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International Student Insurance (F1 Visa)
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International Students (F1 visa) Health Insurance, their spouses and children (F2 dependents) are required by US Universities to have good medical insurance coverage. International Students (F1 visa) Health Insurance plans cover medical expenses (pre-existing conditions & pregnancy may be covered), prescription drugs expenses, emergency medical evacuation and repatriation.
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International Student Insurance - Introduction
International Student Insurance plans are designed to the special needs of international students enrolled in US universities. Spouses and children (dependents) of international students (F1 visa) are also eligible for these plans. International Students (F1 visa) and their dependents (F4 visa) are usually not eligible for mainstream US health insurance coverage because most of mainstream policies require local residency (6 months to 2 years) or US citizenship.
International Student Insurance plans focus on providing coverage for your medical expenses resulting from sudden illness or injuries during your period of study. International Student Insurance plans typically offer coverage for 4 or more years.
A few plans for international students offer maternity coverage provided conception occurs after a certain period of coverage (can range from 3 months to 2 years).
We have created a friendly online insurance compare/quote facility. Here you have to simply enter the relevant information. Our system will then search all your options from leading insurers and produce a list of plans that you are eligible for. You can then easily compare the different plans based on their price and different offerings. You can then select the one that you like best and purchase it directly online.
International Student Medical Insurance - Benefits
- Emergency Medical Expenses,
- Dental Expenses,
- Prescription Drugs
- Pregnancy, Maternity Expenses
- Emergency Medical Evacuation
- Repatriation of Mortal Remains
- Emergency Medical Reunion
- Accidental Death & Dismemberment (AD&D)
- Flight Accident or Common Carrier Accidental Death & Dismemberment
- Home Country Coverage
International Student Health Insurance - Characteristics
- Features for renewals so that periodic premium payments can be made
- High coverage amounts up to $5 Million for long term stay in the US (some plans are similar to main-stream plans offered only to US citizens or permanent residents)
- Various levels of Deductibles and Co-insurance to suit your needs
- Possibility of covering pre-existing conditions
- Maternity coverage after a certain period of time
- Reduced rates for dependent children
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- Most plans can make direct payments to hospitals and doctors
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