Cholamandalam MS Insurance frequently asked questions

What are the travel related emergencies the policy covers?
There's a lot you're exposed to while traveling abroad. And even though you've planned everything down to the smallest detail, there's no telling when a calamity might strike. A sudden illness, loss of baggage, a financial emergency, a medical emergency, loss of passport, anything could happen. That is why it is a prudent decision to protect yourself and your loved ones with Cholamandalam’s Travel Health Insurance. You can be sure you're covered for a whole host of calamities that may occur while traveling abroad.
  • Medical Expenses: Cash-free cover for Medical expenses and dental treatment. In case of out-patient medical expenses, cash-free facility is extended where the amount payable exceeds USD 400 only.
  • Medical Repatriation: In the event of a medical emergency where circumstances prevent you from being treated for your condition abroad, the policy provides cover for bringing you back to a hospital in your native place or a hospital nearest to it.
  • Transportation of mortal remains: The policy reimburses the family the cost of moving the insured’s mortal remains from a foreign country to his/her residence or provides reimbursement of costs incurred in conducting last rites abroad.
  • Delay of checked baggage: In the event of baggage delay beyond 12 hours, the policy covers cost of emergency purchase of replacement items.
  • Total loss of checked baggage: Reimburses the total loss of checked baggage whilst in the custody of the carrier. Excludes Jewellery, cash etc.
  • Loss of passport:Covers the necessary expenses incurred to facilitate the process of getting duplicate passport or a fresh passport.
  • Personal accident: The policy shall pay compensation to the insured or the insured’s family in the event of an accident resulting in permanent disability or loss of life of the insured.
  • Hospital cash: In addition to hospital expenses, daily allowance will also be paid in the event of hospitalization abroad due to accident or illness.
  • Personal liability: Indemnifies against legal liability arising in your personal capacity during the stay abroad.
  • Financial Emergency: The policy will replace funds lost by the insured as a result of robbery or theft whilst overseas.
  • Plan: You can either choose a Single Trip or Multiple Trip policy. If you choose a Single Trip policy, the cover will be valid for the duration of the trip, (as selected by you).
    Durations available are:
    • Upto 7 Days
    • 8-14 Days
    • 15-21 Days
    • 22-28 Days
    • 29-42 Days
    • 43-56 Days
    • 57-70 Days
    • 71-80 Days
    • 81-90 Days
    • 91-120 Days
    • 121-150 Days
    • 151-180 Days

  • Geography: You can select these plans based on the region you are traveling to
    • Worldwide
    • Worldwide (Excluding USA& Canada)
    • Neighbouring Countries (Pakistan, Srilanka, Bangladesh, Nepal and Bhutan)

  • Medical Expenses: Cash-free cover for Medical expenses and dental treatment. In case of out-patient medical expenses, cash-free facility is extended where the amount payable exceeds USD 400 only.
  • Medical Repatriation: In the event of a medical emergency where circumstances prevent you from being treated for your condition abroad, the policy provides cover for bringing you back to a hospital in your native place or a hospital nearest to it.

  • Medical Expenses: As mentioned elsewhere, cash-free cover for Medical expenses and dental treatment. In case of out-patient medical expenses, cash-free facility is extended where the amount payable exceeds USD 400 only.
  • Medical Repatriation: In the event of a medical emergency where circumstances prevent you from being treated for your condition abroad, the policy provides cover for bringing you back to a hospital in your native place or a hospital nearest to it.
  • Transportation of mortal remains: The policy reimburses the family the cost of moving the insured’s mortal remains from a foreign country to his/her residence or provides reimbursement of costs incurred in conducting last rites abroad.
  • Personal accident: The policy shall pay compensation to the insured or the insured’s family in the event of an accident resulting in permanent disability or loss of life of the insured.
  • Hospital cash: In addition to hospital expenses, daily allowance will also be paid in the event of hospitalization abroad due to accident or illness.
  • Personal liability: Indemnifies against legal liability arising in your personal capacity during the stay abroad.

  • Delay of checked baggage: In the event of baggage delay beyond 12 hours, the policy covers cost of emergency purchase of replacement items.
  • Total loss of checked baggage: Reimburses the total loss of checked baggage whilst in the custody of the carrier. Excludes Jewellery, cash etc.
  • Loss of passport: Covers the necessary expenses incurred to facilitate the process of getting duplicate passport or a fresh passport.

  •  Personal liability: Indemnifies against legal liability arising in your personal capacity during the stay abroad.
  • Financial Emergency: The policy will replace funds lost by the insured as a result of robbery or theft whilst overseas.

International Travel Health Insurance from Cholamandalam - Useful links

How to buy Cholamandalam travel medical insurance online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

Know more »
Traveler Outside India

Travelers who have already traveled from India and do not have insurance can buy Cholamandalam travel health insurance.


Know more »
Cholamandalam travel insurance brochure

Download Cholamandalam overseas travel medical insurance brochure online!



Know more »
Cholamandalam travel insurance claim

In case of Claim or reimbursement of treatment expenses, notify Cholamandalam visitor travel insurance.


Know more »
Cholamandalam visitor insurance FAQ

Get all the answers to the most FAQs regarding overseas travel medical insurance offered by Cholamandala.


Know more »
Cholamandalam travel insurance renewal

Insurance customers can renew their existing travel policy online before the exipry date at any time.


Know more »

Popular Travel destinations for Indians tourists

Travel to Asia
Asia

Indians visiting Asia or any of the Schengen countries can buy the Cholamandalam Aisa travel insurance.

Know more
Travel to  USA
USA

Indians travelling to USA can get free quotes for Cholamandalam travel insurance USA.

Know more
Travel to Australia
Australia

Indians travelling to Australia can get free quotes for Cholamandalam travel insurance online.

Know more
Travel to UK
United Kingdom

Indians visiting UK can get free quotes and buy the Cholamandalam travel insurance for UK.

Know more
Cholamandalam  schengen visa travel insurance
Schengen Visa Travel Insurance Plans

People who require Travel medical insurance for Schengen Visa from India can buy these Cholamandalam plans offering coverage as mandated by the consulates.

Know more

Find out more about Cholamandalam Indian travel insurance

Cholamandalam Travel Reviews

Travel Reviews

Cholamandalam Travel Insurance Reviews - Customer experiences and testimonials.

Know more »
Claims form

Claims Form

Cholamandalam travel insurance claims form for Indians travelling overseas.

Know more »
Insurance Forum

Insurance Forum

Cholamandalam travel insurance forum in India

Know more »
Customer Care

Customer Care

Cholamandalam Travel insurance customer care information for Indians travelling overseas.

Know more »

Cholamandalam travel insurance links

Overseas
Overseas Travel Medical Insurance

Travelers aged from 6 months to 99 years can buy this plan online without any paper work.

Know more »
Asia
Travel Asia Insurance

Buy Cholamandalam Asia travel insurance for travelers going to Asian countries.

Know more »
Annual Multitrip
Annual Multitrip Insurance

Buy Cholamandalam Annual Multi Trip insurance online.

Click here »
Senior Citizen
Senior Citizen Travel Insurance

Senior travelers up to the age of 90 years can opt for Cholamandalam travel insurance coverage

Know more »
Schengen visa
Schengen Visa Insurance

Applying for Schengen visa? Then this Cholamandalam travel insurance schengen is a good option to go for!

Know more »
student travel
Student travel insurance

Buy Student travel insurance online.

Know more »

Search Cholamandalam travel insurance

Welcome to NRIOL Indian Insurance  - Online Chat
Name is required
Email is required Email is invalid
Contact is required
logo

NRIOL.COM, the premier online community since 1997 for the Non Resident Indians. NRIOL provides a range of resourceful services for immigrants and visitors in the US, the UK, UAE, Australia and other nations with large NRI communities.

CONTACT

NRI Online Pvt. Ltd.

Phone: +91-80-41101026

Email:

Estd. 1997 © Copyright NRI Online Pvt. Ltd. All rights reserved worldwide.