ICICI Lombard Student Medical Plus Insurance

Student Insurance

  • Personalized Support Provided
  • Help Complete Wavier Form
  • Pro-Rata Refund If Rejected by University
  • Coverage for 2 way Compassionate Visit
  • Pay in Indian rupees & receive coverage in US Dollars
  • Coverage up to $500,000
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ICICI student insurance - special features

  • Offers coverage for 2 way Compassionate Visit, Bail Bond, Study Interruption, Sponsor Protection.
  • Pro-rata refund of premium in case of cancellation if the university rejects the policy.
  • Premium paid in Indian rupees, while coverage is in US Dollars. This is advantages if currency fluctuations make US dollar more expensive.
Student Medical Insurance Plus Plan is an add-on cover to fulfill the various criteria of universities abroad. It covers treatment for mental and nervous disorders, including alcoholism and drug dependency, in-patient medical expenses related to pregnancy, medical expenses for inter-collegiate sports injuries, cancer screening & mammography examinations and childcare benefits.
  • Eligiblity
  • Plan Coverage
  • Benefits

Eligibility

  • Minimum age of insured persons is 16 years.
  • Maximum age of insured persons is 35 years.
  • Non-insurable persons: professional and semi-professional sportsmen.
  • The policy can be bought by students already studying abroad.

Plan coverage

  • Treatment for mental and nervous disorders - US$ 1,000 - Treatment for mental and nervous disorders including alcoholism and drug dependency, is covered under this policy.

  • In-patient medical expenses related to pregnancy - US$ 500 - In-patient medical expenses related to pregnancy are covered to a maximum limit of US$ 500, after a waiting period of 10 months.

  • Medical expenses for inter-collegiate sports injuries: Medical expenses for inter-collegiate sports injuries are covered under this policy as part of the medical cover. These expenses will be treated as any other medical expenses for an accident, and will be subject to the terms of conditions mentioned in the policy.

  • Cancer screening and mammography expenses - US$ 2,000 - Cancer screening and mammography expenses examinations on recommendation from physician will be paid under this policy. Expenses would be paid for the usual and customary charges incurred for these test. Any tests done as a part of preventive health check-up is not included under this benefit.

  • Childcare benefits - US$ 100 - If the child is above 90 days of age, and is hospitalized for more than 2 days, for any ailment, hospital cash benefit of US$ 100 per day will be paid, subject to a maximum of 7 days.

Benefits

  • Plans available with second year extension option, thereby covering you for the entire period of study.
  • Extend your policy 3 months in advance - Now you do not have to wait till policy expiry to extend your Student Medical cover, extend your policy 3 months in advance.
  • Policy coverage for 2 years - Student Medical Insurance is now available with a continuous cover for 2 years. Now cover your entire period of study and rid yourself of policy extension hassles with a policy duration of 365+365 = 730 days.
  • Medical outpatient expenses covered.
  • No pre-medical check-up required.

Student Insurance

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