ICICI Lombard Overseas Senior Travel Insurance covers unexpected and unplanned medical and non-medical expenses when you are abroad.
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Seniors travel insurance plan highlights
Maximum coverage of US$ 25,000 to 50,000.
Now buy the Senior Citizen Plan with no medical check-up.
Get benefits like Checked-in Baggage Loss/Delay and unique facilities such as Cashless hospitalisation, worldwide.
In order to facilitate greater access to quality health care, we have partnered with leading US-based Health Care provider UnitedHealth Group, to provide you access to United Health Care's network of hospitals and physicians when in the US.
Senior Citizen ICICI Lombard Schengen Visa Insurance Plans
ICICI Lombard offers Indian travel insurance plans to fulfill Schengen visa consular needs. Travelers aged 71 years – 85 years are eligible for these coverage: $50,000 max coverage. Get Quotes
Medical Cover - 71 to 85 years - $50,000 and $25,000: This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medical evacuation costs back to India.
Personal Accident Compensation - $ 2,500:
A compensation given in case of death or permanent total disability.
Passport Loss** - $ 300:
For expenses incurred in obtaining a fresh or new passport.
Checked-in Baggage Loss Compensation - $ 500:
Compensation for the permanent loss of checked-in baggage.
Checked Baggage Delay Compensation - $ 100:
Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours.
Personal Liability Coverage - $ 1,00,000:
Compensation for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured.
Emergency Cash Advance - $ 1,000:
Emergency cash that is available to you in case your travel funds are robbed.
Hijack Distress Allowance# - $ 125 per day for maximum of 7 days:
A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad.
*Deductible of $ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. ** Deductible of $ 50. # 12 hours.
Medical Sublimits for aged 51 years and above
Hospital Room and board, and hospital misc. expenses: Max $1,800 per day up to 30 days.
ICU: Max. $3,250 per day up to 7 days.
Surgical treatment: Max. up to $15,000.
Anaesthetist services: up to 25% of surgical treatment.
Physician's visit: Max. $100 per day up to 10 visits.
Diagnostic and pre-admission testing: Max. $1000.
Ambulance services: Max up to $500.
Pay Per Day- no slab rates charged - You don't pay for the days you don't use. So next time you travel for 24 days, you will pay for 24 days and not for 30 days in the slab system.
Policy Issuance - The policy is issued without any medical checkup upto 85 years of age.
Cashless settlement of claims - You can avail of cashless services at medical institutions worldwide.
Lightning Fast Claims - Your claims are settled within 7 days of the receipt of the required documents.
Coverage up to 360 days.
The insured should be of age 71 years to 85 years at the time of buying the policy. The policy must be purchased before the insured leaves India for travelling abroad.
Instant Senior Citizen Plan - New senior citizen plan available with no medical tests and offers a claim up to $15,000 per illness or injury.
Medical expenses arising out of
- Pre-existing conditions.
- Addiction to alcohol, drugs.
- Mental disorder, anxiety, depression.
- Venereal diseases.
- Sexually transmitted diseases, AIDS, HIV.
- Radiation, nuclear weapons induced.
- Sporting activities.
Expenses arising out of loss valuables, money, securities and tickets.