Health Suraksha insurance benefits
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Provides a lump sum benefit which can pay for
- Costs for the care and treatment
- Recuperation aids
- Debts pay off
- Any lost income due to a decreasing ability to earn
- Fund for a change in lifestyle
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- A unique Critical Illness Insurance Plan that provides a Lump Sum Benefit amount on first diagnosis after a 30 Day Survival period for any one of the 8 Critical Illnesses covered under the plan.
- This plan covers eight critical illness:
- Heart Attack (Myocardial Infarction)
- Coronary Artery Bypass Surgery
- Stroke
- Cancer
- Kidney Failure
- Major Organ Transplantation
- Multiple Sclerosis
- Paralysis
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- 90 days waiting period
- War or any act of war, invasion, act of foreign enemy, war like operations
- Criminal or unlawful act, or intentional self injury or attempted suicide while sane or insane
- Participation or involvement in naval, military or air force operation, racing, diving, aviation, scuda diving, parachuting, hang-gliding, rock or mountain climbing
- Intoxicating drugs and alcohol
- Venereal disease, "AIDS” (Acquired Immune deficiency Syndrome) and/or infection with HIV
- Any treatment arising from pregnancy (including voluntary termination), miscarriage, maternity or birth (including caesarean section)