Senior citizens above 60 years need not have to be anxious about health care and financial assistance to pay medical bills. This insurance covers anyone above 60 years and permits entry upto the age of 75 with continuing cover after that.
Covers Hospitalization expenses due to complications of diabetes. Room, Nursing and Boarding Charges, Surgeons fees, Anaesthetist, Drugs and medicines.
Covers Hospitalization expenses for other than complications of diabetes.
Out-Patient Expenses :
Consultation, Expenses for Diagnostic tests up to specified limits
Personal Accident :
Compensation for Accidental Death of the chosen insured person @ 100% of the health sum insured opted
Any person between 18 years and 65 years of age who is already living with Diabetes Mellitus can take this insurance.
Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act.
Free Look Period
A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied he can seek cancellation of the policy and in such event the Company will allow refund of premium after adjusting the cost of pre- acceptance of medical screening, stamp duty charges and proportionate risk premium for the period concerned provided no claim has been made until such a cancellation. Free look cancellation is not applicable at the time of renewal.
Guaranteed Lifetime Renewals
Life-long renewals beyond 65 years are offered under this policy.
No third Party Administrator, direct in-house claim settlement.
Faster & hassle-free claim settlement.
Network of more than 8200+ hospitals across India.
Facility for maintaining personal health records in electronic format.
Patients who have already developed complications of Diabetic complications of Diabetic Retinopathy and/or Diabetic Nephropathy.