HDFC Ergo Annual Multi Trip Travel Insurance

Get best quotes for HDFC Ergo Annual Multi Trip Insurance
 Plan Type:
Individual (Below 70 Yrs)
Annual Multi Trip (Frequent flier)
Asia excluding Japan
Travel Destination:
 No of Traveler:
 Traveler Date of Birth:
  OR age      years
 Travel Start Date:
 Travel End Date:
 Total Days:
 
 
 *Optional
HDFC Ergo Multiple trip travel insurance has been designed to offer coverage for business travelers, corporate or professionals taking multiple trips overseas in a span of one. It is ideal for frequent Indian flyers on business ventures. HDFC Ergo offers plans like Gold Plan and Platinum Plan. But each trip cannot exceed 30 or 45 days depending on the plan purchased.

HDFC Ergo Annual multitrip benefits

Platinum Plan Gold Plan Deductible
Emergency Medical Expenses
$500,000 $250,000 $100
Emergency Dental Treatment
$500 $500 $150
Medical Evacuation, Transportation to hospital due to medical emergency
Included Included Nil
Hospital Cash
$15 per day, Max up to $150 $15 per day, Max up to $150 1 day
Repatriation
Included Included Nil
Accidental Death - Common Carrier
$5,000 $5,000 Nil
Permanent Disablement - Common Carrier
$5,000 $5,000 Nil
Loss of Checked Baggage
$1,000 $1,000 For Per Bag basis Claim, Max up to 50% of Sum Insured will be Paid. For per Item basis - Max up to 10% of Sum insured will be Paid. In both cases Claim payment shall not exceed $1000.
Delay of Checked Baggage
Max up to $200 Max up to $200 Benefit will start if the delay for checked baggage is more than 12 Hours
Personal Liability
$200,000 $200,000 $200
Financial Emergency Assistance
$1,500 $1,500 Nil
Hijack Distress Allowance
$75 per Day, Max upto $525 $75 per Day, Max upto $525 Benefit will Start after a waiting period of 1 Day
Flight Delay
$10 per Hour, Max upto $120 $10 per Hour, Max upto $120 Benefit will start, if the flight is delayed for more than 6 Hours
Hotel Accommodation
$3,000 $3,000 Nil

Coverages

Medical Expenses including transportation and evacuation HDFC ERGO general insurance takes care of emergency medical expenses incurred by the Insured / Insured Person whilst abroad, for any sudden disease, illness, injury or death, with cashless facility. The Company will reimburse emergency expenses towards medical evacuation to India. It also covers the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of one's untimely demise.

Dental Care Expenses HDFC ERGO travel care annual multi trip insurance covers dental expenses incurred by the Insured / Insured Person for any acute anesthetic treatment of a natural tooth or teeth during a trip due to an injury but not exceeding the Sum Insured as specified in the Schedule to the Policy.

Personal Accident HDFC ERGO multi trip travel insurance plan shall pay compensation if the Insured / Insured Person unfortunately sustain accidental bodily injury during the trip.

Accidental Death & Dismemberment - Common Carrier HDFC ERGO multi-trip medical travel insurance shall pay compensation for injury sustained by Insured, which results in loss of life or permanent disability while riding as a passenger in any common carrier.

Daily allowance in case of hospitalization If the Insured / Insured Person is hospitalized for more than 2 days, HDFC ERGO multi trip travel plan provides daily allowance as compensation

Compassionate Visit In case the Insured / Insured Person is hospitalized for more than seven consecutive days. HDFC ERGO multi trip travel insurance will reimburse the return fare for an immediate family member to visit the insured.

Loss of Passport HDFC ERGO multi trip travel insurance will reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss

Total Loss of Checked Baggage HDFC ERGO multi trip travel insurance shall compensate the Insured / Insured Person for the total loss of checked-in baggage on a trip by a common carrier.

Delay of Checked Baggage If the checked-in baggage is delayed for more than 12 hours, the Company shall reimburse the Insured / Insured Person expenses incurred for the purchase of toiletries, clothing and medication.

Trip Delay Reasonable additional expenses incurred to be reimbursed if the trip is delayed for more than twelve hours from the scheduled time.

Trip Cancellation & Interruption If the trip is cancelled or interrupted due to any medical emergency, personal employment problems or natural disaster. The Company will take care of any non-refundable prepaid payments or additional expenses.

Missed Connection If the Insured Person misses his/her connecting flight due to its delay in arrival by more than 3 hours, the Company provides compensation for the additional expenses incurred.

Personal Liability HDFC ERGO multi trip travel insurance offers compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the Insured / Insured Person abroad.

Financial Emergency Assistance HDFC ERGO multi trip travel insurance provides financial assistance in the event of a financial emergency arising due to theft

Hijack Allowance HDFC ERGO multi trip travel insurance provides an allowance in the event of hijack of a common carrier for more than 12 hours in which the Insured is traveling on a trip.

Home burglary insurance HDFC ERGO multi trip travel insurance provides compensation against any loss or damage caused by burglary of the contents of Insured / Insured Person home in India, while he / she is on a trip abroad.

Exclusions

The company shall not be liable to pay any benefit to the Insured caused due to:
  • Civil War or Foreign War
  • Terrorism
  • Self Inflicted Injury, Suicide
  • Non adherence to medical advice
  • Under influence of Liquor, Drugs or Narcotics (Unless advised/administered by a physician)
  • Participation in any Sport as a Professional Player
  • Participation in any Criminal Act
  • AIDS or HIV
  • Treatment of Nervous and Mental Problems
  • Participating in hazardous sports like parachuting, hang gliding, bungee jumping etc.

HDFC Ergo Travel insurance - Useful links

How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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Already outside India

Travelers who have already traveled from India and do not have insurance can buy travel medical insurance.

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HDFC Ergo Travel Insurance Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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Insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding HDFC Ergo travel insurance.

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