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ICICI Lombard Overseas Travel Insurance
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The Overseas Travel Insurance cover unexpected medical and non-medical expenses when you are traveling abroad. It brings you two options - Gold Plan and Platinum Plan. Gold Plan provides standard cover whereas Platinum Plan comes with additional features to make your journey safe.
Avail unique covers such as Cashless hospitalisation worldwide, Baggage loss, Passport loss, Trip delay and more and the Insurance also covers Pre-Existing Diseases in life-threatening situations.
ICICI Lombard Overseas Travel Insurance - Plans
| Coverages |
Platinum |
Gold |
| Medical Cover* |
US$ 50,000 to 100,000 |
US$ 50,000 to 100,000 |
| Cashless hospitalisation worldwide |
500 |
100 |
| Daily allowance for hospitalisation |
US$ 25 (for 5 days) |
NIL |
| Dental Treatment |
US$ 250 |
US$ 250 |
| Passport Loss** |
US$ 200 |
US$ 200 |
| Checked-in Baggage Loss |
US$ 500 |
US$ 500 |
| Checked-in Baggage Delay+ |
US$ 100 |
US$ 100 |
| Personal Accident |
US$ 15,000 |
US$ 15,000 |
| Personal Liability |
US$ 100,000 |
US$ 100,000 |
| Financial Emergency Assistance |
US$ 300 |
US$ 300 |
| Hijack Distress Allowance*** (7 days max) |
US$ 125 per day |
US$ 125 per day |
| Trip Cancellation & Interruption |
US$ 500 |
- |
| Missed Connection^ |
US$ 500 |
- |
| Trip Delay++ |
US$ 500 |
- |
Home Insurance#
- Building
- Content |
Rs. 2,000,000
Rs. 500,000 |
- |
| Repatriation of Remains |
US$ 7,000 |
US$ 7,000 |
| 180 days Policy extendable upto 360 days |
Availbale |
Availbale |
* Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital.
** Deductible of US$ 50. *** 12 hours
# On value - Building insured on reconstruction value, Contents insured on their present market value
$ 2 days deductible - If hospitalisation is for more than 2 consecutive days, this benefit can be cleared only once during the policy period
^ delay of more than 3 hours
+ 12 hours delay - Applicable if baggage is delayed for more than 12 hours from actual arrival time of common carrier
++ up to US$ 100/- per day, if trip is delayed for more than 6 hours
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- Pay Per day: Slab rate for first 7 days only, then pay on a per day basis.
- Pre-existing diseases are covered under life-threatening situations.*
- The insurance also covers medical evacuation costs back to India.
- No medical check-up required up to the age of 70 years.
- Avail quality health care through our tie up with UnitedHealth Group (leading US based health care provider).
- Coverage available up to 360 days (Original policy for 180 days and extension for additional 180 days)
- Cashless hospitalization facility available worldwide.
- Extend the policy online in case you extend the trip, pay only for number of days extended.
- Buy Online through ICICI Bank, HDFC Bank and Citibank Credit card and pay in installments without any extra charges *
- This policy also covers you for hospitalization# in case of Swine Flu / H1N1 influenza.
# If it's not a pre-existing illness
* Conditions Apply
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ICICI Lombard Overseas Travel Insurance - Eligibility
- The insured needs to be between 1-70 years of age.
- If you are above 70 years of age, avail our Senior Citizen Plan
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Medical expenses arising out of :
- Pre-existing conditions except in case of life-threatening situations
- Addiction to alcohol, drugs
- Mental disorder, anxiety, depression
- Venereal diseases
- Sexually transmitted diseases, AIDS, HIV
- Radiation, nuclear weapons induced
- Sporting activities
- Expenses arising out of loss of valuables, money, securities and tickets
- Pregnancy, childbirth and any consequences thereof
- Loss of passport in public places
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Inform our help line numbers to register a claim.
USA and Canada: + 1 866 625 8529 (Toll Free)
Rest of the world: +91 11 4189 8868 (Call back facility)
India: +91 11 4189 8800
In India for reimbursement enquiry: 1800 113 666 (Toll Free & Accessible only in India and during business hours only)
Fax: +91 11 4189 8801
E-mail: travelclaims@icicilombard.com
Claim Process |
Cashless
| Hospitalisation/Financial Emergency/Bail Bond |
Inform TPA Helpline and register claim aboard |
Validation & Authorisation |
TPA settles bills directly with hospital/provides financial assistance |
Reimbursement
| Medical Expenses & other claims |
Inform TPA Helpline and register claim aboard |
Validation & Authorisation |
Mail the required documents to claim department at mailing address |
TPA to check and reimburse payment |
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Insurance is the subject matter of the solicitation.
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