Care Formerly Religare Travel Insurance

Care travel insurance online - Quotes

Plan Type
     
Pre-existing disease?
Destination
Number of Travelers
Date of Birth
OR age years
Start Date
      Total days: 
End Date
   

Unique features of Care travel insurance India

  • Custom designed plans for different destinations
  • Pay premium only for the number of days that you need insurance cover.
  • Only declared pre-existing diseases covered for life threatening conditions up to 10% of sum insured for all age groups.
  • Comprehensive platinum plan (without sub-limits) for travellers of all ages.
  • The sum insured is doubled for hospitalization expenses because of any accidents .
  • Covers hospitalization medical expenses and outpatient care
  • Upgrade to business class if traveler cannot fly economy due to incurred medical treatment
  • Trip delay, cancellation and interruption coverage available
Care (Formerly Religare) travel insurance
Call: 080-4110 1026

Care (Formerly Religare) Travel Insurance Review

Sum Insured
USD 25,000 / 50,000 / 100,000 / 250,000 / 500,000
Tenure Options
180 days( can be extended for further)
Age of Entry
180 days to 99 years

Covid 19 Care travel insurance for Coronavirus (Formerly Religare travel insurance for Covid)

  • The Care travel insurance now offers coverage for medical expenses related to COVID-19.
  • The Care Covid travel insurance coverage for all travellers is available up to the limits mentioned in the policy schedule when the insured is outside the Republic of India.
  • Medical expenses due to Covid -19 are covered if contracted during policy period as per Policy Terms & Conditions as per detailed benefits and limits mentioned in the policy certificate.
Care covid insurance for international travel

Does Care overseas travel insurance cover covid 19 illness for Indians?

Care coronavirus overseas travel insurance offers covid 19 coverage. International Coronavirus Medical expenses due to Covid -19 sickness will be covered up to chosen policy maximum if the disease is contracted during policy period as per policy conditions.
COVID-19
Travel Insurance

Care(Formerly Religare) Explore travel insurance, Care international travel insurance

It will be one of your delightful experiences to go places and explore the world. While planning your trip, you leave no stones unturned, from visa formalities to booking holidays you take utmost care to ensure a perfect trip.

You will never wish for any unforeseen situations related to health while on a holiday. It may ruin your trip if your not covered with an insurance during such situations. Care(Formerly Religare) brings you travel insurance for your international trip with unmatched benefits. The plans are packed with several features that can help you avoid financial loss during medical emergency.

Key highlights

  • Up-gradation to Business Class for return journey of insured due to hospitalization (accident / illness).
  • Covers for Trip Delay, Trip Cancellation & Interruption, Compassionate Visit, Return of Minor Child and more.
  • Region specific plans to suit your needs.

Care (Formerly Religare) overseas travel insurance India - Useful links

How to buy Care (Formerly Religare) overseas travel insurance?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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Traveler outside India

Travelers who have already traveled from India and do not have insurance can buy Care (Formerly Religare) travel medical insurance.


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Care (Formerly Religare) overseas mediclaim insurance brochure

Care (Formerly Religare) travel health insurance explore the world without worry!


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Care (Formerly Religare) travel insurance claim process

In case of Claim or reimbursement of treatment expenses, notify Care (Formerly Religare) health insurance


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Care (Formerly Religare) visitor travel insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding Care (Formerly Religare) travel health insurance


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Care (Formerly Religare) travel insurance renewal

Insurance customers can renew their existing policy online before the exipry date at any time.


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Care (Formerly Religare) visitor medical insurance policy wordings

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Care (Formerly Religare) travel medical insurance without sublimits

Care (Formerly Religare) visitor medical insurance plan without sub-limits


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Care(Formerly Religare) travel insurance, Care travel health insurance - Overview

Indian tourists travelling overseas can get Care(Formerly Religare) travel insurance quotes online using the Care(Formerly Religare) travel insurance premium calculator. Indian tourists can also fill the Care(Formerly Religare) travel insurance proposal form online. Indian international tourists can buy Care(Formerly Religare) travel health insurance online either using the Credit Card purchase, Net banking, Mobile wallet or Cheque payment facilities. Please read through Care(Formerly Religare) travel insurance brochure for complete benefits covered by the plan and its policy wordings which includes the terms and conditions.

Care(Formerly Religare) insurance provides overseas travel insurance coverage for Indians going abroad. Popular destinations for Indian tourists include the USA, Canada, the UK, Europe (Schengen visa), Singapore, UAE and Australia. Care(Formerly Religare)'s travel insurance for senior citizens is popular given that the coverage of 10% of the sum is insured for pre-existing conditions.

Care(Formerly Religare) travel insurance is popular amongst Indians traveling the USA, UK, Australia, Asia and for Europe. As Care(Formerly Religare) Explore Europe insurance plan satisfies Schengen visa requirements, Indians can purchase the plan for visa application process. The Care(Formerly Religare) Explore Europe plan works both for the Schengen region as well as the United Kingdom. The Care(Formerly Religare) travel insurance plan is more affordable for Canada as it is part of the Worldwide Excluding USA plan.

The Care(Formerly Religare) Asia plan is popular for travel within Asia including Japan and is available for travellers up to 90 years for Six months of overseas travel. There is an Unique Explore Africa plan for travel to the African continent.

Care(Formerly Religare) travel medical insurance, Care Explore travel insurance - FAQ's

Yes, Care(Formerly Religare) overseas travel insurance has a cashless medical claim facility if it involves a minimum of 24 hour hospitalization. Any claims involving less than 24 hour hospitalization will be on settled on reimbursement basis.

Cashless medical claims:
Planned Hospitalization:

  • Call the relevant number specified in the policy and notify the company or the assistance service provider about the claim to be made.
  • The claims team will ask you to request for cashless facility in a prescribed format.
  • The company or the assistance service provider may authorize your request for cashless hospitalization.
  • The claims if approved, then the policy holder has to be bear only the deductible and non-medical expenses if any and hospital bills are paid by the company as per agreed terms and conditions of the policy.
Emergency Hospitalization:
  • Get the policy holder admitted into the hospital.
  • Call the relevant number specified in the policy immediately and notify the company or the assistance service provider about the admission.
  • The claims team will ask you to request for cashless facility in a prescribed format.
  • The company or the assistance service provider may authorize your request for cashless hospitalization.
  • The claims if approved, then hospital bills are paid by the company as per agreed terms and conditions of the policy.
  • The policy holder has to be bear only the deductible and non-medical expenses if any
Reimbursement of claims:
If a medical claim requires less than 24 hours hospitalization then the general procedure.
  • Call the relevant number specified in the policy immediately and notify the company or the assistance service provider about the claim to be made.
  • The assistance service provider will register your claim and provide guidance as per the requirement.
  • Pay upfront and get it reimbursed later less deductible.
  • Collect all the necessary bills and reports / doctor reports in original which you need to submit as proof to get the reimbursement.
  • Send all the relevant documents to the Care(Formerly Religare) claims department in India.
  • All relevant documents will be examined and then your claim will be processed.

For Single trip there is no age limit, however for the annual multi trip coverage, the maximum age limit is 70 years.

Please fill the traveler already outside India and we will try to get approval from the underwriter to buy Care(Formerly Religare) travel insurance policy.

Care(Formerly Religare) has designed special travel insurance that satisfies Schengen visa requirements and is approved by VFS global . Care(Formerly Religare) Explore Europe offers maximum coverage options up to 30,000 euros or 100,000 euros. Buy Now

Care(Formerly Religare) Travel insurance offers coverage for pre-existing conditions under life threatening conditions. While buying the travel insurance the pre-existing conditions or ailments must be declared. The expenses are covered up to 10% of sum insured under life threatening conditions. Buy Now

Yes Care(Formerly Religare) can be extended for 180 days up to a total of 365 days. Extension must be requested 10 days prior to the end date.

The following are key features of Care(Formerly Religare) overseas travel insurance.

  • Covers for hospitalization medical expenses and outpatient medical expenses.
  • Customized plans for different destinations.
  • Per day premium.
  • Covers declared pre-existing medical conditions up to 10% of sum insured.
  • Comprehensive platinum plan for travelers of all age group.
  • Double sum insured for accidental hospitalization medical expenses.
  • Upgrade to business class if the traveler cannot fly in economy class due to medical conditions.
  • Covers baggage loss, baggage delay, trip delay, trip cancellation and more.

An Indian resident whose age is between 1 day to 90 years can buy the Care(Formerly Religare) travel health insurance. The trip should start from India and can purchase Care(Formerly Religare) travel medical insurance before they depart from India.

A deductible is a specified amount which the policy holder has to pay from his / her pocket before the company pays him / her in case of eligible claims. Any claim amount less than or equal to the specified deductible amount should be borne by the policy holder.

Yes Care(Formerly Religare) overseas travel health insurance covers outpatient medical expenses, doctor fees, doctor prescribed medicines. The policy holder has to bear the expenses upfront and submit the required bills for reimbursement later.

Care(Formerly Religare) travel insurance plans details, Care travel insurance India benefits

  • Benefit Table
  • Coverage
  • Unique Features
  • Policy Coverage
  • Claims process
  • FAQ's
  • Exclusions

Care(Formerly Religare) overseas travel insurance reviews

Explore
Asia
Explore
Africa
Explore
Europe
Explore
Canada+
Explore
Gold
Explore Platinum
Geographical scope
Asia Africa Europe Worldwide excluding US Worldwide / Worldwide excluding US and Canada Worldwide / Worldwide excluding US and Canada
Sum Insured
USD 25,000, USD 50,000 & USD 100,000 USD 25,000, USD 50,000 & USD 100,000 € 30,000 & € 100,000 USD 50,000 & USD 100,000 USD 50,000, USD 100,000, USD 300,000 & USD 500,000 USD 50,000, USD 100,000, USD 300,000 & USD 500,000
Hospitalization expenses
Yes Yes Yes Yes Yes Yes
In-patient Care   Deductible: US $100 / € 75
Up to SI* Up to SI* Up to SI* Up to SI* Up to SI* Up to SI*
Pre-existing diseases (Life Threatening Condition)   Deductible: US $100 / € 75
10% of SI* 10% of SI* 10% of SI* 10% of SI* 10% of SI* 10% of SI*
Additional SI* for Accidental Hospitalization   Deductible: US $100 / € 75
Yes, up to 100% SI* Yes, up to 100% SI* Yes, up to 100% SI* Yes, up to 100% SI* Yes, up to 100% SI* Yes, up to 100% SI*
Out-patient care   Deductible: US $100 / € 75
20% of SI* 20% of SI* € 30,000 USD 50,000 USD 50,000 USD 50,000
Daily Allowance   Time Delay: 2 days
US $25 per day, max 5 days US $25 per day, max 5 days US $25 per day, max 5 days US $25 per day, max 5 days US $25 per day, max 5 days US $25 per day, max 5 days
Compassionate Visit
- - - - - US $5,000
Return of Minor Child
- - - - - US $2,000
Upgradation to Business Class
US $1,000 US $1,000 € 750 US $1,000 US $1,000 US $1,000
Dental Expenses  Deductible: US $100 / € 75
US $300 US $300 € 300 US $300 US $300 US $300
Personal Accident
US $15,000 US $15,000 € 10,000 US $15,000 US $15,000 US $15,000
Common Carrier Accidental Death
- - - - - US $5,000
Medical Evacuation
US $10,000 US $10,000 € 30,000 US $50,000 US $50,000 US $50,000
Repatriation of Mortal Remains
US $10,000 US $10,000 € 30,000 US $50,000 US $50,000 US $50,000
Trip Cancellation and Interruption
US $1,000 US $1,000 € 750 US $1,000 US $1,000 US $1,000
Trip Delay   Time Dealy: 12 hours
US $500 US $500 € 300 US $500 US $500 US $500
Loss of Checked-in-Baggage
US $100 US $100 € 100 US $100 US $100 US $100
Delay of Checked-in-Baggage   Time Delay: 12 hours
US $100 US $100 € 100 US $100 US $100 US $100
Loss of Passport
US $300 US $300 € 250 US $300 US $300 US $300
Personal Liability   Deductible: US $100 / € 75
US $100,000 US $100,000 € 75,000 US $100,000 US $100,000 US $100,000
* - Sum Insured

Sub limit details are as follows:
Sublimits are applicable for age 61 and above. However this sublimits are waived off / not applicable for travelers who buy a Explore Platinum plan
Medical Expense Sub-limit
Room Rent including boarding and lodging 1.5% of the sum insured subject to maximum of US $ 2,000 per day / € 1,500 per day
ICU Charges 2% of the sum insured subject to a maximum of US $ 3,000 per day / € 2,250 per day
Operation Theatre Charges
(Including surgeon charges)
10% of the sum insured subject to a maximum of US $ 20,000 per claim / € 15,000 per claim
Ambulance Services US $ 500 per claim / €375 per claim
Diagnostics and Radiology Services US $ 1,000 per claim / €750 per claim
Medical Practitioners visit fees US $ 100, per visit / € 75 per visit subject to maximum of 10 visits per claim
Miscellaneous Expenses US $ 1,000 per claim / € 750 per claim

For the purpose of application of the above limits :
(i) Surgery includes operation theatre charges, surgeon fees, implant charges and all other associated charges.
(ii) Ambulance Services include cost of transportation of the Insured Person to the nearest Hospital and paramedic services.
(iii) Miscellaneous Expenses includes but not limited to the cost of medicines, pharmacy or drugs supplies, nursing charges, external medical appliances as prescribed by a registered Medical Practitioner as necessary and essential as part of the treatment on actuals, blood storage and processing charges and any other services which are not specified above.
Explore Asia
  • Aged up to 80 years : $25,000, $50,000 & $100,000
  • Ages 81 to 90 years: $25,000, $50,000
  • Ideal and affordable plan for Indians visiting Asian countries as it is available for 180 days and good option for senior travelers.
  • Covers pre-existing conditions under life threatening situations up to 10% of sum insured.

Explore Europe
  • Aged up to 80 years: 30,000 euros & 100,000 euros
  • Ages 81 to 90 years: 30,000 euros
  • Best coverage for visiting Schengen countries as it satisfies the visa insurance requirements.
  • Good medical insurance cover for Indian travellers visiting UK and other European countries
  • Covers pre-existing conditions under life threatening situations up to 10% of sum insured.

Explore Africa
  • Aged up to 80 years: $25,000, $50,000 & $100,000
  • Ages 81 to 90 years: $25,000, $50,000
  • Cheaper plan for visiting African countries
  • Covers pre-existing conditions under life threatening situations up to 10% of sum insured.

Explore Canada
  • Aged up to 80 years: $50,000 & $100,000
  • Ages 81 to 90 years: $50,000
  • Cheaper plan for visiting Canada as the coverage is excluding USA. Generally Including USA insurance plans are more expensive.
  • Covers pre-existing conditions under life threatening situations up to 10% of sum insured.

Worldwide including USA / excluding USA options Available maximum coverage options for travelers who do not have any pre-existing diseases:
  • Aged up to 60 years: $50,000, $100,000, $300,000 & $500,000
  • Ages 61 to 80 years: $50,000, $100,000
  • Ages 81 to 90 years: $50,000
Available maximum coverage options for travelers having pre-existing diseases:
  • Aged up to 80 years: $50,000, $100,000
  • Ages 81 to 90 years: $50,000
Availability of high coverage maximum of $500,000
  • Covers pre-existing conditions under life threatening situations up to 10% of sum insured.
  • Explore platinum plans offers comprehensive coverage without any sub limits for medical expenses.

Care(Formerly Religare) Foreign Travel Insurance - Unique features

  • Pre existing covered upto 10% of Sum Insured in case of life threatening only
    E.g.: USD 5,000 for USD 50,000
    USD 10,000 for USD 100,000 .
  • Age band covered from Day 1 (baby) - unlimited age.
  • Sublimit option for Gold plan for over & above 60 Years is applicable; but Sublimit not applicable for Platinum Plan for any age group.
  • Per day rates - Premium calculated for actual days of travel i.e. Slab rates not applicable
    E.g. 2 days , 4 days etc.
  • Double Sum insured in case of accident.
    E.g. Customer buying USD 50,000 cover will have coverage upto USD 100,000 in case claim arising due to accident.
  • Explore Europe & Explore-Platinum Plans are approved by all the Schengen consulates up to unlimited age cover without any restriction
  • Issuance of policy through Travel Agents login - Individuals could use their credit cards for payment.
  • E- Travel Insurance Card comes with every policy issued instantly. This helps the customer in case of any accident/ immediate reference in case of emergency
  • Premium quoting & coverage details could be sent to customer on their email ID's automatically from the Agents login before purchase/ Issuance of the policy
  • Our Policy don't have Per Aliment Limit
  • Customer can Upgrade to Business class travel ticket in case of hospitalization abroad while returning (Return should be within 20days post Discharge form hospital)
  • Treatment in home country covered upto 30days if the customer returns to India as per Doctor's advise post hospitalization abroad.
medical insurance

Coverage for medical needs

  • Hospitalisation Cover - In-patient & Out-patient
  • Pre-Existing Disease Coverage
  • Double Sum Insured for Accidental Hospitalization
  • Treatment in Home Country
  • Medical Evacuation
  • Common Carrier Accidental Death
  • Dental Expenses
  • Daily Allowance for Hospitalization
  • 2-way Compassionate Visit
  • Accidental Death/Permanent Total Disability


non medical

Coverage for non-medical needs

  • Trip Delay, Cancellation or Interruption
  • Loss/Delay of Checked-In baggage
  • Loss of Passport
  • Personal Liability
  • Return of Minor Child
  • Up-gradation To Business Class






Care(Formerly Religare) travel insurance claims procedure

In case of Claim, notify Care(Formerly Religare) health insurance immediately on any of the below touch-points for hassle free processing and speedy settlements.

Falck Global Assistance (24 hours assistance centre)
    • USA & Canada: +1 844 301 3135 / +1 844 301 3146 ( Toll Free)
    • Rest of the world: +91-124-4498760 (Call Back Facility)
  • Email: travelassistance@religare.com
  • Fax: +91- 124- 4006674
In case of reimbursement of treatment expenses, reach Care(Formerly Religare) health insurance at the below touch points

Care(Formerly Religare) Health Insurance Company Limited GYS Global, Plot No. A3, A4, A5, Sector - 125, Noida, U.P. - 201301
  • India: 1800 200 4488 (Toll Free & Accessible in India only)
  • Email: travelclaims@religare.com
  • Fax: 1800 200 6677
Be it Cashless settlement or reimbursement of medical expenses, Care(Formerly Religare) Health Insurance Company delivers its promise of worry free experience!
NRI Online Pvt Ltd markets Care(Formerly Religare) Health Insurance company's various insurance products. However NRI Online Pvt Ltd is not responsible for any claims. Claims are settled directly by Care(Formerly Religare) Health Insurance Company Limited.

Care(Formerly Religare) Travel Insurance Plans - FAQ's

How do I use the insurance if I fall sick during my overseas trip?

The Medical Cover component of your Care(Formerly Religare) travel insurance:
Covers your treatment and hospitalization if needed for an illness that happens during your travel. In the event that you need further treatment even after your return to India, the medical expenses for this ailment will be covered up to a period of 30 days or the policy end date whichever is earlier. There is an additional benefit in that the policy medical Sum Insured is doubled in the event of an accident (as opposed to sickness).


How does this policy cater to medical evacuation should the need arise during my travel abroad?

The Medical Evacuation component of the policy will
covers the costs incurred for any emergency evacuation and transportation that is needed to transfer the insured to an appropriate medical facility within our coverage network.


Does the policy provide any coverage should the vehicle that the insured is traveling in has an accident?

The Personal Accident clause
covers any adverse circumstance arising due to an accident, be it death or permanent total disability, while the insured is overseas.


Does the insurance cover the insured if the aircraft that he/she is flying in is involved in an mishap? The Common Carrier Accidental Death clause provides
a lumpsum payment of the Sum Insured in the event of accidental death of the insured while traveling on a common carrier/transport.
What dental coverage does the policy provide?

Dental Expenses:
incurred in connection with any injury while on your trip are covered by the policy.

Care(Formerly Religare) overseas travel insurance plan exclusions

  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
  • War and Nuclear perils or consequences thereof.
  • Ionising Radiation or contamination arising out of the same.
  • Any intentional self-injury, suicide or attempted suicide.
  • Any claim relating to hazardous activities.
  • The insured being involved in Breach of taw.
  • HIV/AIDS.
Travel to France

France

Indians visiting France can buy the Care (Formerly Religare) travel medical insurance policy.


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Travel to  USA

USA

Indians travelling to USA can get free quotes from Care (Formerly Religare) travel insurance to USA online.


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Travel to Australia

Australia

Indians travelling to Australia can get free quotes for Care (Formerly Religare) Explore Gold or Platinum travel insurance online.

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Travel to UK

United Kingdom

Indians visiting UK can get free quotes and buy the Explore Europe Care (Formerly Religare) travel insurance online.

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Find out more about Care (Formerly Religare) overseas mediclaim insurance

Care (Formerly Religare) travel insurance reviews

Travel Reviews

Care (Formerly Religare) Travel Insurance Reviews - Customer experiences and testimonials.


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Care (Formerly Religare) Proposal form

Proposal Form

Care (Formerly Religare) travel insurance proposal form for Indians travelling overseas.


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Premium calculator

Premium Chart

Calculate the international travel insurance premium for Indian travelers travelling overseas.

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Customer Care

Customer Care

Care (Formerly Religare) Travel insurance customer care information for Indians travelling overseas.


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Resourceful Care (Formerly Religare) travel insurance links

Overseas
Overseas Travel Medical Insurance

Care (Formerly Religare) Travel insurance for Indians traveling overseas.

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Annual Multitrip
Annual Multitrip Insurance

Business travelers making multiple trips overseas annually can buy the annual multi trip travel insurancer.

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Asia
Travel Asia Insurance

Care (Formerly Religare) Travel Care insurance for Indians going to other Asian countries.

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Senior Citizen
Senior Citizen Travel Insurance

Senior travelers up to the age of 90 years can opt for Care (Formerly Religare) Travel insurance coverage.

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Schengen visa
Schengen Visa Insurance

Applying for Schengen visa? Then this Care (Formerly Religare) Schengen insurance is a good option to go for!

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religare family travel insurance
Family travel insurance

Buy Care (Formerly Religare) family travel medical insurance online.

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