Travel Medical Choice Insurance is designed for non-U.S. residents traveling to the United States who need affordable protection against unexpected medical expenses. Ideal for visitors, parents, and family members, this plan provides essential coverage for illnesses, injuries, hospitalization, emergency medical services, and limited acute onset of pre-existing conditions (for eligible travelers), so you can travel with greater peace of mind.
Travel Medical Choice Insurance is a comprehensive visitor medical insurance plan offered by Seven Corners, designed for non-U.S. residents traveling to the United States or outside their home country. It provides reliable short-term health coverage against unexpected medical expenses during international travel, with access to the UnitedHealthcare PPO network for quality care.
The policy maximum in Travel Medical Choice visitor insurance Insurance is the total coverage amount available for eligible medical expenses during the policy period. Once this limit is reached, no further benefits are payable. The plan offers coverage options of $50,000, $100,000, $500,000, and $1,000,000.
Co-insurance is the percentage of eligible expenses the company will pay after the deductible is met. If the insured receives treatment in the PPO Network, short term visitor insurance USA insurance pays 80% of eligible expenses up to $10,000, then 100% up to the Maximum Limit.
If you have a history of heart disease, a previous heart attack, bypass surgery, angioplasty, a heart stent, or another cardiac condition, Travel Medical Choice provides coverage for eligible acute onset of pre-existing cardiac conditions, subject to the policy's terms, conditions, exclusions, and benefit limits.
Learn more about who is eligible, coverage limits, age restrictions, and what's covered in our Travel Insurance for Cardiac Patients guide.
Travel Medical Choice Insurance is the ideal choice for international travelers seeking comprehensive and reliable medical protection while visiting the United States. Here's why travelers choose this plan:
Top reasons to choose the Travel Medical Choice plan include:The Travel Medical Choice plan can be renewed if you initially buy less than 364 days of coverage, you may buy additional time, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions. $5 administrative fee is charged for each renewal.
The Travel Medical Choice insurance cost per month is starting at just $94 to $1033 per monthpremiums varying based on the traveler's age, trip duration, selected coverage limit, and deductible. Higher coverage limits generally cost more, while choosing a higher deductible can lower your premium. Travelers up to age 69 can select coverage up to $1,000,000, while those aged 70–99 can choose coverage $50,000 or $100,000 and For travelers above 80 years only $10,000 maximum coverage is available. Here we are showing Travel Medical Choice travel insurance cost per month with a deductible of $250.
Here we are showing Travel Medical Choice travel insurance cost per month with a deductible of $100.
| Age of traveler | $50,000 | $100,000 | $500,000 | $1 Million |
|---|---|---|---|---|
| 19 - 29 years | $94 | $119 | $149 | $166 |
| 30 – 39 years | $101 | $128 | $160 | $179 |
| 40 – 49 years | $108 | $137 | $176 | $199 |
| 50 - 59 years | $192 | $241 | $306 | $344 |
| 60 - 64 years | $275 | $351 | $480 | $514 |
| 65 – 69 years | $340 | $434 | $594 | $634 |
| 70 - 74 years | $493 | $668 | ||
| 75 - 79 years | $760 | $1033 |
For senior travelers aged 80 to 99, the cost is $814, with a maximum coverage of $10,000 and a deductible of $250.
| Hospital room and board help | URC to medical maximum |
| Emergency Room Services help | URC to medical maximum, for including USA URC to medical maximum up to $100 copay per visit |
| Urgent Care Clinic help | URC to medical maximum, for including USA URC to medical maximum up to $20 copay |
| Physician Office Visit help | URC to medical maximum, for including USA URC to medical maximum up to $20 copay |
| Outpatient Medical Expenses | URC up to Medical Maximum |
| Prescription Drugs | URC up to medical maximum |
| Physiotherapy and Chiropractic Care | $50 per visit, 10 visits maximum |
| Incidental Trips to Home Country | $10,000 |
| Extension of Benefits to Home Country | $10,000 |
| Emergency local ambulance help | Inside the United States: $10,000 Outside the United States: Up to Medical Maximum |
| Dental Emergency help | $200 for accident and $100 for sudden relief of pain |
| Dental – Accident | $500 |
| Emergency medical evacuation help | $500,000 [separate from medical maximum] |
| Emergency reunion help | $200 per day, 10-day limit $50,000 maximum |
| Return of mortal remains or cremation/burial help | Up to $50,000 |
| Bedside Visit | $1000 |
| Return of minor children help | Up to $50,000 |
| Political evacuation and repatriation help | $10,000 |
| Natural disaster evacuation help | $25,000 |
| Natural Disaster Daily Benefit help | $100 per day / 5 day limit |
| Accidental death & dismemberment help | Members under age 18: Up to $5,000 principal sum Members age 19-80: $25,000 principal sum $250,000 aggregate limit per total insureds on plan |
| Common carrier accidental death help | Members under age 18: Up to $10,000 principal sum Members age 19-80: $50,000 principal sum $250,000 aggregate limit per total insureds on plan |
| Trip interruption help | $5,000 maximum limit. Not subject to deductible |
| Loss of Checked Baggage help | $50 per article / $500 per occurrence |
| Lost or Stolen Travel Documents | $100 |
| Personal Liability | $50,000 |
| 24/7 Travel Assistance Services | Included |
| Acute Onset of Pre-Existing Conditions help (80 years and above are not covered) |
With Cardiac Condition and/or Stroke: Ages 14 days to 69 years: $50,000 Ages 70 to 79 years: $5,000 Other than Cardiac Condition and/or Stroke: Ages 14 days to 69 years: $75,000 Ages 70 to 79 years: $7,500 |
| Adventure Activities | Up to Medical Maximum |
Travel Medical Choice Insurance provides limited emergency coverage for the acute onset of pre-existing conditions, meaning a sudden and unexpected flare-up that requires immediate medical treatment during your U.S. visit.
Coverage LimitsA pre-existing condition is any illness or injury that existed within 36 months before your coverage start date. This includes cases where:
It also covers chronic issues, ongoing symptoms, complications, or recurring problems related to that condition.
Seven Corners maintains United health care network :
While calling your provider network, you need to say "my coverage uses United healthcare or Multiplan PPO network and found your name on the registry".
Do not say "I have Travel Medical plans or I use Seven Corners plan". The provider will not identify your coverage and may say that you are not covered.
The geographic restrictions for Travel Medical Choice Insurance
Travel Medical Choice insurance is short term travel health insurance offers coverage for non-U.S. Residents while traveling outside of Your Home Country. Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.
The main requirements for applying for Travel Medical Choice insurance is the travelers passport details and the travel dates. You can apply for Travel Medical Choice insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
When you visit a medical provider, explain to them that you have Travel Medical Choice insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.
Visitors to USA can review this article on how to use Travel Medical Choice Insurance visitor medical insurance in case of emergency in the United States.
1-800-628-4664
Seven Corners, Inc Attn:
Claims PO Box 211760 Eagan, MN 55121
