No. Student health insurance Europe must be purchased before travel. If you missed buying Bajaj General health insurance for Europe, fill this student outside India form for assistance.
Yes. The Europe visa process requires proof of coverage. Plans like Bajaj student prime, student elite, and student companion qualify as valid Bajaj General travel insurance options with the required minimum coverage.
Universities may have additional mandatory benefits under their Allianz student insurance guidelines. Choose a plan that satisfies your specific university checklist.
Yes. COVID-19 treatment is covered under Bajaj General student insurance as part of normal sickness coverage.
Pre-existing conditions are covered as an add-on in certain plans such as the Bajaj student prime plan. An additional premium is required.
The following steps apply for buying Bajaj General travel medical insurance or any Bajaj travel health insurance plan:
- Visit the Europe Student Insurance page.
- Enter your details and view plans.
- Compare premium and benefits.
- Select the right Europe student insurance plan.
- Fill the form and make the payment.
- Receive policy instantly.
Yes. You can renew your Bajaj General student travel insurance online while in Europe. Use the link to renew before expiry.
You can cancel your Bajaj General student travel insurance policy by providing valid proof such as visa refusal or postponement.
Cashless treatment is available after deductible. For outpatient services, pay upfront and apply for reimbursement. The claims team guides you through the entire process.
Yes. Cashless treatment is available for hospitalization exceeding 24 hours with prior authorization.
Emergency medical evacuation is included in Bajaj General’s Bajaj General health insurance for Europe, allowing evacuation to India if medically required.
Can my parents visit me in Europe during emergencies?Yes. Under the compassionate visit benefit, travel expenses for an immediate family member are covered.
Bajaj General is one of the more affordable providers for Indian students heading to Europe, with the Student Companion plan starting at ₹12/day for $50,000 in medical cover. Pricing is based on age, trip length, and coverage limit use the quote form on this page to get an exact premium for your dates.
Yes. Bajaj General student plans are multi-trip within the policy period, so short visits back to India during college breaks don't require a separate policy cover resumes automatically on your return to Europe, provided the overall policy is still valid.
If your visa application is refused, you can request a full policy cancellation and refund by sharing the refusal letter with our support team before your policy start date. Refunds are typically processed within 7-10 working days of the cancellation request being approved.
Student travel insurance is tied to your study period and typically ends when your course or visa validity ends. If you transition to a post-study work visa, you'll need a new work-visa appropriate insurance product rather than an extension of your student plan talk to us before your student cover expires so there's no gap in coverage.