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Bajaj General Travel Companion Insurance| Plan Type | Variants | Key Features |
|---|---|---|
| Individual | Travel Care Travel Secure Travel Value Travel Asia |
Medical coverage from USD 15,000 to 500,000 Covers medical expenses, repatriation of remains, and personal liability. |
| Family | Travel Family |
Comprehensive cover for the policyholder, spouse, and up to two dependent children under 21 years. Includes personal accident, passport loss, medical expenses, and personal liability. |
| Senior Citizen | Travel Age |
Designed for travellers aged 61–70 years. Covers medical expenses, emergency dental pain relief, baggage loss or delay, hijack, trip delay, and golfer’s hole-in-one. |
| Corporate | Corporate Lite Corporate Plus |
Medical coverage from USD 250,000 to 500,000 for trips up to 45 days. Covers passport loss, checked-in baggage loss, and personal accident. |
| Student | Study Companion |
Medical coverage from USD 50,000 to 200,000. Covers personal accident, family visit, sponsor accident, tuition fee reimbursement, and more. |
Bajaj General General Insurance Company limited offers a variety of customized plans where the customers can choose from the pool of plan variants based on requirements. Bajaj General Travel Companion is a comprehensive travel insurance plan that caters to the needs of individuals, families, senior citizens, students, and frequent travellers. This is one of the most affordable insurance plan if you are heading to Europe, USA, Canada, Australia, or any other popular foreign destinations. This plan satisfies Schengen visa for certain age group of travellers visiting Schengen area.
The plan variants which the travellers can choose from are
Bajaj General Travel Companion Insurance starts at ₹19 per day, with plan options offering coverage from $50,000 up to $500,000. It is specially designed for frequent and long-term international travelers, covering medical emergencies, trip interruption, baggage loss, and cashless hospitalization — making it ideal for business travelers, students, and family trips.
*Price shown is for a 180-day trip to Europe, Asia, and beyond coverage for an adult aged 35.
The Policy is comprehensive and covers Personal Accident (death and disablement), Medical Expenses and Repatriation (including medical evacuation to a hospital in India pre-approved by claims administrator), Loss and Delay of Checked Baggage, Loss of Passport, Personal Liability (Legal), Cashless Service, Hospitalization expenses, Golfer's Hole-in-one, Hijack Cover, Trip Delay, Emergency Cash Advance etc.
| Coverages in USD | Travel Care | Travel Secure | Travel Value | Travel Age |
| Medical Expenses, Evacuation and Repatriation | $50,000 Deductible:$100 |
$2,00,000 Deductible:$100 |
$5,00,000 Deductible:$100 |
$50,000* Deductible:$100 |
| Emergency Dental Treatment | $500 Deductible:$100 |
$500 Deductible:$100 |
$500 Deductible:$100 |
$500 Deductible:$100 |
| Personal Accident | $10,000*** | $25,000*** | $30,000*** | $25,000 |
| Loss of Passport | $250 Deductible:15 |
$250 Deductible:25 |
$250 Deductible:25 |
$250 Deductible:25 |
| Loss of Checked Baggage** | $250 | $1000 | $1000 | $250 |
| Delay of Baggage | $100 Deductible: 12hrs |
$100 Deductible: 12hrs |
$100 Deductible: 12hrs |
$100 Deductible: 12hrs |
| Trip Delay | - | $20 per 12 hrs to max $120 Deductible: 12hrs |
$20 per 12 hrs to max $120 Deductible: 12hrs |
- |
| Personal Liability | $1,00,000 Deductible:100 |
$2,00,000 Deductible:100 |
$2,00,000 Deductible:100 |
$1,00,000 Deductible:100 |
| Hijack | $50 per day to max $300 | $50 per day to max $300 | $50 per day to max $300 | $50 per day to max $300 |
| Emergency Cash Advance**** | $500 | $1000 | $1500 | $500 |
* Any one illness - Liability limited to US $12,500. Hospitalization due to accident - max. Liability - US$25,000. Overall Max. Liability under this head - US $50,000, aggregate during the policy period.
**Per baggage maximum 50% and per item in the baggage restricted to 10%.
***Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.
****Cash Advance Would include delivery charges.
The cheapest travel insurance from Bajaj General Travel Companion is the Care Plan starting at ₹19/day*
The Secure Plan is considered the best travel insurance plan from Bajaj General Travel Companion, starting at ₹29/day*
Travelers who have travelled from India to foreign countries with a valid travel insurance policy from Bajaj General and who are extending their stay in overseas have to renew / extend their insurance to enjoy continuous worry free insurance cover. The reason for extended stay in overseas might be different from one traveler to the other.
Select the most suitable Bajaj General Travel Companion Insurance plan for your travel needs and profile.
Who it’s for:
Budget-conscious travellers, short international trips
Who it’s for:
Families and frequent leisure travellers
Who it’s for:
Travellers to USA/Canada or on long-duration trips
Who it’s for:
Travellers to Asian countries excluding Japan
Who it’s for:
Senior travellers (61–70 years)
Who it’s for:
Corporate travellers on official business trips
Who it’s for:
Students travelling abroad for higher education
This policy offers high value benefits for the individual travelling abroad. Covers all medical eventualities including hospitalization and other incidental expenses with enhanced medical coverage of USD 5,00,000 and increased limit of USD 1,500 for emergency cash.
A travel policy that caters to the specific needs of an individual travelling abroad. It covers all medical eventualities including hospitalization and other incidental expenses at a fraction of the amount that would otherwise be needed.
Yes, Travel Companion policy offers cashless claims settlement for inpatient medical expenses after a nominal deductible of USD 100. Cashless service is available as per policy terms and conditions. Outpatient medical expenses (OPD) and doctor visits are reimbursed on submission of bills.
If any unexpected incident like theft or burglary of luggage/money happens and the policyholder needs cash, the assistance company will coordinate with the insured person's relatives in India to provide emergency cash assistance up to the limit specified in the policy schedule.
Bajaj General Travel Companion is a comprehensive travel insurance product that offers multiple variants to suit individuals, families, students, senior citizens, and frequent travellers. It is especially useful when travelling abroad (including Schengen countries, USA, Canada, etc.).
Yes. If you are already abroad and wish to stay longer, you can apply for renewal or extension of the travel insurance (subject to approval) to maintain continuous coverage. The process usually involves:
The premium depends on the traveler’s age, destination (whether including USA/Canada or excluding), and the duration of the trip.
Yes. Most coverages have a deductible (commonly USD 100) before claim benefits apply. For baggage delay, a waiting period (e.g. 12 hours) is applicable.
Bajaj General Travel Companion Insurance offers extensive protection for overseas travelers. However, certain exclusions apply where claims will not be payable. These exclusions are designed to clarify the scope of coverage. Below are the main exclusions — please refer to the official policy document for complete details.
With more Indians traveling abroad due to affordable flights and packages, the need for overseas travel insurance has never been greater.
info Travelers visiting foreign countries can buy Bajaj General visitor medical insurance to manage expensive healthcare overseas. Emergencies can happen anytime, and insurance helps cover those unexpected medical costs.
Access Bajaj General international travel insurance policies, trusted by thousands of Indian travelers worldwide.
Transparent pricing for Bajaj General overseas travel insurance, with no hidden costs.
Expert guidance for Indian travelers planning international trips with reliable coverage.
Modify travel dates, personal details, or coverage options online with Bajaj General travel insurance.
Extend or renew your Bajaj General international travel insurance if your trip gets delayed.
Get fast claims assistance and emergency support anywhere during your overseas journey with Bajaj General travel insurance.
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Travelers already outside India without insurance? We can try to get special approval to buy Bajaj General travel insurance online.
Get all the answers to the most frequently asked questions (FAQs) regarding Bajaj General overseas travel health insurance.
In case of Claim or reimbursement of treatment expenses, notify Bajaj General travel health insurance.
Download Bajaj General Travel Companion brochure soft copy for overseas travel!
Insurance customers can renew their existing policy online before the exipry date at any time.
Medical expenses : This plan offers travellers with medical maximum for sickness and accident up to USD $5 lakhs till the age of 60 years and for 61-70 years only $50,000 maximum is offered. The variants available are Travel Care-$50,000, Travel Secure-$2 lakhs, Travel Value-$5 lakhs, Travel Age - $50,000. In-patient medical expenses are cashless after deductible while out patient medical expenses are reimbursement basis after deductible.
This plan also offers benefits trip delay, loss of passport, emergency dental pain, emergency cash advance, personal accident and more.
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".