Future Generali Overseas Travel Insurance, Best rates for Future Generali Travel Insurance

Benefits of Future Generali travel insurance

Standard	Silver	Gold	Platinum	Deductible
Accident & Sickness Medical Cover
$50,000	$100,000	$250,000	$500,000	75
Accidental Death & Permanant Total Disablement
$5,000	$5,000	$10,000	$20,000
Accident Death Common Carrier
$3,000	$5,000	$5,000	$5,000
Accident Death Air Travel Only
-	-	$5,000	$5,000	-
Emergency Medical Evacuation
Included	Included	Included	Included	-
Repatriation of Remains
Included	Included	Included	Included	-
Daily Hospital Allowance
-	-	25 per day (max 5 days)	25 per day (max 5 days)	1 Day
Emergency Sickness Dental Treatment
$300	$300	$300	$300	$100
Hijack Benefit
50 per day (max for 7 days)	50 per day (max for 7 days)	100 per day (max for 7 days)	150 per day (max for 7 days)	1 day
Trip Delay
-	-	20 per 12 hours (max 120)	20 per 12 hours (max 120)	12 Hrs
Trip Cancellation
-	-	-	$500	$100
Trip Curtailment
-	-	-	$300	$100
Missed Connection
-	-	-	$500	$50
Loss of Passport
$200	$200	$250	$250	$25
Baggage Delay
$50	$50	$100	$200	12 Hrs
Checked Baggage Loss
$250	$500	$1000	$1000	$25
Compassionate Visit
-	-	-	Upto a max of 1000	$200
Financial Emergency Assistance
$100	$200	$500	$500	-
Personal Liability
$100,000	$100,000	$200,000	$200,000	0.1% of Sum Insured
Golfer Hole in one celebration
$100	$100	$100	$200	-
Automatic extension for 7 days
-	-	Available	Available	-
Home Burglary
-	-	Rs.1,00,000	Rs.2.00,000	-
Child Escort
-	-	$2500	$2500	-

Medical Care

Accident & Sickness Medical Care It covers the medical expenses incurred for treatment of an illness or injury sustained while policy is in effect.
Emergency Medical Evacuation It covers the usual customary charges for expenses incurred if injury or illness results in necessary emergency evacuation ordered by service provider.
Repatriation of Remains It covers the cost of transporting the remains of the deceased back to Republic of India, subject to prior approval by service provider.
Daily Hospital Allowance It covers the inpatient expenses in hospital for any illness or accidental bodily injury sustained within the period of insurance
Emergency Sickness Dental Relief It covers the cost of immediate medical attention, if diagnosed with dental illness.

Overseas Mediclaim - Travel Inconvenience

Hijack Distress Allowance It indemnifies the insured for interruption in the trip due an event of hijacking on trip
Trip Delay It cover the compensation in the event of Trip Delay, as being specified in the policy schedule
Trip Cancellation It covers the compensation in event of cancellation of Trip in India prior to it's commencement towards non-refundable expenses
Trip Curtailment It covers the compensation in the event of curtailment of trip overseas towards non-refundable expenses
Missed Connection It covers the compensation, subject to maximum specified in policy schedule, if the aircraft on which you have booked to travel is cancelled or delayed due to inclement weather
Loss Of Passport It covers the compensation for the loss of passport during the trip abroad, subject to specified in policy schedule

Personal Care

Baggage Delay It covers the compensation in the event of purchase of emergency necessities in case of delay in checked baggage by common carrier
Baggage Loss It covers the compensation with respect to permanent loss or destruction of checked in baggage, subject to specified in Policy Schedule
Compassionate Visit It covers the cost of reimbursement of economy class ticket incurred by the person rendering special assistance to the insured
Financial Emergency Assistance It covers the financial emergency assistance in incidents like burglary/theft of baggage or money, etc

Legal Liability

Personal Liability It indemnifies the insured against any legal liability incurred in private capacity to pay for the third party civil claims arising out of Accidental Bodily Injury or Accidental Property Damage

Personal Accident

Accident Death & Permanent Total Disability It covers the compensation in the event of accidental death and permanent total disablement due to which the insured is unable to engage in each and every occupation for which he is reasonably qualified.
Accidental Death Common Carrier It covers if insured sustains accidental bodily injury during the course of journey on common carrier, which results in Accidental Death, as being specified in Policy Schedule
Accidental Death Air Travel Only It covers if insured sustains accidental bodily injury during the course of journey on any commercial airline, which results in Accidental Death, as being specified in Policy Schedule

Special Care

Golfer Hole in One Celebration It covers the expenses incurred in celebration of achieving a hole-in-one in recognized golf course, subject to maximum specified in policy schedule.
Automatic Extension for 7 Days It covers an extension to a period of 7 days, from the policy expiry date due to delay by scheduled airlines
Home Burglary Insurance: It covers the burglary at home normally occupied by you in India during the period of travel overseas
Child Escort It covers the reimbursement of traveling expenses for return journey of insured children aged below 17 in the event of insured's death

Policy does not cover pre-existing diseases & complications arising from them.
Routine physical or other examination where there is no objective indication of impairment of normal health and Medical expenses beyond the expiry of the Policy Period.
Suicide, attempt to suicide or willfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness, abuse of drugs, HIV, AIDS.
Manual work or hazardous occupation, self exposure to needless peril (except in an attempt to save human life), or if engaging in any criminal or illegal act.
Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.
Loss or damage to the Insured's passport as a result of the confiscation or detention by customer, police or any other authority.
Loss which is not reported to the appropriate police authority within 24 hours of the discovery of loss
War or war-like actions, act of terrorism.