ICICI Lombard Senior Citizen Travel Insurance

Get free quotes for Senior Citizen travel insurance

Plan Type
Destination
Date of Birth
        OR age      years
Start Date

End Date
 Total Days:

Key features

  • Available for 71-85 years
  • Coverage from US$ 25,000 to 50,000.
  • No medical check up
  • Cashless hospitalization
  • Value added services
  • Works with United health Insurance

ICICI Lombard Overseas Travel Insurance for Senior citizen

Senior citizen travelers are more vulnerable to emergency medical situations while outside India which require quality health care services. ICICI Lombard Senior citizen travel insurance offers coverage for older travelers outside their home country. Irrespective of where the senior traveler are going be it USA, Australia, UK, Europe (Schengen countries), other Asian countries, ICICI Lombard covers them against medical expenses and they can have a hassle free trips worldwide. United Health International, a popular US health care company with which ICICI Lombard works with offers high quality medical facilities for travelers.

ICICI Lombard offers coverage for senior parents from $25,000USD to $50,000.

For detailed schedule of benefits review the ICICI Lombard travel insurance brochure. To understand the coverage visit the ICICI Lombard travel Insurance policy wordings. You can also complete an online ICICI Lombard travel insurance proposal form. In case you wish to extend you travel, the insurance plan can be renewed up to 365 days by filling the ICICI Lombard Extension form for travel insurance.

Find ICICI Lombard travel insurance reviews

ICICI Lombard travel insurance reviews
Customer Reviews

Thank you for issuing the policy online. Am grateful for your efficient service,and will recommend your organization when the opportunity arises.


By Geeta Dethe
Travel tips for senior citizens overseas
01.

Senior citizen travellers can get their younger offspring to plan the trip for them which includes flight bookings and other travel reservations.

02.

It is advisable to book a flight with minimum number of stops or no stops. This will prevent the older travelers from missing their flight and travel for a less duration of time.

03.

Some airlines company offer discounts for senior citizens. Do take hold of them if you get a chance!

04.

Some airlines company offer exclusive support for seniors with disabilities. It is recommended to select those help options while booking the flights

05.

Book flights that fly at a convenient time so that older travellers don’t get tired.

06.

Relatives and children could travel along with older travelers to assist them while immigration and to carry baggage

07.

Baggage must not have unnecessary things there by making it weightless and easy to carry.

08.

Senior citizens must carry their medical prescriptions and also the medicines which they need for the entire duration of travel overseas.

09.

At the airport, they have wheelchair assistance to help the senior travelers move around faster and easily

10.

At the destination, decide the outings in such a way that the seniors must be given short intervals to rest.

  • Coverage Benefits
  • Policy Coverage
  • Eligibility
  • Exclusions
Coverage Sum Insured Deductible
medical cover   Medical Cover* $25,000 / $50,000 $100
person   Repatriation of Remains $7,500 -
luggage   Loss of Checked-in Luggage $500 -
airport   Delay of Checked-in Luggage** $100 6 hours
accident   Personal Accident $2,500 -
personal liaibility   Personal Liability $100,000 5% of actual
hijack   Hijack Distress Allowance USD 125 per day(for max. 7 days) 12 hours
trip   Trip Cancellation & Interruption $500 -
plane   Missed Connection $500 3 hours
trip delay   Trip Delay $500 6 hours

* - Deductible of $ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital.
** - Applicable when the luggage is delayed for more than 6 hours from the actual arrival of common carrier.

Medical Sublimits for aged 51 years and above

  • Hospital Room and board, and hospital misc. expenses: Max $1,800 per day up to 30 days.
  • ICU: Max. $3,250 per day up to 7 days.
  • Surgical treatment: Max. up to $15,000.
  • Anaesthetist services: up to 25% of surgical treatment.
  • Physician's visit: Max. $100 per day up to 10 visits.
  • Diagnostic and pre-admission testing: Max. $1000.
  • Ambulance services: Max up to $500.
  • Pay Per Day- no slab rates charged - You don't pay for the days you don't use. So next time you travel for 24 days, you will pay for 24 days and not for 30 days in the slab system.
  • Policy Issuance - The policy is issued without any medical checkup upto 85 years of age.
  • Cashless settlement of claims - You can avail of cashless services at medical institutions worldwide.
  • Lightning Fast Claims - Your claims are settled within 7 days of the receipt of the required documents.
  • Coverage up to 360 days.
  • The insured should be of age 71 years to 85 years at the time of buying the policy. The policy must be purchased before the insured leaves India for travelling abroad.
  • Instant Senior Citizen Plan - New senior citizen plan available with no medical tests and offers a claim up to $15,000 per illness or injury.
  • Medical expenses arising out of
    - Pre-existing conditions.
    - Addiction to alcohol, drugs.
    - Mental disorder, anxiety, depression.
    - Venereal diseases.
    - Sexually transmitted diseases, AIDS, HIV.
    - Radiation, nuclear weapons induced.
    - Sporting activities.
  • Expenses arising out of loss valuables, money, securities and tickets.
  • Loss of passport in public places.
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