call (877) 340 7910
call (877) 340 7910
Ideal for senior travelers visiting the USA, especially parents or elderly relatives up to age 99
INF Elite Plus Travel Insurance is a comprehensive travel medical insurance plan that covers for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country. This plan covers Preventive & maintenance care and coverage for full body physicals and provides coverage for full pre-existing conditions up to 99 years of age, as well as other benefits such as emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and telemedicine. This plan offers coverage for minimum of 90 days up to 364 days. Plan will pays 90% of eligible medical expenses up to the policy maximum inside PPO network and the plan will pay 70% of eligible medical expenses outside of the PPO network after the deductible met for United Healthcare PPO network.
Yes, INF Elite Plus Travel Insurance offers full coverage for pre-existing conditions, making it one of the best options for travelers with chronic health issues.
For travelers aged 0–69 : Covers pre-existing conditions in full up to a maximum benefit of $25,000,Subject to a $1,500 deductible
For travelers aged 70–99 : Covers pre-existing conditions in full up to a maximum benefit of $20,000,Subject to a $1,500 deductible
INF Elite plus insurance cost is ranges between $984 to $4,416 per 3 months, this is dependent on the age of the traveler, the plan maximum and the deductible.
The INF Elite Plus X insurance cost is greater for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 69 years can choose maximum limits of $150,000 and $250,000. Travelers aged 70 to 99 years can choose $75,000 coverage.
Here we are showing INF Elite Plus X insurance cost per 3 months with a deductible of $500. Minimum enrolment for this plan is 90 days.
| Age of traveler | Maximum $150,000 | Maximum $250,000 |
|---|---|---|
| 18 - 29 years | $414 | $460 |
| 30 - 39 years | $501 | $558 |
| 40 - 49 years | $594 | $662 |
| 50 - 59 years | $874 | $981 |
| 60 - 69 years | $1243 | $1400 |
For ages 70 – 79 years the cost is $3,567 per 3 months with medical maximum of $75,000 and deductible $500.
For ages 80 – 99 years the cost is $4,416 per 3 months with medical maximum of $75,000 with deductible $500.
| Hospital room and board help | Covered |
| Intensive care unit help | Covered |
| Surgery help | Covered |
| Urgent Care Visits | In Network: Covered with $25 copay Out Network: Covered with $50 copay |
| Assistant Surgeon help | Covered |
| Doctor’s Non-Surgical Visits | Covered |
| Consultant Doctor, when requested by attending Doctor | Covered |
| Pre-Admission Tests within 14 days before hospital admission | Covered |
| Surgical Room & Supply Expenses | Covered |
| Surgeon | Covered |
| Diagnostic X-rays & Lab Services (PET, CAT, and MRI scans) | Covered |
| Physiotherapy | $100 per visit up to a maximum of $1,0000 |
| Chemotherapy and/or Radiation Therapy | Covered |
| Emergency Medical Treatment of Pregnancy | Covered |
| Dental Treatment injury to Sound, Natural teeth (Due to Accident) help | Covered |
| Pre-Existing Conditions | For age 0-69: $25,000 Maximum Benefit; subject to a $1.5k Deductible. For age 70-99: $20,000 Maximum Benefit; subject to a $1.5k Deductible |
| Accidental Death and Dismemberment help | $25,000 |
| 24/7 Travel Assistance Services | Included |
| Incurral Period | 90 days after the date of Injury/Sickness |
While INF Elite Plus is a comprehensive travel medical insurance plan designed for seniors and visitors to the USA, certain treatments and services are not covered, including
Yes, INF Elite Plus is highly recommended for Indian parents visiting the U.S. It offers full coverage for pre-existing conditions, which is essential for elderly travelers with chronic illnesses like diabetes, BP, or heart issues.
Yes, INF Elite Plus is available to Green Card holders who reside outside the U.S. If the holder is already in the U.S., they must provide prior health insurance information, if applicable.
You can apply for INF insurance online through American Visitor Insurance. You can also call them at +1 (877) 340 7910 to get more information on how to apply for INF insurance from licensed insurance agents.
INF Elite Plus provides coverage for travelers up to 99 years of age, making it ideal for elderly Indian parents or grandparents visiting the U.S.
Yes, Indian travelers can purchase INF Elite Plus from India via platforms like American Visitor Insurance before starting their journey. The policy becomes effective from the day of arrival in the U.S.
INF Elite Plus requires a minimum coverage period of 90 days and offers protection for up to 364 days, ideal for long-term stays in the U.S.
INF Elite Plus requires a minimum coverage period of 90 days and offers protection for up to 364 days, ideal for long-term stays in the U.S.
You can purchase the plan from trusted platforms like American Visitor Insurance, which also helps with renewals, claim support, and plan comparisons.
Yes, you can buy the plan online before they depart from India. The coverage will start once they arrive in the U.S., and the policy documents are delivered instantly via email.
Yes, INF Elite Plus covers full pre-existing conditions up to $25,000 (ages 0–69) or $20,000 (ages 70–99), making it ideal for Indian parents who need ongoing care during their U.S. visit.
A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by INF to offer services to insureds. This will help reduce the insured’s out-of-pocket costs.
INF maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.
To find a network doctor, hospital, lab, or healthcare provider in your area, start by searching for those who are part of our network. These healthcare providers have agreed to charge lower prices, which can help reduce your overall healthcare costs. By selecting a provider within our network, you ensure that you’re taking advantage of the cost savings associated with your health plan. Be sure to confirm that the provider is covered under your specific plan to maximize your benefits and minimize out-of-pocket expenses.
To file a claim with INF Premier X Insurance, follow these steps:
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