Enrollment age for the members proposed for this insurance is from 5 years to 65 years.
Person should be aged 18 years or above.
If the person age is 56+ years, they have to undergo medical tests.
Pre-existing diseases can be covered after 4 continuous year of coverage.
Free health check-up for any one insured member in the plan upon policy renewal.
Long term cover from 1 year to 2 years.
Policy becomes effective when the claim amount in single incidence / hospitalisation is beyond the deductible.
Income tax benefit.
Flexible Sum Insured.
Any illness/disease/injury existing before the inception of the policy for the first 4 years.
Non allopathic treatment pregnancy and childbirth related disease, cosmetic aesthetic and obesity realted treatment.
Expenses arising from HIV or AIDS and related diseases, use or misuse of liquor, intoxicating substances or drugs as wekk as intentional self injury.
Any medical expenses incurred during the first 30 days of inception of the policy, except those arising out of accidents. This exclusion doesn't apply for subsequent renewals with company without a break.
War, riot, trike,nuclear weapons induced hospitalisation.