All others: $50,000, $100,000, $200,000, $500,000 or $1,000,000.
$0, $100, $250, $500, $1,000 or $2,500 per certificate period
Claims incurred in U.S. or Canada:
For the certificate period, underwriters will pay 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum limit. Coinsurance will
be waived if expenses are incurred within the ppo and expenses are submitted to underwriters for review and payment directly to the provider.
Claims incurred outside U.S. or Canada:
For the certificate period, underwriters will pay 100% of eligible expenses after the deductible up to the overall maximum limit.
Non-US Citizens traveling outside their home country
Emergency dental (acute onset of pain): $250 limit per certificate period (not subject to deductible or coinsurance).
Trip interruption: $5,000 limit per certificate period (not subject to deductible or coinsurance).
Lost checked luggage: $250 limit per certificate period (not subject to deductible or coinsurance).
Local Ambulance: Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient.
Accidental death and dismemberment (excludes loss due to common carrier accident): Not subject to deductible or coinsurance.
Insured aged 18 years and older:Lifetime maximum - $25,000; Death - $25,000; Loss of 2 limbs - $25,000; Loss of 1 limb - $12,500; Benefits reduce 50% at
age 70 and an additional 50% at age 75.
Insureds under 18 years: Lifetime maximum - $5,000; Death - $5,000; Loss of 2 limbs - $5,000; Loss of 1 limb - $2,500; $250,000 maximum benefit any one
Accidental Death & Dismemberment
Additional $50,000 up to a total of $100,000 coverage at an additional price of $0.25 per day.
This plan has a provision that a child under 10 years is covered free with one parent. If both mother and father are buying the plan together then
2 kids under age 10 years are covered free. One kid under age 10 per parent is covered free under this plan.
Acute Onset of Pre-Existing Conditions
Plan Maximum :
$100,000, $200,000, $500,000 or $1,000,000.
Pre-existing Condition Coverage Limit :
$100,0000 lifetime maximum for eligible medical expenses.
$50,0000 lifetime maximum for eligible medical expenses.
Covers travelers under the age of 70 years $25,000 lifetime maximum for emergency medical evacuation.
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