Diplomat Long Term Insurance from Global Underwriters is a renewable international travel medical insurance plan designed for individuals and families traveling outside their home country for extended periods. For travel within the United States, coverage is available only to eligible non-U.S. residents. The plan offers up to $1,000,000 in accident and sickness medical coverage (subject to age and plan selection), Emergency Medical Evacuation, Repatriation of Remains, Emergency Medical Reunion, Trip Interruption, Emergency Dental, Lost Baggage, Accidental Death & Dismemberment (AD&D), and 24/7 worldwide travel assistance. Coverage is available for an initial period of up to 12 months and can be renewed for up to 36 consecutive months, making it an excellent choice for expatriates, business travelers, students studying abroad, missionaries, and long-term international travelers.
Diplomat Long Term Insurance from Global Underwriters is a renewable international travel medical insurance plan designed for individuals and families traveling outside their home country for extended periods. The plan provides comprehensive protection against unexpected accidents and illnesses with medical coverage of up to $1,000,000 (subject to the selected plan and age), along with emergency medical evacuation, repatriation of remains, emergency medical reunion, and worldwide travel assistance. Coverage is available for up to 12 months initially and may be renewed for up to 36 consecutive months, making it an ideal choice for expatriates, business travelers, students studying abroad, missionaries, and long-term international travelers.
Top reasons to buy Diplomat Long Term Insurance:The policy maximum amount of coverage is the total dollar amount of benefits available under the Diplomat Long Term plan. Once the maximum is reached, no additional benefits will be paid.
Diplomat Long Term Insurance from Global Underwriters is designed for individuals and families who need reliable travel medical coverage while living or traveling outside their home country for an extended period. The plan helps protect against unexpected medical expenses caused by covered accidents and illnesses, while also providing valuable travel assistance and emergency benefits throughout your international journey.
Top reasons to choose Diplomat Long Term Insurance include:Global Underwriters will provide a refund of your plan cost, less a $25 processing fee, will be considered only if written request is received by Global Underwriters prior to the effective date of coverage. After that date, the premium is considered fully earned and non-refundable. Partial refunds are not available.
Co-insurance is the percentage of eligible expenses the company will pay after the deductible is met. If the insured receives treatment in the PPO Network, Diplomat Long Term insurance pays 100%. And Outside the PPO Network the plan pays 80% of eligible expenses up to $5,000, then 100% up to the maximum Limit.
Diplomat Long Term cost for 3 months ranges between $434 to $2,529. This is dependent on the age of the traveler, the plan maximum and the deductible.
For Example here we are showing Diplomat Long Term travel insurance cost per 3 months with deductible of $250.
For travelers aged 65 – 69, the cost is $1,110, with a maximum coverage of $100,000 and a deductible of $250.
For travelers aged 70 – 79, the cost is $2,202, with a maximum coverage of $50,000 and a deductible of $250.
For senior travelers aged 80 to 99, the cost is $2,529, with a maximum coverage of $20,000 and a deductible of $250.
| Hospital room and board | Covered |
| Intensive care unit | Covered |
| Physician visits | Covered |
| Accidental Death and Dismemberment | $25,000 with paralysis, coma |
| Emergency Dental Treatment | Accident: Usual & Customary Expense; Palliative: $100 |
| Emergency Dental Treatment (Accident) | Usual and Customary Expense for emergency Dental Treatment to natural teeth |
| operating room charges | Covered |
| Surgical treatment | Covered |
| Physician visits | Covered |
| Anesthetics | Covered |
| Radiology / X-ray | Covered |
| physiotherapy | Covered |
| Prescription Drugs | Covered |
| Urgent care clinic | Covered |
| Emergency Medical Evacuation & Repatriation | $250,000 |
| Return of Mortal Remains | $50,000 |
| Return of Minor Child | $50,000 |
| Ambulance Expenses | Covered |
| Emergency Medical Reunion | $50,000 |
| Interruption of Trip | $5,000 |
| Loss of Baggage | $50 per article; up to a maximum of $250 |
| Political & Natural Disaster Evacuation | $50,000; ($100k if enhanced political and natural disaster evacuation rider is purchased) |
| In Hospital Indemnity (for US citizens only) | $100 per day to a maximum of 10 days |
| Seat Belt and Airbag Benefit | Up to $25,000 |
| Felonious Assault Benefit | Up to $25,000 |
| Home Alteration and Vehicle Modification | Up to a maximum of $2,500 (within one year after the date of the accident) |
| Coma Benefit | Covered ($250 per month). |
| Sudden Recurrence of a Pre-existing Conditions | Up to $20,000; ($2,500 for age 65 and older) |
| Excess Benefits | All Coverage, except Accidental Death & Dismemberment, shall be in excess of all other valid and collectible insurance. |
| Sports coverage | Athletic & Hazardous Activity Benefit Available |
Yes. Diplomat Long Term covers sudden recurrence of a pre-existing conditions up to $20k; ($2,500 for age 65 and older).
Yes. Diplomat Long Term covers Athletic & Hazardous Activity sports.
Diplomat Long Term Insurance covers eligible accident and sickness medical expenses, including hospitalization, physician visits, surgery, emergency room treatment, ambulance services, prescription medications, and diagnostic testing, subject to the policy terms, exclusions, and selected plan maximum.
Yes. Diplomat Long Term Insurance is renewable for eligible travelers. Coverage is available for an initial period of up to 12 months and may be renewed in 12-month increments for a maximum of 36 consecutive months, subject to the insurer's approval and policy terms.
Yes. Diplomat Long Term Insurance is a suitable option for students studying abroad who need long-term travel medical coverage during their international education, provided they meet the plan's eligibility requirements.
Inside U.S. and Canada: 1-800-513-2981
Outside U.S. and Canada: 513-533-1330
Global Claims Administration
3195 Linwood Avenue, Suite 201,
Cincinnati, OH 45208, USA
