Star Health Insurance - HealthGain

  • Available for 5 months to 65 years of age
  • Individual and Family health plan
  • Pre-hospitalization and Post-hospitalization Expenses
  • Pre-existing diseases are covered after 48 months of continuous insurance
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  • Entry age is 5 months to 65 years for the proposer.
  • The policy will be issued for a 1 year
  • The policy can be issued to an individual and Family floater.
  • Features
  • Eligibility
  • Benefits

  • Flat amount of Rs 15,000/- only irrespective of the sum insured or age of the persons or number of person covered.
  • Sum-insured available from 1-5 lakhs for a standard premium of 15,000 only.
  • Coverage for inpatient(Hospitalization) and outpatient treatments both are covered.
  • Treatments cost for pre-existing disease, dental treatments and pre-post natal expenses covered under OPD expenses from day one.
  • Any unutilised amount under outpatient benefit can be carried forward tot he next one year.

  • Any person aged between 5 months to 65years can be covered under this insurance. Beyond 65 years only renewals can be made.
  • Option to take policy either as individual basis or for the entire family.

Hospitalisation cover:

  • Room rent and boarding upto 2% of the um insured.
  • Nursing charges.
  • Surgeon's, consultants and anesthetists fees.
  • Blood, oxygen, diagnostic expenses, cost of pacemakers and similar expenses.
  • Drugs and medicines
  • Emergency ambulance charges.

Policy premium:
  • Low premium of just Rs15,000/- inclusive of service tax.

Outpatient treatment cover:
  • Covers cost of treatment incurred as an outpatient in any hospital.
  • Treatment costs covered even for any pre-existing diseases, dental expenses, prenatal and post-natal care.


Star Health Insurance

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