Cholamandalam Travel Insurance - Key Advantages

• Eligible age & trip duration
  
  • 3 months to 60 years: up to 360 days
  • 61 - 70 years: up to 180 days
  • Extension option of 180 days
• Asia Pacific includes : Australia, New Zealand & Asia(except Japan)
• No medical check-up required up to 65 yrs
• Chola travel insurancecovers adventure sports -upon payment of nominal premium extra(e.g. hot air ballooning/ bungee jumping / parasailing / paragliding.)
• Cholamandalam overseas travel insurance covers pre-existing conditions under life-saving unforeseen emergency measures
• Per day rates - Pay only for the number of days you want insurance coverage
• No medical sub limits till the age of 70. (Chola is a Comprehensive travel plan.)
• Cashless outpatient bill settlement for more than $400 if intimated to TPA
• Unique coverage for Chola travel medical insurance is door to door cover i.e. from residence to international airport to residence

Cholamandalam Overseas Travel Insurance Benefits

Benefits per policy period	Silver	Gold	Deductible
Medical Cover (Emergency evacuation included)	$ 50,000 / $ 100,000	$100,000 / $ 250,000	$ 100
Repatriation of Remains (within the overall medical limit)	$ 7500	$ 7500
Dental Treatment	$ 250	$ 250	$ 50
Checked Baggage Loss	$ 250	$ 1000 ($ 500 for Med SI 100K)
Checked Baggage Delay	$ 100	$ 100	12 Hrs
Passport Loss	$ 150	$ 250	$ 30
Personal Accident-Overseas	$ 10,000	$ 25,000 ( $ 10,000 for Med SI 100k )
Personal Accident - Domestic	Rs.1,00,000	Rs.2,50,000
Personal Liability	$ 100,000	$ 100,000
Hijack Relief Benefit ( $100 / day: max 7 days)	$ 700	$ 700	12 Hrs
Hospital Daily Cash ( $ 25 / day; max 14 days )		$ 350
Financial Emergency		$ 250
Trip Cancellation		$500	$50
Trip Curtailment		$500	$50
Trip Delay (10 per 12 hrs; max $ 150)		$ 150	12Hrs
International Driving License Loss		$ 100	$ 25
Home Burglary (Contents First Loss Basis )		Rs.2,00,000	Rs.2,500

Cholamandalm Travel Insurance - Sailent Features:

Pre-existing conditions

Pre-existing conditions are covered for life-saving unforeseen emergency measures. Cholamandalam overseas travel insurance provides cover for any eventuality arising from a pre-existing condition. This is a unique feature of the Chola Travel Insurance.

Trip Cancellation

Compensation for non-refundable expenses on cancellation of tickets, hotel bookings & scheduled tours if trip is cancelled prior to the commencement.

Trip Curtailment

Compensation for non-refundable expenses on cancellation of tickets, hotel bookings & scheduled tours if trip is curtailed after the commencement.

Trip Delay

Compensation towards expenses for meals & lodging in the event of trip delay, in excess of 12 hrs, wherein the airline has not provided for the same.

Home Burglary

Compensation on a first loss basis towards the loss of or damage to the contents at home, whilst you are abroad.

International Driving License Loss

International Driving License Loss covers indemnification towards duplicate / fresh issuance expenses.