ICICI Lombard Overseas Travel Medical Insurance

Buy ICICI travel medical insurance online

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ICICI Lombard health insurance for international travel

ICICI Lombard travel insurance is popular among Indians taking international trips to destinations like USA, UK, Australia, Schengen countries, Middle East and other Asian Countries. It is very well recognized worldwide for its reliable health insurance services. ICICI Lombard in collaboration with United Health International, a top health care company in US offers sophisticated medical facilities for international travelers.

ICICI Lombard Overseas Travel Insurance covers unexpected and unplanned medical and non-medical expenses ranging from $50,000 to $500,000. The unique coverage available is Global Cashless Hospitalization, Loss of Luggage, Loss of Passport, and Delay in your trip. The benefits also include Value added services, emergency hotel extension, trip interruption reimbursement and much more.

For detailed schedule of benefits review the ICICI Lombard travel insurance brochure. To understand the coverage visit the ICICI Lombard travel Insurance policy wordings. You can also complete an online ICICI Lombard travel insurance proposal form. In case you wish to extend you travel, the insurance plan can be renewed up to 365 days by filling the ICICI Lombard Extension form for travel insurance.
Senior Citizen travel insurance
Senior Travel Insurance
Travelers who are above 70+ can get quotes and compare senior citizens overseas travel insurance plans. ICICI Lombard Overseas Senior Travel Insurance covers unexpected and unplanned medical and non-medical expenses when you are abroad.
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Student Insurance travel insurance
Student Travel Insurance
ICICI Lombard overseas student travel medical Insurance online. Student Medical Insurance covers unexpected and unplanned medical and non-medical expenses when you are studying abroad.
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  • Benefits
  • Eligibility
  • Exclusions
  • Features
  • Claims
  • How to Buy?
ICICI Lombard Abroad Travel Medical Insurance provides coverage for unexpected medical expenses while traveling overseas. It offers two options - Gold Plan and Platinum Plan. Travel Gold Plan furnishes the standard coverage but the travel Platinum Plan covers you with extra features to secure your travel abroad.

Coverage Platinum Gold Silver Deductible
medical cover   Medical Cover* $50,000 / $100,000 / $250,000 / $500,000 $50,000 / $100,000 / $250,000 / $500,000 $50,000 , $100,000 $100
cash   Global Cashless Hospitalization Available Available - -
hospital   Day-to-day allowance for hospitalization $ $50 per day, Max 5 days - - NA
dental   Dental Treatment $300 $300 $300 $100
passport   Passport Loss $300 $300 - $50
luggage   Loss of Checked-in Luggage $500 $500 - -
airport   Delay of Checked-in Luggage** $100 $100 - 12 hours
accident   Personal Accident $15,000 $15,000 - -
personal liaibility   Personal Liability $100,000 $100,000 - -
work   Assistance for Financial Emergency $300 $300 - -
hijack   Hijack Distress Allowance $125 per day, Max 7 days $125 per day, Max 7 days - 12 hours
trip   Trip Cancellation & Interruption $500 $500 - -
plane   Missed Connection $500 $500 - 3 hours
trip delay   Trip Delay $500 $500 - 6 hours
fire   Fire cover for building# Rs. 20,00,000 - - -
fire   Fire cover for Contents Rs. 10,00,000 - -  
person   Repatriation of Remains $7,500 $7,500 $7,500 -
calender   180 days Policy extendable upto 360 days Available Available Available -

* - The deductible for medical coverage applies for per illness (full treatment) basis and not for per visit to the doctor / hospital.
Note: For medical Cover the maximum amount that can be claimed per illness or injury is $100,000. Further sub-limits applicable for persons aged 56 and above.
# - The building is insured based on reconstruction value and the Contents are insured on their present market value.
$ - 2 days deductible - If hospitalization is for more than 2 consecutive days, this benefit can be cleared only once during the policy period.
** - Applicable when the luggage is delayed for more than 12 hours from the actual arrival of common carrier.

Limit of Covered Expenses

For policies with medical expenses Sum insured over $100,000, the limit of liability of the company will be restricted to $100,000 per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/ or hospitalization expenses.

For persons aged 51 years and above, the maximum eligible medical expenses per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses are as mentioned in the table.

Medical Sublimits for aged 51 years and above

  • Hospital Room and board, and hospital misc. expenses: Max $1,800 per day up to 30 days.
  • ICU: Max. $3,250 per day up to 7 days.
  • Surgical treatment: Max. up to $15,000.
  • Anaesthetist services: up to 25% of surgical treatment.
  • Physician's visit: Max. $100 per day up to 10 visits.
  • Diagnostic and pre-admission testing: Max. $1000.
  • Ambulance services: Max up to $500.
  • Single trip: Travelers aged up to 70 years
  • Senior citizen: Travelers aged above 70 years avail our Senior Citizen Plan.
  • Schengen visa
    1. Travelers aged 3 months – 70 years are eligible for these coverage: $50,000 max coverage & $100,000 max coverage.
    2. Travelers aged 71 years – 85 years are eligible for these coverage: $50,000 max coverage.
Pre-existing conditions are not covered. Any type of diseases related to Heart, Liver, Kidney, Cancer / Tumour are permanent exclusions. Please refer to the policy wordings for complete list of exclusions.
  • Loss of Passport in Public places.
  • Venereal diseases.
  • Sports activities.
  • Alcohol or drugs addiction.
  • Depression, Mental disorder, Anxiety.
  • Pregnancy, childbirth and any consequences thereof.
  • Loss of money, valuables, tickets and securities.
  • Nuclear weapons and harmful radiations.
  • Sexually Transmitted diseases.
  • Pay Per day: Slab rate for first 7 days only, then pay on a per day basis.
  • The insurance provides coverage for medical evacuation costs while traveling back to India.
  • Up to the age of 85 years, medical check-up is not required.
  • Quality health care is available through our tie up with United Health International (leading US based health care provider).
  • Coverage available up to 360 days (Original policy for 180 days and extension for additional 180 days).
  • Cashless hospitalization facility available globally.
  • Extension of the policy online if your trip has been extended and pay only for the number of days extended.
  • This policy also covers you for hospitalization( If it's not a pre-existing illness ) in case of Swine Flu / H1N1 influenza.
  • ICICI Lombard offers Value added services which includes medical concierge, automotive and lifestyle assistance.
  • Offers emergency hotel extension.
  • Also offers value added benefits for dependents in India.
E-mail: travelclaims@icicilombard.com

Claims Process


Hospitalisation/Financial Emergency/Bail Bond   right-arrow  Inform TPA Helpline and register claim aboard   right-arrow  Validation & Authorisation   right-arrow  TPA settles bills directly with hospital/provides financial assistance
Medical Expenses & other claims   right-arrow   Inform TPA Helpline and register claim aboard   right-arrow   Validation & Authorisation   right-arrow   Mail the required documents to claim department at mailing address   right-arrow   TPA to check and reimburse payment
The purchase process for overseas travel insurance plans is convenient through credit/debit. Customers can buy this insurance from anywhere in the world, be it the USA, Canada, Europe, Australia or within India. Insurance customers can make the online transaction for ICICI Lombard overseas travel insurance using their credit card or debit card. Enter your credit card details make the secured payment through secured payment gateways and stay covered under ICICI Lombard travel insurance policy.

The online facility for ICICI Lombard travel insurance purchase can be also made using your cheque. The cheque can be sent to the address specified on the online application and the purchase process for ICICI Lombard travel insurance can be completed. The policy document can be issued, emailed and couriered after receiving the payment. Indian cheques are accepted to issue the ICICI Lombard travel insurance online.
Note : To ensure quality health care in America, ICICI Lombard has partnered with UnitedHealth Group, one of the leading Health Care providers in the United States. This gives our customers access to United Healthcare network of hospitals and physicians in USA.

Other payment options include -
Cash Cards - ItZ cash, Pay Cash
Mobile Payments - Paymate, IMPS , Scan N Pay
Wallet - Paytm, Mobikwik, Oxigen wallet, Freecharge, Jio Money etc ...
UPI - Unified Payment Interface

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