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Care 30,000 Euro travel insuranceIf you are an Indian citizen planning to visit Europe, UK and the Schengen area, the first question arises in your mind is Why €30,000 Schengen travel insurance is essential? The Schengen visa consulate which approves visa for Indian citizens travelling to Schengen area from India has framed certain set of guidelines called Schengen visa insurance requirements. If your insurance satisfy these requirements then getting Schengen visa is easy provided you satisfy non insurance part also. The Schengen visa insurance requirements says that you need to have minimum €30,000 travel medical insurance. The insurance should be purchased for the entire duration of your stay. Some consulates might ask for extra days of insurance cover. The policy should cover for emergency medical evacuation and repatriation.
A €30,000 travel insurance policy, often required for Schengen visas, provides a minimum level of coverage for medical emergencies for sickness and accident, repatriation, and evacuation during your travel and stay in the Schengen area. This coverage helps ensure travelers are financially protected if they become ill or injured while in the Schengen area. Care travel insurance offers one of the cheapest travel insurance for Schengen visa with medical coverage of €30,000 including other benefits additionally.
Below are the Schengen visa requirements to get insurance.
| Sum Insured | € 30,000 & € 100,000 |
| Hospitalization expenses | € 30,000 |
| In-patient Care Deductible: US $100 / € 75 | Up to SI* |
| Pre-existing diseases (Life Threatening Condition) Deductible: US $100 / € 75 | 10% of SI* |
| Out-patient care Deductible: US $100 / € 75 | Up to SI* |
| Daily Allowance Time Delay: 2 days | US $25 per day, max 5 days |
| Compassionate Visit | - |
| Return of Minor Child | - |
| Upgradation to Business Class | € 750 |
| Dental Expenses Deductible: US $100 / € 75 | € 300 |
| Personal Accident | € 10,000 |
| Common Carrier Accidental Death | - |
| Medical Evacuation | € 30,000 |
| Repatriation of Mortal Remains | € 30,000 |
| Trip Cancellation and Interruption | € 750 |
| Trip Delay Time Dealy: 12 hours | € 300 |
| Loss of Checked-in-Baggage | € 100 |
| Delay of Checked-in-Baggage Time Delay: 12 hours | € 100 |
| Loss of Passport | € 250 |
| Personal Liability Deductible: US $100 / € 75 | € 75,000 |
This is only a summary of product . For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Please seek the advice of your insurance advisor if you require any further information or clarification.
Yes, Schengen countries requires a travel medical insurance with
Yes, you need a separate Schengen visa compliant insurance to cover for your medical expenses when you are in Schengen countries.
Yes, If you are traveling to UK and Schengen countries, then you can purchase care explore Europe plan.
Once you complete the transaction online successfully, a policy pdf document will be emailed to you and also on watts up. This is a legal document and proof of your insurance cover. You can download and submit a copy along with your visa application.
A policy pdf will be sent to your email and watts up immediately after the purchase. You can download and submit the insurance for getting the Schengen visa.
The online Schengen visa insurance with €30,000 coverage offer the following benefits
Yes, it’s covered as any other illness.
Yes, Care 30,000 euro travel insurance covers pre-existing conditions under life-threatening conditions up to 10% of sum insured. As it may change from time to time when the plan changes or product gets upgraded, please go through the terms and conditions before you purchase travel insurance for Schengen visa.
Yes Care €30,000 Schengen travel insurance includes coverage for emergency medical evacuation and repatriation, which is a mandatory requirement for Schengen visa approval.
Yes, Care 30,000 euros travel insurance plan offer cashless treatment for inpatient medical expenses across Europe, allowing you to receive medical care without upfront payment. Outpatient medical expenses for example doctor visits, pharmacy bills etc are also covered, subject to terms and conditions of the policy.
Travel insurance for Schengen visa cost dependents on several factors. The factors include the age of the traveler, destination of travel and duration of travel.
For example: A young traveler of 35 years travelling to Schengen country for 15 days might have to pay Rs.610/- for 30,000 euros health insurance cover. The premiums will keep changing from time to time when there is any change in the product. Please get quote to know the latest premiums.
Yes, buying 30,000 euro insurance online is very easy in this digital age. Here are the simple steps to follow.
If your visa is rejected, then send us an email with the visa rejection letter and the policy document. We will follow up with the insurance company. Once your policy is cancelled, you will get a refund of premium. There might be cancellation charges depending on the insurance company, which will be notified to the policy holder along with the refund.
The standard exclusions are
Yes, you can extend or renew the policy being in the Schengen country. If your stay is extended, then before expiry of the policy, please fill the renewal form online. Once you applied for renewal, then our insurance advisors will get approval in 1 working day. Based on the approval, you will be updated. Then you can pay the renewal premium and extend the policy.
To file a claim, first get in touch with the assistance company immediately after the incident. Depending on the type of claim the documents to be submitted might vary. If it is an inpatient medical expenses claim, then it might be cashless after deductible amount. If it is a outpatient medical expenses claim or non-medical claim, then it will be reimbursement basis after deductible as per policy terms and conditions.
The document depends on the type of claim you have. Documents to submit when there is a baggage lost might be different when you claim for passport loss.
As soon as there is an unavoidable incident happens which is claimable. Please get in touch with the assistance company to register the claim and take action as per their advice. The delay in registering claim might lead to rejection of claim.
The acceptance or denial of claims solely depends on the assistance company. Please go through the terms and conditions of Care travel insurance for Schengen visa before purchasing the plan. Below are the common reasons for claim denial.
You can buy insurance online by using a credit/debit card, UPI, direct funds transfer, NEFT or RTGS or by a cheque.
Travelers already outside India without insurance? We can try to get special approval to buy Care travel insurance online.
Care travel health insurance explore the world without worry!
In case of Claim or reimbursement of treatment expenses, notify Care health insurance
Insurance customers can renew their existing policy online before the exipry date at any time.
Get all the answers to the most frequently asked questions (FAQs) regarding Care travel health insurance