Compare Europe Travel Insurance Plans
- verifiedNeeded for visa approval
- euro€30,000 medical minimum
- undoRefund possible if your visa is refused
What Are the Schengen Visa Travel Insurance Requirements?
Minimum €30,000 Medical Coverage
Meets the Schengen visa travel medical insurance minimum 30000 euros requirement for emergency treatment and repatriation.
Valid in all 29 Schengen countries
Your Schengen visa travel insurance must be valid in all Schengen member countries.
Emergency care & repatriation
Coverage must include emergency medical treatment and the repatriation of remains in the event of death.
Covers your whole stay
Your policy must cover the full duration of your planned stay in the Schengen Area.
100% cover, no deductible
Choose a policy that meets Schengen visa requirements without a deductible or excess that compromises the required coverage.
Instant official insurance letter
Get your insurance certificate from the provider after purchasing an eligible plan. Submit it with your visa application as proof of coverage.
Get instant Schengen visa letter for Schengen visa application required by the European consulates
- Schengen travel insurance can be purchased online both quickly and with ease
- Compare Schengen health insurance for travelers to Europe may find travel best insurance for schengen visa.
- Provide relevant information (age, travel dates, total amount of coverage desired) to compare prices of Schengen travel insurance for US residents. A list of cheap schengen travel insurance from USA with the cost and medical coverage details is displayed.
- The Schengen Visa applicant can buy the best schengen visa insurance they like by completing the application and payment using a credit card.
- On purchasing the Europe travel insurance, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and and instant Schengen visa letter for Schengen visa that may be presented to the consulate as proof of coverage.
- Schengen travel insurance can be purchased online both quickly and with ease
- Compare Schengen health insurance for travelers to Europe may find travel best insurance for schengen visa.
- Provide relevant information (age, travel dates, total amount of coverage desired) to compare prices of Schengen travel insurance for US residents. A list of cheap schengen travel insurance from USA with the cost and medical coverage details is displayed.
- The Schengen Visa applicant can buy the best schengen visa insurance they like by completing the application and payment using a credit card.
- On purchasing the Europe travel insurance, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and and instant Schengen visa letter for Schengen visa that may be presented to the consulate as proof of coverage.
What Does Schengen Visa Travel Insurance Cover?
Schengen visa travel insurance protects you against unexpected medical expenses during your trip across the Schengen Area. Eligible plans cover emergency medical treatment, hospitalization, medical evacuation, and repatriation, with at least €30,000 in medical coverage to meet visa requirements. You can also compare plans offering coverage for pre-existing conditions based on your age and eligibility.
Meets Visa Requirements
Fully compliant with Schengen consulate insurance requirements.
Medical Evacuation
Covers emergency evacuation costs to the nearest appropriate medical facility.
Medical Expenses
Covers emergency medical costs arising from accidental injury or sudden illness.
Repatriation of Remains
Covers the cost of returning remains to your home country in the event of death.
Pre-Existing Condition Coverage
Select Schengen visa travel insurance for pre-existing conditions for travelers up to age 79.
How Much Does Schengen Travel Insurance Cost in 2026
The cost of travel insurance for a Schengen visa starts at around $8/ week for a 25-year-old with $50,000 in medical coverage and a $0 deductible. Plans such as Atlas International and Patriot International Lite offer different prices and benefits based on age, trip length, and coverage. compare Schengen Visa insurance plans to review coverage options and prices side by side.
| Plan Name | Age 20 | Age 30 | Age 40 | Age 50 | Age 60 | HOW TO DOWNLOAD SCHENGEN VISA LETTER |
|---|---|---|---|---|---|---|
| Atlas International | $8 | $9 | $15 | $26 | $33 | WorldTrips insurance ID cards via Client Zone |
| Patriot International Lite | $10 | $10 | $16 | $27 | $34 | IMG insurance ID cards from IMG |
| Atlas International Premium | $11 | $13 | $22 | $37 | $54 | WorldTrips insurance ID cards via Client Zone |
| Travel Medical Global Choice | $11 | $14 | $22 | $37 | $47 | Seven Corners insurance ID cards via Client Zone |
| Safe Travels International | $20 | $20 | $32 | $56 | $71 | Trawick International insurance ID cards via Client Zone. |
What Affects Schengen Visa Travel Insurance Cost?
Schengen visa travel insurance helps protect you against unexpected medical expenses while traveling to Schengen countries. Eligible plans cover emergency medical treatment, hospitalization, medical evacuation, and repatriation, with at least €30,000 in medical coverage to meet visa requirements. You can also compare plans offering coverage for pre-existing conditions based on your age and eligibility.
01 Age of the traveler
Older travelers may pay more because they generally have a higher risk of needing medical care.
02 Medical coverage selected
Plans with higher coverage limits usually cost more but offer greater financial protection for eligible medical expenses.
03 Co-insurance
Some plans require you to pay a percentage of eligible medical expenses after the deductible. Your share of the costs can vary by plan.
04 The insurance underwriter
Prices and benefits vary between insurance companies. Comparing available plans can help you find coverage that fits your needs and budget.
05 Deductible
This is the amount you pay for covered medical expenses before the insurance starts paying. Plans with lower deductibles often have higher premiums.
How to Buy Travel Insurance for Europe Online
- Review all Europe travel insurance plans: Fill the Schengen visa travel insurance quote form by entering the travel dates and details of the traveler.
- Compare different Europe travel medical insurance options: Compare prices and the benefits of the different Schengen visa travel insurance options to satisfy your needs best.
- Purchase the Europe insurance plan you like best and review documents: Purchase the plan that fits your requirements and budget by using any of the available payment modes and completing the online application.
- Review and download the Europe travel insurance documents: Review the travel insurance documents & download visa letter for Schengen visa if required.
Travel Health Insurance for Visiting USA
Travelers from Europe visiting USA will be not be insured by their domestic insurance. Visitor medical insurance is necessary for international travelers outside their home country. It is best to buy US travel insurance while visiting America and using US health care facilities as it will be most convenient to manage the hospital billing directly.
These US travel insurance plans coverage includes benefits like out patient expenses, hospitalization, emergency medical evacuation, repatriation. We have a user-friendly compare tool that allows you to compare among many plans and find the best visitor insurance plan that suits your needs.
Europe Travel Medical Insurance FAQs
Yes, Europe travel insurance has been mandatory by the Schengen visa consulate for international travelers applying for the Europe visa. The travel medical insurance for Europe needs to offer maximum medical coverage of 30,000 Euros for expenses from emergency sickness or injuries.
International travelers applying for Europe visa medical insurance can use the compare Schengen visa insurance form. Here we work with top rated international insurance providers to offer best Europe visa medical insurance. After completing the form, click on “Get Quotes” and you will be able to see competitive prices of popular Europe visa insurance plans that satisfy the Schengen visa requirements.
he travelers can compare the plans details and benefits of Europe visa health insurance and select the best travel medical insurance for Europe visa based on their budget and requirements. After purchasing the plan, you will receive an email which will have the procedure to download the Schengen visa letter for Europe.
We have partnered with some of the well reputed insurance providers that offer comprehensive travel medical insurance for Schengen Visa. These travel insurance plans for Europe are well recognized for their wide network of medical care treatment and excellent claims settlement. They satisfy the Europe visa health insurance requirements as mandated by the Schengen visa consulates.
The best international insurance providers that offer Schengen visa insurance popular among foreign travelers are International Medical Group Travel Insurance, Seven Corners Travel Insurance, WorldTrips Travel Insurance and Trawick International Travel Insurance
There is no single Schengen travel insurance plan which will work best for all travelers to Europe. The best Schengen visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some Europe travelers will look for the cheapest Schengen visa insurance cost specifically to satisfy the Schengen visa requirements, others will look for the most comprehensive Schengen travel insurance coverage.
The price will be higher if you need health insurance for Europe travelers with pre-existing conditions. It is recommended to compare different low cost Schengen visa travel insurance plans based on price as well as the different benefits coverage options. Europe travelers should also read different Schengen travel insurance reviews before buying a Schengen visa travel insurance plan.
Yes, you can cancel your travel insurance plan if your Schengen visa is denied. There should be full reimbursement if you cancel before the travel dates.
However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.
It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.
How to Get Your Schengen Visa Insurance Letter?
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1
Enter Your Travel Details
Enter traveler age, travel dates and a medical limit of at least €30,000.
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2
Compare and buy
Review policy benefits, coverage limits, and premiums before selecting a plan.
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3
Download your visa letter
Receive your insurance certificate after purchase for your Spain visa application.
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4
Submit and travel
Attach the letter to your visa file and carry your ID card on the trip.
What you receive after purchase
What Are the Types of Schengen Visas?
- Schengen visa Type A: Non Schengen country citizens who are transiting through or waiting from a connecting flight in the international terminal in a Schengen nation airport is issued an A visa. It is also commonly known as the airport transit visa
- Schengen visa Type B: The Schengen type B visa is for trips of less than five days and is with the qualifier “transit”.
- Schengen visa Type C
- A single-entry visa which entitles the visa holder to a single entry into the Schengen region.
- A double-entry visa entitles the visa holder to two entries to the Schengen region during the visa's periods validity.
- A multiple-entry visa entitles the visa holder to as many entries and exits from the Schengen region as desired.
- Long Stay visa or Type D Schengen visa: The following are valid reasons for the Type D Schengen visa : vacations or personal visits, work-related travel, study related travel, to participate in a training program, to complete an internship.
Long-Term Europe Visa Insurance
US citizens who want to stay in any of the 27 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of travel medical insurance with coverage up to 30,000 Euro (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries. The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage). US travelers travelling frequently to the Schengen countries can buy the Annual travel insurance for Schengen visa.
Know More »What Does Schengen Visa Insurance Usually Not Cover?
Schengen Visa insurance while satisfying Schengen visa insurance requirements typically provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Schengen Visa insurance. These include:
- Pre-existing medical conditions: Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered by your Schengen insurance.
- Treatment for chronic illnesses: Most Schengen Visa insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.
- Non-emergency medical treatment: Schengen Visa insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.
- Extreme sports and adventure activities: Many Schengen Visa insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.
- Mental health conditions: Schengen Visa insurance policies generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.
Schengen Visa Insurance Useful Links
Schengen visa insurance FAQ
Commonly asked questions (FAQ's) about schengen visa insurance.
Know more »Europe visa insurance Blog
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