arrow_upward

Travel Insurance India - An overview

Travel Security Guaranteed Here

Select your Destination?

How many people are travelling

No. of Traveler
Date of Birth
calendar_month
or age years
Enter your travel dates
Start Date
calendar_month
End Date
calendar_month
Days
View plans that suits your requirements
* Our customer support will assist you in finding the best policy.
Tata AIG Travel Insurance

Travel Insurance India - An overview

While traveling overseas from India to a foreign country, you should find the best travel insurance plan to suits your needs. The Indian international travel insurance plans are designed for the needs of Indian travelers and the coverage includes accident and hospitalization expenses, sickness and medications, repatriation of remains in case of death, loss of checked baggage, passport loss...

What is travel insurance and why do I need it?

Travel insurance or travel insurance India is an international travel insurance which is necessary for the travellers who travel from India to any foreign country. This international travel insurance is a must as majority of the travel insurance covers emergency sickness, accident medical expenses and other financial and non-financial emergencies. Keeping in mind the needs of travellers, the plans are designed such that they cover baggage loss, delay, loss of passport, trip cancellation, flight cancellation, delay and more.

What are the types of international travel insurance from India?

The types of international travel insurance can be classified as below. The break down of travel insurance India types are

Single Trip Travel Insurance
  • Also popularly known as leisure travel insurance.
  • It covers one specific trip.
  • Duration of one trip might be up to 360 days.
  • Cover pre-existing diseases up to the schedule mentioned in the policy under life threatening situations.
  • Pay in rupees and get cover in US dollars
  • Cancellation and refund if your trip is cancelled as per terms and conditions (if any).
Multi Trip Travel Insurance
  • Also popularly known as business travel insurance.
  • The policy is valid for one year.
  • Per trip duration is 30, 45, 60,90,120,150 180 days.
  • Cover pre-existing diseases up to the schedule mentioned in the policy under life threatening situations.
  • Pay in rupees and get cover in US dollars.
  • Cancellation and refund if your trip has not started as per terms and conditions (if any).
Student Travel Insurance
  • Also popularly known as student health insurance
  • Student plans are designed to suit university insurance requirements.
  • Students can purchase for a shorter duration or for longer durations as well.
  • Pay in rupees and get cover in US dollars
  • Cancellation and refund if your student insurance is not accepted by the foreign university.
Family Travel Insurance
  • Family means primary, spouse and dependent children.
  • Benefit of buying insurance as family is you get floater coverage or individual cover for each member with discount in premium.
  • Buy online family travel insurance and get suitable discounts on the premium you pay.
  • Cover pre-existing diseases up to the schedule mentioned in the policy under life threatening situations.
  • Pay in rupees and get cover in US dollars.
  • Cancellation and refund if your trip has not started as per terms and conditions (if any).
Senior Citizen Travel Insurance
  • Commonly travellers who are 60 years and above are considered as senior citizen
  • Special plans are designed which give comprehensive cover with little higher premium
  • No paperwork or medical reports required to buy these plans.
  • Cover pre-existing diseases up to the schedule mentioned in the policy under life threatening situations.
  • Pay in rupees and get cover in US dollars.
  • Cancellation and refund if your trip has not started as per terms and conditions (if any).
Schengen Travel Insurance
  • Also popularly known as Schengen visa travel insurance.
  • Buy online Schengen travel insurance for travel to Europe and Schengen countries.
  • Minimum 30,000 Euros or 50,000 USD will satisfy your Schengen visa insurance requirements.
  • The policy should be purchased for the entire trip duration of stay in Schengen countries.
  • Refund of insurance premium in case visa is rejected as per terms and conditions (if any)
Domestic Travel Insurance
  • Insurance for travel within republic of India.
  • Plan deigned keeping in mind travelers traveling within India.
  • Cover for trip taken by road, rail, air and more. Choose the plan carefully.
Group Travel Insurance
  • Group travel insurance is an insurance plan that will cover a group of people who might or might not belong to the same family for their overseas or domestic trip.
  • Group travel insurance is cheaper when compared to individual travel medical insurance.
  • A team of travelers going for a holiday, or employees of a firm traveling overseas to participate in a seminar or conference can choose group travel insurance.
  • One advantage of group travel insurance is that they can be customized according to the groups specific requirements.

Find out more about Indian travel insurance

Description Types of insurance

Please find out the different types of travel insurance that suits your travel.

Click here to read more »
Flight Already outside India

Travelers who have already traveled from India and do not have insurance can buy travel medical insurance.

Click here to read more »
Autorenew Online renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

Click here to read more »
Forum Blogs

Find out the information, opinions about travel insurance

Click here to read more »
List Customer reviews

Some customer feedback.

Click here to read more »
Chat Articles

Read articles related to travel segment.

Click here to read more »

Online travel insurance India, NRIOL travel insurance - FAQ's

How much is a travel insurance cost?

You can calculate the cost by using the overseas travel insurance premium calculator. The cost of the travel insurance depends on various of factors. The factors effecting travel insurance costs are

  • Age of the travelers
  • Number of travelers
  • Travel destination
  • Trip duration
  • Maximum coverage

There is no simple answer to that as this will vary depending on the specific needs of the traveler. It is the traveler who has to decide what is the best for him/her after reviewing their specific requirements. There are many insurance companies who offer travel insurance at competitive prices. Some of the requirements are listed down below which will help travelers made a decision.

  • Good claims settlement record.
  • Well-known brand in the market.
  • Comprehensive coverage.
  • Cost of insurance.
  • No hidden clauses.
  • Does it cover pre-existing diseases and if so under what circumstances?
  • Good service and if customer support is available round the clock.

Some of the reputed private Indian insurance providers are TATA AIG, Bajaj Allianz, Reliance, ICICI Lombard and Religare.

Yes, it is a good idea to buy a travel medical insurance after booking a flight as you are travel dates are confirmed but before your trip start.

The cost of the holiday travel insurance depends on the age of the travelers, number of the travelers, trip duration, and the country you are traveling. If you go for an group travel insurance the cost varies than buying individual travel insurance for the travelers.

The cost of medical expenses in the US are very high. It is therefore important that the travel looks for a comprehensive travel health insurance without any sub-limits. You have to keep in mind the factors while choosing the best travel insurance for USA like age of the travelers and maximum coverage. For younger age travelers there are many good plans. But for older travelers there are many restrictions and exclusions in coverage which should be kept in mind before buying the insurance.

Yes, buying a travel insurance is a good idea as it covers the policy holders for any unforeseen emergency medical and non-medical expenses. The insurance bears all your bills and makes you worry free during your trip thus avoiding the tension of clearing the bills thus avoiding burning your pocket and saving your hard earned money.

Yes all international travel insurance plans cover accident and sickness medical expenses overseas. Hospitalization medical expenses more than 24 hours is cashless while doctor visits or out-patient medical expenses is on a reimbursement basis. There is a minimum cost called deductible which the policy holder has to bear at the time of claims. Very recently some insurance companies offer plans with zero deductible where the policy holder is not required to pay anything.

Customer testimonials

Travel insurance blogs

Tourists from India in foreign countries

Indian tourists have become a common sight across the globe. Indians with increasing affordability travel around the world for sightseeing, exploring destinations and shopping in foreign countries. Many foreign countries have observed the increase in number of tourists from India every year. Lots of countries woo Indian vacationers with attractive holiday packages and cheap airfares.
More blogs »

Tourists from India in foreign countries