Travel Medical Basic Insurance is designed for non-U.S. residents traveling to the United States who need affordable protection against unexpected medical expenses. Ideal for visitors, parents, and family members, this plan provides essential coverage for illnesses, injuries, hospitalization, emergency medical services, and limited acute onset of pre-existing conditions (for eligible travelers), so you can travel with greater peace of mind.
Travel Medical Basic Insurance is a short-term visitor medical insurance plan designed for non-U.S. citizens traveling to the United States. It helps cover unexpected medical expenses such as doctor visits, hospitalization, emergency care, and prescription medications
The policy maximum is the total amount of coverage available under Travel Medical Basic Insurance. Once this limit is reached, the plan will not pay any additional benefits. The plan offers flexible coverage options of $50,000, $100,000, $500,000, and $1,000,000, making it a suitable choice for international visitors looking for affordable USA visitor medical insurance.
Co-insurance is the percentage of eligible expenses the company will pay after the deductible is met. If the insured receives treatment in the PPO Network, Travel Medical Basic insurance pays 80% of eligible expenses up to $10,000, then 100% up to the Maximum Limit.
Travel Medical Basic Insurance from Seven Corners offers affordable visitor medical insurance for travelers visiting the United States. It helps cover unexpected medical expenses, hospitalization, and emergency care, making it a reliable choice for tourists and parents visiting the USA.
Top reasons to choose the Travel Medical Basic plan include:The Travel Medical Basic plan can be renewed if you initially buy less than 364 days of coverage, you may buy additional time, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions. $5 administrative fee is charged for each renewal.
The Travel Medical Basic insurance cost per month is starting at just $74 to $528 per monthpremiums varying based on the traveler's age, trip duration, selected coverage limit, and deductible. Higher coverage limits generally cost more, while choosing a higher deductible can lower your premium. Travelers up to age 69 can select coverage up to $1,000,000, while those aged 70–99 can choose coverage $50,000 or $100,000 and For travelers above 80 years only $10,000 maximum coverage is available. Here we are showing Travel Medical Basic travel insurance cost per month with a deductible of $250.
Here we are showing Travel Medical Basic travel insurance cost per month with a deductible of $100.
| Age of traveler | $50,000 | $100,000 | $500,000 | $1 Million |
|---|---|---|---|---|
| 19 - 29 years | $74 | $93 | $117 | $132 |
| 30 – 39 years | $74 | $94 | $119 | $134 |
| 40 – 49 years | $80 | $98 | $123 | $138 |
| 50 - 59 years | $121 | $146 | $194 | $207 |
| 60 - 64 years | $168 | $215 | ||
| 65 – 69 years | $173 | $223 | ||
| 70 - 74 years | $252 | $337 | ||
| 75 - 79 years | $388 | $528 |
For senior travelers aged 80 to 99, the cost is $417, with a maximum coverage of $10,000 and a deductible of $250.
| Hospital room and board help | URC to medical maximum |
| Emergency Room Services help | URC to medical maximum, for including USA URC to medical maximum up to $100 copay |
| Urgent Care Clinic help | URC to medical maximum, for including USA URC to medical maximum up to $30 copay |
| Physician Office Visit help | URC to medical maximum, for including USA URC to medical maximum up to $30 copay |
| Incidental Trips to Home Country | $5,000 |
| Extension of Benefits to Home Country | $5,000 |
| Emergency local ambulance help | Up to medical maximum |
| Dental Emergency help | $250 |
| Dental — Sudden Relief of Pain help | $100 (available with 30 days of coverage) |
| Emergency local ambulance help | Up to medical maximum |
| Emergency medical evacuation help | $250,000 [separate from medical maximum] |
| Emergency reunion help | $200 per day / 10 day and $25,000 maximum |
| Return of mortal remains or cremation/burial help | Up to $25,000 |
| Bedside Visit | $1,000 |
| Return of minor children help | Up to $25,000 |
| Political evacuation and repatriation help | $10,000 |
| Natural disaster evacuation help | $25,000 maximum limit. Not subject to deductible |
| Natural disaster Daily Benefit | $50 per day / 5 day maximum |
| Accidental death & dismemberment | Members under age 18: Up to $2,500 principal sum Members age 19-80: $10,000 principal sum $250,000 aggregate limit per total insureds on plan |
| Common carrier accidental death help | Members under age 18: Up to $5,000 principal sum Members age 19-80: $20,000 principal sum $250,000 aggregate limit per total insureds on plan |
| Acute Onset of Pre-Existing Conditions help | Worldwide Including the United States(168 hour [7 days] waiting period): Ages 14 days to 69 years: $25,000 Ages 70 to 79 years: $2,500 |
| Adventure Activities | Up to Medical Maximum |
| Personal liability help | Up to $25,000 |
| Terrorism help | Up to $10,000 |
| 24/7 Travel Assistance Services | Included |
| Pre-certification Penalty | Required in the United States for specific types of treatment. A 25% reduction in covered expenses applies if you don't obtain pre-certification. Penalty does not apply to a medical emergency |
| Purchase Date vs. Effective Date | 12 months |
| Refund / Cancellation | Before Effective Date: Full refund After Effective Date: Partial refund unused portion of plan cost less $35 cancellation fee if no claims on file |
Travel Medical Basic Insurance provides limited emergency coverage for the acute onset of pre-existing conditions, meaning a sudden and unexpected flare-up that requires immediate medical treatment during your U.S. visit.
Coverage LimitsA pre-existing condition is any illness or injury that existed within 36 months before your coverage start date. This includes cases where:
It also covers chronic issues, ongoing symptoms, complications, or recurring problems related to that condition.
Seven Corners maintains United health care network :
While calling your provider network, you need to say "my coverage uses United healthcare or Multiplan PPO network and found your name on the registry".
Do not say "I have Travel Medical plans or I use Seven Corners plan". The provider will not identify your coverage and may say that you are not covered.
The geographic restrictions for Travel Medical Basic Insurance
Travel Medical Basic insurance is short term travel health insurance offers coverage for non-U.S. Residents while traveling outside of Your Home Country. Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.
The main requirements for applying for Travel Medical Basic insurance is the travelers passport details and the travel dates. You can apply for Travel Medical Basic insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
When you visit a medical provider, explain to them that you have Travel Medical Basic insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.
Visitors to USA can review this article on how to use Travel Medical Basic Insurance visitor medical insurance in case of emergency in the United States.
1-800-628-4664
Seven Corners, Inc Attn:
Claims PO Box 211760 Eagan, MN 55121
