Travel Medical Global Choice Insurance

What is Travel Medical Global Choice Insurance?

Seven Corners Global Choice is a comprehensive travel medical insurance plan offered by Seven Corners for non-U.S. residents traveling internationally on trips that exclude the United States. This plan provides reliable visitor medical insurance coverage for unexpected medical expenses while traveling abroad.

• Coverage from 5 days to 364 days.
• The plan offers coverage for acute onset of pre-existing conditions for visitors aged under 80 years.
• The plan provides travel medical protection, including inpatient and outpatient treatment, emergency medical evacuation, emergency services, trip interruption and more.
• The plan Coverage up to $1,000,000
• Access to ID card and documents online after purchase.
• 24/7 customer service and support available.

What Are the Maximum Coverage Limits of Travel Medical Global Choice Insurance?

The policy maximum amount of coverage is the cumulative total amount of Dollar amount benefit that is available by best travel medical insurance excluding USA. Once reached, no other benefits will be available. Travel Medical Global Choice insurance has policy maximum options of $50,000, $100,000, $500,000, $1,000,000.

Who Is Eligible for Travel Medical Global Choice Insurance Plan?

• Non-U.S. residents traveling on international trips worldwide excluding the United States.
• The plan is available for Non US residents traveling to worldwide trips that exclude the USA,provided you are traveling outside of the country where you have your primary residence.
• Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.
• The plan is suitable for tourists, business travelers, students, and visitors needing short-term travel medical insurance.

What Optional Riders Are Included in Travel Medical Global Choice Insurance?

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

• Covers up to medical maximum
• The company will reimburse you for covered expenses up to the amount in the schedule of benefits resulting from an injury sustained while participating in any of the following activities:
• Bungee jumping; caving; hang gliding; hot air ballooning as a passenger; jet skiing; kayaking, excluding white water; motorcycle up to 250cc or motor scooter riding whether as a passenger or a driver; Micromobility Vehicle(s); non-hunting safaris, including boat safaris, bush walking, camping or lodging, game drives, horseback or camel safaris, night safaris, or walking safaris; Parachuting; paragliding; parasailing; scuba diving only to a depth of thirty (30) meters with a breathing apparatus provided that You are SSI, PADI or NAUI certified; Sky Diving in tandem with an instructor; snowmobiling; spelunking; surfing, bodyboarding, or wakeboard riding waves up to two (2) feet high as forecasted by the National Weather Service or similar government entity; water skiing; windsurfing; or zip lining.

What Is Covered Under Acute Onset in Travel Medical Global Choice Insurance?

International travel medical insurance provides limited emergency coverage for the acute onset of pre-existing conditions, meaning a sudden and unexpected flare-up that requires immediate medical treatment during your U.S. visit.

• Ages 14 days to 64 years: $50,000
• Ages 65 to 79 years: $10,000

A pre-existing condition is any illness or injury that existed within 36 months before your coverage start date. This includes cases where:

• You were diagnosed
• You received treatment
• Treatment was recommended
• A doctor can reasonably confirm the condition existed, even if undiagnosed or not disclosed

It also covers chronic issues, ongoing symptoms, complications, or recurring problems related to that condition.

What Are the Exclusions of Travel Medical Global Choice Insurance?

• Pre-Existing Condition(s) except as waived under Waiver of Pre-Existing Conditions and Acute Onset of Pre-Existing Conditions.
• Claims not received by the Company or Administrator within ninety (90) days of the date of service:
• Treatment that (i) exceeds Usual, Reasonable, and Customary Expenses; (ii) is Investigational, Experimental, or for research purposes; or (iii) received in a Hospital emergency room visit that is not a Medical Emergency;
• Treatment, services, or supplies that are not administered by or under the supervision of a Physician or Surgeon and products that can be purchased without a Physician’s or Surgeon’s prescription;
• Routine physicals, inoculations, or other examinations or tests conducted when there is no objective indications or impairments in normal health;
• False teeth, dentures, dental appliances, dental expenses, normal ear or hearing tests, hearing aids, hearing implants, eye refractions, eye examinations for prescribing corrective lenses or eye- glasses unless caused by Accidental Injury, eyeglasses, contact lenses, or eye surgery when the primary purpose is to correct nearsightedness, farsightedness, or astigmatism;
• Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
• Cosmetic or plastic Surgery including deviated nasal septum; modifications of Your physical body intended to improve Your psychological, mental, or emotional well-being including, but not limited to, sex-change Surgery;
• Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
• Injury sustained while You are riding as a pilot, student pilot, operator, or crew member, in or on, boarding or alighting, from any type of aircraft;