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Bajaj travel insurance Bajaj General Senior Citizen Travel Insurance

Secure Your Trip with Bajaj General – 0% GST

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* Our customer support will assist you in finding the best policy.

Why Choose Bajaj General Senior Citizen Travel Insurance?

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Starting Premium
₹98/day*
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Coverage
71 – 99 Years
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Coverage Available
Upto $50,000
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Worldwide Coverage
Cashless hospitalization?
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Pre-existing
$3,000?
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Support Available
24/7

Trusted by 15,000+ Travelers

20+ Years of Trusted Insurance Expertise

Bajaj General Senior Citizen Travel Insurance – Key Highlights for Elderly Indian Travellers

  • Ideal for elderly Indians (up to 99 years) looking for Bajaj General senior citizen travel insurance for trips to the USA, Europe, UK, Australia, Singapore and other countries.
  • Pre-existing under life threateing: $3,000.
  • Senior citizens often face long, tiring international flights with multiple layovers and airport procedures, increasing fatigue.
  • Exposure to new climate, unfamiliar food and different water quality may cause illness or discomfort during travel.
  • Older adults may have weaker immunity or face flare-ups of existing medical conditions, making Bajaj General senior citizen travel insurance essential.
  • Falling sick or getting hospitalized outside India is expensive, especially for elderly travelers.
  • Buying Bajaj General travel insurance for seniors from NRIOL ensures strong medical coverage, financial safety and peace of mind.
  • This plan is popular for offering affordable parents travel insurance suited for senior travelers.
  • Perfect for seniors looking for cashless hospitalization abroad, emergency medical coverage and travel protection.

Bajaj General Comprehensive Travel Insurance for Senior Citizens – Key Benefits

  • Bajaj General Senior Citizen Travel Insurance provides comprehensive international medical coverage designed specifically for elderly Indian travellers going abroad.
  • Seniors aged 71–99 years get coverage up to $50,000 USD.
  • Provides pre-existing disease coverage in life-threatening situations up to $3,000 USD, depending on age.
  • Two policy variants for elderly travellers:
    • Plan with sub-limits – more affordable option for budget-conscious seniors.
    • Comprehensive plan without sub-limits – provides maximum coverage and fewer restrictions.
  • Covers essential medical expenses abroad including:
    • Pre-admission medical tests
    • Ambulance services
    • Doctor & specialist consultations
    • Hospital room charges & ICU
    • Emergency medical evacuation
    • Surgical treatment

These features make it ideal for those wanting affordable travel health insurance for seniors.

Why Choose Bajaj General Senior Citizen Travel Insurance?

  • Trusted protection for elderly Indian travelers — ideal for securing parents and senior family members on international trips.
  • No paperwork or medical tests required — one of the easiest senior travel insurance plans to buy online.
  • Offers comprehensive health insurance coverage including both emergency & non-emergency medical needs.
  • Cashless hospitalization abroad through Bajaj General’s global medical network.
  • Covers OPD consultations, doctor visits and pharmacy bills.
  • Provides pre-existing disease coverage (life-threatening cases only).
  • High sum insured options:
    • Up to $50,000 USD for ages 71–99
  • Quick online buying process – ideal for children purchasing for parents.
  • Easy renewal or extension online, even while abroad.
  • Offers 24/7 global medical and travel assistance anywhere in the world.

What Are the Coverage Options Under Bajaj General Senior Citizen Travel Insurance?

Benefits Elite Senior Citizen
(71–85 yrs)
Prime Super Age
(71–99 yrs)
Travel ACE Super Age
(71–99 yrs)
Medical Expenses $50,000 $50,000 $50,000
Pre-existing under life threateing $3,000 $3,000 $3,000
Medical Evacuation & Repatriation Included Included Included
Emergency Dental $500 $500
Personal Accident $10,000 $10,000
AD & D – Common Carrier $1,500 $1,500 $2,000
Loss of Passport $250 $250 $250
Checked Baggage Loss $500 $500 $500
Checked Baggage Delay $100 $100 $200
Trip Delay $20 per 12 hrs
(Max $120)
$20 per 12 hrs
(Max $120)
$80
Trip Cancellation $500 $500 $1,000
Trip Interruption $200 $200 $500
Hospital Daily Allowance $25/day $25/day $50/day

For detailed sub-limits and medical coverage, please refer to the full policy wording.

How Much Does Bajaj General Senior Citizen Travel Insurance Cost Per Day?

Bajaj General international travel insurance for senior citizens begins at very affordable daily premiums. The cost depends on age, travel destination and trip duration.

71–85 Years – Senior Plans

Plan Medical Cover Pre-Existing Coverage Baggage Loss Trip Cancellation Starting Price
Senior Citizen Plan $50,000 Up to $3,000 $500 $500 ₹98/day*
Prime Super Age $50,000 Up to $3,000 $500 $500 ₹181/day*
Travel Ace Super Age $50,000 Up to $3,000 $500 $1,000 ₹238/day*

86+ Years – Senior Plans

Plan Medical Cover Pre-Existing Coverage Baggage Loss Trip Cancellation Starting Price
Travel Ace Super Age $50,000 Up to $3,000 $300 $500 ₹238/day*
Prime Super Age $50,000 Up to $3,000 $300 $500 ₹466/day*

⭐ Recommended Bajaj Plans Based on Age

  • 71 - 75 years: Senior Citizen plan – best mix of affordability and coverage.
  • 76 - 85 years: Senior Citizen plan (if budget allows) OR Prime Super Age, depending on health needs.
  • 86 - 99 years: Travel ACE Super Age – good option if you want broad coverage.

⭐ Recommended Plans Based on Destination

Cashless Hospitalization for Seniors with Bajaj General Travel Insurance

Cashless hospitalization ensures seniors do not need to pay hospital bills upfront. Bajaj General directly settles eligible medical expenses through its global cashless network.

How Cashless Treatment Works

  1. Medical emergency occurs
  2. Contact the 24/7 assistance helpline (number on the policy)
  3. Hospital verification through assistance team
  4. Guarantee of Payment (GOP) is issued to the hospital
  5. Treatment proceeds cashless
  6. Policyholder pays only non-covered items

Ideal for travel insurance for seniors over 70 and senior citizens above 80 needing medical care abroad.

What Are the Pre-Existing Conditions Under Bajaj General Senior Citizen Travel Insurance?

Most senior citizens travelling abroad may have pre-existing medical conditions. Bajaj General senior citizen travel insurance provides coverage for pre-existing diseases in life-threatening emergency situations.

A pre-existing condition is any illness, disease, injury, or symptom for which medical care was received, diagnosed, or advised within a specific period before the start of the travel insurance policy. Under the Bajaj General senior plan, expenses for life-threatening emergencies arising from pre-existing conditions are covered up to $3,000 (depending on the age and plan). After stabilizing the insured or relieving acute pain, further medical treatment or follow-up care must be borne by the insured and is not covered by the policy.

Travel Tips for Senior Citizens Traveling Overseas

  • Ask a family member to help with travel bookings, ticketing, and itinerary planning for convenience.
  • Choose non-stop or direct flights whenever possible to reduce travel time and avoid long layovers.
  • Check for senior citizen discounts on certain airlines or travel services whenever available.
  • Select the appropriate disability or assistance option while booking flights, as airlines provide special support for elderly travelers.
  • Plan travel during comfortable hours since seniors may feel exhausted when travelling at odd times.
  • Carry all essential medications along with a written list of medicines and prescribed dosages, as some may not be available abroad.
  • Pack light and carry only necessary items to avoid physical strain.
  • Request wheelchair assistance at the airport to minimize excessive walking.
  • Whenever possible, have a family member accompany senior citizens to help with luggage, check-in and immigration.
  • Plan sightseeing activities sparsely with adequate breaks so seniors have enough time to rest and relax.

*Disclaimer: Sample illustration for a 71-year-old senior citizen traveling to the UAE for 60 days under Bajaj General Senior Citizen Travel Insurance.

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Secure Your Travels with Trusted Coverage

travel health insurance for senior citizens from India

How to Extend or Renew Your Bajaj General Senior Citizen Travel Insurance?

Indian travelers who want to extend or renew Bajaj General travel insurance can complete the Bajaj General international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

Why Buy Travel Insurance for Senior Citizens from NRIOL?

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    Trusted Bajaj General Plans

    Access Bajaj General senior citizen travel insurance and best senior citizen travel insurance India policies, designed for Indian travelers aged 70+ looking for travel insurance for seniors over 70 India or foreign travel insurance for senior citizens.

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    Affordable Premiums

    Transparent pricing for travel insurance for seniors over 70, insurance policy for 75 year old travelers, and travel medical insurance for seniors, with no hidden costs or surprises.

  • school
    Expert Guidance

    Over 20 years of experience helping older travelers choose the best travel insurance for seniors over 80, best travel insurance for seniors over 70 India, or Bajaj travel insurance for senior citizens for leisure, medical, or family trips.

  • edit
    Easy Policy Management

    Modify travel dates, passport info, or personal details online for your Bajaj General senior citizen travel insurance, travel insurance for 70+ or travel insurance for 70 years and above policy.

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    Flexible Extensions

    Extend or renew your senior citizen travel insurance or international travel insurance for seniors over 80 even if your trip is delayed or extended abroad.

  • support_agent
    24/7 Claims Support

    Fast claims assistance and emergency support anywhere during your travels with Bajaj General senior travel health insurance, ideal for those searching for travel insurance for 70 plus or travel insurance for elderly.

Travel Destinations

Discover Popular Travel Destinations with Bajaj General Travel Insurance

Bajaj General Citation

Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".

Bajaj General senior citizen travel insurance - FAQ's

Bajaj General travel medical insurance is not usually available if your parents have already traveled from India. Please ‘contact us’ and we will try to see if we can get approval in your situation.

There are coverage restrictions for senior citizens in Bajaj General overseas travel insurance plans. the details are as below
Plan name Coverage Age Band Restricted coverage
Companion Age $50,000 61-70 years Medical Expenses for any one illness $12,500
Medical Expenses for any one accident $25,000
Age Silver $50,000 61-70 years Medical Expenses for any one illness $12,500
Medical Expenses for any one accident $25,000
Age Gold $200,000 61-70 years Medical Expenses for any one illness $15,000
Medical Expenses for any one accident $30,000
Age Platinum $500,000 61-70 years Medical Expenses for any one illness $17,500
Medical Expenses for any one accident $35,000
Assist Card Age $50,000 61-70 years Medical Expenses for any one illness $12,500
Medical Expenses for any one accident $25,000
Prime Age Silver $50,000 61-70 years
Medical Sublimit under Medical expenses Prime Age Silver
Hospital Room, Board and Hospital miscellaneous $1,200 per day
Intensive Care Unit $2,000 per day
Surgical Treatment $8,000
Anesthetist Services 25% of Surgeons Charges
Physician's Visit $50 per day
Diagnostic and Pre-Admission Testing $400
Ambulance Services $300
Prime Age Gold $200,000 61-70 years
Medical Sublimit under Medical expenses Prime Age Gold
Hospital Room, Board and Hospital miscellaneous $1,500 per day
Intensive Care Unit $2,500 per day
Surgical Treatment $9,000
Anesthetist Services 25% of Surgeons Charges
Physician's Visit $75 per day
Diagnostic and Pre-Admission Testing $500
Ambulance Services $400
Prime Age Platinum $500,000 61-70 years
Medical Sublimit under Medical expenses Prime Age Platinum
Hospital Room, Board and Hospital miscellaneous $1,700 per day
Intensive Care Unit $2,500 per day
Surgical Treatment $11,500
Anesthetist Services 25% of Surgeons Charges
Physician's Visit $75 per day
Diagnostic and Pre-Admission Testing $600
Ambulance Services $500
Prime Age Super Platinum $750,000 61-70 years
Medical Sublimit under Medical expenses Prime Age Super Platinum
Hospital Room, Board and Hospital miscellaneous $2,000 per day
Intensive Care Unit $3,000 per day
Surgical Treatment $15,000
Anesthetist Services 25% of Surgeons Charges
Physician's Visit $100 per day
Diagnostic and Pre-Admission Testing $1,000
Ambulance Services $600
Prime Age Maximum $1000,000 61-70 years
Medical Sublimit under Medical expenses Prime Age Maximum
Hospital Room, Board and Hospital miscellaneous $2,300 per day
Intensive Care Unit $3,200 per day
Surgical Treatment $20,000
Anesthetist Services 25% of Surgeons Charges
Physician's Visit $150 per day
Diagnostic and Pre-Admission Testing $1,500
Ambulance Services $1,000
Prime Super Age $50,000 71- 99 years
Medical Sublimit under Medical expenses Prime Super Age
Hospital Room, Board and Hospital miscellaneous $1,200 per day
Intensive Care Unit $2,000 per day
Surgical Treatment $8,000
Anesthetist Services 25% of Surgeons Charges
Physician's Visit $50 per day
Diagnostic and Pre-Admission Testing $400
Ambulance Services $300

Senior citizens who are 71 years and above can avail a maximum coverage of $50,000.

Parents with pre-existing conditions can buy the Bajaj General assist card. The is the only plan which covers declared pre-existing conditions for a limited amount as below

Age Policy Maximum Coverage for pre-existing medical conditions
up to 60 years $50,000 $300 (deductible - $100)
up to 60 years $200,000 $500 (deductible - $100)
up to 60 years $500,000 $1,000 (deductible - $100)
61 years to 70 years $50,000 $300 (deductible - $100)
This benefit is payable as per the policy terms and conditions of the policy.

The maximum entry age for the parents to buy Bajaj General senior citizen health insurance is up to 99 years.

Yes, after paying the deductible any eligible medical claim where the policy holder stays for more than 24 hours in the hospital is cashless. The policy holder has to get in touch with assistance service provider who will arrange for cashless facility as per terms and conditions of the policy.

Bajaj General travel insurance is very popular in India. Bajaj General insurance is one of the most reputed general insurance companies in India, and its travel insurance product is one of the best Indian travel insurance products available. Bajaj General travel insurance offers overseas travel insurance for Indians worldwide with coverage for medical expenses rising out of sickness or accidents while outside India. Travelers can get cashless benefits for hospitalization.

You can renew the Bajaj General policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Bajaj General insurance policy renewal form so that our insurance advisors will help you to renew your policy. Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

Bajaj General overseas travel insurance offers Covid19 coverage. All COVID related expensed are covered up to the chosen sum insured.

Bajaj General travel health insurance rates are based on many factors. Some of them are

  • Age
  • Traveling duration
  • Destination you are traveling
  • Health plan you choose
  • Any optional add-ons you choose.
Older people pay a little more when compared to the younger travellers. However they can compare and choose between the best plan.

Bajaj General senior citizen travel health insurance can be renewed online. Initially they can purchase the policy for 6 months and later on renew for another 6 months. Renewal is based on good health, no claims and approval from the Bajaj General head office.

Bajaj travel insurance works in the similar way as other policies. Bajaj General senior citizen travel plan offers cashless hospitalization for sickness medical expenses. Outpatient medical expenses are on a reimbursement basis. In case of using the policy senior citizens can call the relevant phone numbers and the service provider offers assistance as per the needs of the senior citizens.

Bajaj General Travel Ace health insurance covers declared pre-existing diseases under its platinum plan. Currently it offers a cover up to $5,000 for $500,000 policy maximum. Please note that the cover for declared pre-existing conditions is based on approval from the head office. Please call us at 080- 41101026 for more information