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Chola MS travel insurance review

Chola MS health insurance is offered by Chola MS General Insurance Company Ltd., which is a joint venture between the Murugappa Group and Mitsui Sumitomo. Chola MS provides insurance for overseas travel, motor and health insurance. Those who require medical insurance coverage while visiting a foreign country can purchase Chola MS overseas travel insurance plan. With a wide range of coverage, Chola MS overseas travel insurance plans are for travelers to get financial security in case of risks encountered while abroad. Chola MS health insurance is very attractive when compared to other insurance plans since it does not have any sub-limits on its policy. Travelers can choose the right plan that suits their individual requirements under different plan of Chola MS insurance. Purchase Chola MS travel insurance plan as per your need and enjoy overseas travel least worried about the costly health care system.

Chola MS health insurance, Chola MS health insurance - FAQ's

What is the maximum entry age for Chola MS travel insurance?
Chola MS travel insurance is available up to 80 years for Indian travelers visiting Schengen Countries. For Indian travelers visiting other countries, Chola MS overseas travel insurance policy is available up to 90 years.
Yes, the applicants must buy Chola MS Travel Insurance before leaving India. If you are outside India, it will require special approval from the underwriting team for you to buy travel insurance.
Chola MS insurance offers the following overseas travel medical insurance based on Indian customer travel requirements.
Silver Plan: A basic and very affordable plan with a maximum coverage of $50,000 and $100,000.
Gold Plan: A more comprehensive plan with more benefits having a maximum coverage of $100,000 and $250,000.
Senior Citizen Plan: Cover for people between the ages of 71 and 80 years.
The premium is per pay of coverage, hence the customer pays only for the number of days you want insurance as opposed to a fixed period duration as in many other insurance plans.
  • No medical sub limits plan up to the age of 70 years.
  • Travelers below the age of 60 years can buy the policy up to 360 days.
  • Cashless outpatient bill settlement for more than $400 if intimated to TPA earlier
  • Door to door cover - Coverage from the travelers home to the international airport during forward journey and international airport to home during the return journey.
  • Cover for international driving license loss
  • Cover for trip cancellation, trip curtailment, trip delay and home burglary
Any traveler between 3 months to 60 years can buy the Chola MS health insurance online. However travelers aged 61 years and above can purchase the policy offline by submitting the proposal form, required medical reports (if any) and approval from the head office.
Yes you can renew the Chola MS health insurance policy by filling the Chola MS travel insurance online renewal request form. Once the insured submits the online renewal form, it will be forwarded to the underwriting team who will either approve or reject the extension. Renewal is based on good health declaration and having no claim in the policy period.

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