| TATA-AIG Citation |
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Mr. Khalid Sohail, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 5 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their Travel policies online".
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TATA-AIG Annual Multitrip:
Annual Multitrip allows customer to travel worldwide any number of times during the coverage period (1 year). However each trip cannot exceed 30 or 45 days depending on the plan purchased. There are 2 annual multitrip palns available:
- Gold - Maximum coverage of $250,000
- Platinum - Maximum coverage of $500,000
Annual Mutitrip Benefit Details:
Benefits/Maximum Coverage |
Annual Multi-Trip |
Gold
$250,000 |
Platinum
$500,000 |
| Sum(s)insured in US$ |
| Accidental Death and Dismemberment Benefit(24 Hrs) |
15,000 |
25,000 |
| Accidental Death and Dismemberment Benefit(Common Carrier) |
5,000 |
5,000 |
Accident and Sickness Medical
Expenses Reimbursement* |
250,000 |
500,000 |
| Sickness Dental Relief** |
400 |
500 |
| Emergency Medical Evacuation*** |
Included |
Included |
| Repatriation of Remains*** |
Included |
Included |
| Baggage Delay Benefit (After first 12 hrs Only) |
100 |
200 |
| Checked Baggage Loss Benefit# |
1,000 |
1,000 |
| Loss of Passport## |
250 |
250 |
| Personal Liability### |
200,000 |
200,000 |
| Trip Delay^ |
Included |
Included |
| Hijack^^ |
Included |
Included |
| In-Hospital Indemnity Benefit^^^ |
Included |
Included |
| Automatic extension of policy upto 7 days |
Available |
Available |
| Emergency Cash Advance |
1,000 |
1,500 |
* Accident and Sickness Medical Expenses Reimbursement - Deductible 0f $100
** Sickness Dental Relief - Deductible of $150
*** Included under the benefit limit of Accident and Sickness Medical Expenses Reimbursement
# Maximum amount to be reimbursed per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured
## Loss of passport benefit - Deductible of $30
### Personal Liability Benefits - Deductible of $200
^ Trip Delay - Deductible of 12 hrs. $10 per 12 hours & maximum $100.
^^ Hijack - Deductible of 1 day, $100 per day & maximum $500.
^^^ In - Hospital Indemnity - Deductible of 1 day, $15 per day & maximum $150.
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Following Maximum eligible expenses per Sickness or Disease are applicable to Insured Persons Aged 56-70, regardless of the plan / option purchased.
| Hospital Room and Board and Hospital miscellaneous |
Max $1,500 per day upto 30 days whichever is less. |
| Intensive Care Unit |
Max $3,000 per day upto 7 days whichever is less. |
| Surgical Treatment |
Max $10,000 |
| Anesthetist Services |
Upto 25% of Surgical Treatment |
| Physician’s Visit |
Max $75 per Day upto 10 visits |
| Diagnostic and Pre-Admission Testing |
Max $500 |
| Ambulance Services |
Max $400 |
TATA-AIG Policy Exclusions:
You are not covered if any expenses incurred directly or indirectly in respect of: Travelling against the advice of a Physician; for obtaining treatment; Pre-existing ailments& complications arising out of them; Suicide or attempted suicide;War; Terrorism; Illegal Acts; Dangerous Sports; etc. For Other Exclusions please refer to the policy wordings.
Credit Card Purchase Procedure
You can purchase the policy online using a credit card from anywhere in the globe. Most of our customers purchase the policy from the United States, U.K , Australia, etc.. for parents or family members who are visiting from India. Customers can use international credit cards for purchasing. On completing the application and purchase using a credit card, you will receive an immediate acknowledgement of purchase. Within 24 to 48 hours, the insurance policy will be issued and emailed to the email ID provided in the application. The policy will also be couriered to the Indian address in the application.
Cheque Payment Purchase
For customers who do not want to use the online facility, payment can be made by cheques. Please email us for details.
Call us at +91(80) 4110 1026 in India. Our Insurance Advisor will assist you and with our Advisor's guidance, you can choose the level of cover you require. This policy is available to Indian residents only.
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