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Group Health Insurance provides medical expense coverage for many people in a single policy. All the eligible participants are covered, regardless of age or physical condition. Groups Coverage is ideal for International employees, missionaries, students and travelers are just some of the types of groups.
Group Health Insurance plans are developed to provide coverage for medical expenses incurred by many people under a single policy. The eligibility of all the participants is granted regardless of age or any physical condition. Group Medical Insurance is an ideal insurance option for international employees, students, travelers and other types of groups.
GET YOUR QUOTES!Quite often we have international student groups from China, India, South America, or Europe visiting the US. These trips can range from a few days to a few weeks. The students are high school going or college students and group insurance works very well in this situation.
Find plansWhen a school, college of club sporting team is visiting the US, or traveling overseas from the US, buying Group travel insurance online works admirably well. It is easy to administer and can be processed online with only one application. In the case of sporting teams, coverage for sporting injuries can be included along with the plan.
Find plansWhether you are organising a international travel holiday for many friends and family members or a tour operator organising a trip for a large group, group insurance works well as it is easy to administer and economical. The travel insurance will include cover for baggage delay and loss, trip cancellation or interruption, emergency medical evacuation as well as unexpected emergency medical costs.
Find plansWhether you are organising a international travel holiday for many friends and family members or a tour operator organising a trip for a large group, group insurance works well as it is easy to administer and economical. The travel insurance will include cover for baggage delay and loss, trip cancellation or interruption, emergency medical evacuation as well as unexpected emergency medical costs.
Find plansQuite often groups travel overseas together. The groups could be traveling for varied reasons such as employees on training, groups of tourists holidaying, members of a missionary organisation, groups of students attending a sporting or academic event.
Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel insurance. International travel insurance is necessary since:
There should be a minimum of 5 travelers. Some policies require these to be five primary insured, so family groups only count as 1: mother, father, two kids = 1 primary insured.
Travelers may have different travel dates (start and end date of travel), but all policies for the group should be purchased at one time.
Discounted rates: The group travel plans are cheaper when compared to individual travel insurance. There is usually a discount of about 10% or more in group travel policies when compared to individual travel insurance for the same destination. Easier to manage: There is a common application form for all members of the group instead of individually filling application forms. There is a master policy for the whole group with individual ID cards for individual travelers.
This is generally used for longer coverage periods and includes comprehensive major medical benefits similar to those found in domestic major medical plans in the United States. Access to treatment in the United States is at the insured's option, or in the event of a medical emergency, transportation to the nearest medical facility is covered. Typically, missionary groups, long term expatriate assignments outside the United States, or permanent Third Country Nationals and Local Nationals are best suited for Worldwide Major Medical coverage.
This is generally used for shorter coverage periods, when comprehensive major medical benefits like maternity, mental and nervous, and preventative benefits are not applicable. Coverage for eligible treatment is limited to the locality where the insured is covered. In the event of a medical emergency, transportation to the nearest medical facility is covered. Typically, group tours, conventions, or short-term international employee assignments from one week to six months are best suited for Travel Medical coverage.
Non US Residents visiting the U.S have following options