Diplomat America Insurance from Global Underwriters provides comprehensive visitor medical insurance for non-U.S. residents traveling to the United States. Plans start at around $2/day (depending on age, coverage, deductible, and trip duration) and offer up to $1,000,000 in accident and sickness medical coverage. The plan also includes Emergency Medical Evacuation, Trip Interruption, Emergency Reunion, Emergency Dental, Lost Baggage, and 24/7 multilingual travel assistance. It is an excellent choice for tourists, business travelers, students, exchange visitors, missionaries, and families seeking reliable medical protection while visiting the USA.
Diplomat America Insurance from Global Underwriters is a comprehensive visitor medical insurance plan that helps protect international travelers from unexpected medical expenses while visiting the United States. With plans starting at around $2/day, it offers up to $1,000,000 in accident and sickness medical coverage, flexible deductible options, access to a nationwide PPO network, and worldwide emergency assistance. Whether you're visiting family, traveling for business, or exploring the USA, Diplomat America provides reliable medical protection and financial peace of mind throughout your trip.
Top reasons to buy Diplomat America before your trip:The policy maximum amount of coverage is the total dollar amount of benefits available under the Diplomat America plan. Once the maximum is reached, no additional benefits will be paid.
The plan pays 80% up to $5k of eligible costs, then 100% to the medical maximum. Additional $250 deductible for each emergency room visit as a result of an Illness is available. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident
Diplomat America Insurance from Global Underwriters is designed to help international travelers manage unexpected medical expenses while visiting the United States. With comprehensive medical coverage, flexible policy maximums and deductible options, worldwide emergency assistance, and access to a nationwide PPO network, the plan offers dependable financial protection against unforeseen illnesses and injuries during your trip.
Top reasons to choose Diplomat America Insurance include:Global Underwriters will provide a refund of your plan cost, less a $25 processing fee, will be considered only if written request is received by Global Underwriters prior to the effective date of coverage. After that date, the premium is considered fully earned and non-refundable. Partial refunds are not available.
Diplomat America cost per month ranges between $63 to $353. This is dependent on the age of the traveler, the plan maximum and the deductible.
For Example here we are showing Diplomat America travel insurance cost per one month with deductible of $250.
| Age of traveler | $50,000 | $100,000 | $250,000 | $500,000 | $1 Million |
|---|---|---|---|---|---|
| 18 – 29 years | $63 | $74 | $82 | $95 | $114 |
| 30 – 39 years | $83 | $99 | $110 | $125 | $147 |
| 40 – 49 years | $125 | $144 | $162 | $192 | $215 |
| 50 – 59 years | $182 | $222 | $242 | $273 | $313 |
| 60 -64 years | $229 | $281 | $301 | ||
| 65 – 69 years | $261 | $336 | |||
| 70 – 79 years | $353 |
For senior travelers aged 80 to 99, the cost is $746, with a maximum coverage of $20,000 and a deductible of $250.
| Hospital room and board | Covered |
| Intensive care unit | Covered |
| Physician visits | Covered |
| Incidental Trips | Up to a maximum of 15 days for Incidental Trips to Canada, Mexico, and the Caribbean Islands only. |
| operating room charges | Covered |
| Emergency Dental Treatment | Accident: Usual & Customary Expense; Palliative: $100 |
| Surgical treatment | Covered |
| Anesthetics | Covered |
| Radiology / X-ray | Covered |
| Emergency Medical Evacuation & Repatriation | Up to $250,000 |
| Accidental Death and Dismemberment | $25k (Enhanced Benefit Amounts available) with paralysis and coma, seat belt and airbag, felonious assault and home alteration and vehicle modification benefits |
| physiotherapy | Covered |
| Prescription Drugs | Covered |
| Urgent care clinic | Covered |
| Ambulance Expenses | Covered |
| Emergency Medical Reunion | Up to $50,000 |
| Return of Minor Child | Up to $50,000 |
| Return of Mortal Remains | Up to $50,000 |
| Intensive care unit | Covered |
| Interruption of Trip | Up to $5,000 |
| Loss of Baggage | $50 per article; up to a maximum of $250 |
| Seat Belt and Airbag Benefit | Up to $25,000 |
| Felonious Assault Benefit | Up to $25,000 |
| Home Alteration and Vehicle Modification | Up to a maximum of $2,500 (within one year after the date of the accident) |
| Political & Natural Disaster Evacuation | Up to $50,000 |
| Additional Accidental Death & Dismemberment | Purchase up to $1M of 24 hour AD&D coverage. Benefits and exclusions are same base plan. |
| Acute onset of pre-existing condition | 24 months waiting. |
| Excess Benefits | All Coverage, except Accidental Death & Dismemberment, shall be in excess of all other valid and collectible insurance. |
Diplomat America is a comprehensive visitor medical insurance plan. Eligible medical expenses are covered up to the selected policy maximum after the deductible and applicable coinsurance, rather than according to a fixed schedule of benefits.
Yes. Diplomat America offers an optional Adventure Sports Rider that can provide coverage for eligible adventure sports activities. Travelers should review the policy documents for covered sports and exclusions before purchasing.
Yes. U.S. citizens may be eligible to purchase Diplomat America if they are returning to the United States from a foreign residence and meet the plan's eligibility requirements. The plan is primarily intended for non-U.S. residents traveling to the United States.
Yes. Diplomat America is a popular option for parents, grandparents, relatives, tourists, business travelers, students, and other international visitors who need comprehensive medical coverage while visiting the United States.
Yes. Eligible travelers can purchase Diplomat America after arriving in the United States, provided they meet the plan's eligibility requirements and the policy is purchased before any covered medical condition occurs.
Inside U.S. and Canada: 1-800-513-2981
Outside U.S. and Canada: 513-533-1330
Global Claims Administration
3195 Linwood Avenue, Suite 201,
Cincinnati, OH 45208, USA
