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INF Safe Traveler USA Insurance

Comprehensive travel medical insurance for Visitors Worldwide Outside of USA

INF Safe Traveler USA

INF Safe Traveler USA Insurance is a comprehensive travel medical insurance plan that covers for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country. This plan provides medical benefits such as emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and telemedicine. This plan offers coverage for minimum of 30 days up to 364 days. Plan will pays 80% of eligible medical expenses up to the policy maximum inside PPO network and the plan will pay 60% of eligible medical expenses outside of the PPO network after the deductible met for United Healthcare PPO network.

INF Safe Traveler USA Visitors Insurance Summary


INF Safe Traveler USA Insurance Eligibility
  • This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.
  • Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
  • The member also needs to submit their I-94 form.
  • Minimum Enrolment should be 90 days to buy INF Elite Plan.

INF Safe Traveler USA Cancellation
  • Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes.
  • Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
  • For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
  • However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).

Key benefits of INF Safe Traveler USA Insurance

Comprehensive plan

PPO network

Urgent Care & Doctor Visit

Dental & Vision discount coverage

Tele medicine Services

INF Safe Traveler USA Insurance - Key Highlights

  • This is a comprehensive plan too but does not cover pre existing condition
  • Covers eligible accident & sickness (excluding pre-existing conditions) while traveling to USA, Canada, and Mexico.
  • COVID-19 Medically Necessary Testing & Treatment covered 100% as any other new sickness with no cost sharing
  • Minimum purchase of 30 days is required for this plan.
  • Non-Insurance Telemedicine services provided by MeMD.
  • $25 In-Network urgent care copay.
  • Sickness & Accident Plan with 80% in network coinsurance.
  • VIP airport assistance and 3 free priority pass lounge visits.
  • INF-Robin Assist can make your appointments 24/7.
  • Telehealth worldwide via Doctor.

INF Safe Traveler USA Insurance reviews

Insurance Provider
INF
INF Elite Plan rating
AM Best Rating: A
Policy maximum

Ages 0 to 69 years: $150K; $250K; $300K; $500K; $1,000,000.

Ages 70 to 99 years: $75K.

Deductible options

Ages 0 to 69 years: $100K; $250K; $300K; $500K; $1K, $2.5K, $5K.

Ages 70 to 99 years: $250K; $500K; $1K, $2.5K, $5K.

Plan Life
364 days (Minimum Enrolment 90 days)
Coinsurance of INF Safe Traveler USA Insurance
INF Safe Traveler USA Insurance In Network - Plan covers 80% of the Preferred Allowance
80%
INF Safe Traveler USA Insurance Out of Network
60%

60% of Usual, Reasonable & Customary (URC) Charges

INF Safe Traveler USA Insurance Underwriter
Underwritten by Crum & Forster SPC

INF Safe Traveler USA Insurance plan related links

  • Benefits
  • Reviews
  • Claims
  • Renewal
  • Provider network

Plan benefits of Elite travel insurance

  In-Patient Medical Benefits
Hospital Room (Average Semi-Private), Board, & Miscellaneous Covered
Hospital Intensive Care Unit Covered
Surgeon Covered
Surgery Covered
Urgent Care Visits In- Network: Covered with $25 copay
Out - Network: Covered with $50 copay
Anesthetist Covered
Assistance Surgeon Covered
Doctor’s Non-Surgical Visits Covered
Consultant Doctor, when requested by attending Doctor Covered
Pre-Admission Tests within 14 days before hospital admission Covered
Surgical Room & Supply Expenses Covered
Surgeon Covered
Anesthetist Covered
Assistance Surgeon Covered
Doctor’s Non-Surgical Visits Covered
Diagnostic X-rays & Lab Services Covered
CAT Scan, PET Scan, or MRI Covered
Emergency local ambulance Covered
Hospital emergency room Outside the U.S: Up to the maximum limit
Inside the U.S: Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit
Interfacility ambulance transfer Company pays 100%
Emergency eye examination $150 maximum limit. $50 deductible per occurrence. Subject to coinsurance. (Loss or damage to prescription corrective lenses due to an accident)
Dental Treatment injury to Sound, Natural teeth (Due to Accident) Covered
Repatriation of Remains Up to $20,000
Medical Evacuation Up to $25,000
Accidental Death and Dismemberment $25,000
Incurral Period 90 days after the date of Injury/Sickness
Physiotherapy $50 per visit up to a maximum of $500
Chemotherapy and/or Radiation Therapy Covered
Emergency Medical Treatment of Pregnancy Covered
Pre-existing Conditions For age 0-69: $25,000, $30,000, $40,000, or $50,000 Maximum Benefit; subject to a $1,500, $2,000, $2,500, $5,000, or $10,000 deductibles.
Pre-existing Conditions Sub-Limits: $15,000 Hospital/ICU Room & Board / $15,000 Hospital Miscellaneous / $15,000 Surgeries /$7,500 Hospital Emergency / $5,000 Assistance Surgeon Expenses / $500 Prescriptions
For age 70-99: 20,000 Maximum Benefit; subject to a $1,500 Deductible

INF Insurance related coverage

Preventive and maintenance care Coverage

INF Premier Plus covers Preventive care & maintenance and covers full pre-existing conditions up to 69 years.

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INF Preventive care & maintenance Coverage

INF Elite Plus covers Preventive care & maintenance and covers full pre-existing conditions up to 99 years.

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INF Hop! Mindoro Travel Assistance

Hop! Mindoro is a new fixed benefit travel assistance membership which provides travel, medical, legal, and personal assistance for travelers.

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Pre-existing conditions for seniors

INF Hop! TripAssist Plus covers Chronic, Stable Pre-Existing Conditions coverage which worsen,depending on the chosen membership tier

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Get quotes for INF Safe Traveler USA travel insurance!

INF visitor insurance review and compare INF Safe Traveler USA visitor insurance quotes!

INF Travel USA Plan - Frequently asked questions

What is the advantage of buying Safe Traveler USA Insurance?

Safe Traveler USA Insurance Covid19 travel insurance by INF for coronavirus will cover eligible medical expenses resulting from covid19/SARS-CoV-2.

INF Covid19 travel insurance by Safe Traveler USA travel insurance for coronavirus coverage will cover eligible medical expenses resulting from covid19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

To purchase INF insurance coverage, you must not be a citizen or permanent resident of the host country you are traveling to, ie the US, Mexico, or Canada. The coverage is available for non-U.S. residents and non-U.S. citizens traveling to the United States, Mexico or Canada between the ages of 14 days and 79 years.

US green card holders can buy INF insurance if they have a residence outside the USA. The coverage duration is available from 5 days up to 364 days.

The main requirements for applying for INF insurance is the travelers passport details and the travel dates. You can apply for INF insurance online on American Visitor Insurance or call +1 (877) 340 7910 to get help in applying for INF insurance.

INF insurance is available for international visitors to the United States, Canada or Mexico.

The maximum length of coverage for INF insurance is 364 days.

You can apply for INF insurance online through NRIOL. You can also call them at +1 (877) 340 7910 to get more information on how to apply for INF insurance from licensed insurance agents.

The cost of the INF visitors insurance will vary depending on the age of the traveler, the type of coverage and the length of your trip. Typically, visitor’s insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers seeking coverage for pre-existing conditions that INF insurance offers.

Yes, you can purchase INF travel medical insurance even if you have pre-existing conditions. INF offers Premier, Elite, Elite Plus and Elite 90 plans that provide coverage for pre-existing conditions. However, coverage for pre-existing conditions may have some limitations and exclusions depending on the plan and your specific condition. It is important to carefully review the policy details and ensure that the coverage meets your specific needs.

INF travel medical insurance for pre-existing conditions is a type of travel insurance that provides coverage for individuals who have pre-existing medical conditions.

The INF insurance plans are designed to provide coverage for medical emergencies and unexpected medical events that may occur while traveling. The plans include benefits such as hospitalization, doctor visits, prescription medication, emergency medical evacuation, and more.

INF offers several insurance plans for travelers with pre-existing conditions, including the INF Premier, INF Elite, INF Elite Plus and INF Elite 90. These plans have varying levels of coverage and benefits, so it is important to review each plan carefully to determine which one best fits your specific needs.

Yes, Green Card holders are eligible to enroll in the INF Plans as long as they maintain a residence outside the US.

Yes, people who are already in the US, can buy the INF plans, but they must get prior permission to apply for INF plans. To do this, they must submit the following forms:

  • Latest I -94
  • Health attestation form
  • Any prior health insurance information (if applicable)

The I-94 form is a government doc that can be filled out on line, they should choose “Get most Recent” on the website here: https://i94.cbp.dhs.gov/ and you should complete this “health attestation form”.

Note : Hop Travel Assist plans are not available if visitors are already in abroad

The cost of the INF visitors insurance will vary depending on the age of the traveler, the type of coverage and the length of your trip. Typically, visitor’s insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers seeking coverage for pre-existing conditions that INF insurance offers.

The INF Elite Travel Insurance plan is INF’s comprehensive insurance for visitors traveling to the United States. There are 3 types of INF insurance Elite plans and the price of these plans varies depending on the coverage they provide. The INF Elite plan, INF Elite 90 plan and INF Elite Plus plan.

The INF Elite plan is a comprehensive travel medical insurance plan that offers coverage for emergency medical and dental expenses, medical evacuation, trip interruption, and other benefits for visitors to the USA. The INF Elite plan, INF Elite 90 plan and INF Elite Plus plan are all part of the Elite Network of plans offered by INF.

The INF Elite 90 plan is designed for travellers who need coverage of eligible medical expenses up to 90%.
The INF Elite Plus plan provides coverage for pre-existing conditions as defined in the plan, as per policy limitations, exclusions and maximums, with no benefit waiting period.
INF Elite Plus also provides Preventive & maintenance care benefits, which can be used for a number of different covered medical services and offers coverage for TDAP, Flu, etc Vaccines.

There is a minimum purchase of 90 days required to buy these INF Elite plans.

The INF plans use the United Healthcare Preferred Provider Organisation (PPO). This means that even if the pre-existing coverage limit is low, customers will still be able to access the full PPO discounts via United Health Care (UHC).

For example : A customer has to go to the Emergency Room (ER) for blood pressure and get a bill of $10,000 and the customer has the INF HOP UltraPlus plan. Although the UltraPlus covers $700 for pre-existing, the customer will get the PPO discount on the bill since it is covered. This in itself can translate to very significant savings such as an 80% discount + $700 paid out. This means your total coverage was $8,700 and out of pocket expense is only $1,300.

INF Safe Traveler USA For Visitor Accident & Sickness Insurance

INF Safe Traveler USA provides the best comprehensive coverage for those traveling to the United States & Canada. Safe Traveler USA covers all new sicknesses & accidents, and features the following benefits:

  • First Health PPO Network: The Safe Traveler USA works at any In-Network provider. Get access to Cashless Claims (Insurance direct billing), Discounted Medical Rates.
  • Comprehensive Insurance for Ages 70+: The Safe Traveler USA provides the only comprehensive insurance for visitors up to 99 years old.
  • Coverage for Infectious Diseases like UTI: INF Safe Traveler USA is the only visitors insurance which covers treatment for Urinary Tract Infections, common amongst older travelers visiting the United States.

INF international travel insurance - FAQ's

Now that the CDC announced that the world is at a level 3 travel advisory, is there any coverage for your policies for COVID-19?

There is no change in the coverage.

If they are currently enrolled, the policy will not be voided. If they are enrolling after the arrival date (most common situation now) they may go through special underwriting.

INF plans cover COVID-19 like a new sickness, subject to the terms and conditions of the policy. This is not a guarantee of benefits, however, as each claim is evaluated individually.

Currently, we will continue to support our customers and allow new enrollments in INF Standard and INF Safe Traveler USA and others case by case.

Yes, they can enroll in the INF policies.

As of now, the pre-existing coverage will remain intact. For new enrollments, they may undergo special underwriting.

Yes, the plan will cover eligible sickness and accidents.

If they are a Non-US Citizen or Non-US Resident, yes they will be able to.

We cannot prove that you were infected with COVID-19 by simply being in contact with someone who had / has it. This has no effect on the coronavirus travel insurance. We will cover COVID-19 like any other new sickness.

Being tested is a service, if we determine a related service was done 12 months prior to the effective date, the condition would be considered Pre-Existing.

Yes, INF will cover COVID-19 like any other sickness. We do not have a pandemic or travel advisory exclusion clause in our policy.

INF Safe travel insurance PPO network

INF Safe travel - Provider network and how to find hospital or doctor?
United Healthcare Provider Network

IMG maintains when inside the U.S., the UnitedHealthcare Options network is a longstanding reputable tier 1 network that gives you more access to more doctors and services. When outside the U.S., you can also enjoy access to quality healthcare worldwide with our proprietary IPA network that includes over 18,550 physicians and facilities.

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Commonly asked questions about INF Travel insurance.

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