Coverages	Gold	Bronze
Medical Cover*	US$ 50,000 to 500,000	-
Dental Treatment	US$ 250	US$ 250
Passport Loss**	US$ 200	US$ 200
Checked-in Baggage Loss	US$ 1000	US$ 1000
Personal Accident	US$ 15,000	US$ 15,000
Personal Liability	US$ 100,000	US$ 100,000
Bail Bond	US$ 5,000	US$ 5,000
Study Interruption	US$ 7,500	US$ 7,500
Sponsor Protection	US$ 10,000	US$ 10,000
2 Way Compassionate Visit	US$ 7,500	US$ 7,500
Repatriation of remains	Up to Medical Sum Insured	-

* Deductible of US $ 100 - Applicable for each separate claim
** Deductible of US$ 50 - Applicable for each separate claim

Student Medical Insurance Plus Plan is an add - on plan that can be bought in addition to the Gold or the Silver plan. It covers treatment for mental and nervous disorders, including alcoholism and drug dependency, in-patient medical expenses related to pregnancy, medical expenses for inter-collegiate sports injuries, cancer screening & mammography examinations and childcare benefits.

ICICI Lombard Student Medical Insurance - Plans

Plus Plan- US$ 50,000 to US$ 500,000

• It covers treatment for mental and nervous disorders, including alcoholism and drug dependency, in-patient medical expenses related to pregnancy, medical expenses for inter-collegiate sports injuries, cancer screening & mammography examinations and childcare benefits.
• Accepted by most of the foreign universities as a substitute for their compulsory insurance

Gold Plan - US$ 50,000 to US$ 500,000

• Gold Plan is a comprehensive health cover against medical expenses, dental treatment, repatriation of remains, checked baggage loss, personal accident, personal liability, bail bond, study interruption, sponsor protection and compassionate visit.
• Accepted by most of the foreign universities as a substitute for their compulsory insurance

Bronze Plan

• Bronze Plan covers you against sponsor protection, study interruption, compassionate visit, personal liability, bail bond, checked baggage loss and personal accident.
• Accepted by most of the foreign universities as a substitute for their compulsory insurance

ICICI Lombard Student Medical Insurance - Features

Student Medical Insurance is now available with a continous cover for 2 years, thereby covering your entire period of study without extension hassles. You may also opt for the regular 1 year policy and then extend if required to the second year. You can extend your policy three months in advance of expiry.

Student medical insurance makes sure that your study and stay abroad is smooth. There are several reasons why a student medical insurance is necessary:

• Medical insurance is mandatory for most foreign universities including popular destinations like Australia, US, Canada, New Zealand, etc.
• Majority of universities abroad allow waiver from on-campus health insurance with comparable domestic insurance policies
• Available at 1/3rd the university premiums abroad, ICICI Lombard Student Medical covers major medical, repatriation, evacuation, dental expenses, etc. and can be combined with the Plus Plan for additional coverages like medical expenses related to pregnancy, Mental disorders, Cancer screening, Mammography and Sports injuries.

ICICI Lombard Overseas Student Travel Insurance - Claims Procedure

For Cashless Settlement

• Inform our help line numbers mentioned below to register a claim. You can get in touch with us at the following:
  
  - In USA : +1 877 352 7706 (Toll Free)
  - In Canada +1 877 352 7693 (Toll Free)
  - From the rest of the world: +91 22 6787 2010(Call back facility)
  - In India: 1800 209 8889 (Toll Free and Accessible in India only)
  - Fax: +91 22 6734 7888 - E-mail- travelclaim@icicilombard.com
• TPA would validate and authenticate the claim
• TPA settles bills directly with hospitals/ provides remittance

For ICICI Lombard Student Insurance Reimbursement Settlement

• Inform our help line numbers mentioned below to register a claim. You can get in touch with us at the following:
  
  - In USA : +1 877 352 7706 (Toll Free)
  - In Canada +1 877 352 7693 (Toll Free)
  - From the rest of the world: +91 22 6787 2010(Call back facility)
  - In India: 1800 209 8889 (Toll Free and Accessible in India only)
  - Fax: +91 22 6734 7888 - E-mail- travelclaim@icicilombard.com
• TPA would validate and authenticate the claim
• The insured must submit the required documents and completed claim form as per TPA guidance
• TPA would check and reimburse payments within 15 days

Documents Required

• Duly completed and signed claim form
• Policy copy
• Air ticket jacket / boarding pass

Additional Documents Required

For Health Cover

• Original Doctor’s statement mentioning the ailment and treatment prescribed
• Original hospital bills / receipts for the amount fully settled. In case of unsettled hospital bills, to furnish the original payment receipts, which give a clear indication that, the amount due to the hospitals have been settled in full.

For Delay of Checked-in Baggage

• Original receipts for emergency purchases made during the period when the baggage was delayed
• Letter from airline as to when the baggage was returned back to the insured and if any compensation is paid for settlement of claim for delay of baggage.

For Loss of Checked-in Baggage

• Property Irregularity Report issued by the airlines
• Letter from airline confirming that the baggage has been permanently lost
• And if any compensation is paid towards settlement of claim Description of items lost along with relevant bills (bills are must for items valued in excess of USD $100)

For Loss of Passport

• Receipts for obtaining duplicate passport / travel documents
• Copy of new passport, return tickets, previous passport (if available).
• Certificate issued by embassy of India; stamps, cost of a professional account or solicitor (Excluding any transportation involved in getting duplicate passport.)