Diplomat International Insurance

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Diplomat International Insurance from Global Underwriters provides comprehensive travel medical insurance for U.S. residents traveling outside the United States. The plan helps protect travelers against unexpected sicknesses and injuries during international trips with coverage options up to $500,000 (depending on the plan selected), emergency medical evacuation, repatriation benefits, trip interruption coverage, travel assistance services, and other travel protection benefits. It is an excellent choice for U.S. citizens, expatriates, business travelers, missionaries, and frequent international travelers seeking reliable medical protection while traveling abroad.

What Is Diplomat International Insurance?

Diplomat International Insurance from Global Underwriters is a comprehensive travel medical insurance plan designed for U.S. residents traveling internationally. The plan helps protect travelers from unexpected medical expenses during trips outside their home country by providing coverage for eligible accidents and illnesses, emergency medical evacuation, repatriation benefits, trip interruption, and worldwide travel assistance. Diplomat International is a suitable choice for U.S. citizens, expatriates, business travelers, missionaries, and other eligible travelers seeking reliable medical protection while traveling abroad.

Top reasons to buy Diplomat International before your trip:
  • Ideal for U.S. residents, international travelers, business travelers, missionaries, and frequent travelers seeking medical protection abroad
  • Comprehensive travel medical coverage for eligible sicknesses and injuries that occur during international travel
  • Offers flexible policy maximum and deductible options based on traveler needs and coverage requirements
  • Covers eligible medical expenses including hospitalization, physician visits, emergency treatment, diagnostic services, and other covered medical care
  • Includes Emergency Medical Evacuation benefits when medically necessary transportation to an appropriate medical facility is required
  • Includes travel protection benefits such as Trip Interruption and emergency travel assistance services, subject to policy terms and conditions
  • Provides access to 24/7 worldwide travel assistance for eligible medical and travel-related emergencies

How Much Is Diplomat International Travel Insurance Coverage?

The policy maximum amount of coverage is the total dollar amount of benefits available under the Diplomat International plan. Once the maximum is reached, no additional benefits will be paid.

$50,000, $1,00,000, $250,000 and $500,000 .

Why Should I Buy Diplomat International Insurance?

Diplomat International Insurance from Global Underwriters is designed to provide travel medical protection for U.S. residents traveling internationally. The plan helps travelers manage unexpected medical expenses resulting from accidents and illnesses while away from home. It provides worldwide emergency assistance, emergency medical evacuation, repatriation benefits, and travel protection features to help travelers stay protected during international trips.

Top reasons to choose Diplomat International Insurance include:
  • Ideal for international travelers: Designed for U.S. residents, citizens, expatriates, business travelers, missionaries, and other eligible travelers traveling outside their home country.
  • Travel medical protection: Provides coverage for eligible medical expenses resulting from unexpected sicknesses and injuries during international travel.
  • Emergency medical evacuation: Includes emergency evacuation benefits to help arrange and cover transportation to the nearest appropriate medical facility when medically necessary.
  • Repatriation benefits: Provides coverage for the return of remains to the home country in the event of a covered death during the trip.
  • Trip interruption benefits: Helps provide protection for eligible travel disruptions according to the policy terms and conditions.
  • Worldwide travel assistance: Provides access to emergency travel assistance services for eligible medical and travel-related situations while abroad.
  • Flexible coverage options: Offers different plan options, policy maximums, and deductible choices to help travelers select coverage based on their trip requirements.

Who Is Eligible for Diplomat International Travel Insurance?

  • Available to residents of all U.S. states except New York and Washington.
  • For ages 14 days to 99 years.
  • Only permanent residents of the United States are eligible for the Diplomat International Plan. (Residents of US Territories are not eligible.)
  • $5 policy fee is included
  • Coverage is not available for travel in Afghanistan, Belarus, Iran, Israel, Libya, Nepal, North Korea, Palestinian Territories, Russia, Syria, and Yemen.

How I will get refund when I cancel Diplomat International insurance?

Global Underwriters will provide a refund of your plan cost, less a $25 processing fee, will be considered only if written request is received by Global Underwriters prior to the effective date of coverage. After that date, the premium is considered fully earned and non-refundable. Partial refunds are not available.

How Much Does Diplomat International Insurance Cost Per Month?

Diplomat International cost per month ranges between $27 to $538. This is dependent on the age of the traveler, the plan maximum and the deductible.

For Example here we are showing Diplomat International travel insurance cost per one month with deductible of $250.

Age of traveler $50,000 $100,000 $250,000 $500,000
0 – 21 years $27 $28 $29 $30
22 – 29 years $39 $42 $43 $44
30 – 39 years $46 $50 $51 $52
40 – 49 years $80 $86 $89 $90
50 – 59 years $139 $150 $154 $157
60 -64 years $175 $188 $193 $197
65 – 69 years $204 $220 $226 $231
70 – 79 years $307 $361
80 – 99 years $538

What Are the Benefits of Diplomat International Insurance?

  • Physician visits Covered
    Hospital Companion $15,000 per person per trip
    Emergency Dental Treatment (Accident) $500 per person per trip (Not available for residents of NH)
    Emergency Dental Treatment (Palliative) Covered
    Drugs, medicines and therapeutic services Covered
    x- ray examinations and laboratory tests Covered
  • Trip Interruption $5,000 per person per trip
    Trip Delay $2,000 maximum, $250 per day
    Emergency medical evacuation help Up to $500,000 per person per trip
    Return of mortal remains help Up to $50,000 per person per trip
    Emergency local ambulance help Covered
    Non-Medical Emergency Transportation $25,000 per person per trip (Not available for residents of NY and WA)
    Search and Rescue $20,000 per person per trip (Not available for residents of NY and OR)
    Baggage Delay $200 per person per trip
    Baggage/Personal Effects $1,000, $250 per article limit, $500 for combined article limit
  • Accidental death & dismemberment help $25,000 principal sum. The Loss must occur within three hundred sixty-five (365) days.
  • Acute onset of pre-existing condition Up to $10,000 per person per trip
  • Optional Trip Cancellation Choices: $0 to $2,500 of Trip Cost; $2,500 to $5,000 of Trip Cost
    Optional Adventure Sports Up to Medical Maximum (If Selected)
    Optional Bodily Contact, Interscholastic & Organized Sports $25,000 (If Selected)
    Optional Extreme Sports Up to Medical Maximum (If Selected)

What are the restrictions of Diplomat International insurance?

  • Coverage is NOT available for residents of USA, Australia, or Iran.
  • This plan is NOT intended to cover any travel outside the United States, except for incidental trips to Canada, Mexico or the Caribbean Islands after you arrive in the US.

Diplomat International Travel Health Insurance - FAQ's

Diplomat International Insurance is available for U.S. residents traveling inside or outside the USA, including business travelers, leisure travelers, employees traveling for work, students studying abroad, and individuals or families taking international trips. Eligibility is generally available for travelers ages 14 days to 99 years, subject to plan requirements and state availability.

Yes. Diplomat International can be suitable for students studying abroad, as well as business travelers and leisure travelers who need medical protection during international travel.

Optional coverage may be available for certain adventure sports and sports activities. Travelers should review the selected plan options and policy documents to confirm whether their specific activity is covered.

Trip Cancellation coverage is optional and may be added through an upgrade, subject to availability and plan terms. The base plan includes travel medical benefits and other travel protection features.

No. Diplomat International coverage is not renewable. Travelers who need additional coverage should review their options and purchase a new policy if eligible.

What Are the Exclusions of Diplomat International Insurance?

  • Pre-existing conditions are not generally covered, except for limited benefits that may apply for the acute onset of a pre-existing condition, subject to eligibility requirements, policy definitions, exclusions, and benefit limits.
  • The plan does not cover routine healthcare, preventive care, physical examinations, vaccinations, or ongoing medical treatment unless specifically included under the policy benefits.
  • Elective treatments, cosmetic procedures, and non-medically necessary services are not covered under the plan.
  • Expenses related to injuries or illnesses caused by intentional self-inflicted acts, illegal activities, or participation in excluded activities are not covered, subject to policy terms and exclusions.
  • The plan does not cover normal pregnancy, maternity care, childbirth, or related services unless specifically provided under the policy.
  • Dental, vision, and other specialty services are covered only when specifically included as eligible benefits and subject to applicable limits.
  • The plan does not provide coverage for trip cancellation, lost baggage, or personal belongings unless those benefits are specifically included in the selected plan or optional coverage.
  • Coverage is subject to the selected policy maximum, deductible, coinsurance, exclusions, limitations, and conditions listed in the policy certificate.

Diplomat International Insurance Claims

mail
CLAIMS EMAIL

Email: Claims@globalunderwriters.com

call
CLAIMS PHONE

Inside U.S. and Canada: 1-800-513-2981
Outside U.S. and Canada: 513-533-1330

mail
MAIL TO

Global Claims Administration
3195 Linwood Avenue, Suite 201,
Cincinnati, OH 45208, USA