call (877) 340 7910
call (877) 340 7910
Ideal for Full Pre-Existing conditions Visitors Worldwide Outside of USA
INF Premier X Insurance is a fixed-benefit travel medical insurance plan designed for non-U.S. residents traveling internationally, including to the USA, Canada, Europe, the UK, and Australia. It offers coverage for both new medical issues and pre-existing conditions for travelers up to 99 years of age. The plan includes key benefits such as emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and telemedicine access. With direct billing through the United Healthcare PPO network, travelers can receive care without paying upfront. The plan also features INF-Robin Assist for 24/7 global claims support and emergency help. Coverage duration ranges from 90 to 364 days. After purchase, travelers receive login access to manage their plan. For quotes, assistance, or more information, NRIOL provides expert support and customer service.
INF Premier Insurance stands out as a reliable choice for international travelers, especially seniors or those with pre-existing medical conditions. Unlike many travel insurance plans, it offers full benefits for pre-existing conditions from day one, without waiting periods. With access to the United Healthcare PPO network, travelers enjoy direct billing, eliminating upfront payments at hospitals and clinics. The plan also includes specialist care, diagnostics, and emergency treatment—ideal for peace of mind during longer stays. Making INF Premier a trusted option for safe, stress-free travel to the USA, Canada, and beyond.
INF Premier insurance cost is ranges between $215 to $1,606 for 3 months (minimum purchase required for this plan is 90 days), this is dependent on the age of the traveler, the plan maximum and the deductible. The INF Premier insurance cost is higher for seniors as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium.
Travelers up to age 69 years: $100,000, $250,000, $500,000 and $1,000,000| Surgical Room and Supply Expenses | Plan 100k: Up to $1,100 Plan 150k: Up to $1,200 Plan 300k: Up to $1,800 Plan 500k: Up to $2.5k Plan 1M: Up to $3.5k |
| Doctor Surgical Expenses | Plan 100k: Up to $5k Plan 150k: Up to $6k Plan 300k: Up to $8k Plan 500k: Up to $10k Plan 1M: Up to $15k/td> |
| Anesthetics | Plan 100k: Up to $1,250 Plan 150k: Up to $1.5k Plan 300k: Up to $2.5k Plan 500k: Up to $3k Plan 1M: Up to $5k |
| Assistant Surgeon Expenses | Plan 100k: Up to $1,250 Plan 150k: Up to $1,500 Plan 300k: Up to $2,500 Plan 500k: Up to $3k Plan 1M: Up to $5k |
| Doctor Non-Surgical Treatment/Examination Expenses | Plan 100k: Up to $100 per visit 1 visit per day, up to a maximum of 30 visits Plan 150k: Up to $125 per visit 1 visit per day, up to a maximum of 30 visits Plan 300k: Up to $175 per visit 1 visit per day, up to a maximum of 30 visits Plan 500k: Up to $225 per visit 1 visit per day, up to a maximum of 30 visits Plan 1M: Up to $275 per visit 1 visit per day, up to a maximum of 30 visits |
| X-rays, laboratory procedures | Plan 100k: Up to $650 Plan 150k: Up to $750 Plan 300k: Up to $1150 Plan 500k: Up to $1.5k Plan 1M: Up to $2.5k |
| CAT Scan, PET Scan or MRI | Plan 100k: Up to an additional $650 Plan 150k: Up to an additional $1k Plan 300k: Up to an additional $1.4k Plan 500k: Up to $1.5k Plan 1M: Up to $2.5k |
| Prescription Drug Expenses | Plan 100k: Up to $150 Plan 150k: Up to $200 Plan 300k: Up to $300 Plan 500k: Up to $500 Plan 1M: Up to $750 |
| Private Duty Nurse | Plan 100k: Up to $500 Plan 150k: Up to $550 Plan 300k: Up to $550 |
| Physical and Occupational Therapy | Plan 100k: Up to $45 per visit, 1 visit per day up to 12 visits maximum Plan 150k: Up to $50 per visit, 1 visit per day up to 12 visits maximum Plan 300k: Up to $100 per visit, 1 visit per day up to 12 visits maximum Plan 500k:Up to $125 per visit, 1 visit per day up to 12 visits maximum Plan 1M: Up to $150 per visit, 1 visit per day up to 12 visits maximum |
Premier Plan Insurance Covid19 travel insurance by INF for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.
INF Covid19 travel insurance by Premier Plan travel insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.
Yes, Green Card holders are eligible to enroll in the INF Plans as long as they maintain a residence outside the US.
The I-94 form is a government doc that can be filled out on line, they should choose “Get most Recent” on the website here: https://i94.cbp.dhs.gov/ and you should complete this “health attestation form”.
Note : Hop Travel Assist plans are not available if visitors are already in abroad
Yes, you can purchase INF travel medical insurance even if you have pre-existing conditions. INF offers Premier, Elite, Elite Plus and Elite 90 plans that provide coverage for pre-existing conditions. However, coverage for pre-existing conditions may have some limitations and exclusions depending on the plan and your specific condition. It is important to carefully review the policy details and ensure that the coverage meets your specific needs.
INF travel medical insurance for pre-existing conditions is a type of travel insurance that provides coverage for individuals who have pre-existing medical conditions.
The INF insurance plans are designed to provide coverage for medical emergencies and unexpected medical events that may occur while traveling. The plans include benefits such as hospitalization, doctor visits, prescription medication, emergency medical evacuation, and more.
INF offers several insurance plans for travelers with pre-existing conditions, including the INF Premier, INF Elite, INF Elite Plus and INF Elite 90. These plans have varying levels of coverage and benefits, so it is important to review each plan carefully to determine which one best fits your specific needs.
The cost of the INF visitors insurance will vary depending on the age of the traveler, the type of coverage and the length of your trip. Typically, visitor’s insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers seeking coverage for pre-existing conditions that INF insurance offers.
The INF Elite Travel Insurance plan is INF’s comprehensive insurance for visitors traveling to the United States. There are 3 types of INF insurance Elite plans and the price of these plans varies depending on the coverage they provide. The INF Elite plan, INF Elite 90 plan and INF Elite Plus plan.
The INF Elite 90 plan is designed for travellers who need coverage of eligible medical expenses up to 90%.
The INF Elite Plus plan provides coverage for pre-existing conditions as defined in the plan, as per policy limitations, exclusions and maximums, with no benefit waiting period.
INF Elite Plus also provides Preventive & maintenance care benefits, which can be used for a number of different covered medical services and offers coverage for TDAP, Flu, etc Vaccines.
You can apply for INF insurance online through American Visitor Insurance. You can also call them at +1 (877) 340 7910 to get more information on how to apply for INF insurance from licensed insurance agents.
The maximum length of coverage for INF insurance is 364 days.
INF insurance is available for international visitors to the United States, Canada or Mexico.
The main requirements for applying for INF insurance is the travelers passport details and the travel dates. You can apply for INF insurance online on American Visitor Insurance or call +1 (877) 340 7910 to get help in applying for INF insurance.
To purchase INF insurance coverage, you must not be a citizen or permanent resident of the host country you are traveling to, ie the US, Mexico, or Canada. The coverage is available for non-U.S. residents and non-U.S. citizens traveling to the United States, Mexico or Canada between the ages of 14 days and 79 years.
US green card holders can buy INF insurance if they have a residence outside the USA. The coverage duration is available from 5 days up to 364 days.
There is a minimum purchase of 90 days required to buy these INF Elite plans.
The INF plans use the United Healthcare Preferred Provider Organisation (PPO). This means that even if the pre-existing coverage limit is low, customers will still be able to access the full PPO discounts via United Health Care (UHC).
For example : A customer has to go to the Emergency Room (ER) for blood pressure and get a bill of $10,000 and the customer has the INF HOP UltraPlus plan. Although the UltraPlus covers $700 for pre-existing, the customer will get the PPO discount on the bill since it is covered. This in itself can translate to very significant savings such as an 80% discount + $700 paid out. This means your total coverage was $8,700 and out of pocket expense is only $1,300.
Pre-Existing Conditions is always a risky situation if you are not prepared for a medical emergency. The Premier plan offers two unique features:
To file a claim with INF Premier X Insurance, follow these steps:
While INF Premier Insurance offers broad coverage, including for pre-existing conditions, certain situations and treatments are not covered under the plan. Below are the main exclusions: