ICICI Lombard Overseas Travel Insurance - Gold Plan

ICICI Lombard Overseas Travel Insurance - Gold Plan

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Location_On Destination



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ICICI Lombard Travel Insurance

ICICI international travel insurance

ICICI Lombard Overseas Travel Gold Insurance covers unexpected and unplanned medical and non-medical expenses when you are abroad. ICICI Lombard Travel Gold Plan provides Cashless Hospitalisation Cover, Coverage for Missed Flight Connection and Personal Accident cover.

For detailed schedule of benefits review the ICICI Lombard overseas travel insurance brochure. To understand the coverage visit the ICICI Lombard overseas travel health insurance policy wordings. You can also complete an online ICICI Lombard overseas travel medical insurance proposal form. In case you wish to extend you travel, the insurance plan can be renewed up to 365 days by filling the ICICI Lombard Extension form for travel insurance.

ICICI Lombard Gold travel insurance plan details

  • ICICI Lombard travel insurance Gold plan benefits, ICICI international health insurance

    This one year plan under International Travel Insurance product is specially designed for frequent fliers. We have three options of 30 days, 45 days & 60 days as maximum trip duration to choose from these comprehensive coverages.
    Coverage Gold Deductible
    Medical Cover (includes medical evacuation cost)* US$ 50,000 to US$ 5,00,000 $100
    Repatriation of Remains US$ 7,500 N/A
    Dental Treatment US$ 300 US$100
    Total Loss of Checked-in Baggage US$ 500 N/A
    Delay of Checked-in Baggage US$ 100 6 hours
    Passport Loss US$ 300 US$50
    Personal Liability US$ 100,000 5% of actual
    Personal Accident US$ 15,000 N/A
    Hijack Allowance US$ 125 per day, Max 7 days 12 hours
    Emergency Cash Advance US$ 300 N/A
    Trip Cancellation & Interruption US$ 500 N/A
    Missed Flight Connection US$ 300 3 hours
    Political Risk and Catastrophe Evacuation US$ 7,500 N/A
    Accidental Death (Common Carrier) US$5000 N/A

    Please Note : Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered

    * Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital.

    ** Deductible of US$ 50.

    *** 12 hours

    $ 2 days deductible - If hospitalisation is for more than 2 consecutive days, this benefit can be cleared only once during the policy period

    + 12 hours delay - Applicable if baggage is delayed for more than 12 hours from actual arrival time of common carrier

    ++ up to US$ 100/- per day, if trip is delayed for more than 6 hours

    Limit of Covered Expenses

    For policies with medical expenses Sum insured over $100,000, the limit of liability of the company will be restricted to $100,000 per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/ or hospitalization expenses.

    For persons aged 56 years and above, the maximum eligible medical expenses per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses are as mentioned in the table.

    Medical Sublimits for aged 51 years and above

    • Hospital Room and board, and hospital misc. expenses: Max $1,800 per day up to 30 days.
    • ICU: Max. $3,250 per day up to 7 days.
    • Surgical treatment: Max. up to $15,000.
    • Anaesthetist services: up to 25% of surgical treatment.
    • Physician's visit: Max. $100 per day up to 10 visits.
    • Diagnostic and pre-admission testing: Max. $1000.
    • Ambulance services: Max up to $500.
  • ICICI travel medical insurance Gold plan eligibility, ICICI overseas insurance eligibility

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