Care travel insurance for Germany 2026
India to Germany Schengen Visa Travel Insurance - Plans from ₹22/day, covering Schengen medical expenses, baggage loss, and trip protection.*
Secure Your Trip with Care - Now at 0% GST
Why Buy Care Schengen Travel Insurance?
Trusted by 15,500+ Travelers
Care Travel Insurance for Germany from India
Planning a trip from India to Germany ? Whether you’re travelling for leisure, business, or studies, it’s essential to buy the right travel insurance for Germany from India. Care Insurance Travel Insurance Germany provides Schengen visa–approved travel medical coverage that meets all requirements of the Germany Embassy and Consulate.
How Much Does Germany Schengen Travel Insurance Cost in 2026?
Care Germany Travel Insurance costs starts at ₹22 per day for a 24-year-old traveler, depending on the plan type and coverage amount.
*The premium is calculated for an insured individual 24 years who opts for a sum insured of € 30,000 for 90 days with add-ons that impact the premium reduction.
Which Is the Cheapest Travel Insurance for a Schengen Visa?
Care Explore Europe 30,000 plan is one of the cheapest travel insurance options for a Schengen visa, starting at around ₹22/day*.
Which Is the Best Travel Insurance Plans for Schengen Visa from Tata AIG?
The Care Explore Europe 100,000 plan is considered the Best Schengen Travel Insurance Plan from Tata AIG, starting at around ₹27/day*
Do I Need Travel Insurance for Germany?
Yes. If you are an Indian citizen visiting Germany , Schengen visa travel insurance is mandatory. The Germany consular authorities require proof of an insurance plan that covers emergency medical treatment, hospitalization, and medical repatriation valid throughout the Schengen zone.
This is why Care travel health insurance for Germany is designed to meet Schengen criteria and offer complete protection during your European journey.
Do I Need to Apply for a Germany Schengen Visa?
Yes. Indian nationals must apply for a Germany Schengen visa. This visa allows you to travel within Germany and the entire Schengen Area for a maximum of 90 days within 180 days. As part of this application, you must submit a Schengen-compliant travel insurance Germany policy.
How Do I Apply for a Germany Schengen Visa?
- Select the correct visa category – tourist, business, student, or transit.
- Book an appointment with your nearest VFS Germany center or Germany Consulate.
- Complete the Schengen visa application and gather the required documents.
- Purchase Care travel insurance from India to Germany , accepted by VFS Global.
- Attend your visa appointment and provide biometrics.
How Do I Get the Right Insurance for the Germany Schengen Visa?
Care Insurance offers Schengen visa–compliant plans that meet all Germany travel insurance regulations. You can quickly buy Germany travel insurance online in minutes. After completing the purchase, a Schengen visa insurance certificate will be sent instantly via email for submission with your visa documents.
What Are the Germany Travel Insurance Requirements?
As per Schengen visa rules, your travel insurance for Germany must include:
- A minimum coverage of EUR 30,000 / USD 50,000 in medical expenses.
- Coverage for emergency medical treatment, accidents, and repatriation of remains.
- Validity across all 29 Schengen countries.
- Coverage for the entire duration of your stay in Germany .
Care Insurance plans fulfill all these Schengen standards.
Why Choose Care Travel Insurance for Germany?
- Schengen visa–approved policy
- Instant policy & visa certificate
- Cashless treatment in Germany
- 24x7 multilingual assistance
- Simple online purchase & renewal
How to Buy Care Travel Insurance for Germany / Schengen Visa
Complete the Travel Insurance for Germany quote form online.
Compare the plans and select the best travel insurance plan for Germany
Complete payment via credit/debit card, UPI, or net banking.
Your Tata AIG Germany travel insurance policy will be issued immediately and emailed to you.
💡 Tip: Keep both electronic and printed copies during your trip.
What Travel Insurance Mistakes Should You Avoid When Applying for a Germany Schengen Visa?
Your Schengen insurance for Germany must include:
- Insurance valid in all Schengen countries
- Coverage of at least EUR 30,000
- Correct travel dates on the policy
- Printed insurance certificate for visa submission
With Care Germany travel insurance, you will receive a Schengen-compliant certificate, minimizing any risk of visa rejection.
How Do I Get a Certificate Showing I Have Travel Insurance?
When you purchase Care Insurance Germany travel insurance online:
- Your Schengen insurance certificate is auto-generated
- You receive it instantly via email in PDF format
- You can download and print it for your visa appointment
What Does Schengen Visa Travel Insurance for Germany Cover?
Care Insurance Germany travel plans provide extensive travel and medical coverage, including:
- Emergency medical and hospitalization expenses
- Medical evacuation and repatriation
- Loss of passport or checked-in baggage
- Trip delay or cancellation
- Accidental death or disability
- 24x7 worldwide travel assistance
✈️ Major Airports & Travel Routes for Travelers from India to Germany
Main Departure Airports in India
Indian travelers flying to Germany (Schengen Area) commonly depart from major international hubs such as:
- Indira Gandhi International Airport (DEL), New Delhi – one of India’s busiest international gateways with multiple Europe-bound connections.
- Chhatrapati Shivaji Maharaj International Airport (BOM), Mumbai – a key departure point for Western and Central Europe.
- Kempegowda International Airport (BLR), Bengaluru and Rajiv Gandhi International Airport (HYD), Hyderabad – offering several European connecting options.
- Other airports like Chennai (MAA) and Kolkata (CCU) provide regular one-stop connections to Germany via major European transit hubs.
🛬 Popular Arrival Airports in Germany
Since direct flights between India and Germany are limited, most travelers enter Germany through:
- Budapest Ferenc Liszt International Airport (BUD) – the primary international airport in Germany , connected through Lufthansa, Emirates, Qatar Airways, LOT Polish Airlines, Turkish Airlines, Air France, KLM, and others.
✈️ Common One-Stop Flight Routes (India → Germany )
Most flights from India to Germany include a stopover in a major European or Middle Eastern city. Common transit hubs include:
- Doha (DOH) – Qatar Airways
- Dubai (DXB) – Emirates
- Istanbul (IST) – Turkish Airlines
- Frankfurt (FRA) / Munich (MUC) – Lufthansa
- Warsaw (WAW) – LOT Polish Airlines
- Amsterdam (AMS) – KLM
- Paris (CDG) – Air France
💡 Travel Insurance Tip for Schengen Visa (India → Germany )
When applying for a Germany Schengen Visa, travelers must have insurance that meets Schengen requirements (minimum €30,000 medical coverage).
Important:
Your travel insurance plan should begin from the date you depart India, not only from the date you arrive in Germany .
This ensures:
- Coverage during the entire journey, including layovers and connecting flights
- Compliance with mandatory Schengen visa rules
- Protection against medical emergencies, trip delays, baggage issues, or transit-related incidents
Travel Safe to the Germany with Care Schengen Travel Insurance
Ensure a safe trip to Germany with Care Travel Insurance - Schengen-approved and packed with essential coverage.
How to Extend or Renew Your Care Germany Travel Insurance While Abroad?
Indian travelers who wish to extend or renew their Care travel insurance can fill out the Care international travel insurance renewal request form online, and we will assist in getting the required approval.
The following documents are required for extending/renewing the policy:
- Completed & signed Good Health Declaration
- Passport copy (first and last page, along with the page showing your departure stamp)
- Air ticket copy showing your travel from India to the overseas destination
Why Buy Travel Insurance for Germany from NRIOL?
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verifiedTrusted Care Insurance Plans
Choose from Care travel insurance Germany policies trusted by Indian travelers visiting Germany and the entire Schengen region.
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attach_moneyAffordable Premium Options
Transparent and competitive pricing for travel insurance from India to Germany , with no hidden fees or unexpected charges.
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school20+ Years of Expertise
Reliable guidance for Indian travelers choosing travel insurance Germany from India for tourism, work, studies, or family visits.
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editEasy Policy Management
Update travel dates, passport details, or personal information online for your Care Germany travel insurance policy anytime.
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updateFlexible Extensions
Extend or renew your travel insurance for Germany from India conveniently if your return is delayed or your travel plans change.
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support_agent24/7 Claims & Assistance
Get round-the-clock claims support and emergency assistance during your Germany or Schengen trip with Care travel health insurance Germany .
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shopping_cartHow to Buy the Plan?
Buy Travel Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
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Travelers already outside India without insurance? We can try to get special approval to buy Care travel insurance online.
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For Claim or reimbursement, Contact Care via toll-free helpline.
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Download Care Travel Insurance brochure online!
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Renew your Care travel insurance policy online anytime before expiry.
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Care International Travel Insurance Review
Discover the best Care International Travel Insurance plans and benefits for travelers.
Know more »Schengen Destinations
Discover Popular Schengen Destinations with Care Travel Insurance
What Factors Influence the Cost of Travel Insurance to Germany?
Your travel insurance Germany from India premium depends on:- Age of the traveller(s)
- Total duration of the trip to Germany
- Type of plan selected (individual, family, student, senior, etc.)
- Sum insured and optional add-on covers
- Care Insurance offers affordable Germany Schengen travel insurance plans with competitive daily premiums for short and long trips.
- Compare Travel Insurance for Germany from India
What Are the Different Types of Germany Visas?
- Tourist Visa – for vacation, sightseeing and tourism
- Business Visa – for meetings, business travel or conferences
- Student Visa – for studying at educational institutions in Germany
- Family Visit Visa – for visiting relatives or friends living in Germany
- Transit Visa – for short layovers at Germany airports
What Are the Documents Required for a Germany Visa?
- Valid Indian passport (with at least 6 months validity)
- Completed and signed Schengen visa application form
- Recent passport-size photographs (as per Schengen guidelines)
- A cover letter explaining purpose of visit to Germany
- Confirmed flight itinerary and proof of accommodation
- Schengen travel insurance certificate (from Care Insurance or equivalent)
- Proof of financial means (bank statements, income proof, sponsor letter)
Germany - General information
Central Europe
Berlin
Euro
May to September
8.43 crores
German
Dresden, Berlin, Cologne, Hamburg, Munich, Frankfurt, Bavaria, Stuttgart, Lake Constance, Dusseldorf.
Popular tourists destinations in Germany
location_on Indian Embassy & Consulate Details in Germany
Indian travellers visiting Germany can reach out to the Indian Embassy in Budapest for passport services, visa-related queries, emergency support, or any other consular assistance:
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Embassy of India, Budapest
Búzavirág utca 14, 1025 Budapest, Germany
Phone: +3613257742 / +3613257743
Emergency Helpline (after hours): +36305154192
What Is Cashless Hospitalization in Care Travel Insurance for Germany?
Cashless means that when you’re hospitalized or receive medical treatment in Germany , you don’t have to pay the hospital bills upfront — the insurance company settles them directly with the hospital through its assistance network.
How Cashless Hospitalization Works Under Care Travel Insurance for Germany?
💡 How Cashless Treatment Works- Emergency occurs: You fall sick or have an accident during your trip.
- Contact the assistance team immediately: Every insurer (like Care) partners with a 24x7 assistance company. You or the hospital can call the helpline mentioned on your policy card.
- Hospital verification: The assistance team checks whether the hospital is part of the insurer’s cashless network (a list of partner hospitals).
- Guarantee of Payment (GOP): If approved, the insurer sends the hospital a Guarantee of Payment confirming they’ll directly pay the eligible expenses.
- Treatment proceeds without upfront payment: You receive treatment; the insurer and hospital handle billing directly.
- You pay only non-covered items: If certain expenses are excluded (like phone charges or personal comfort items), you pay those directly.
Care Germany Schengen visa travel insurance faq
As an Indian citizens, you will need a visa for traveling to Germany (Schengen visa), therefore the Germany travel insurance is necessary for applying for the Schengen visa. The Germany visa travel insurance requirement is a minimum coverage of 30,000 Euros. Beyond the mandatory need of Indian travel insurance for the Germany visa, given the cost of high healthcare in Germany, and that domestic Indian health insurance offers little health insurance outside India, it is strongly recommended to buy Care travel insurance for Germany.
Indian travelers to Germany need the Schengen visa insurance and they can buy Germany visa travel insurance on our website. Our Germany visa travel insurance facility displays the travel insurance that satisfy Germany visa consulate requirements. Once you complete buying the Germany visa travel insurance online, we will email the required travel insurance document which you can submit while applying for the Schengen visa.
The cost for the Germany visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Germany travel insurance required, the greater will be the cost. Compare and buy best travel insurance for Schengen visa Germany
You can renew the Care travel insurance Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Indians can apply Schengen visa by submitting the filled & signed visa application form along with the required documents to the visa consulate/embassy on the appointment Schedule date and wait for the visa approval.
The Germany/Schengen visa fee varies according to the visa type & traveler’s age (whether the traveler is adult or child/minor).
As it is mandatory for the Indian to have a Schengen visa for traveling to Germany, the person has to go through the visa procedure.
It depends on the purpose of visit and type of visa of visa applied.