ICICI Lombard Overseas Travel Insurance - Platinum Plan

Overseas Travel Insurance covers unexpected and unplanned medical and non-medical expenses when you are abroad. Platinum Plan provides maximum coverages of US$ 50,000 to 500,000 and it comes with additional features to make your journey safe. It offers coverage for Daily Hospitalisation Allowance, Home Burglary and Compassionate Visit.

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Plan Type
Destination
No. of Travelers
Date of Birth
    OR age      years
Start Date

End Date
 Total Days:

Schengen Travel Insurance Plans

ICICI Lombard Gold travel insurance plan offers coverage options to fulfill Schengen visa consular needs
Travelers aged 3 months – 70 years are eligible for these coverage: $50,000 max coverage & $100,000 max coverage.
Travelers aged 71 years – 85 years are eligible for these coverage: $50,000 max coverage.

  • Benefits
  • Eligibility
  • Others details

Coverage Platinum
  Medical Cover* US$ 50,000 to 500,000
  Cashless hospitalisation worldwide Available
  Daily allowance for hospitalisation US$ 50 (for 5 days)
  Dental Treatment US$ 300
  Passport Loss** US$ 300
  Checked-in Baggage Loss US$ 500
  Checked-in Baggage Delay+ US$ 100
  Personal Accident US$ 15,000
  Personal Liability US$ 100,000
  Financial Emergency Assistance US$ 300
  Hijack Distress Allowance*** (7 days max) US$ 125 per day, Max 7 days
  Trip Cancellation & Interruption US$ 500
person   Repatriation of Remains US$ 7,500
  180 days Policy extendable upto 360 days Available
  Missed Connection^ US$ 500
  Trip Delay++ US$ 500
  Fire cover for building Rs. 20,00,000
  Fire cover for Contents Rs. 10,00,000

* Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital.
** Deductible of US$ 50.
*** 12 hours
$ 2 days deductible - If hospitalisation is for more than 2 consecutive days, this benefit can be cleared only once during the policy period
+ 12 hours delay - Applicable if baggage is delayed for more than 12 hours from actual arrival time of common carrier
++ up to US$ 100/- per day, if trip is delayed for more than 6 hours

Limit of Covered Expenses

For policies with medical expenses Sum insured over $100,000, the limit of liability of the company will be restricted to $100,000 per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/ or hospitalization expenses.

For persons aged 56 years and above, the maximum eligible medical expenses per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses are as mentioned in the table.

Medical Sublimits for aged 51 years and above

  • Hospital Room and board, and hospital misc. expenses: Max $1,800 per day up to 30 days.
  • ICU: Max. $3,250 per day up to 7 days.
  • Surgical treatment: Max. up to $15,000.
  • Anaesthetist services: up to 25% of surgical treatment.
  • Physician's visit: Max. $100 per day up to 10 visits.
  • Diagnostic and pre-admission testing: Max. $1000.
  • Ambulance services: Max up to $500.

  • The person need to be between 1-70 years of age.
  • If you are 70+ years of age, avail our Senior Citizen Plan.

Travel Insurance

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