Most of the colleges and universities in the US insist that international students have adequate student health insurance. It is advisable to buy the best student health insurance while studying in an US university. Most universities require that the network of hospital must be close to the campus, coverage for out patient expenses, ambulance charges, maternity, mental illness and sports injuries. The best student travel insurance plans in India are much cheaper when compared to US university insurance options, while providing comparable coverage.
International student health insurance cost depends on different factors. The important factors are the age of the student, study destination, the maximum medical coverage, the deductible, coinsurance as well as coverage for optional requirements like maternity, sports, pre-existing condition. Typically the cost of student insurance coverage in the US is most expensive followed by Europe and Asia.
Yes International students need to buy health insurance to cover emergency medical expenses, study interruption, sponsor protection, mental health, passport loss, baggage loss, compassionate visit. In a foreign country like the US where health care is sophisticated but the cost of medical treatment is very high, being forced to go to an US hospital can be financially catastrophic.
International student health insurance covers medical expenses for students pursuing their studies in a foreign country. In case the student suddenly falls sick or sustain injuries due to accident and gets admitted to the hospital. The health insurance will pay the hospital bills, ambulance charges, doctor and physician visits as per the policy terms and conditions. This will protect the student from paying huge medical bills which can be traumatic. Indian student insurance plans also provide benefits like sponsor protection and compassionate travel for family members which are not available in India international student insurance plans.
Yes, international student health insurance is available for all Indian students provided they are enrolled as a full time student in foreign university and satisfy the age requirements indicated on the insurance terms and conditions.
Yes most of the colleges and universities offer international student health insurance when a student enrols as a full time student. However these health insurance plans are more expensive. Indian companies offer university comparable student insurance coverage with competitive benefits for Indian students going overseas.
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a chequeKnow More
Student medical insurance for Indian students already outside India.Know More
In case of Claim or reimbursement of treatment expenses, notify student travel medical insurance.Know More
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Students can renew their existing policy online before the exipry date at any time.Know More
List of some of the Universities whose students have purchased student insurance in the past.Know More
Useful discussions and forum entries for best international student travel insurance online.Know More
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