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Care Explore Europe travel insurance
Europe comprising of Schengen countries and other non-Schengen countries like UK/England, Ireland, Russia, Croatia, Israel, Turkey is one of the most visited continents by Indian tourists. This is because with a single Schengen visa allows Indians to visit any of the 27 Schengen countries.
The visa application process is quite simple and easy making it more ideal for Indians to visit Europe. Be aware of the high health care cost in Europe which is sophisticated but expensive. Indians should have proper overseas travel medical insurance to visit Europe, without which it can lead to financial troubles in clearing the medical bills.
Travelling abroad may also involve other risks like the loss of baggage, loss of passport, trip interruption, trip delay which may result in severe expenses in European countries. With Care Explore Europe Insurance, that is approved by VFS global most of these expenses are covered and the Indian travelers can enjoy the European visit without worrying about any such risks.
The Care Europe travel insurance cost for one month (30 days) starts at just ₹898 , with premiums inclusive of GST @18%. Care Explore Europe travel medical insurance cost varies with the travellers age and duration of travel. Here is a cost table which gives you the cost of Care Europe travel medical plan variants.
| Plan Name | Policy Maximum (US $) | Cost for 30 days |
| Explore Europe | $30,000 | ₹898 |
| Explore Europe | $1,00,000 | ₹1204 |
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Travelers already outside India without insurance? We can try to get special approval to buy the travel insurance online.
In case of Claim or reimbursement of treatment expenses, notify Care health insurance.
Insurance customers can renew their existing policy online before the exipry date at any time.
Travel insurance customers can renew their existing policy before the expiry date with certain conditions.
Get all the answers to the most frequently asked questions (FAQs) regarding Care travel health insurance.
Paris is a major European city and a global center for art, fashion, gastronomy and culture.
Italy, a European country with a long Mediterranean coastline, has left a powerful mark on Western culture and cuisine.
Greece is a country in southeastern Europe with thousands of islands throughout the Aegean and Ionian seas.
Switzerland is popular for adventure sports like Mountaineering, snowboarding, and skiing. There are more than 1500 lakes in Switzerland. Lake Geneva is the largest freshwater lake in Switzerland.
Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew Care travel insurance online. These travelers can complete the Care international travel insurance renewal request form online and we will try to get an approval for you".
| Benefits | Deductible/Time Excess | Coverage |
|---|---|---|
| Hospitalization Expenses | €75 | Up to Sum Insured |
| In-patient Care | €75 | Up to Sum Insured* |
| Out-patient Care | €75 | Up to Sum Insured* |
| PED (Life Threatening Condition) | €75 | Up to 10%; Max Up to €10,000 |
| Additional Sum Insured* for Accidental Hospitalization | Yes, up to 100% SI* | Yes, up to 100% SI* |
| Out-patient care | 20% of SI* | 20% of SI* |
| Daily Allowance | US $25 per day, max 2 days | €25 per day, max 5 consecutive days |
| Up-gradation to Business Class | N.A. | Up to US €750 |
| Dental Treatment | €75 | Up to €300 |
| Personal Accident | N.A. | €10,000 |
| Arrangement of Emergency - Medical Evacuation | €75 | Up to base SI (part of Policy SI) |
| Repatriation of Mortal Remains | N.A. | Up to €30,000 |
| Trip Cancellation | N.A. | Up to €750 |
| Trip Interruption | N.A. | Up to €300 |
| Trip Delay | N.A. | €20 per each set of 4 hours delay; Up to €120 |
| Loss of Checked-in Baggage | €30 | Up to €300 |
| Delay of Checked- in Baggage | 12 hours | €100 |
| Loss of Passport and/or International Driving License | N.A. | €200; Max. €75 in case of loss of IDL |
| Personal Liability | €75 | Up to €75,000 |
| Hijack Distress Allowance | N.A. | €75 per day for maximum 5 consecutive days |
| Missed Flight Connection | 6 hours | Up to €200 |
| Automatic Trip Extension | €75 | Up to 7 consecutive days |
Sub limit details are as follows:
Sublimits are applicable for age 61 and above. However this sublimits are waived off / not applicable for travelers who buy a Explore Platinum plan
| Medical Expense | Sub-limit |
|---|---|
| Room Rent including boarding and lodging | 1.5% of the sum insured subject to maximum of US $ 2,000 per day / € 1,500 per day |
| ICU Charges | 2% of the sum insured subject to a maximum of US $ 3,000 per day / € 2,250 per day |
| Operation Theatre Charges (Including surgeon charges) |
10% of the sum insured subject to a maximum of US $ 20,000 per claim / € 15,000 per claim |
| Ambulance Services | US $ 500 per claim / €375 per claim |
| Diagnostics and Radiology Services | US $ 1,000 per claim / €750 per claim |
| Medical Practitioners visit fees | US $ 100, per visit / € 75 per visit subject to maximum of 10 visits per claim |
| Miscellaneous Expenses | US $ 1,000 per claim / € 750 per claim |
| Description | Explore Europe |
|---|---|
| Sum Insured | €30K & €100K |
| Trip Options | |
| Single Trip | Yes |
| Multi-trip (Policy will be on an annual basis) | Yes |
| Entry Age (Single Trip) | |
| Minimum | Child - 1 Day Adult - 18 Years |
| Maximum | Child - 24 Years Adult - Lifelong |
| Entry Age (Multi-trip) | |
| Minimum | Child - 1 Day Adult - 18 Years |
| Maximum | Child - 24 Years Adult - Lifelong |
Falck Global Assistance (24 hours assistance centre)
Care Health Insurance Limited , Vipul Tech Square, Tower C, 3rd Floor,
In case of Claim, notify Care health insurance immediately on any of the below touch-points for hassle free processing and speedy settlements.
Be it Cashless settlement or reimbursement of medical expenses, Care Health Insurance Company delivers its promise of worry free experience! NRI Online Pvt Ltd markets Care Health Insurance company's various insurance products. However NRI Online Pvt Ltd is not responsible for any claims. Claims are settled directly by Care Health Insurance Company Limited.
The Medical Cover component of your Care travel insurance: Covers your treatment and hospitalization if needed for an illness that happens during your travel. In the event that you need further treatment even after your return to India, the medical expenses for this ailment will be covered up to a period of 30 days or the policy end date whichever is earlier. There is an additional benefit in that the policy medical sum insured is doubled in the event of an accident (as opposed to sickness).
The Medical Evacuation component of the policy will covers the costs incurred for any emergency evacuation and transportation that is needed to transfer the insured to an appropriate medical facility within our coverage network.
The Personal Accident clause covers any adverse circumstance arising due to an accident, be it death or permanent total disability, while the insured is overseas.
The Common Carrier Accidental Death clause provides a lumpsum payment of the sum insured in the event of accidental death of the insured while traveling on a common carrier/transport.
Dental Expenses: incurred in connection with any injury while on your trip are covered by the policy.
You can renew the Care policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the Care insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office. However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.
Yes, travel insurance is a compulsory requirement for getting your Schengen visa. The insurance must provide coverage of at least €30,000 for medical expenses, which includes emergency medical evacuation and repatriation.
Yes, the policy does cover life-threatening pre-existing medical conditions, as long as they are disclosed at the time of purchase. Coverage is available for up to 10% of the total insured amount.