Best Affordable Student Insurance for Georgia Universities | Indian Students in USA
Looking for the best student insurance for Georgia universities? Bajaj General offers affordable student insurance for Indian students in USA - plans from ₹22/day*, covering medical care, emergency evacuation, visa-compliant insurance, tuition protection, and 24/7 travel support.
Why Buy Bajaj General Student Insurance?
Trusted by 15,500+ Students
How Much Does Bajaj General Student Insurance for Georgia from India Cost in 2026?
The Bajaj General Student Health Insurance for Georgia from India costs starts at ₹22 per day for a 22-year-old student, depending on the plan type and coverage amount.
*Price shown is for a 365-day trip to Georgia for an adult aged 22. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.
Best Health Insurance for Indian Students in Georgia, USA
Finding the best health insurance for Indian students studying in Georgia requires balancing cost, coverage, and university compliance. Bajaj General's student plans are widely recognized as the best student insurance for Georgia universities because they combine comprehensive medical benefits with affordable premiums - all payable in Indian rupees while you receive coverage in US dollars.
Whether you are joining Georgia Tech (Georgia Institute of Technology), Emory University, the University of Georgia, Georgia State University, or Kennesaw State University, Bajaj General's plans are structured to meet or exceed the health insurance requirements set by these institutions. As a trusted provider of student medical insurance for USA from India, Bajaj General has helped over 15,500 students secure coverage before departure.
University-Accepted Coverage
Plans accepted by Georgia Tech, Emory University, UGA, and 10+ other Georgia institutions. Proper benefit tables provided for waiver submission.
F1 Visa Compliant
Plans meet USCIS and university requirements for F-1 visa students, including minimum coverage thresholds and emergency evacuation benefits.
Pay in ₹, Covered in $
Premium paid in Indian rupees. Medical bills reimbursed or paid cashless in US dollars - no foreign exchange hassle for your family.
What Are The Health Insurance Coverage Options for Indian Students Studying at Georgia?
Bajaj General offers several insurance plans for international students, including the Study Companion, Student Elite, Student Prime, each designed to provide comprehensive coverage for students studying abroad.Student Companion
- Coverage Range: $50,000 – $200,000
- Sponsor Protection: $10,000
- Includes: Medical expenses, evacuation & repatriation
- Additional Benefits: Emergency dental, Tuition fee, Personal accident
- Other Coverage: Accident to sponsor, Family visit
- The cheapest travel insurance from Bajaj General is the Student Companion Plan starts at ₹22/day*, offering multiple student-friendly benefits.
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Policy Maximum ?
$50,000 – $200,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹22/day*
Student Elite
- Coverage Range: $50,000 – $200,000
- Sponsor Protection: $10,000
- Includes: Medical expenses, evacuation & repatriation
- Add-on Options: Mental & Nervous disorders, Maternity & Pre-existing
- Additional Benefits: AD&D common carrier, Bail Bond
- Extended Coverage: Emergency dental, Personal accident, Tuition fee, Family visit
- The Student Elite plan premium starts at ₹25/day*, offering enhanced and comprehensive coverage options.
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Policy Maximum ?
$50,000 – $200,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹25/day*
Student Prime
- Coverage Range: $50,000 – $1,000,000
- Sponsor Protection: $10,000
- Special Benefits: Suicide & Loss of Laptop cover for $300,000+ coverage slabs
- Includes: Medical expenses, evacuation & repatriation
- Coverage Duration: Initial 1-year purchase, renewable up to 3 years
- Extended Benefits: Emergency dental, Personal accident, AD&D, Bail Bond, Tuition fee, Family visit
- The Student Prime is considered the best travel insurance plan from Bajaj General, starts at ₹31/day*, offering comprehensive coverage with additional security benefits.
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Policy Maximum ?
$50,000 – $1,000,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹31/day*
What Is Student Travel Insurance?
Student travel insurance is a specialized form of coverage designed for high-school and college students traveling away from Georgia—whether for study abroad programs, internships, mission trips, sports travel, conferences, or personal vacations. It helps protect against unexpected financial losses or emergencies during the trip.
Why Georgia Students May Need Travel Insurance
Georgia students often travel through university-sponsored programs at schools such as the University of Georgia, Auburn University, UAB, and others. These programs sometimes require travel insurance because:
- U.S. health insurance may not be accepted abroad.
- Some countries require proof of coverage before issuing a visa (e.g., Schengen countries).
- University health plans may not cover travel-related emergencies.
- Students may participate in activities that increase risk, such as excursions, volunteer work, or field studies.
Is Travel Insurance Mandatory for Tourists Visiting Georgia?
Yes, all international travelers visiting Georgia must have valid travel health insurance that covers them for their entire stay in Georgia. This is a rule that applies to all visitors including those who do not need a visa to enter Georgia.
Insurance Requirements for Georgia
- Minimum Coverage: The insurance must cover least 30,000 GEL, which is about USD 11,000 for medical and accident expenses in Georgia.
- Validity Period: The insurance must be valid from the moment you arrive in Georgia to the moment you leave Georgia.
- Proof of Insurance: You can show your insurance proof on your phone or on paper. It can be in English or Georgian.
- Insurance Provider: You can buy insurance from companies in Georgia or from companies in countries.
- Policy Details: The insurance policy must have your name the areas you are covered in how long you are covered for what benefits you get and how money the insurance company will pay if something happens to you in Georgia.
Why Travel Insurance Is Mandatory in Georgia?
The government of Georgia made this rule so that visitors can get help if they need it without making it hard for the local healthcare system in Georgia.
Travel Insurance Plans for Georgia
We have travel insurance plans from Bajaj Allianz that meet all the requirements for Georgia. These plans include:
- Coverage that meets or is more than what's required by Georgia
- Protection if you have a medical emergency need to go to the hospital or have an accident in Georgia
- You can get your policy away and it will be digital
- We have plans that're flexible for students and travelers who are going to Georgia
Student Insurance for F1 Visa Students in USA - What You Need to Know
As an Indian student on an F-1 student visa in the USA, having valid student insurance for F1 visa USA is not just recommended - most universities mandate it as a condition of enrollment. Here is what F-1 students must understand before selecting a health plan:
What F1 Students Need from a Health Insurance Plan
- Minimum Coverage Threshold: Most Georgia universities require a policy maximum of at least $50,000 per accident or illness. Bajaj General plans start at $50,000 and go up to $1,000,000 well above the minimum requirement.
- Emergency Evacuation Coverage: F-1 visa students must have emergency medical evacuation included. All Bajaj General student plans include this benefit.
- Mental Health Coverage: Student Elite and Student Prime plans include coverage for mental and nervous disorders - an important benefit for students managing academic pressure far from home.
- Sponsor Protection: If your sponsoring parent or guardian passes away due to an accident, Bajaj General reimburses up to $10,000 toward remaining tuition fees - a benefit uniquely designed for Indian students.
- OPT and CPT Extension: Completing Optional Practical Training (OPT) or Curricular Practical Training (CPT) after your coursework? Your Bajaj General policy can be renewed to cover your extended stay in the USA.
- University Waiver Eligibility: Bajaj General provides all documents - including a benefits table needed to apply for a health insurance waiver at your Georgia university. Most waivers are approved within 48 hours when documentation is complete.
What Student Travel Insurance Typically Covers?
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A. Medical & Health Protection
- Emergency medical treatment
- Hospitalization and urgent care
- Emergency medical evacuation
- Repatriation of remains
- Coverage for injuries from common study-abroad activities
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B. Trip Protection
- Trip cancellation (due to illness, injury, program cancellation, etc.)
- Trip interruption and delays
- Missed connections
- Travel supplier bankruptcy
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C. Personal Belongings & Travel Issues
- Lost, damaged, or stolen baggage
- Passport or visa replacement assistance
- Coverage for stolen electronics (depending on plan)
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D. Assistance Services
- 24/7 worldwide emergency assistance
- Help locating medical care
- Translation support
- Travel support if stranded due to natural disasters or political unrest
Special Considerations for Georgia Students
- Study-Abroad Requirements: Certain universities in Georgia require minimum coverage limits for overseas travel.
- Sports & Adventure Activities: Students traveling for athletics or outdoor programs might need additional “hazardous activity” coverage.
- International Driving: If renting a vehicle abroad, students may need supplemental rental car protection.
- Internships or Work Abroad: Some programs require liability insurance or special professional coverage.
Students from the universities listed below have purchased Bajaj General student medical insurance
This is a list of some of the Universities that have accepted Bajaj General student insurance in the past. This list is not all inclusive, and if an university is not listed here, it does not mean that that university does not accept Bajaj General student insurance.
| COLLEGE NAME | ADDRESS |
|---|---|
| Fort Valley State Universit | 1005 State University Dr, Fort Valley, GA 31030, United States |
| Georgia Institute of Technology | North Ave NW, Atlanta, GA 30332, United States |
| The Savannah College of Art and Design | 342 Bull St, Savannah, GA 31401, United States |
| The Savannah College of Art and Design | 342 Bull St, Savannah, GA 31401, United States |
| The University of Georgia | Athens, GA 30602, United States |
| Kennesaw State University Marietta Campus | 1100 South Marietta Pkwy SE, Marietta, GA 30060, United States |
| Emory University | 201 Dowman Dr, Atlanta, GA 30322, United States |
| College of Design | 245 4th St NW, Atlanta, GA 30332, United States |
| Georgia State University- Perimeter College | 3251 Panthersville Rd, Decatur, GA 30034, United States |
| Georgia State University | Atlanta, GA 30302, United States |
| Herzing University Atlanta | Lenox Square, 3393 Peachtree Rd NE, Atlanta, GA 30326, United States |
| SCAD Atlanta | 1600 Peachtree St NW, Atlanta, GA 30309, United States |
| Emory University's Goizueta Business School | 1300 Clifton Rd, Atlanta, GA 30322, United States |
Travel Safe to Georgia with Bajaj General Student Insurance
How can I extend or renew my Bajaj General student travel insurance while studying at Georgia
Students who have travelled from India to the USA to study at Georgia with a valid Bajaj General student travel insurance policy, and need to extend their stay, must renew or extend their policy to ensure uninterrupted coverage. Many students may need an extension due to academic requirements, delayed semesters, OPT/CPT periods, or extended course duration.
Follow these simple steps to renew your student insurance online:
- Click the URL extend or renew Bajaj General student insurance online .
- Fill in the renewal form with accurate personal and policy details.
- Our insurance support team will receive your renewal request instantly.
- The request will be forwarded to the Bajaj General head office for review and approval.
- Approval or rejection typically happens within a few hours (maximum 1 working day).
- If approved, you will receive a secure payment link to complete the premium payment for renewal.
- Upon successful payment, your renewed Bajaj General policy will be emailed to you.
- If your request is rejected, our advisors will reach out with suitable alternative insurance options (if applicable).
Why Buy Bajaj General Student Insurance for Georgia Universities?
Choosing the right health insurance for Indian students studying in Georgia is one of the most important decisions before departure. Here is why over 15,500 students have trusted Bajaj General through NRIOL for their international student insurance Georgia USA needs:
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verifiedUniversity-Accepted Across Georgia
From Georgia Tech and Emory to UGA and Georgia State, Bajaj General's plans are structured to meet each institution's specific waiver criteria. NRIOL provides the correct documentation format for every major Georgia university.
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currency_rupeeAffordable Premiums in Indian Rupees
Affordable student insurance for Indian students in USA - pay in ₹, get covered in $. Starting at just ₹22/day with 0% GST, there are no hidden charges or foreign exchange fees for your family.
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school20+ Years Serving Indian Students in USA
NRIOL has been India's trusted provider of student medical insurance for USA from India since 1997. Our team understands the exact documentation needs of F-1 visa students at Georgia universities.
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support_agent24/7 Emergency Support in the USA
Whether it is an ER visit at an Atlanta hospital or a medical evacuation mid-semester, our round-the-clock global emergency assistance team ensures Indian students in Georgia are never left without support.
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family_restroomSponsor & Family Protection Built In
All plans include $10,000 sponsor protection — if your parent or guardian passes away due to an accident, Bajaj General covers your remaining tuition fees. Family visit benefits are also included across all three plans.
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autorenewEasy Renewal for OPT/CPT & Extended Stays
Staying on for OPT or CPT after graduation? Your Bajaj General policy can be renewed online in minutes. The Student Prime plan supports renewals for up to 3 years total - covering your entire academic journey in Georgia.
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shopping_cartHow to Buy the Plan?
Buy Student Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
Know more » -
assessmentStudent outside India
Students already outside India without insurance? We can try to get special approval to buy Bajaj General student insurance online.
Know more » -
assignment_turned_inHow to Make a Claim?
For Claim or reimbursement, Contact Bajaj General via toll-free helpline.
Know more » -
descriptionBajaj General Student Brochure
Download Bajaj General Student Insurance brochure online!
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autorenewBajaj General Policy Renewal
Renew your Bajaj General Student insurance policy online anytime before expiry.
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Student Destinations
Discover Popular Student Destinations with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".
Georgia Tech, Emory & Other Georgia University Student Insurance Guide
Indian students admitted to top Georgia institutions often have questions about which plan is accepted and what the waiver process involves. Here is a quick reference for students at the most popular universities:
| University | Recommended Plan | Why It Fits | Waiver Support |
|---|---|---|---|
| Georgia Institute of Technology (Georgia Tech) | Student Prime / Student Elite | Georgia Tech requires high minimum coverage. The Prime plan's $1,000,000 maximum easily satisfies Georgia Tech student insurance requirements for Indian students. | Yes - benefit table provided |
| Emory University | Student Elite / Student Prime | Emory requires comprehensive coverage including mental health and emergency evacuation. Emory University accepted student insurance from Bajaj General covers all mandatory benefit categories. | Yes - waiver docs provided |
| University of Georgia (UGA) | Student Companion / Student Elite | UGA's coverage requirements are met by the Student Companion plan, making it the most affordable option for UGA students. | Yes - benefit table provided |
| Georgia State University | Student Companion / Student Elite | Students at Georgia State University's main campus and Perimeter College can use the Companion plan for cost-effective compliance. | Yes - waiver docs provided |
| Kennesaw State University | Student Companion / Student Elite | KSU's insurance requirement is satisfied by Bajaj General's entry-level plan, keeping premiums low for students on a budget. | Yes - benefit table provided |
| SCAD (Savannah College of Art and Design) | Student Elite / Student Prime | Art and design students at SCAD benefit from broader coverage including personal accident and emergency dental. | Yes - waiver docs provided |
* This table is for general guidance only. Please confirm current insurance requirements directly with your university's international student office before purchasing a plan.
Bajaj General Student Insurance for Georgia: How It Works
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How to Buy Bajaj General Student Insurance Online - Step-by-Step Guide
Buying student medical insurance for USA from India through NRIOL takes less than 10 minutes. Here is the complete process for Indian students and their parents:
1Enter Your Travel Details
Use the Get Quote form at the top of this page. Enter your date of birth, travel start date, end date, and destination (select "Including USA & Canada" for Georgia). Add your mobile number and email to receive the quote instantly.
2Compare Plans & Choose
Review the Companion (₹22/day), Elite (₹25/day), and Prime (₹31/day) plans side by side. If your university is Georgia Tech or Emory, the Prime or Elite plan is strongly recommended for waiver approval.
3Upload Documents
Upload a clear copy of your passport (photo page) and your university I-20 form. These are needed to issue the policy in the correct name and coverage period.
4Pay in Indian Rupees
Pay using UPI, credit card, debit card, net banking, NEFT, RTGS, or cheque. No foreign currency needed - the entire premium is in Indian rupees. You receive an instant payment receipt.
5Receive Policy Instantly
Your international student insurance for Georgia, USA policy PDF is emailed within minutes. It includes your certificate of insurance — ready to submit to your university or the US consulate for your F-1 visa appointment.
6Submit University Waiver (if required)
NRIOL provides the university-format benefit table needed for your waiver application at Georgia Tech, Emory, UGA, and other Georgia institutions. Most waivers are approved within 24–48 hours of submission.
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Real Student Case Examples
Case 1: Emergency Room Visit
A student studying in Virginia suddenly experienced severe abdominal pain and was diagnosed with acute appendicitis. Due to the severity of the condition, the student required immediate hospitalization and surgery.
- Location: Virginia, USA
- Medical Situation: Acute appendicitis requiring surgery
- Emergency Costs: USD 8,900 for emergency room visit, surgery, and hospitalization
- Insurance Response: Claim processed efficiently after submitting medical reports and hospital bills
- Outcome: Full reimbursement within 14 days, ensuring no financial burden during recovery
Note: International student insurance provides rapid financial support during unexpected medical emergencies, allowing students to focus on recovery.
Case 2: Waiver Approved
A graduate student enrolled in a computer science program wanted to use their existing international health coverage instead of the university’s default insurance plan.
- Location: University in the United States
- Student Request: Health insurance waiver submission
- Process: Submitted waiver form with benefits table showing existing coverage met university requirements
- Insurance/University Response: Waiver reviewed and approved within 48 hours
- Outcome: Successfully exempted from university insurance, avoiding duplicate coverage and saving on premiums
Note: Proper documentation and timely submission can streamline waiver approval, allowing students to leverage existing insurance while staying compliant with university rules.
Conclusion: These real-world examples highlight the practical benefits of comprehensive international student insurance:
- Quick reimbursement during emergencies
- Peace of mind during unexpected medical situations
- Flexibility to apply for waivers when alternative coverage meets university requirements
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Buy, Renew, or Extend Policy
Buying from India
Purchasing a Bajaj General student policy from India is quick and fully digital:
- Simple online enrollment with instant approval
- KYC verification completed online
- Policy PDF, certificate of insurance, and payment receipt emailed immediately
- Students can choose coverage options tailored to university requirements
- Support available for plan comparison & documentation for admission/visa purposes
Buying After Arriving in the USA
Indian students who have already reached the United States can still purchase the policy with conditions:
- Possible with insurer approval
- Students must submit:
- Passport copy
- Valid U.S. visa page
- University I-20/ID card
- Approval typically issued within 24–48 hours
- Coverage start date can be aligned with university requirements
- Ideal for students who missed buying insurance before departure
Renewal & Extension
Bajaj General allows flexible renewals and extensions to ensure continuous protection throughout your academic stay abroad:
- Renew before the policy expiry date to avoid coverage gaps
- Required documents:
- Passport copy
- Previous policy or certificate of insurance
- Premium recalculated only for the extended duration
- Coverage continues seamlessly with uninterrupted benefits
- Renewable annually, depending on the plan
- Students can extend coverage up to the full duration of their academic program
Benefits of Buying Through NRIOL
- Dedicated support team for Indian students
- Fast turnaround for policy approvals
- Correct university-specific insurance documents provided
- Assistance with claim processing & provider network queries
- Secure online payments with instant receipts
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Exclusions & Limitations
When purchasing an international student insurance plan, it’s important to understand what is not covered or may have limitations. These exclusions help students plan for additional coverage if needed.
1. Pre-existing Diseases
- Most standard student plans do not cover pre-existing medical conditions immediately.
- Coverage may begin after a waiting period, typically 6–12 months.
- Some plans allow add-ons for certain pre-existing conditions at an additional cost.
- Students with chronic conditions should check for specific eligibility and documentation requirements.
2. Preventive Care & Routine Checkups
- Routine health maintenance is generally excluded.
- This includes annual physicals, vaccines (unless required for travel), and routine lab tests.
- Students may consider separate preventive care plans if desired.
3. Vision & Dental (Except Emergencies)
- Standard plans usually cover only emergency dental care, such as accidental tooth injury or severe dental pain.
- Elective procedures like routine checkups, braces, or eye exams are not included unless specified in an upgraded plan.
4. High-Risk Sports
- Activities considered high-risk or extreme sports are commonly excluded.
- Examples: skydiving, bungee jumping, rock climbing, professional sports participation, motorsports.
- Students participating in these activities should look for special sports riders or supplemental coverage.
5. Pregnancy & Childbirth
- Pregnancy-related expenses, including childbirth, are excluded under standard student plans.
- Some upgraded plans offer optional coverage for maternity and related care.
- Coverage for pregnancy complications or elective procedures is typically not included.
6. Mental Health Limits
- Coverage for mental and nervous disorders is often limited.
- Standard plans may cover acute conditions requiring hospitalization.
- Ongoing therapy, counseling, or outpatient psychiatric care may be partially covered or excluded.
- Students with existing mental health conditions should carefully review plan limits and optional riders.
Note: Understanding these exclusions helps students avoid unexpected out-of-pocket expenses and plan for additional coverage if required. Always check the policy brochure for detailed limitations, waiting periods, and optional add-ons.
International Student Insurance – Georgia | Disclaimer
The information provided on this website is intended solely as a general resource for international students seeking health insurance options in the state of Georgia. This content is offered for informational purposes only and should not be interpreted as creating, suggesting, or implying any affiliation, partnership, endorsement, or official relationship between your Georgia school, college, or university and our organization.
International students are strongly advised to consult directly with their respective Georgia educational institution to confirm whether any health insurance plan referenced on this site meets the school’s specific insurance requirements for F-1 or other visa categories.
FAQs of Bajaj General travel insurance for students studying overseas
Bajaj General medical insurance for students studying abroad come in 3 variants namely Companion, Elite and Prime. The plans vary with the benefits and coverage. Below are the some of the key features which the policies provide.
- After deductible, cashless hospitalization for more than 24 hrs. stay in the hospital in overseas.
- After deductible, outpatient medical expenses are on reimbursement basis.
- Most of the policies cover for emergency medical evacuation and repatriation benefits.
- Custom made plans to suit the overseas university requirements.
- Health insurance cover in foreign countries ranging from $50,000 to $10,00,000 US dollars
- Pay the premium in Indian rupees and get health coverage in US dollars.
- Cancellation of the policy in case of rejection by the university.
- Covers for compassionate visit, study interruption and sponsor protection.
- Covers for mental and nervous disorders, bail bond and more.
Yes most of the foreign universities accept the Bajaj General student health insurance.
You can cancel the Bajaj General student travel insurance provided you have to provide the proof of rejection letter from the university.
When the insurance application and the payment is completed online, you will immediately get a confirmation email along with insurance details. You will then get a policy document in the PDF format by email (within a few hours and at most within one working day). The policy document will have your name, policy number, insurance company's contact information such as the toll-free telephone number and the address where claims should be submitted.
It is very simple to purchase insurance online. Click on the 'Buy' to get relevant online application and complete it with required details. The premium payment can be completed by using a credit/debit card. An email acknowledgment will be received after the premium payment and the policy will be emailed within 1 business days. The coverage will start from the start date as indicated on the form.
Travelers can use credit card (Indian/international) and Indian debit cards to buy Bajaj General travel insurance. Travelers can also use a cheque to buy Bajaj General travel insurance policy.
When students travel internationally for higher education, they need to ensure that their health and stay overseas is insured. While international travel insurance has coverage benefits for the international traveller, Bajaj General student insurance along with most travel insurance benefits, also has benefits unique to the needs of Indian students while outside India. Some of the unique student coverage benefits are sponsor protection, compensation in case of study interruption, compassionate visit by family members
The best student insurance for Georgia universities depends on which institution you are attending and the coverage level it mandates. As a general guide:
- Student Companion (₹22/day) - Ideal for universities with basic coverage requirements. Covers $50,000–$200,000 in medical expenses and includes sponsor protection and tuition fee benefit.
- Student Elite (₹25/day) - Best for mid-tier requirements. Adds mental health, maternity add-on options, bail bond, and AD&D coverage. Widely accepted for waiver at Georgia State University and Kennesaw State University.
- Student Prime (₹31/day) - Recommended for Georgia Tech and Emory University, which often require higher maximum benefits. Covers up to $1,000,000 and includes laptop cover for higher-tier slabs.
All three plans are structured as university accepted student insurance USA plans - NRIOL provides the benefit summary in the format required by most Georgia institutions for waiver approval.
Yes, Georgia Tech student insurance for Indian students from Bajaj General - specifically the Student Prime or Student Elite plan - meets the coverage criteria that Georgia Institute of Technology sets for international students on F-1 visas. Georgia Tech typically requires a high policy maximum and emergency evacuation coverage, both of which are included in Bajaj General's plans.
NRIOL provides the benefits table in the format needed for Georgia Tech's waiver application portal. Students are advised to check the specific waiver deadline on Georgia Tech's Office of International Education website, as deadlines change each semester.
Emory University accepted student insurance from Bajaj General is available through the Student Elite and Student Prime plans. Emory University requires its international students to maintain health insurance that meets minimum standards for medical expenses, mental health treatment, and emergency medical evacuation — all of which are covered under Bajaj General's student plans.
To apply for a waiver at Emory, students must submit a completed benefits summary form. NRIOL provides this document along with your policy PDF so your waiver submission is complete and ready for the Emory health center review team.
The most affordable student insurance for Indian students in USA from Bajaj General is the Student Companion Plan, starting at just ₹22 per day for a 22-year-old student on a 365-day policy. For the full academic year, this works out to approximately ₹8,030 per year - significantly lower than what most US university insurance plans charge.
Key reasons the Companion plan is affordable without compromising coverage:
- Medical coverage up to $200,000 - above the minimum required by most Georgia universities
- Emergency evacuation included at no extra charge
- Premium paid in Indian rupees - no currency conversion fees
- 0% GST applicable on policies purchased through NRIOL
For students at universities that require higher coverage (such as Georgia Tech or Emory), the Student Prime at ₹31/day is still far more affordable than purchasing insurance locally in the USA.
Yes. One of the key advantages of Bajaj General's student medical insurance for USA from India is that it can be purchased entirely by the student's family from India — before the student departs. The process is 100% digital:
- Parents fill out the Get Quote form on this page with the student's details
- Upload the student's passport and I-20 document
- Pay in Indian rupees using any Indian payment method
- The policy PDF is emailed to the student and the family simultaneously
The student can carry the policy PDF to the US consulate for their F-1 visa interview and submit it to the Georgia university's international student office on arrival. No visit to an insurance office is required.