Safe Travels USA Comprehensive

Comprehensive USA travel insurance for non-U.S. visitors - Less than $3/day
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Safe Travels USA Comprehensive by Trawick International is a popular visitor medical insurance plan for travelers visiting the USA. Starting at affordable rates (approximately from $50/month depending on age, coverage, deductible, and travel duration), it provides protection against unexpected medical expenses, hospitalization, emergency treatment, and eligible acute onset of pre-existing conditions. With flexible coverage options, PPO network access, emergency evacuation benefits, and 24/7 travel assistance, it is a trusted choice for international visitors seeking affordable USA travel medical insurance.

What is Safe Travels USA Comprehensive Insurance?

Safe Travels USA Comprehensive is a visitor medical insurance plan from Trawick International designed for non-U.S. citizens and international travelers visiting the United States. It provides coverage for unexpected illnesses and injuries, emergency medical treatment, hospitalization, emergency evacuation, and other eligible medical expenses while traveling in the USA. The plan also offers coverage for acute onset of pre-existing conditions for eligible travelers, subject to policy terms and limitations.

Top reasons to buy Safe Travels USA Comprehensive before your trip:
  • Coverage available from 5 days to 364 days
  • Policy maximum options up to $1,000,000 for eligible travelers
  • Affordable premiums starting around $50/month depending on age, coverage, deductible, and travel duration
  • Includes emergency medical evacuation and repatriation benefits
  • Provides access to a PPO provider network for eligible medical services
  • Includes 24/7 travel assistance and customer support
  • Access to plan documents and ID card online after purchase

After purchasing the plan, travelers can access their Safe Travels USA Comprehensive policy documents and ID card online through the Safe Travels USA login. At American Visitor Insurance, travelers can contact the Safe Travels USA Comprehensive customer service team for help with plan details, quotes, and other insurance-related questions. Our licensed agents are available to assist you in choosing the right coverage.

How Much Is Safe Travels USA Travel Insurance Coverage?

The policy maximum amount of coverage is the total dollar amount of benefits available under the Safe Travels USA plan. Once the maximum is reached, no additional benefits will be paid.

  • $50,000, $100,000, $250,000, $500,000, $1,000,000.

Why Should I Buy Safe Travels USA Comprehensive?

Safe Travels USA Comprehensive Insurance is a comprehensive visitor medical insurance plan designed for non-U.S. citizens, international visitors, tourists, parents visiting the USA, and new Green Card holders traveling to the United States. Administered by Trawick International, the plan provides comprehensive medical coverage for unexpected illnesses and injuries, making it an excellent choice for visitors seeking reliable protection during their stay in the U.S.

Top reasons to choose the Safe Travels USA Comprehensive plan include:
  • Comprehensive medical coverage: Choose from $50,000, $100,000, $250,000, $500,000, or $1,000,000 medical maximum options with 100% coinsurance after the deductible up to the policy maximum.
  • Covers the acute onset of pre-existing conditions: For eligible travelers up to age 89. Benefits are available up to the selected medical maximum for travelers through age 69, up to $35,000 for ages 70–79, and up to $20,000 for ages 80–89.
  • Cardiac conditions and stroke coverage: Covers eligible cardiac conditions and stroke expenses up to $25,000 per Period of Insurance for travelers up to age 69 and $15,000 per Period of Insurance for travelers age 70 and older.
  • Emergency medical evacuation: Includes Emergency Medical Evacuation up to $1,000,000 per Period of Insurance, with a $25,000 maximum lifetime limit for evacuation related to an acute onset of a pre-existing condition.
  • Urgent care and walk-in clinic benefits: Urgent Care is covered with a $30 copay per incident, while Walk-In Clinic visits have a $15 copay. Copays are waived when the $0 deductible option is selected.
  • Well doctor visit: Includes one routine Well Doctor Visit up to $125 per Period of Insurance when plan requirements are met.
  • Ideal for parents and Green Card holders: A popular plan for parents visiting the USA, senior visitors, and new Green Card holders looking for temporary visitor medical insurance with pre-existing condition benefits.
  • Flexible trip duration: Coverage is available from 5 days up to 364 days with renewal options for eligible travelers.
  • First Health PPO Network: Access the nationwide First Health PPO Network to help reduce out-of-pocket expenses through participating healthcare providers.

Who Is Eligible for Safe Travels USA Travel Insurance?

  • For Non-U.S. residents and non-U.S. citizens traveling outside their home country, including the United States.
  • For ages 14 days to 89 years.
  • This plan is not available to anyone who has lived in the United States for more than 365 days prior to their Effective Date.

Does Safe Travels USA Comprehensive Cover Pre-Existing Conditions?

Yes. Safe Travels USA Comprehensive provides limited coverage for the acute onset of pre-existing conditions for eligible insured travelers. For travelers up to age 69, the benefit is available up to the selected medical policy maximum. For travelers aged 70–79, the maximum benefit is $35,000, and for travelers aged 80–89, the maximum benefit is $20,000. Coverage for an acute onset involving a cardiac condition or stroke is limited to $25,000 for travelers up to age 69 and $15,000 for travelers aged 70–89. To qualify, the acute onset must occur at least 48 hours after the policy effective date, treatment must begin within 24 hours of the sudden onset, and the traveler must not be traveling to seek treatment for the pre-existing condition or against a physician's advice. The benefit is limited to one acute onset episode during the policy period, and chronic, congenital, or gradually worsening conditions are not covered under this benefit.

How Much Does Safe Travels USA Comprehensive Insurance Cost Per Month?

The Safe Travels USA Comprehensive cost per month is starting at just $50 to $1014 premiums varying based on the traveler's age, trip duration, selected coverage limit, and deductible. Higher coverage limits generally cost more, while choosing a higher deductible can lower your premium.

  • Ages 0–64: $50,000, $100,000, $250,000, $500,000, $1,000,000.
  • Ages 65–79: $50,000 or $100,000
  • Ages 80+: $20,000 only

Below is the monthly cost of Safe Travels USA Comprehensive of coverage with a $250 deductible

Age of traveler $50,000 $100,000 $250,000 $500,000 $1 Million
18 - 29 years $50 $64 $77 $90 $99
30 - 39 years $68 $94 $110 $119 $126
40 - 49 years $90 $113 $131 $153 $168
50 - 59 years $148 $187 $235 $265 $278
60 -64 years $172 $226 $298 $335 $351
65 - 69 years $197 $253
70 - 79 years $294 $470

For senior travelers aged 80 to 99, the cost is $1014/month, with a maximum coverage of $50,000 and a deductible of $250.

What Are the Benefits of Safe Travels USA Travel Medical Insurance Plans?

  • Hospital room and board help The average semi private room rate
    Urgent Care Co-Pay help $30 per Incident (Not subject to Deductible); copayment not applicable if the Deductible is $0
    Walk In Clinic help $15 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible
    Well Doctor Visit help $125 - One Visit per Period of Insurance
    Physician's Visit Covered
    Cardiac Conditions and Stroke Expenses Up to $25,000 per Period of Insurance for ages up to 69 or $15,000 per Period of Insurance for ages 70+
    Emergency Room Sickness $200 Additional deductible per visit
    Emergency Room Injury/Accident Covered
    Hospital Intensive Care Unit help 3 times the average semi-private room rate
    Diagnostic X-rays and Lab Services Covered
    Prescription Drugs and Medications help Up to the plan Maximum
    Emergency Medical Treatment of Pregnancy Up to $1,000
    Mental or Nervous Disorders Up to $2,500
    Physiotherapy/Physical Medicine/Chiropractic help $50 per visit per day (10 visits per Period of Insurance)
    Dental Treatment Up to $250
    Diagnostic X-rays and Lab Services Covered
  • Ambulance Service help Covered
    Natural Disaster Evacuation help $10,000 ($250/day to a max of 5 days)
    Political Evacuation help $25,000
    Emergency Medical Evacuation help 100% up to $1,000,000 (up to $25,000 for any condition covered under Unexpected Recurrence of a Pre-Existing Condition)
    Repatriation of Mortal Remains help 100% up to $50,000
    Local Burial/Cremation $5,000
    Return of Minor Children or Grandchildren or Traveling Companion help $5,000
    Emergency reunion help $15,000
    Medically Necessary Repatriation 100% up to $15,000
  • Trip interruption help $5,000
    Loss of Checked Baggage help $1,000
  • Acute Onset of a Pre-Existing Condition 100% of Policy Maximum Upon attending age 70 -79 Acute Onset benefit will be reduced to a Maximum of $35,000, upon attending age 80 the benefit will be reduced to a maximum $20,000.
  • Accidental Death and Dismemberment help $25,000 Principal Sum
    Return to Home Country Coverage Up to $25,000 - provides coverage during the Period of Insurance, in your Home Country while on an Incidental Trip
    Sports Activity Coverage Up to $50,000. Provides coverage while performing, practicing, or participating listed Sports only. Collision and Extreme Sports are excluded.

Atlas Insurance for US Visitors – Add-On Benefits

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.Safe Travels USA Comprehensive also provides optional buy-up coverage for the following:

  • Covers up to $50,000 - provides coverage while performing, practicing, or participating listed Sports only. Collision and Extreme Sports are excluded.
  • If coverage is purchased for Class 1: this benefit provides coverage to the Covered Person while performing, practicing, or participating in archery, tennis, swimming, cross country, track, volleyball, and golf.
  • If coverage is purchased for Class 2: includes following sports, ballet, baseball, basketball, cheerleading, equestrian, fencing, field hockey, football (except division 1), gymnastics, hockey (no league play), karate, lacrosse, polo, rowing, rugby, soccer, and softball.
  • Any Sport Activity not expressly covered hereunder is excluded from this Policy unless the activity is noncontact and engaged in by You solely for leisure, recreation, entertainment, or fitness purposes only.
Option 1 Increase to $50,000 maximum AD&D benefit Additional $0.25 per person per day
Option 2 Increase to $100,000 maximum AD&D benefit Additional $0.50 per person per day
Option 3 Increase to $250,000 maximum AD&D benefit Additional $1.75 per person per day
Option 4 Increase to $500,000 maximum AD&D benefit Additional $4.00 per person per day
  1. Persons up to age 69 are eligible for all Options
  2. Persons age 70-79 are eligible for Option 1 and 2
  3. Persons age 80 and older are eligible for Option 1 only
  4. Children are eligible for Option 1 only
  • Covers up to $25,000 - provides coverage during the period of insurance, in your home country while on an incidental trip.
  • For trips up to 60 days (total) per 12 months of coverage purchased. To be eligible your period of insurance must be greater than 30 days and are returning to the home country after the trip began. More Details »

Safe Travels USA Comprehensive – PPO Network

Provider network and how to find hospital or doctor?

If you have this logo on your ID Card:

first Healthcare Provider Network

You can find a provider in the USA by using the following link www.firsthealthinternational.com

Please note: there are no Pharmacies or Dental Providers listed as In-Network for First Heath PPO. All Dental Providers and Pharmacies are Out of Network and any Out of Network Deductible will apply to eligible claims.

Safe Travels USA Comprehensive Travel Health Insurance - FAQ's

  • Safe Travels USA Comprehensive is a visitor insurance plan for non-U.S. citizens visiting the USA
  • Plan provides coverage up to $1,000,000 in medical expenses for accidents and illnesses
  • Travelers can purchase coverage for a minimum of 5 days up to a maximum of 364 days, with options for extensions
  • Includes limited coverage for the acute onset of pre-existing conditions
  • Plan treats COVID-19 as any other illness, providing coverage for related medical expenses.

The Safe Travels USA Comprehensive travel insurance plan by Trawick international is available for Non US Citizens and US residents who are traveling to the United States or anywhere outside their home country. Safe Travels USA Comprehensive is also available for US citizens and US permanent residents (Green card holders).

Yes, Safe Travels for visitors to the USA insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 70 years.

Yes. This plan offers coverage for green card holders visiting USA.

Yes, Safe Travels USA Comprehensive covers heart attacks and other cardiac emergencies as part of its full pre-existing condition coverage, which applies to insureds up to age 99. Eligible treatment related to pre-existing heart conditions is included, subject to the plan’s policy limits and deductible.

What Are the Exclusions of Safe Travels USA Comprehensive?

Safe Travels USA Comprehensive from Trawick International provides coverage for eligible medical expenses during travel; however, certain situations and treatments are excluded under the plan. Travelers should review the policy wording carefully before purchasing coverage.

Common exclusions under the Safe Travels USA plan include:
  • Pre-existing conditions are generally not covered, except for eligible unexpected recurrence of a pre-existing condition subject to plan limitations.
  • Routine or preventive medical care, including regular checkups, treatments, or services not related to an eligible illness or injury.
  • Self-inflicted injuries, suicide, or attempted suicide.
  • Injuries or illnesses resulting from war or acts of war, unless specifically covered under the policy.
  • Injuries related to military service in any country's armed forces.
  • Treatment resulting from illegal activities, felony participation, or intoxication.
  • Injuries from certain hazardous activities or sports unless optional sports coverage is purchased and the activity is covered.
  • Non-emergency treatment, elective procedures, cosmetic surgery, and treatments not medically necessary.
  • Pregnancy, maternity care, and childbirth-related expenses except where specifically covered by the policy.
  • Dental and vision treatment unless related to an eligible covered injury or specifically included in plan benefits.

Coverage limitations and exclusions vary based on the selected plan, age, deductible, and policy terms. Always review the official Safe Travels USA Description of Coverage before purchasing insurance.

Safe Travels USA Comprehensive Claims

mail
CLAIMS EMAIL

Email: Trawickclaims@cbpinsure.com

call
CLAIMS PHONE

251-928-0939

mail
MAIL TO

Fill out the claims form and send it, along with any required supporting documents, to the Co-ordinated Benefit Plans LLC on Behalf of Global Benefits Group: