Safe Travels USA Cost Saver

Comprehensive USA travel insurance for non-U.S. visitors - Less than $3/day
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Safe Travels USA Cost Saver by Trawick International is a popular visitor medical insurance plan for travelers visiting the USA. Starting at affordable rates (approximately from $39/month depending on age, coverage, deductible, and travel duration), it provides protection against unexpected medical expenses, hospitalization, emergency treatment, and eligible acute onset of pre-existing conditions. With flexible coverage options, PPO network access, emergency evacuation benefits, and 24/7 travel assistance, it is a trusted choice for international visitors seeking affordable USA travel medical insurance.

What Is Safe Travels USA Cost Saver Insurance?

Safe Travels USA Cost Saver is a visitor medical insurance plan from Trawick International designed for non-U.S. residents traveling to the United States. The plan provides coverage for unexpected illnesses and injuries, with policy maximums up to $1,000,000 for eligible travelers. It includes access to the First Health PPO Network, coverage for the acute onset of pre-existing conditions for eligible insureds, emergency medical evacuation, repatriation, and other travel medical benefits. Coverage is available for travelers from 5 days to 364 days, making it a suitable option for vacations, business trips, and visits to family and friends.

Top reasons to buy Safe Travels USA Cost Saver before your trip:
  • Coverage available for trips from 5 to 364 days
  • Policy maximum options up to $1,000,000 for eligible travelers
  • Choice of deductible options to fit different budgets
  • Access to the First Health PPO Network for cashless treatment at participating providers
  • Coverage for the acute onset of pre-existing conditions for eligible travelers up to the policy maximum
  • Includes emergency medical evacuation and repatriation of remains benefits
  • Covers hospitalization, physician visits, urgent care, prescriptions, and diagnostic services for eligible medical expenses
  • Includes 24/7 travel assistance and multilingual emergency support
  • Instant online policy purchase with immediate access to policy documents and ID card

How Much Is Safe Travels USA Travel Insurance Coverage?

The policy maximum amount of coverage is the total dollar amount of benefits available under the Safe Travels USA plan. Once the maximum is reached, no additional benefits will be paid.

  • $50,000, $100,000, $250,000, $500,000, $1,000,000.

Why Should I Buy Safe Travels USA Cost Saver?

Safe Travels USA Cost Saver from Trawick International is a visitor medical insurance plan designed for non-U.S. citizens traveling outside their home country, including visitors to the United States. The plan helps protect travelers against unexpected medical expenses resulting from covered sicknesses or injuries during their trip. It also includes emergency medical evacuation, repatriation benefits, and access to the First Health PPO Network for eligible medical care.

Top reasons to choose the Safe Travels USA Cost Saver plan include:
  • Designed for non-U.S. citizens traveling outside their home country, including visitors to the United States.
  • Coverage available for trips lasting 5 days to 364 days.
  • Policy maximum options up to $1,000,000 for eligible travelers.
  • Choice of deductible options to suit different budgets and coverage needs.
  • Covers eligible medical expenses for unexpected sicknesses and injuries during the policy period.
  • Includes benefits for the acute onset of pre-existing conditions for eligible insureds, subject to policy terms and limits.
  • Access to the First Health PPO Network for eligible treatment at participating healthcare providers.
  • Includes 24-hour travel assistance services for covered emergencies while traveling.

Who Is Eligible for Safe Travels USA Travel Insurance?

  • For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
  • For ages 14 days to 89 years.
  • Coverage may be extended, at the rates in force at the time of extension, for up to 364 days.
  • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.

What Is Coinsurance in Safe Travels USA Cost Saver Insurance?

Co-insurance is the percentage of eligible expenses the company will pay after the deductible is met. If the insured receives treatment in the PPO Network, Safe Travels USA Cost Saver insurance pays 80% of coinsurance for the first $5,000 then 100% up to the policy maximum.

How Much Does Safe Travels USA Cost Saver Cost?

The Safe Travels USA Cost Saver cost per month is starting at just $39 to $674 premiums varying based on the traveler's age, trip duration, selected coverage limit, and deductible. Higher coverage limits generally cost more, while choosing a higher deductible can lower your premium.

  • Ages 0–64: $50,000, $100,000, $250,000, $500,000, $1,000,000.
  • Ages 65–79: $50,000 or $100,000
  • Ages 80+: $50,000 only

Below is the monthly cost of Safe Travels USA Cost Saver of coverage with a $250 deductible

Age of traveler $50,000 $100,000 $250,000 $500,000 $1 Million
18 - 29 years $39 $49 $55 $62 $68
30 - 39 years $48 $65 $75 $74 $79
40 - 49 years $71 $87 $98 $105 $117
50 - 59 years $117 $146 $175 $184 $197
60 -64 years $139 $180 $217 $234 $250
65 - 69 years $162 $205
70 - 79 years $237 $299

For senior travelers aged 80 to 99, the cost is $674/month, with a maximum coverage of $50,000 and a deductible of $250.

What Are the Benefits of Safe Travels USA Travel Medical Insurance Plans?

  • Hospital room and board help The average semi private room rate
    Urgent Care Co-Pay help $30 per Incident (Not subject to Deductible); copayment not applicable if the Deductible is $0
    Walk In Clinic help $15 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible
    Well Doctor Visit help $125 - One Visit per Period of Insurance
    Physician's Visit Covered
    Cardiac Conditions and Stroke Expenses Up to $25,000 per Period of Insurance for ages up to 69 or $15,000 per Period of Insurance for ages 70+
    Emergency Room Sickness $200 Additional deductible per visit
    Emergency Room Injury/Accident Covered
    Hospital Intensive Care Unit help 3 times the average semi-private room rate
    Diagnostic X-rays and Lab Services Covered
    Prescription Drugs and Medications help Up to the plan Maximum
    Emergency Medical Treatment of Pregnancy Up to $1,000
    Mental or Nervous Disorders Up to $2,500
    Physiotherapy/Physical Medicine/Chiropractic help $50 per visit per day (10 visits per Period of Insurance)
    Dental Treatment Up to $250
    Diagnostic X-rays and Lab Services Covered
  • Ambulance Service help Covered
    Natural Disaster Evacuation help $10,000 ($250/day to a max of 5 days)
    Political Evacuation help $25,000
    Emergency Medical Evacuation help 100% up to $1,000,000 (up to $25,000 for any condition covered under Unexpected Recurrence of a Pre-Existing Condition)
    Repatriation of Mortal Remains help 100% up to $50,000
    Local Burial/Cremation $5,000
    Return of Minor Children or Grandchildren or Traveling Companion help $5,000
    Emergency reunion help $15,000
    Medically Necessary Repatriation 100% up to $15,000
  • Trip interruption help $5,000
    Loss of Checked Baggage help $1,000
  • Unexpected Recurrence of a Pre-Existing Condition $1,000 per Period of insurance for those up to age 70
  • Accidental Death and Dismemberment help $25,000 Principal Sum
    Telemedicine Included
    Travel Assistance Included

What Optional Riders Are Included in Safe Travels USA Cost Saver Insurance?

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3,000 for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader. (available on group plans)

Option 1 Increase to $50,000 maximum AD&D benefit Additional $0.25 per person per day
Option 2 Increase to $100,000 maximum AD&D benefit Additional $0.50 per person per day
Option 3 Increase to $250,000 maximum AD&D benefit Additional $1.75 per person per day
Option 4 Increase to $500,000 maximum AD&D benefit Additional $4.00 per person per day
  1. Persons up to age 69 are eligible for all Options
  2. Persons age 70-79 are eligible for Option 1 and 2
  3. Persons age 80 and older are eligible for Option 1 only
  4. Children are eligible for Option 1 only

This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.

Available to insureds up to age 65. It provides coverage for medical evacuations for sudden and unexpected medical conditions that are non life-threatening, and where hospitalization is medically necessary. It also provides coverage for evacuations as a result of a natural disaster. This rider must be purchased for a minimum purchase of 3 months regardless of the minimum number of days being traveled.

  • Non Life-threatening Medical Evacuation - Up to a maximum of $25,000.
  • Natural Disaster Evacuation - Up to a maximum of $5,000.

Safe Travels USA Cost Saver – PPO Network

Provider network and how to find hospital or doctor?

If you have this logo on your ID Card:

first Healthcare Provider Network

You can find a provider in the USA by using the following link www.firsthealthinternational.com

Please note: there are no Pharmacies or Dental Providers listed as In-Network for First Heath PPO. All Dental Providers and Pharmacies are Out of Network and any Out of Network Deductible will apply to eligible claims.

Safe Travels USA Cost Saver Travel Health Insurance - FAQ's

Yes. Safe Travels USA Cost Saver Visitor Medical Insurance covers the unexpected recurrence of a pre-existing condition up to $1,000 for individuals up to 70 years old.

If you are looking for travel insurance for visitors with pre-existing conditions and your trip is less than 90 days, the Safe Travels USA Cost Saver plan is an excellent choice. This plan offers acute onset of pre-existing conditions up to 89 years ans also includes cardiac and stroke coverage of $15,000 or $25,000, depending on your age.

Yes. This plan offers coverage for green card holders visiting USA.

The Safe Travels USA Cost Saver travel insurance plan by Trawick international is available for Non US Citizens and US residents who are traveling to the United States or anywhere outside their home country. Safe Travels USA Cost Saver is also available for US citizens and US permanent residents (Green card holders).

Yes, the Safe Travels USA Cost Saver plan can be renewed if initially purchased for more than Five days. There is an $5 fee for renewing the Trawick International Safe Travels USA Cost Saver plan

What Are the Exclusions of Safe Travels USA Cost Saver?

Safe Travels USA Cost Saver from Trawick International provides coverage for eligible medical expenses during travel; however, certain situations and treatments are excluded under the plan. Travelers should review the policy wording carefully before purchasing coverage.

Common exclusions under the Safe Travels USA plan include:
  • Pre-existing conditions are generally not covered, except for eligible unexpected recurrence of a pre-existing condition subject to plan limitations.
  • Routine or preventive medical care, including regular checkups, treatments, or services not related to an eligible illness or injury.
  • Self-inflicted injuries, suicide, or attempted suicide.
  • Injuries or illnesses resulting from war or acts of war, unless specifically covered under the policy.
  • Injuries related to military service in any country's armed forces.
  • Treatment resulting from illegal activities, felony participation, or intoxication.
  • Injuries from certain hazardous activities or sports unless optional sports coverage is purchased and the activity is covered.
  • Non-emergency treatment, elective procedures, cosmetic surgery, and treatments not medically necessary.
  • Pregnancy, maternity care, and childbirth-related expenses except where specifically covered by the policy.
  • Dental and vision treatment unless related to an eligible covered injury or specifically included in plan benefits.

Coverage limitations and exclusions vary based on the selected plan, age, deductible, and policy terms. Always review the official Safe Travels USA Description of Coverage before purchasing insurance.

Safe Travels USA Cost Saver Claims

mail
CLAIMS EMAIL

Email: Trawickclaims@cbpinsure.com

call
CLAIMS PHONE

251-928-0939

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MAIL TO

Fill out the claims form and send it, along with any required supporting documents, to the Co-ordinated Benefit Plans LLC on Behalf of Global Benefits Group: